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Loans
12 Months Ended
Dec. 31, 2024
Receivables [Abstract]  
Loans Loans
A summary of loan balances follows:
(in thousands)
December 31, 2024December 31, 2023
Commercial real estate:
CRE non-owner occupied$2,323,036 $2,217,806 
CRE owner occupied961,415 956,440 
Multifamily1,028,035 949,502 
Farmland265,146 271,054 
Total commercial real estate loans4,577,632 4,394,802 
Consumer:
SFR 1-4 1st DT liens859,660 883,438 
SFR HELOCs and junior liens363,420 356,813 
Other57,979 73,017 
Total consumer loans1,281,059 1,313,268 
Commercial and industrial471,271 586,455 
Construction279,933 347,198 
Agriculture production151,822 144,497 
Leases6,806 8,250 
Total loans, net of deferred loan fees and discounts$6,768,523 $6,794,470 
Total principal balance of loans owed, net of charge-offs$6,804,113 $6,834,935 
Unamortized net deferred loan fees(15,283)(15,826)
Discounts to principal balance of loans owed, net of charge-offs(20,307)(24,639)
Total loans, net of unamortized deferred loan fees and discounts$6,768,523 $6,794,470 
Allowance for credit losses$(125,366)$(121,522)