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v3.25.1

Deposits | 3 Months Ended
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Mar. 31, 2025
Deposits [Abstract] |
Deposits | Deposits A summary of the balances of deposits follows:
(in thousands) | March 31, 2025 |  | December 31, 2024
Noninterest-bearing demand | $ | 2,539,109 |  |  | $ | 2,548,613 |
Interest-bearing demand | 1,778,615 |  |  | 1,758,629 |
Savings | 2,777,840 |  |  | 2,657,849 |
Time certificates, $250,000 or more | 630,414 |  |  | 485,180 |
Other time certificates | 479,354 |  |  | 637,305 |
Total deposits | $ | 8,205,332 |  |  | $ | 8,087,576 |
Certificate of deposit balances of $100.0 million from the State of California were included in time certificates, $250,000 or more, at March 31, 2025 and December 31, 2024, respectively. The Company participates in a deposit program offered by the State of California whereby the State may make deposits at the Company’s request subject to collateral and credit worthiness constraints. The negotiated rates on these State deposits are generally more favorable than other wholesale funding sources available to the Company. Overdrawn deposit balances of $1.7 million and $2.5 million were classified as consumer loans at March 31, 2025 and December 31, 2024, respectively.

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- Definition The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 1 -SubTopic 405 -Topic 942 -Publisher FASB -URI https://asc.fasb.org/1943274/2147478353/942-405-50-1 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 942 -SubTopic 210 -Name Accounting Standards Codification -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-03(12)) -Publisher FASB -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Paragraph e -Publisher SEC Reference 4: http://www.xbrl.org/2003/role/disclosureRef -Name Regulation S-K (SK) -Number 229 -Section 1406 -Publisher SEC + Details
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- References No definition available. + Details
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