XML 89 R75.htm IDEA: XBRL DOCUMENT v3.24.0.1
Allowance for Credit Losses - Summary of Activity in Allowance for Loan Losses (Detail) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance $ 105,680 $ 85,376 $ 91,847
Charge-offs (8,140) (1,585) (2,392)
Recoveries 1,527 1,907 3,086
Provision for (Benefit from) Credit Losses 22,455 17,945 (7,165)
Ending  Balance 121,522 105,680 85,376
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Beginning Balance 4,315 3,790  
Charge-offs 0 0 0
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses 1,535 525  
Ending  Balance 5,850 4,315 3,790
Credit Loss [Roll Forward]      
Beginning Balance 109,995 89,166 95,247
Charge-offs (8,140) (1,585) (2,392)
Recoveries 1,527 1,907 3,086
Provision for (Benefit from) Credit Losses 23,990 18,470 (6,775)
Ending  Balance 127,372 109,995 89,166
Commercial loans      
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Beginning Balance     3,400
Provision for (Benefit from) Credit Losses     390
Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 2,037    
Ending  Balance   2,037  
Off-Balance Sheet, Credit Loss, Liability [Roll Forward]      
Beginning Balance 0    
Ending  Balance   0  
Credit Loss [Roll Forward]      
Beginning Balance 2,037    
Ending  Balance   2,037  
Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 61,381 51,140 53,693
Charge-offs (3,637) (294) (144)
Recoveries 2 3 806
Provision for (Benefit from) Credit Losses 11,118 8,959 (3,215)
Ending  Balance 68,864 61,381 51,140
Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 1,573    
Ending  Balance   1,573  
Consumer      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 24,639 23,474 25,148
Charge-offs (624) (594) (751)
Recoveries 1,175 743 1,501
Provision for (Benefit from) Credit Losses 2,263 872 (2,424)
Ending  Balance 27,453 24,639 23,474
Consumer | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 144    
Ending  Balance   144  
Commercial and industrial      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 13,597 3,862 4,252
Charge-offs (3,879) (697) (1,470)
Recoveries 316 1,157 755
Provision for (Benefit from) Credit Losses 2,716 9,194 325
Ending  Balance 12,750 13,597 3,862
Commercial and industrial | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 81    
Ending  Balance   81  
Construction      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 5,142 5,667 7,540
Charge-offs 0 0 (27)
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses 3,714 (726) (1,846)
Ending  Balance 8,856 5,142 5,667
Construction | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 201    
Ending  Balance   201  
Agriculture production      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 906 1,215 1,209
Charge-offs 0 0 0
Recoveries 34 4 24
Provision for (Benefit from) Credit Losses 2,649 (351) (18)
Ending  Balance 3,589 906 1,215
Agriculture production | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 38    
Ending  Balance   38  
Leases      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 15 18 5
Charge-offs 0 0 0
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses (5) (3) 13
Ending  Balance 10 15 18
Leases | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 0    
Ending  Balance   0  
CRE non-owner occupied | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 30,962 25,739 29,380
Charge-offs 0 0 0
Recoveries 0 1 12
Provision for (Benefit from) Credit Losses 4,115 4,476 (3,653)
Ending  Balance 35,077 30,962 25,739
CRE non-owner occupied | Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 746    
Ending  Balance   746  
CRE owner occupied | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 14,014 10,691 10,861
Charge-offs (3,637) 0 (18)
Recoveries 2 2 794
Provision for (Benefit from) Credit Losses 4,702 3,258 (946)
Ending  Balance 15,081 14,014 10,691
CRE owner occupied | Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 63    
Ending  Balance   63  
Multifamily | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 13,132 12,395 11,472
Charge-offs 0 0 0
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses 1,286 737 923
Ending  Balance 14,418 13,132 12,395
Multifamily | Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 0    
Ending  Balance   0  
Farmland | Commercial real estate      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 3,273 2,315 1,980
Charge-offs 0 (294) (126)
Recoveries 0 0 0
Provision for (Benefit from) Credit Losses 1,015 488 461
Ending  Balance 4,288 3,273 2,315
Farmland | Commercial real estate | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 764    
Ending  Balance   764  
SFR 1-4 1st DT liens | Consumer      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 11,268 10,723 10,117
Charge-offs 0 0 (145)
Recoveries 262 79 13
Provision for (Benefit from) Credit Losses 2,479 322 738
Ending  Balance 14,009 11,268 10,723
SFR 1-4 1st DT liens | Consumer | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 144    
Ending  Balance   144  
SFR HELOCs and junior liens | Consumer      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 11,413 10,510 11,771
Charge-offs (66) (22) (29)
Recoveries 723 429 1,127
Provision for (Benefit from) Credit Losses (1,797) 496 (2,359)
Ending  Balance 10,273 11,413 10,510
SFR HELOCs and junior liens | Consumer | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 0    
Ending  Balance   0  
Other | Consumer      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance 1,958 2,241 3,260
Charge-offs (558) (572) (577)
Recoveries 190 235 361
Provision for (Benefit from) Credit Losses 1,581 54 (803)
Ending  Balance 3,171 1,958 $ 2,241
Other | Consumer | Cumulative Effect, Period of Adoption, Adjustment      
Allowance for Loan and Lease Losses [Roll Forward]      
Beginning Balance $ 0    
Ending  Balance   $ 0