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Regulatory Capital (Tables)

9 Months Ended

Sep. 30, 2024

Regulatory Capital

Capital Ratio Requirements under Prompt Corrective Action or Other Regulatory Requirements


		September 30, 2024
							Required to be					Required to be
							well capitalized under					considered
							prompt corrective					adequately
		Actual					action provisions					capitalized⁽¹⁾
		Ratio		Amount			Ratio		Amount			Ratio		Amount
Tier 1 leverage ratio:
Consolidated		10.4%		$	1,013,938		N/A			N/A		4.0%		$	388,587
NBH Bank		9.4%			912,857		5.0%		$	483,925		4.0%			387,140
Bank of Jackson Hole Trust		30.4%			12,289		5.0%			2,022		4.0%			1,618
Common equity tier 1 risk based capital:
Consolidated		12.9%		$	1,013,938		N/A			N/A		7.0%		$	551,153
NBH Bank		11.7%			912,857		6.5%		$	509,436		7.0%			548,623
Bank of Jackson Hole Trust		75.4%			12,289		6.5%			1,060		7.0%			1,141
Tier 1 risk based capital ratio:
Consolidated		12.9%		$	1,013,938		N/A			N/A		8.5%		$	669,257
NBH Bank		11.7%			912,857		8.0%		$	626,998		8.5%			666,185
Bank of Jackson Hole Trust		75.4%			12,289		8.0%			1,304		8.5%			1,386
Total risk based capital ratio:
Consolidated		14.8%		$	1,164,207		N/A			N/A		10.5%		$	826,729
NBH Bank		12.9%			1,008,124		10.0%		$	783,747		10.5%			822,934
Bank of Jackson Hole Trust		75.4%			12,291		10.0%			1,630		10.5%			1,712


		December 31, 2023
							Required to be					Required to be
							well capitalized under					considered
							prompt corrective					adequately
		Actual					action provisions					capitalized⁽¹⁾
		Ratio		Amount			Ratio		Amount			Ratio		Amount
Tier 1 leverage ratio:
Consolidated		9.7%		$	941,369		N/A			N/A		4.0%		$	386,775
NBH Bank		8.9%			856,243		5.0%		$	481,685		4.0%			385,348
Bank of Jackson Hole Trust		30.0%			11,609		5.0%			1,936		4.0%			1,549
Common equity tier 1 risk based capital:
Consolidated		11.9%		$	941,369		N/A			N/A		7.0%		$	554,325
NBH Bank		10.9%			856,243		6.5%		$	512,408		7.0%			551,824
Bank of Jackson Hole Trust		71.2%			11,609		6.5%			1,059		7.0%			1,141
Tier 1 risk based capital ratio:
Consolidated		11.9%		$	941,369		N/A			N/A		8.5%		$	673,109
NBH Bank		10.9%			856,243		8.0%		$	630,656		8.5%			670,072
Bank of Jackson Hole Trust		71.2%			11,609		8.0%			1,304		8.5%			1,385
Total risk based capital ratio:
Consolidated		13.8%		$	1,092,800		N/A			N/A		10.5%		$	831,487
NBH Bank		12.1%			952,674		10.0%		$	788,319		10.5%			827,735
Bank of Jackson Hole Trust		71.2%			11,609		10.0%			1,629		10.5%			1,711


(1)		Includes the capital conservation buffer of 2.5%.