XML 32 R20.htm IDEA: XBRL DOCUMENT v3.25.3

Non-interest Income and Expense

9 Months Ended

Sep. 30, 2025

Other Income and Expenses [Abstract]

Non-interest Income and Expense

Non-interest Income and Expense

The following tables summarize the Company’s non-interest income for the periods indicated:

			Three months ended September 30,												Nine months ended September 30,
(in thousands)			2025						2024						2025						2024
ATM and interchange fees			$	6,493					$	6,472					$	19,189					$	19,013
Service charges on deposit accounts			5,448						4,979						15,551						14,489
Other service fees			1,485						1,224						4,329						3,876
Mortgage banking service fees			430						439						1,307						1,305
Change in value of mortgage servicing rights			(105)						(332)						(297)						(468)
Total service charges and fees			13,751						12,782						40,079						38,215
Increase in cash value of life insurance			871						786						2,533						2,420
Asset management and commission income			1,932						1,502						5,055						3,989
Gain on sale of loans			327						549						1,174						1,198
Lease brokerage income			82						62						198						377
Sale of customer checks			311						303						974						916
Gain (loss) on sale or exchange of investment securities			(2,124)						2						(3,266)						(43)
Gain (loss) on marketable equity securities			26						356						73						207
Other			2,831						153						4,350						853
Total other non-interest income			4,256						3,713						11,091						9,917
Total non-interest income			$	18,007					$	16,495					$	51,170					$	48,132

The following tables summarize the Company’s non-interest expense for the periods indicated:

			Three months ended September 30,												Nine months ended September 30,
(in thousands)			2025						2024						2025						2024
Base salaries, net of deferred loan origination costs			$	25,340					$	24,407					$	76,498					$	72,279
Incentive compensation			5,351						4,361						14,612						12,329
Benefits and other compensation costs			7,038						6,782						21,760						20,647
Total salaries and benefits expense			37,729						35,550						112,870						105,255
Occupancy			4,388						4,191						12,665						12,205
Data processing and software			4,838						5,258						14,855						15,459
Equipment			1,269						1,374						3,742						4,060
Intangible amortization			482						1,030						1,479						3,090
Advertising			647						1,152						2,659						2,733
ATM and POS network charges			1,911						1,712						5,605						5,360
Professional fees			1,842						1,893						5,027						5,047
Telecommunications			503						507						1,504						1,576
Regulatory assessments and insurance			1,282						1,256						3,862						3,651
Postage			353						335						1,058						983
Operational losses			544						603						1,238						1,199
Courier service			577						542						1,609						1,581
Loss (gain) on sale or acquisition of foreclosed assets			—						26						(3)						(12)
Loss (gain) on disposal of fixed assets			21						6						111						12
Other miscellaneous expense			4,038						4,052						12,859						12,131
Total other non-interest expense			22,695						23,937						68,270						69,075
Total non-interest expense			$	60,424					$	59,487					$	181,140					$	174,330

X

- References

No definition available.

+ Details

Name:	us-gaap_OtherIncomeAndExpensesAbstract
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

The entire disclosure for other income or other expense items (both operating and nonoperating). Sources of nonoperating income or nonoperating expense that may be disclosed, include amounts earned from dividends, interest on securities, profits (losses) on securities, net and miscellaneous other income or income deductions.

+ References

Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
-Topic 720
-Name Accounting Standards Codification
-Publisher FASB
-URI https://asc.fasb.org/720/tableOfContent

Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef
-Name Accounting Standards Codification
-Topic 610
-Publisher FASB
-URI https://asc.fasb.org/610/tableOfContent

+ Details

Name:	us-gaap_OtherIncomeAndOtherExpenseDisclosureTextBlock
Namespace Prefix:	us-gaap_
Data Type:	dtr-types:textBlockItemType
Balance Type:	na
Period Type:	duration