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Commitments and Contingencies (Tables) | 6 Months Ended
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Jun. 30, 2025
Commitments and Contingencies Disclosure [Abstract] |
Summary of Bank's Commitments and Contingent Liabilities | The following table presents a summary of the Bank’s commitments and contingent liabilities:
(in thousands) | June 30, 2025 |  | December 31, 2024
Financial instruments whose amounts represent risk: |  |  |
Commitments to extend credit: |  |  |
Commercial loans | $ | 840,046 |  |  | $ | 788,491 |
Consumer loans | 613,922 |  |  | 627,681 |
Real estate mortgage loans | 432,669 |  |  | 419,172 |
Real estate construction loans | 234,467 |  |  | 272,308 |
Standby letters of credit | 39,149 |  |  | 39,804 |
Deposit account overdraft privilege | 128,990 |  |  | 121,006 |

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