XML 43 R33.htm IDEA: XBRL DOCUMENT

Allowance for Credit Losses (Tables)

6 Months Ended

Jun. 30, 2025

Allowance for Credit Losses

Summary of Company's Allowance for Loan Losses ("ALL") and Recorded Investment in Loans

The tables below detail the Company’s allowance for credit losses as of the dates shown:


		Three months ended June 30, 2025
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	48,058		$	23,494		$	18,307		$	333		$	90,192
Charge-offs			(977)			—			(1)			(180)			(1,158)
Recoveries			105			—			31			34			170
Provision expense (release) for credit losses			748			(1,275)			92			124			(311)
Ending balance		$	47,934		$	22,219		$	18,429		$	311		$	88,893

		Six months ended June 30, 2025
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	48,552		$	26,136		$	19,426		$	341		$	94,455
Charge-offs			(14,546)			(1,467)			(1)			(395)			(16,409)
Recoveries			161			17			59			71			308
Provision expense (release) for credit losses			13,767			(2,467)			(1,055)			294			10,539
Ending balance		$	47,934		$	22,219		$	18,429		$	311		$	88,893


		Three months ended June 30, 2024
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	46,315		$	30,838		$	20,100		$	354		$	97,607
Charge-offs			—			(4,422)			—			(183)			(4,605)
Recoveries			177			7			84			231			499
Provision expense (release) for credit losses			2,418			989			(425)			(26)			2,956
Ending balance		$	48,910		$	27,412		$	19,759		$	376		$	96,457


		Six months ended June 30, 2024
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	45,304		$	32,665		$	19,550		$	428		$	97,947
Charge-offs			(24)			(4,422)			—			(437)			(4,883)
Recoveries			293			7			90			297			687
Provision expense (release) for credit losses			3,337			(838)			119			88			2,706
Ending balance		$	48,910		$	27,412		$	19,759		$	376		$	96,457