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Commitments and Contingencies (Tables)

9 Months Ended

Sep. 30, 2024

Commitments and Contingencies

Schedule of Total Unfunded Commitments

Total unfunded commitments at September 30, 2024 and December 31, 2023 were as follows:


		September 30, 2024			December 31, 2023
Commitments to fund loans		$	687,659		$	724,928
Credit card lines of credit			3,389			6,278
Unfunded commitments under lines of credit			778,093			890,530
Commercial and standby letters of credit			14,249			13,029
Total unfunded commitments		$	1,483,390		$	1,634,765

Schedule of Repurchase Reserve

The following table summarizes mortgage repurchase reserve activity for the periods presented:


		For the three months ended September 30,						For the nine months ended September 30,
		2024			2023			2024			2023
Beginning balance		$	1,089		$	1,315		$	1,198		$	1,725
Provision released from operating expense, net			—			—			(73)			(323)
Charge-offs			(20)			(47)			(56)			(134)
Ending balance		$	1,069		$	1,268		$	1,069		$	1,268