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Commitments and Contingencies (Tables)

6 Months Ended

Jun. 30, 2025

Commitments and Contingencies

Schedule of Total Unfunded Commitments

Total unfunded commitments at June 30, 2025 and December 31, 2024 were as follows:


		June 30, 2025			December 31, 2024
Commitments to fund loans		$	570,397		$	663,859
Unfunded commitments under lines of credit			714,931			752,861
Commercial and standby letters of credit			12,319			10,760
Total unfunded commitments		$	1,297,647		$	1,427,480

Schedule of Repurchase Reserve

The following table summarizes mortgage repurchase reserve activity for the periods presented:


		For the three months ended June 30,						For the six months ended June 30,
		2025			2024			2025			2024
Beginning balance		$	865		$	1,172		$	1,000		$	1,198
Provision released from operating expense, net			(120)			(73)			(210)			(73)
Charge-offs			(21)			(10)			(66)			(36)
Ending balance		$	724		$	1,089		$	724		$	1,089