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Commitments and Contingencies (Tables)

9 Months Ended

Sep. 30, 2025

Commitments and Contingencies

Schedule of Total Unfunded Commitments

Total unfunded commitments at September 30, 2025 and December 31, 2024 were as follows:


		September 30, 2025			December 31, 2024
Commitments to fund loans		$	521,429		$	663,859
Unfunded commitments under lines of credit			695,780			752,861
Commercial and standby letters of credit			9,534			10,760
Total unfunded commitments		$	1,226,743		$	1,427,480

Schedule of Repurchase Reserve

The following table summarizes mortgage repurchase reserve activity for the periods presented:


		For the three months ended September 30,						For the nine months ended September 30,
		2025			2024			2025			2024
Beginning balance		$	724		$	1,089		$	1,000		$	1,198
Provision released from operating expense, net			(50)			—			(260)			(73)
Charge-offs			(51)			(20)			(117)			(56)
Ending balance		$	623		$	1,069		$	623		$	1,069