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Commitments and Contingencies (Tables)

9 Months Ended

Sep. 30, 2023

Commitments and Contingencies

Schedule of Total Unfunded Commitments

Total unfunded commitments at September 30, 2023 and December 31, 2022 were as follows:


		September 30, 2023			December 31, 2022
Commitments to fund loans		$	885,416		$	1,124,942
Credit card lines of credit			6,888			7,167
Unfunded commitments under lines of credit			907,916			862,369
Commercial and standby letters of credit			9,880			13,859
Total unfunded commitments		$	1,810,100		$	2,008,337

Schedule of Repurchase Reserve

The following table summarizes mortgage repurchase reserve activity for the periods presented:


		For the three months ended September 30,						For the nine months ended September 30,
		2023			2022			2023			2022
Beginning balance		$	1,315		$	1,878		$	1,725		$	2,102
Provision charged to (released from) operating expense, net			—			35			(323)			(45)
Charge-offs			(47)			(74)			(134)			(218)
Ending balance		$	1,268		$	1,839		$	1,268		$	1,839