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Commitments and Contingencies (Tables)
12 Months Ended
Dec. 31, 2024
Commitments and Contingencies  
Schedule of Total Unfunded Commitments

Total unfunded commitments at December 31, 2024 and 2023 were as follows:

December 31, 2024

December 31, 2023

Commitments to fund loans

$

663,859

$

724,928

Credit card lines of credit

3,272

6,278

Unfunded commitments under lines of credit

752,861

890,530

Commercial and standby letters of credit

10,760

13,029

Total unfunded commitments

$

1,430,752

$

1,634,765

Schedule of Repurchase Reserve

The following table summarizes mortgage repurchase reserve activity for the periods presented:

For the years ended December 31,

2024

2023

Beginning balance

$

1,198

$

1,725

Provision released from operating expense, net

(122)

(323)

Charge-offs

(76)

(204)

Ending balance

$

1,000

$

1,198