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Non-interest Income and Expense
6 Months Ended
Jun. 30, 2025
Other Income and Expenses [Abstract]  
Non-interest Income and Expense Non-interest Income and Expense
The following tables summarize the Company’s non-interest income for the periods indicated:
Three months ended
June 30,
Six months ended
June 30,
(in thousands)2025202420252024
ATM and interchange fees$6,590 $6,372 $12,696 $12,541 
Service charges on deposit accounts5,189 4,847 10,103 9,510 
Other service fees1,485 1,286 2,844 2,652 
Mortgage banking service fees438 438 877 866 
Change in value of mortgage servicing rights(52)(147)(192)(136)
Total service charges and fees13,650 12,796 26,328 25,433 
Increase in cash value of life insurance842 831 1,662 1,634 
Asset management and commission income1,635 1,359 3,123 2,487 
Gain on sale of loans503 388 847 649 
Lease brokerage income50 154 116 315 
Sale of customer checks318 301 663 613 
Gain (loss) on sale or exchange of investment securities(45)(1,142)(45)
Gain (loss) on marketable equity securities(121)47 (149)
Other80 203 1,519 700 
Total other non-interest income3,440 3,070 6,835 6,204 
Total non-interest income$17,090 $15,866 $33,163 $31,637 
The following tables summarize the Company’s non-interest expense for the periods indicated:
Three months ended
June 30,
Six months ended
June 30,
(in thousands)2025202420252024
Base salaries, net of deferred loan origination costs$25,757 $23,852 $51,158 $47,872 
Incentive compensation5,223 4,711 9,261 7,968 
Benefits and other compensation costs7,306 6,838 14,722 13,865 
Total salaries and benefits expense38,286 35,401 75,141 69,705 
Occupancy4,200 4,063 8,277 8,014 
Data processing and software4,959 5,094 10,017 10,201 
Equipment1,189 1,330 2,473 2,686 
Intangible amortization483 1,030 997 2,060 
Advertising808 819 2,012 1,581 
ATM and POS network charges1,843 1,987 3,694 3,648 
Professional fees1,667 1,814 3,185 3,154 
Telecommunications513 558 1,001 1,069 
Regulatory assessments and insurance1,297 1,144 2,580 2,395 
Postage385 340 705 648 
Operational losses270 244 694 596 
Courier service544 559 1,032 1,039 
Loss (gain) on sale or acquisition of foreclosed assets— — (3)(38)
Loss (gain) on disposal of fixed assets90 
Other miscellaneous expense4,682 3,955 8,821 8,079 
Total other non-interest expense22,845 22,938 45,575 45,138 
Total non-interest expense$61,131 $58,339 $120,716 $114,843