XML 66 R56.htm IDEA: XBRL DOCUMENT v3.25.2
Loans - Carrying Value of Loan Portfolio by Segment and Credit Quality Indicator (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 $ 335,269   $ 335,269   $ 1,098,927
2024/2023 1,069,626   1,069,626   933,839
2023/2022 817,112   817,112   1,801,669
2022/2021 1,708,631   1,708,631   1,214,068
2021/2020 1,071,370   1,071,370   512,399
Prior 1,669,450   1,669,450   1,305,837
Revolving Loans Amortized Cost Basis 807,295   807,295   870,453
Revolving Loans Converted to Term 8,165   8,165   13,951
Total loans 7,486,918   7,486,918   7,751,143
Gross charge-offs 2025/2024     380   877
Gross charge-offs 2024/2023     3,052   2,051
Gross charge-offs 2023/2022     9,341   336
Gross charge-offs 2022/2021     883   29
Gross charge-offs 2021/2020     1,504   155
Gross charge-offs Prior     1,244   7,330
Gross charge-offs, Revolving Loans Amortized Cost Basis     5    
Gross charge-offs, Total loans 1,158 $ 4,605 16,409 $ 4,883 10,778
Commercial          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 274,111   274,111   870,183
2024/2023 852,903   852,903   625,748
2023/2022 543,188   543,188   821,431
2022/2021 731,328   731,328   640,678
2021/2020 561,555   561,555   235,364
Prior 927,295   927,295   762,541
Revolving Loans Amortized Cost Basis 644,403   644,403   701,499
Revolving Loans Converted to Term 6,997   6,997   12,986
Total loans 4,541,780   4,541,780   4,670,430
Gross charge-offs 2024/2023     3,042   2,028
Gross charge-offs 2023/2022     9,341   13
Gross charge-offs 2022/2021     883   26
Gross charge-offs 2021/2020     36   155
Gross charge-offs Prior     1,244   2,860
Gross charge-offs, Total loans 977   14,546 24 5,082
Commercial | Commercial and industrial          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 204,522   204,522   468,665
2024/2023 422,730   422,730   249,718
2023/2022 189,584   189,584   356,398
2022/2021 305,902   305,902   254,649
2021/2020 193,642   193,642   68,803
Prior 130,583   130,583   100,060
Revolving Loans Amortized Cost Basis 479,575   479,575   493,880
Revolving Loans Converted to Term 3,991   3,991   3,652
Total loans 1,930,529   1,930,529   1,995,825
Gross charge-offs 2024/2023     3,042   2,028
Gross charge-offs 2023/2022     7,075    
Gross charge-offs 2022/2021         26
Gross charge-offs 2021/2020     36   155
Gross charge-offs Prior     941   156
Gross charge-offs, Total loans     11,094   2,365
Commercial | Commercial and industrial | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 201,967   201,967   445,993
2024/2023 406,076   406,076   181,920
2023/2022 122,810   122,810   332,246
2022/2021 277,615   277,615   215,561
2021/2020 164,429   164,429   51,902
Prior 116,572   116,572   92,115
Revolving Loans Amortized Cost Basis 427,861   427,861   468,752
Revolving Loans Converted to Term 2,963   2,963   2,614
Total loans 1,720,293   1,720,293   1,791,103
Commercial | Commercial and industrial | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 743   743   8,005
2024/2023 920   920   32,319
2023/2022 26,114   26,114   13,753
2022/2021 17,721   17,721   17,496
2021/2020 7,213   7,213   12,915
Prior 9,796   9,796   5,552
Revolving Loans Amortized Cost Basis 21,779   21,779   16,146
Revolving Loans Converted to Term 1,028   1,028   651
Total loans 85,314   85,314   106,837
Commercial | Commercial and industrial | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 1,812   1,812   13,417
2024/2023 15,384   15,384   34,320
2023/2022 38,754   38,754   8,909
2022/2021 8,442   8,442   21,575
2021/2020 21,877   21,877   3,011
Prior 3,676   3,676   2,020
Revolving Loans Amortized Cost Basis 29,935   29,935   8,982
Revolving Loans Converted to Term         387
Total loans 119,880   119,880   92,621
Commercial | Commercial and industrial | Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024         1,250
2024/2023 350   350   1,159
2023/2022 1,906   1,906   1,490
2022/2021 2,124   2,124   17
2021/2020 123   123   975
Prior 539   539   373
Total loans 5,042   5,042   5,264
Commercial | Municipal and non-profit          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 27,173   27,173   116,551
2024/2023 113,549   113,549   152,183
2023/2022 149,482   149,482   137,249
2022/2021 139,247   139,247   217,532
2021/2020 212,200   212,200   75,319
Prior 448,744   448,744   378,561
Revolving Loans Amortized Cost Basis 35,200   35,200   29,747
Total loans 1,125,595   1,125,595   1,107,142
Commercial | Municipal and non-profit | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 27,173   27,173   116,551
2024/2023 113,549   113,549   152,183
2023/2022 149,482   149,482   137,249
2022/2021 139,247   139,247   217,362
2021/2020 212,200   212,200   73,399
Prior 448,744   448,744   378,561
Revolving Loans Amortized Cost Basis 35,200   35,200   29,747
Total loans 1,125,595   1,125,595   1,105,052
Commercial | Municipal and non-profit | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2022/2021         170
2021/2020         1,920
Total loans         2,090
Commercial | Owner occupied commercial real estate          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 41,711   41,711   270,240
2024/2023 302,504   302,504   213,963
2023/2022 195,947   195,947   254,830
2022/2021 219,053   219,053   158,426
2021/2020 146,582   146,582   85,302
Prior 314,102   314,102   250,634
Revolving Loans Amortized Cost Basis 19,813   19,813   21,759
Revolving Loans Converted to Term 997   997   8,990
Total loans 1,240,709   1,240,709   1,264,144
Gross charge-offs 2023/2022     2,266   13
Gross charge-offs 2022/2021     883    
Gross charge-offs Prior     303    
Gross charge-offs, Total loans     3,452   13
Commercial | Owner occupied commercial real estate | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 41,711   41,711   269,810
2024/2023 275,011   275,011   205,119
2023/2022 194,283   194,283   225,766
2022/2021 189,077   189,077   131,547
2021/2020 123,560   123,560   83,791
Prior 293,687   293,687   232,653
Revolving Loans Amortized Cost Basis 18,965   18,965   20,912
Revolving Loans Converted to Term 997   997   8,990
Total loans 1,137,291   1,137,291   1,178,588
Commercial | Owner occupied commercial real estate | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024         430
2024/2023 430   430   1,664
2023/2022 1,664   1,664   13,798
2022/2021 7,170   7,170   23,482
2021/2020 8,766   8,766   268
Prior 14,435   14,435   12,744
Total loans 32,465   32,465   52,386
Commercial | Owner occupied commercial real estate | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2024/2023 27,063   27,063   7,180
2023/2022         15,266
2022/2021 22,117   22,117   3,397
2021/2020 14,256   14,256   1,243
Prior 5,564   5,564   4,759
Revolving Loans Amortized Cost Basis 848   848   847
Total loans 69,848   69,848   32,692
Commercial | Owner occupied commercial real estate | Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2022/2021 689   689    
Prior 416   416   478
Total loans 1,105   1,105   478
Commercial | Food and agribusiness          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 705   705   14,727
2024/2023 14,120   14,120   9,884
2023/2022 8,175   8,175   72,954
2022/2021 67,126   67,126   10,071
2021/2020 9,131   9,131   5,940
Prior 33,866   33,866   33,286
Revolving Loans Amortized Cost Basis 109,815   109,815   156,113
Revolving Loans Converted to Term 2,009   2,009   344
Total loans 244,947   244,947   303,319
Gross charge-offs Prior         2,704
Gross charge-offs, Total loans         2,704
Commercial | Food and agribusiness | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 705   705   14,727
2024/2023 14,120   14,120   9,884
2023/2022 8,151   8,151   68,909
2022/2021 63,278   63,278   6,587
2021/2020 5,758   5,758   5,940
Prior 30,260   30,260   33,081
Revolving Loans Amortized Cost Basis 109,815   109,815   156,113
Revolving Loans Converted to Term 1,595   1,595   344
Total loans 233,682   233,682   295,585
Commercial | Food and agribusiness | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2023/2022         4,045
2022/2021 3,848   3,848   2,898
2021/2020 2,599   2,599    
Prior 176   176   204
Total loans 6,623   6,623   7,147
Commercial | Food and agribusiness | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2023/2022 24   24    
2022/2021         586
2021/2020 774   774    
Prior 3,430   3,430   1
Revolving Loans Converted to Term 414   414    
Total loans 4,642   4,642   587
Commercial real estate non-owner occupied          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 19,405   19,405   150,744
2024/2023 139,021   139,021   224,800
2023/2022 204,852   204,852   555,068
2022/2021 577,770   577,770   289,750
2021/2020 238,073   238,073   173,070
Prior 483,444   483,444   360,303
Revolving Loans Amortized Cost Basis 58,055   58,055   58,603
Total loans 1,720,620   1,720,620   1,812,338
Gross charge-offs 2023/2022         293
Gross charge-offs 2021/2020     1,467    
Gross charge-offs Prior         4,422
Gross charge-offs, Total loans   4,422 1,467 4,422 4,715
Commercial real estate non-owner occupied | Construction          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 4,008   4,008   55,139
2024/2023 68,166   68,166   59,137
2023/2022 41,221   41,221   54,735
2022/2021 51,040   51,040   33,859
2021/2020 24,135   24,135   917
Prior 886   886    
Revolving Loans Amortized Cost Basis 45,497   45,497   46,548
Total loans 234,953   234,953   250,335
Commercial real estate non-owner occupied | Construction | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 4,008   4,008   55,139
2024/2023 68,166   68,166   59,137
2023/2022 41,221   41,221   54,735
2022/2021 51,040   51,040   33,859
2021/2020 24,135   24,135   917
Prior 886   886    
Revolving Loans Amortized Cost Basis 45,497   45,497   46,548
Total loans 234,953   234,953   250,335
Commercial real estate non-owner occupied | Acquisition/development          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 3,661   3,661   16,645
2024/2023 16,502   16,502   4,038
2023/2022 3,946   3,946   32,100
2022/2021 25,461   25,461   20,412
2021/2020 2,295   2,295   1,079
Prior 8,671   8,671   8,404
Revolving Loans Amortized Cost Basis 189   189   184
Total loans 60,725   60,725   82,862
Commercial real estate non-owner occupied | Acquisition/development | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 3,661   3,661   16,645
2024/2023 16,502   16,502   4,038
2023/2022 3,946   3,946   31,028
2022/2021 24,438   24,438   20,412
2021/2020 2,295   2,295   1,079
Prior 8,334   8,334   8,110
Revolving Loans Amortized Cost Basis 189   189   184
Total loans 59,365   59,365   81,496
Commercial real estate non-owner occupied | Acquisition/development | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2023/2022         1,072
2022/2021 1,023   1,023    
Total loans 1,023   1,023   1,072
Commercial real estate non-owner occupied | Acquisition/development | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
Prior 337   337   294
Total loans 337   337   294
Commercial real estate non-owner occupied | Multifamily          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024         5,522
2024/2023 1,345   1,345   16,470
2023/2022 22,935   22,935   146,963
2022/2021 161,479   161,479   74,239
2021/2020 64,157   64,157   45,700
Prior 69,528   69,528   31,034
Revolving Loans Amortized Cost Basis 732   732   853
Total loans 320,176   320,176   320,781
Commercial real estate non-owner occupied | Multifamily | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024         1,363
2024/2023 1,345   1,345   16,470
2023/2022 16,480   16,480   138,872
2022/2021 153,180   153,180   70,419
2021/2020 64,157   64,157   45,700
Prior 69,528   69,528   31,034
Revolving Loans Amortized Cost Basis 732   732   853
Total loans 305,422   305,422   304,711
Commercial real estate non-owner occupied | Multifamily | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024         4,159
2023/2022 6,455   6,455   8,091
2022/2021         3,820
Total loans 6,455   6,455   16,070
Commercial real estate non-owner occupied | Multifamily | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2022/2021 8,299   8,299    
Total loans 8,299   8,299    
Commercial real estate non-owner occupied | Non-owner occupied          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 11,736   11,736   73,438
2024/2023 53,008   53,008   145,155
2023/2022 136,750   136,750   321,270
2022/2021 339,790   339,790   161,240
2021/2020 147,486   147,486   125,374
Prior 404,359   404,359   320,865
Revolving Loans Amortized Cost Basis 11,637   11,637   11,018
Total loans 1,104,766   1,104,766   1,158,360
Gross charge-offs 2023/2022         293
Gross charge-offs 2021/2020     1,467    
Gross charge-offs Prior         4,422
Gross charge-offs, Total loans     1,467   4,715
Commercial real estate non-owner occupied | Non-owner occupied | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 11,736   11,736   68,192
2024/2023 53,008   53,008   143,857
2023/2022 136,750   136,750   303,998
2022/2021 322,501   322,501   143,085
2021/2020 135,712   135,712   125,374
Prior 370,123   370,123   304,162
Revolving Loans Amortized Cost Basis 11,637   11,637   11,018
Total loans 1,041,467   1,041,467   1,099,686
Commercial real estate non-owner occupied | Non-owner occupied | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024         5,246
2024/2023         1,298
2023/2022         17,272
2022/2021 12,502   12,502   12,184
2021/2020 11,774   11,774    
Prior 5,789   5,789   16,009
Total loans 30,065   30,065   52,009
Commercial real estate non-owner occupied | Non-owner occupied | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2022/2021 4,787   4,787   5,516
Prior 28,447   28,447   694
Total loans 33,234   33,234   6,210
Commercial real estate non-owner occupied | Non-owner occupied | Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2022/2021         455
Total loans         455
Residential real estate          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 39,183   39,183   73,443
2024/2023 74,375   74,375   81,297
2023/2022 67,670   67,670   423,727
2022/2021 398,616   398,616   282,698
2021/2020 271,132   271,132   103,437
Prior 258,245   258,245   182,786
Revolving Loans Amortized Cost Basis 101,717   101,717   105,556
Revolving Loans Converted to Term 1,070   1,070   894
Total loans 1,212,008   1,212,008   1,253,838
Gross charge-offs 2021/2020     1    
Gross charge-offs, Total loans 1   1    
Residential real estate | Senior lien          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 37,842   37,842   66,529
2024/2023 65,381   65,381   77,799
2023/2022 64,551   64,551   418,873
2022/2021 393,416   393,416   280,909
2021/2020 269,794   269,794   101,384
Prior 251,943   251,943   177,137
Revolving Loans Amortized Cost Basis 43,679   43,679   46,053
Revolving Loans Converted to Term 246   246   583
Total loans 1,126,852   1,126,852   1,169,267
Gross charge-offs 2021/2020     1    
Gross charge-offs, Total loans     1    
Residential real estate | Senior lien | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 37,842   37,842   66,465
2024/2023 65,317   65,317   77,136
2023/2022 63,908   63,908   415,279
2022/2021 391,182   391,182   280,209
2021/2020 269,191   269,191   100,990
Prior 249,461   249,461   174,830
Revolving Loans Amortized Cost Basis 43,679   43,679   46,053
Revolving Loans Converted to Term 246   246   583
Total loans 1,120,826   1,120,826   1,161,545
Residential real estate | Senior lien | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Prior 14   14   16
Total loans 14   14   16
Residential real estate | Senior lien | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024         64
2024/2023 64   64   663
2023/2022 643   643   3,422
2022/2021 2,076   2,076   700
2021/2020 603   603   394
Prior 2,468   2,468   2,270
Total loans 5,854   5,854   7,513
Residential real estate | Senior lien | Doubtful          
Financing Receivable, Credit Quality Indicator [Line Items]          
2023/2022         172
2022/2021 158   158    
Prior         21
Total loans 158   158   193
Residential real estate | Junior lien          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 1,341   1,341   6,914
2024/2023 8,994   8,994   3,498
2023/2022 3,119   3,119   4,854
2022/2021 5,200   5,200   1,789
2021/2020 1,338   1,338   2,053
Prior 6,302   6,302   5,649
Revolving Loans Amortized Cost Basis 58,038   58,038   59,503
Revolving Loans Converted to Term 824   824   311
Total loans 85,156   85,156   84,571
Residential real estate | Junior lien | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 1,341   1,341   6,870
2024/2023 8,954   8,954   3,498
2023/2022 3,119   3,119   4,614
2022/2021 5,103   5,103   1,789
2021/2020 1,238   1,238   1,964
Prior 5,988   5,988   5,488
Revolving Loans Amortized Cost Basis 57,868   57,868   59,331
Revolving Loans Converted to Term 824   824   311
Total loans 84,435   84,435   83,865
Residential real estate | Junior lien | Special Mention          
Financing Receivable, Credit Quality Indicator [Line Items]          
Prior 27   27   27
Total loans 27   27   27
Residential real estate | Junior lien | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024         44
2024/2023 40   40    
2023/2022         240
2022/2021 97   97    
2021/2020 100   100   89
Prior 287   287   134
Revolving Loans Amortized Cost Basis 170   170   172
Total loans 694   694   679
Consumer          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 2,570   2,570   4,557
2024/2023 3,327   3,327   1,994
2023/2022 1,402   1,402   1,443
2022/2021 917   917   942
2021/2020 610   610   528
Prior 466   466   207
Revolving Loans Amortized Cost Basis 3,120   3,120   4,795
Revolving Loans Converted to Term 98   98   71
Total loans 12,510   12,510   14,537
Gross charge-offs 2025/2024     380   877
Gross charge-offs 2024/2023     10   23
Gross charge-offs 2023/2022         30
Gross charge-offs 2022/2021         3
Gross charge-offs Prior         48
Gross charge-offs, Revolving Loans Amortized Cost Basis     5    
Gross charge-offs, Total loans 180 $ 183 395 $ 437 981
Consumer | Pass          
Financing Receivable, Credit Quality Indicator [Line Items]          
2025/2024 2,570   2,570   4,557
2024/2023 3,327   3,327   1,994
2023/2022 1,402   1,402   1,443
2022/2021 912   912   942
2021/2020 610   610   528
Prior 421   421   169
Revolving Loans Amortized Cost Basis 3,120   3,120   4,795
Revolving Loans Converted to Term 98   98   71
Total loans 12,460   12,460   14,499
Consumer | Substandard          
Financing Receivable, Credit Quality Indicator [Line Items]          
2022/2021 5   5    
Prior 45   45   38
Total loans $ 50   $ 50   $ 38