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Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2023

Allowance for Credit Losses

Summary of Company's Allowance for Loan Losses ("ALL") and Recorded Investment in Loans

The tables below detail the Company’s allowance for credit losses as of the dates shown:


		Three months ended September 30, 2023
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	42,058		$	30,768		$	19,331		$	424		$	92,581
Charge-offs			(239)			—			—			(301)			(540)
Recoveries			241			1			7			31			280
Provision expense (release) for credit losses			3,231			(2,301)			(47)			242			1,125
Ending balance		$	45,291		$	28,468		$	19,291		$	396		$	93,446


		Nine months ended September 30, 2023
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	37,608		$	32,050		$	19,306		$	589		$	89,553
Charge-offs			(242)			—			(46)			(930)			(1,218)
Recoveries			286			3			19			78			386
Provision expense (release) for credit losses			7,639			(3,585)			12			659			4,725
Ending balance		$	45,291		$	28,468		$	19,291		$	396		$	93,446


		Three months ended September 30, 2022
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	32,011		$	8,426		$	10,072		$	351		$	50,860
Day 1 CECL provision expense			2,261			2,327			596			17			5,201
Purchase credit deteriorated ("PCD") allowance for credit loss at acquisition			2,257			2			215			—			2,474
Charge-offs			—			—			—			(253)			(253)
Recoveries			40			—			3			23			66
Provision expense for credit losses			1,651			3,419			1,988			217			7,275
Ending balance		$	38,220		$	14,174		$	12,874		$	355		$	65,623


		Nine months ended September 30, 2022
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	31,256		$	10,033		$	8,056		$	349		$	49,694
Day 1 CECL provision expense			2,261			2,327			596			17			5,201
PCD allowance for credit loss at acquisition			2,257			2			215			—			2,474
Charge-offs			(754)			—			(2)			(582)			(1,338)
Recoveries			115			21			49			71			256
Provision expense for credit losses			3,085			1,791			3,960			500			9,336
Ending balance		$	38,220		$	14,174		$	12,874		$	355		$	65,623