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Commitments and Contingencies (Tables)

3 Months Ended

Mar. 31, 2025

Commitments and Contingencies

Schedule of Total Unfunded Commitments

Total unfunded commitments at March 31, 2025 and December 31, 2024 were as follows:

​

​	​	​	​	​	​	​
​	​	March 31, 2025		​	December 31, 2024
Commitments to fund loans	​	$	563,568	​	$	663,859
Unfunded commitments under lines of credit	​	​	743,862	​	​	752,861
Commercial and standby letters of credit	​	​	12,561	​	​	10,760
Total unfunded commitments	​	$	1,319,991	​	$	1,427,480

Schedule of Repurchase Reserve

The following table summarizes mortgage repurchase reserve activity for the periods presented:

​

​	​	​	​	​	​	​
​	​	For the three months ended March 31,
​	​	2025		​	2024
Beginning balance	​	$	1,000	​	$	1,198
Provision released from operating expense, net	​	​	(90)	​	​	—
Charge-offs	​	​	(45)	​	​	(26)
Ending balance	​	$	865	​	$	1,172

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