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Leases | 9 Months Ended
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Sep. 30, 2025
Leases [Abstract] |
Leases | Leases The Company records a ROUA on the consolidated balance sheets for those leases that convey rights to control use of identified assets for a period of time in exchange for consideration. The Company also records a lease liability on the consolidated balance sheets for the present value of future payment commitments. All of the Company’s leases are comprised of operating leases in which the Company is lessee of real estate property for branches, ATM locations, and general administration and operations. The Company has elected not to include short-term leases (i.e. leases with initial terms of 12 month or less) within the ROUA and lease liability. The following table presents the components of lease expense for the periods ended:
| Three months ended September 30, |  | Nine months ended September 30,
(in thousands) | 2025 |  | 2024 |  | 2025 |  | 2024
Operating lease cost | $ | 1,483 |  |  | $ | 1,416 |  |  | $ | 4,301 |  |  | $ | 4,315 |
Short-term lease cost | 68 |  |  | 52 |  |  | 163 |  |  | 159 |
Variable lease cost (income) | (5) |  |  | (15) |  |  | (21) |  |  | 8 |
Total lease cost | $ | 1,546 |  |  | $ | 1,453 |  |  | $ | 4,443 |  |  | $ | 4,482 |
The following table presents supplemental cash flow information related to leases for the periods ended:
| Three months ended September 30, |  | Nine months ended September 30,
(in thousands) | 2025 |  | 2024 |  | 2025 |  | 2024
Cash paid for amounts included in the measurement of lease liabilities: |  |  |  |  |  |  |
Operating cash flows for operating leases | $ | 1,587 |  |  | $ | 1,511 |  |  | $ | 4,583 |  |  | $ | 4,658 |
ROUA obtained in exchange for operating lease liabilities | $ | 4,994 |  |  | $ | 800 |  |  | $ | 6,000 |  |  | $ | 2,226 |
The following table presents the weighted average operating lease term and discount rate as of the period ended:
| September 30, |  |
| 2025 |  | 2024 |  |
Weighted-average remaining lease term (years) | 7.7 |  | 7.7 |  |
Weighted-average discount rate | 3.79 | % |  | 3.50 | % |  |
At September 30, 2025, future expected operating lease payments are as follows:
(in thousands) |
Periods ending December 31, |
2025 | $ | 1,547 |
2026 | 5,845 |
2027 | 5,208 |
2028 | 3,958 |
2029 | 3,007 |
Thereafter | 12,567 |
| 32,132 |
Discount for present value of expected cash flows | (4,449) |
Lease liability at September 30, 2025 | $ | 27,683 |

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- Definition The entire disclosure for operating leases of lessee. Includes, but is not limited to, description of operating lease and maturity analysis of operating lease liability. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 842 -SubTopic 20 -Name Accounting Standards Codification -Publisher FASB -URI https://asc.fasb.org/842-20/tableOfContent + Details
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