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Allowance for Credit Losses (Tables)

9 Months Ended

Sep. 30, 2025

Allowance for Credit Losses

Summary of Company's Allowance for Loan Losses ("ALL") and Recorded Investment in Loans

The tables below detail the Company’s allowance for credit losses as of the dates shown:


		Three months ended September 30, 2025
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	47,934		$	22,219		$	18,429		$	311		$	88,893
Charge-offs			(1,410)			—			(27)			(180)			(1,617)
Recoveries			2,238			225			3			38			2,504
Provision (release) expense for credit losses			(707)			(1,333)			371			169			(1,500)
Ending balance		$	48,055		$	21,111		$	18,776		$	338		$	88,280

		Nine months ended September 30, 2025
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	48,552		$	26,136		$	19,426		$	341		$	94,455
Charge-offs			(15,957)			(1,467)			(28)			(574)			(18,026)
Recoveries			2,401			242			62			107			2,812
Provision expense (release) for credit losses			13,059			(3,800)			(684)			464			9,039
Ending balance		$	48,055		$	21,111		$	18,776		$	338		$	88,280


		Three months ended September 30, 2024
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	48,910		$	27,412		$	19,759		$	376		$	96,457
Charge-offs			(2,930)			(293)			—			(282)			(3,505)
Recoveries			60			—			5			30			95
Provision expense for credit losses			210			937			636			217			2,000
Ending balance		$	46,250		$	28,056		$	20,400		$	341		$	95,047


		Nine months ended September 30, 2024
					Non-owner
					occupied
					commercial			Residential
		Commercial			real estate			real estate			Consumer			Total
Beginning balance		$	45,304		$	32,665		$	19,550		$	428		$	97,947
Charge-offs			(2,954)			(4,715)			—			(718)			(8,387)
Recoveries			352			7			95			327			781
Provision expense for credit losses			3,548			99			755			304			4,706
Ending balance		$	46,250		$	28,056		$	20,400		$	341		$	95,047