<SEC-DOCUMENT>0001104659-25-091291.txt : 20250918
<SEC-HEADER>0001104659-25-091291.hdr.sgml : 20250918
<ACCEPTANCE-DATETIME>20250918163048
ACCESSION NUMBER:		0001104659-25-091291
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		14
CONFORMED PERIOD OF REPORT:	20250912
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20250918
DATE AS OF CHANGE:		20250918

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			National Bank Holdings Corp
		CENTRAL INDEX KEY:			0001475841
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				270563799
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35654
		FILM NUMBER:		251323845

	BUSINESS ADDRESS:	
		STREET 1:		7800 EAST ORCHARD ROAD
		STREET 2:		SUITE 300
		CITY:			GREENWOOD VILLAGE
		STATE:			CO
		ZIP:			80111
		BUSINESS PHONE:		303-892-8715

	MAIL ADDRESS:	
		STREET 1:		7800 EAST ORCHARD ROAD
		STREET 2:		SUITE 300
		CITY:			GREENWOOD VILLAGE
		STATE:			CO
		ZIP:			80111

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	NBH Holdings Corp.
		DATE OF NAME CHANGE:	20091030
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>tm2526246d1_8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:us-gaap="http://fasb.org/us-gaap/2025" xmlns:us-roles="http://fasb.org/us-roles/2025" xmlns:country="http://xbrl.sec.gov/country/2025" xmlns:srt="http://fasb.org/srt/2025" xmlns:NBHC="http://nationalbankholdings.com/20250912">
<head>
     <title></title>
<meta http-equiv="Content-Type" content="text/html"/>
</head>
<!-- Field: Set; Name: xdx; ID: xdx_02E_US%2DGAAP%2D2025 -->
<!-- Field: Set; Name: xdx; ID: xdx_038_NBHC_nationalbankholdings.com_20250912 -->
<!-- Field: Set; Name: xdx; ID: xdx_04C_20250912_20250912 -->
<!-- Field: Set; Name: xdx; ID: xdx_059_edei%2D%2DAmendmentFlag_false -->
<!-- Field: Set; Name: xdx; ID: xdx_05F_edei%2D%2DEntityCentralIndexKey_0001475841 -->
<!-- Field: Set; Name: xdx; ID: xdx_06B_USD_1_iso4217%2D%2DUSD -->
<!-- Field: Set; Name: xdx; ID: xdx_062_Shares_2_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_06D_USDPShares_3_iso4217%2D%2DUSD_xbrli%2D%2Dshares -->
<body style="font: 10pt Times New Roman, Times, Serif">
<div style="display: none">
<ix:header>
 <ix:hidden>
  <ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000003" name="dei:AmendmentFlag">false</ix:nonNumeric>
  <ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000004" name="dei:EntityCentralIndexKey">0001475841</ix:nonNumeric>
  </ix:hidden>
 <ix:references>
  <link:schemaRef xlink:href="nbhc-20250912.xsd" xlink:type="simple"/>
  </ix:references>
 <ix:resources>
    <xbrli:context id="AsOf2025-09-12">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0001475841</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2025-09-12</xbrli:startDate>
        <xbrli:endDate>2025-09-12</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
  </ix:resources>
 </ix:header>
</div>


<p style="margin: 0">&#160;</p>

<p style="margin: 0"></p>

<!-- Field: Rule-Page --><div style="margin-top: 0; margin-bottom: 0; width: 100%"><div style="border-top: Black 2pt solid; border-bottom: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="margin: 0">&#160;</p>



<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>UNITED STATES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SECURITIES AND EXCHANGE COMMISSION</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Washington, D.C. 20549</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="margin: 0 auto; width: 25%"><div style="border-top: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>FORM <span id="xdx_908_edei--DocumentType_c20250912__20250912_z3mofvSCX943"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000009" name="dei:DocumentType">8-K</ix:nonNumeric></span></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="margin: 0 auto; width: 25%"><div style="border-top: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Pursuant to Section&#160;13 OR 15(d)&#160;of
The Securities Exchange Act of 1934</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Date of Report (Date of earliest event reported):
<span id="xdx_90D_edei--DocumentPeriodEndDate_c20250912__20250912_zbWC7hXWSKij"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt:datemonthdayyearen" id="Fact000010" name="dei:DocumentPeriodEndDate">September 12, 2025</ix:nonNumeric></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="margin: 0 auto; width: 25%"><div style="border-top: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><span id="xdx_901_edei--EntityRegistrantName_c20250912__20250912_zfNiiFdvAaha"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000011" name="dei:EntityRegistrantName">NATIONAL BANK HOLDINGS CORPORATION</ix:nonNumeric></span></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of registrant as specified in its charter)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="margin: 0pt auto; width: 25%"><div style="border-top: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr>
    <td style="vertical-align: top; width: 32%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span id="xdx_90F_edei--EntityIncorporationStateCountryCode_c20250912__20250912_zoEZ6RnM7ic1"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt-sec:stateprovnameen" id="Fact000012" name="dei:EntityIncorporationStateCountryCode">Delaware</ix:nonNumeric></span></b></span></td>
    <td style="vertical-align: bottom; width: 2%">&#160;</td>
    <td style="vertical-align: top; width: 32%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span id="xdx_90F_edei--EntityFileNumber_c20250912__20250912_zNcjmCRvxFI3"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000013" name="dei:EntityFileNumber">001-35654</ix:nonNumeric></span></b></span></td>
    <td style="vertical-align: bottom; width: 2%">&#160;</td>
    <td style="vertical-align: top; width: 32%; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span id="xdx_906_edei--EntityTaxIdentificationNumber_c20250912__20250912_zFgEL7zMdw4k"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000014" name="dei:EntityTaxIdentificationNumber">27-0563799</ix:nonNumeric></span></b></span></td></tr>
  <tr>
    <td style="vertical-align: top; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(State or other jurisdiction<br/>
of incorporation)</span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(Commission<br/>
File Number)</span></td>
    <td style="vertical-align: bottom">&#160;</td>
    <td style="vertical-align: top; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">(IRS Employer<br/>
Identification No.)</span></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><span id="xdx_905_edei--EntityAddressAddressLine1_c20250912__20250912_zhbBQxNRZ1xe"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000015" name="dei:EntityAddressAddressLine1">7800 East Orchard Road</ix:nonNumeric></span>, <span id="xdx_907_edei--EntityAddressAddressLine2_c20250912__20250912_zG4fqdSFJak8"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000016" name="dei:EntityAddressAddressLine2">Suite&#160;300</ix:nonNumeric></span>, <span id="xdx_90A_edei--EntityAddressCityOrTown_c20250912__20250912_z1K4kuMO81Ib"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000017" name="dei:EntityAddressCityOrTown">Greenwood
Village</ix:nonNumeric></span>, <span id="xdx_90E_edei--EntityAddressStateOrProvince_c20250912__20250912_zMlvS8kx6LLk"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt-sec:stateprovnameen" id="Fact000018" name="dei:EntityAddressStateOrProvince">Colorado</ix:nonNumeric></span> <span id="xdx_903_edei--EntityAddressPostalZipCode_c20250912__20250912_zFwGmF63YKs1"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000019" name="dei:EntityAddressPostalZipCode">80111</ix:nonNumeric></span></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Address of principal executive offices) (Zip Code)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><span id="xdx_90E_edei--CityAreaCode_c20250912__20250912_zaOQdWgMWrwb"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000020" name="dei:CityAreaCode">303</ix:nonNumeric></span>-<span id="xdx_903_edei--LocalPhoneNumber_c20250912__20250912_zcokKGy4bW79"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000021" name="dei:LocalPhoneNumber">892-8715</ix:nonNumeric></span></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Registrant&#8217;s telephone, including area code)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Not Applicable</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Former name or former address, if changed since
last report.)</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="margin: 0 auto; width: 25%"><div style="border-top: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form&#160;8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.
below):</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"/><td style="width: 0.25in"><span style="font-family: Wingdings"><span id="xdx_90F_edei--WrittenCommunications_c20250912__20250912_zSze4PDUDT2f"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt:booleantrue" id="Fact000022" name="dei:WrittenCommunications">x</ix:nonNumeric></span></span></td><td>Written Communications pursuant to Rule&#160;425 under the Securities Act (17 CFR 230.425)</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"/><td style="width: 0.25in"><span style="font-family: Wingdings"><span id="xdx_905_edei--SolicitingMaterial_c20250912__20250912_zmb64BOM8LKj"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt:booleanfalse" id="Fact000023" name="dei:SolicitingMaterial">&#168;</ix:nonNumeric></span></span></td><td>Soliciting material pursuant to Rule&#160;14a-12 under the Exchange Act (17 CFR 240.14a-12)</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"/><td style="width: 0.25in"><span style="font-family: Wingdings"><span id="xdx_909_edei--PreCommencementTenderOffer_c20250912__20250912_zZ5fJNu1DGh9"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt:booleanfalse" id="Fact000024" name="dei:PreCommencementTenderOffer">&#168;</ix:nonNumeric></span></span></td><td>Pre-commencement communications pursuant to Rule&#160;14d-2(b)&#160;under the Exchange Act (17 CFR 240.14d-2(b))</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"/><td style="width: 0.25in"><span style="font-family: Wingdings"><span id="xdx_904_edei--PreCommencementIssuerTenderOffer_c20250912__20250912_zVUlk9qnvIz9"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt:booleanfalse" id="Fact000025" name="dei:PreCommencementIssuerTenderOffer">&#168;</ix:nonNumeric></span></span></td><td>Pre-commencement communications pursuant to Rule&#160;13e-4(c)&#160;under the Exchange Act (17 CFR 240.13e-4(c))</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Securities registered pursuant to Section&#160;12(b)&#160;of the Act:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr style="vertical-align: bottom">
    <td style="width: 36%; padding-right: 5.75pt; padding-left: 5.75pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span style="text-decoration: underline">Title of each class</span>:</b></span></td>
    <td style="width: 25%; padding-right: 5.75pt; padding-left: 5.75pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span style="text-decoration: underline">Trading Symbol</span></b></span></td>
    <td style="width: 39%; padding-right: 5.75pt; padding-left: 5.75pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span style="text-decoration: underline">Name of each exchange on which registered</span>:</b></span></td></tr>
  <tr style="vertical-align: top">
    <td style="padding-right: 5.75pt; padding-left: 5.75pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_904_edei--Security12bTitle_c20250912__20250912_zrZWleJp9ljb"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000026" name="dei:Security12bTitle">Class&#160;A Common Stock, Par Value $0.01</ix:nonNumeric></span></span></td>
    <td style="padding-right: 5.75pt; padding-left: 5.75pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_907_edei--TradingSymbol_c20250912__20250912_zHpssQmUWLHg"><ix:nonNumeric contextRef="AsOf2025-09-12" id="Fact000027" name="dei:TradingSymbol">NBHC</ix:nonNumeric></span></span></td>
    <td style="padding-right: 5.75pt; padding-left: 5.75pt; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><span id="xdx_90F_edei--SecurityExchangeName_c20250912__20250912_zSEldKjrgmGl"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt-sec:exchnameen" id="Fact000028" name="dei:SecurityExchangeName">NYSE</ix:nonNumeric></span></span></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Indicate by check mark whether the registrant is an emerging growth
company as defined in Rule&#160;405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule&#160;12b-2 of the Securities
Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Emerging growth company <span style="font-family: Wingdings"><span id="xdx_909_edei--EntityEmergingGrowthCompany_c20250912__20250912_z7PcKf1KC387"><ix:nonNumeric contextRef="AsOf2025-09-12" format="ixt:booleanfalse" id="Fact000029" name="dei:EntityEmergingGrowthCompany">&#168;</ix:nonNumeric></span></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">If an emerging growth company, indicate by check mark if the registrant
has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant
to Section&#160;13(a)&#160;of the Exchange Act. <span style="font-family: Wingdings">&#168;</span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="margin-top: 0; margin-bottom: 0; width: 100%"><div style="border-top: Black 1pt solid; border-bottom: Black 2pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 1 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Item 1.01. Entry into a Material Definitive
Agreement.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>Agreement and Plan of Merger</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">As previously disclosed,
on September&#160;15, 2025, National Bank Holdings Corporation, a Delaware corporation (&#8220;NBHC&#8221;), entered into an Agreement
and Plan of Merger (the &#8220;merger agreement&#8221;) with Vista Bancshares,&#160;Inc., a Texas corporation (&#8220;Vista&#8221;) and
Bryan Wick, solely in his capacity as the shareholders&#8217; representative (the &#8220;shareholders&#8217; representative&#8221;). The
merger agreement provides that, upon the terms and subject to the conditions set forth therein, Vista will merge with and into NBHC (the
&#8220;merger&#8221;), with NBHC continuing as the surviving corporation in the merger (the &#8220;surviving corporation&#8221;). Immediately
following the merger, Vista&#8217;s wholly owned bank subsidiary, Vista Bank, will merge with and into NBHC&#8217;s wholly owned bank
subsidiary, NBH Bank (the &#8220;bank merger&#8221;), with NBH Bank continuing as the surviving bank in the bank merger. The merger agreement
was unanimously approved by the board of directors of each of NBHC and Vista.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NBHC and Vista may, upon mutual agreement, at any
time prior to the effective time of the merger (as defined below), change the method or structure of effecting the combination of Vista
and NBHC if and to the extent both parties deem such change to be necessary, appropriate or desirable; provided, however, that unless
the merger agreement is amended by the agreement of each party in accordance with the terms in the merger agreement, no such change may
(i)&#160;alter or change the exchange ratio (as defined below) or the amount or kind of the cash merger consideration (as defined below)
per share of Vista common stock provided for in the merger agreement, (ii)&#160;adversely affect the tax treatment of the merger with
respect to NBHC shareholders or Vista shareholders pursuant to the merger agreement, (iii)&#160;adversely affect the tax treatment of
Vista or NBHC pursuant to the merger agreement or (iv)&#160;be reasonably expected to cause the closing of the merger (the &#8220;closing&#8221;)
to be materially delayed or the receipt of the requisite regulatory approvals to be prevented or materially delayed.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Merger Consideration</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Vista Common Stock</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Under the terms and subject to the conditions set
forth in the merger agreement, each share of common stock, par value $1.00 per share, of Vista (&#8220;Vista common stock&#8221;), issued
and outstanding immediately prior to the effective time (excluding dissenting shares, treasury shares and shares held by Vista or NBHC
(other than treasury shares and shares held by Vista or NBHC (a)&#160;held in trust accounts, managed accounts, mutual funds and the like,
or otherwise held in a fiduciary or agency capacity that are beneficially owned by third parties and (b)&#160;held, directly or indirectly,
in respect of debts previously contracted (collectively, the &#8220;exception shares&#8221;))) will be converted into the right to receive
$31.62 without interest (such consideration, the &#8220;cash merger consideration&#8221;) and 3.1161 shares (the &#8220;exchange ratio&#8221;)
of common stock, par value $0.01 per share, of NBHC (the &#8220;NBHC common stock&#8221;) (such consideration, together with the cash
merger consideration, the &#8220;merger consideration&#8221;). If a vote of NBHC&#8217;s shareholders would be required by the rules&#160;and
regulations of The New York Stock Exchange (&#8220;NYSE&#8221;) to approve the issuance of shares of NBHC common stock and awards of restricted
shares of NBHC common stock (&#8220;NBHC restricted stock awards&#8221;) pursuant to the merger agreement, the cash merger consideration
and exchange ratio will be adjusted (to the minimum extent necessary) to increase the cash merger consideration and decrease the exchange
ratio to achieve the same economic effect as set forth in the agreement and eliminate the requirement for such vote.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">All of the shares of Vista common stock converted
into the right to receive the merger consideration will no longer be outstanding and will automatically be cancelled and will cease to
exist as of the effective time, and each old certificate (which includes reference to book-entry account statements relating to the ownership
of shares of Vista common stock) previously representing any such shares of Vista common stock will thereafter represent only the right
to receive (i)&#160;the merger consideration, (ii)&#160;cash in lieu of a fractional share which the shares of Vista common stock represented
by such old certificate have been converted into the right to receive pursuant to the terms of the merger agreement and (iii)&#160;any
dividends or distributions which the holder thereof has the right to receive pursuant to the terms of the merger agreement, in each case
without any interest thereon. Old certificates previously representing shares of Vista common stock will be exchanged for the merger consideration
and the other amounts specified in the immediately preceding sentence, including evidence of shares in book-entry form representing whole
shares of NBHC common stock (together with any dividends or distributions with respect thereto and cash in lieu of fractional shares issued
in consideration therefor) upon the surrender of such old certificates pursuant to the terms of the merger agreement, without any interest
thereon.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">If, prior to the effective time, the outstanding
shares of NBHC common stock or Vista common stock have been increased, decreased, changed into or exchanged for a different number or
kind of shares or securities, in any such case as a result of a reorganization, recapitalization, reclassification, stock dividend, stock
split, reverse stock split, or other similar change in capitalization, or there is any extraordinary dividend or extraordinary distribution,
an appropriate and proportionate adjustment will be made to the merger consideration and the consideration payable in connection with
the specified Vista restricted stock award (as defined below) to give the holders of Vista common stock and Vista restricted stock awards
the same economic effect as contemplated by the merger agreement prior to such event; provided that this will not permit NBHC or Vista
to take any action with respect to its securities that is prohibited by the terms of the merger agreement. At the effective time, all
shares of Vista common stock that are owned by Vista or NBHC (in each case other than the exception shares) will be cancelled and will
cease to exist, and neither the merger consideration nor any other consideration will be delivered in exchange therefor.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Vista Stock Options</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">At the effective time, each option granted by Vista
to purchase shares of Vista common stock under the Vista Bank Equity Incentive Plan and the Vista 2014 Stock Option Plan (the &#8220;Vista
stock plans&#8221;) or otherwise that is outstanding and unexercised immediately prior to the effective time, whether or not vested (a
&#8220;Vista stock option&#8221;) that is held by a non-employee director of Vista (a &#8220;Vista director stock option&#8221;) will
be converted into the right to receive (without interest), in consideration of the cancellation of such Vista director stock option, an
amount in cash (less applicable tax withholdings) equal to the product of (i)&#160;the excess, if any, of (A)&#160;the cash merger consideration,
<i>plus</i> (B)&#160;the product of (x)&#160;the exchange ratio <i>multiplied by</i> (y)&#160;the average of the closing sale prices of
NBHC common stock on the NYSE as reported by <i>The Wall Street Journal </i>for the 5 consecutive full trading days ending on the trading
day immediately preceding the closing date (such product rounded down to the nearest penny) (the &#8220;NBHC share closing price,&#8221;
and clauses (A)&#160;and (B)&#160;collectively, the &#8220;merger consideration value&#8221;) over the per share exercise price of the
applicable Vista stock option, <i>multiplied by</i> (ii)&#160;the number of shares of Vista common stock subject to such Vista stock option
immediately prior to the effective time (the &#8220;Vista stock option consideration&#8221;). At the effective time, any Vista director
stock option that has an exercise price per share of Vista common stock that is equal to or greater than the merger consideration value
will be cancelled for no consideration and will cease to exist.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Also at the effective time, each Vista stock option
other than a Vista director stock option that is outstanding and unexercised immediately prior to the effective time, whether or not vested
(a &#8220;Vista employee stock option&#8221;) will be converted into the right to receive (without interest), in consideration of the
cancellation of such Vista employee stock option, the Vista stock option consideration. At the effective time, any Vista employee stock
option that has an exercise price per share of Vista common stock that is equal to or greater than the merger consideration value will
be cancelled for no consideration and will cease to exist.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Vista Restricted Stock Awards</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">At the effective time, each award of restricted
shares of Vista common stock granted under a Vista stock plan that is outstanding immediately prior to the effective time (a &#8220;Vista
restricted stock award&#8221;) granted prior to the date of the merger agreement that is subject to any vesting, forfeiture or other lapse
restrictions granted under any Vista stock plan or otherwise that is held by a non-employee director and is outstanding immediately prior
to the effective time (a &#8220;Vista director restricted stock award&#8221;) will fully vest and be converted into the right to receive
(without interest), in consideration of the cancellation of such Vista director restricted stock award, the merger consideration in respect
of each share of Vista common stock underlying such Vista restricted stock award, less applicable tax withholdings (the &#8220;Vista restricted
stock award consideration&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Also at the effective time, each Vista restricted
stock award granted prior to the date of the merger agreement that is subject to any vesting, forfeiture or other lapse restrictions granted
under any Vista stock plan or otherwise that is held by an employee and is outstanding immediately prior to the effective time (other
than the specified Vista restricted stock award (as defined below)) (a &#8220;Vista employee restricted stock award&#8221;) will fully
vest and be converted into the right to receive (without interest), in consideration of the cancellation of such Vista employee restricted
stock award, the Vista restricted stock award consideration.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In addition, 50% of a specified Vista restricted
stock award (the &#8220;specified Vista restricted stock award&#8221;) that is outstanding immediately prior to the effective time will
vest and be converted into the right to receive (without interest), in consideration of the cancellation of such portion of the cancelled
specified Vista restricted stock award, 3.9206 shares of NBHC common stock <i>multiplied by</i> the number of shares of Vista common stock
underlying such portion of the specified Vista restricted stock award (rounded to the nearest whole number), less applicable tax withholdings.
The remaining 50% of the specified Vista restricted stock award that is outstanding immediately prior to the effective time will cease
to represent a Vista restricted stock award and will thereafter constitute an NBHC restricted stock award, on the same terms and conditions
as were applicable under such Vista restricted stock award immediately prior to the effective time. The number of shares of NBHC common
stock subject to such NBHC restricted stock award will be equal to the number of shares of Vista common stock underlying such portion
of the specified Vista restricted stock award <i>multiplied by</i> 3.9206 (rounded to the nearest whole number).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Vista Warrants</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">At the effective time, each warrant granted by
Vista to purchase shares of Vista common stock that is outstanding and unexercised immediately prior to the effective time whether or
not vested (a &#8220;Vista warrant&#8221;) will be converted into the right to receive (without interest), in consideration of the cancellation
of such Vista warrant, an amount in cash (less applicable tax withholdings) equal to the product of (i)&#160;the excess, if any, of the
merger consideration value over the per share exercise price of the applicable Vista warrant, <i>multiplied by</i> (ii)&#160;the number
of shares of Vista common stock subject to such Vista warrant immediately prior to the effective time (the &#8220;Vista warrant consideration&#8221;).
At the effective time, any Vista warrant that has an exercise price per share of Vista common stock that is equal to or greater than the
merger consideration value will be cancelled for no consideration and shall cease to exist.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">At or prior to the effective time, Vista, the Vista
board of directors and its compensation committee, as applicable, will adopt any resolutions and take any actions that are necessary to
effectuate the treatment of the Vista equity awards and Vista warrants under the merger agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Cash Consideration Adjustment</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The cash merger consideration is subject to an
upward or downward adjustment based on Vista&#8217;s tangible common equity (&#8220;tangible common equity&#8221;) as of the close of
business on the last business day of the month immediately preceding the closing date (as defined below) (the &#8220;reference time&#8221;).
Not later than three business days prior to the expected closing date, NBHC will deliver to Vista a written statement including its good
faith estimate of tangible common equity as of the reference time, together with NBHC&#8217;s determination of any shortfall (the &#8220;estimated
minimum tangible common equity deficit&#8221;) between the tangible common equity and $246,700,000 (which amount will be increased by
$2,800,000 per month after January&#160;2, 2026 until the closing occurs) (the &#8220;minimum tangible common equity&#8221;). On the closing
date, NBHC will deposit cash equal to the greater of (i)&#160;110% of the estimated minimum tangible common equity deficit (if any) and
(ii)&#160;$9,500,000 (the greater of (i)&#160;and (ii), the &#8220;consideration adjustment escrow amount&#8221;), which will be withheld
from the cash merger consideration otherwise payable to the applicable holders of Vista common stock and Vista restricted stock awards
(as defined below) and deposited into an escrow account.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Within 15 days after the closing date, NBHC will
prepare in good faith and deliver to the shareholders&#8217; representative a statement setting forth NBHC&#8217;s calculation of tangible
common equity as of the reference time (the &#8220;initial closing statement&#8221;). If the shareholders&#8217; representative disagrees
with the tangible common equity set forth in the initial closing statement, the shareholders&#8217; representative will, within five business
days following delivery by NBHC of the initial closing statement, give NBHC written notice of its objections thereto (the &#8220;objection
notice&#8221;). If the shareholders&#8217; representative does not deliver an objection notice, then the tangible common equity included
therein will be final and binding on the parties. If the shareholders&#8217; representative delivers an objection notice, and NBHC and
the shareholders&#8217; representative cannot resolve the dispute within five business days, NBHC and the shareholders representative
will appoint a neutral auditor to determine the amount of the tangible common equity as of the reference time, following the procedures
set forth in the merger agreement. The determination of the neutral auditor will be final and binding on the parties, absent fraud or
manifest error.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">If the difference between the tangible common equity
as of the reference time and the minimum tangible common equity (the &#8220;consideration adjustment&#8221;) is a positive amount, the
entire consideration adjustment escrow amount will be released to the applicable holders of Vista common stock and Vista restricted stock
awards and NBHC will promptly pay to the exchange agent (for distribution to the applicable holders of Vista common stock and Vista restricted
stock awards) an amount of cash equal to such positive amount. If the consideration adjustment is a negative amount, then an amount equal
to the lesser of (i)&#160;the entire consideration adjustment escrow amount and (ii)&#160;the absolute value of such negative amount will
be released to NBHC. If the absolute value of such negative amount is less than the consideration adjustment escrow amount, the remaining
amount of the consideration adjustment escrow amount will be released to the applicable holders of Vista common stock and Vista restricted
stock awards.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 5; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Fractional Shares</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">No new book-entry certificates or scrip representing
fractional shares of NBHC common stock will be issued upon the surrender for exchange of old certificates, Vista restricted stock awards
or otherwise pursuant to the merger agreement, no dividend or distribution with respect to NBHC common stock will be payable on or with
respect to any fractional share, and such fractional share interests will not entitle the owner thereof to vote or to any other rights
of a shareholder of NBHC. In lieu of the issuance of any such fractional share, NBHC will pay to each former holder who otherwise would
be entitled to receive such fractional share an amount in cash (rounded to the nearest cent) determined by <i>multiplying</i> (i)&#160;the
NBHC share closing price <i>by</i> (ii)&#160;the fraction of a share (after taking into account all shares of Vista common stock or Vista
restricted stock awards held by such holder immediately prior to the effective time and rounded to the nearest thousandth when expressed
in decimal form) of NBHC common stock which such holder would otherwise be entitled to receive pursuant to the merger agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Governing Documents</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">At the effective time, the second amended and restated
articles of incorporation of NBHC, as in effect immediately prior to the effective time, will be the articles of incorporation of NBHC
until thereafter amended in accordance with applicable law, and the second amended and restated bylaws of NBHC, as in effect immediately
prior to the effective time, will be the bylaws of NBHC until thereafter amended in accordance with applicable law.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Closing and Effective Time of the Merger</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">On the terms and subject to the conditions set
forth in the merger agreement, the closing will occur by electronic exchange of documents at 10:00 a.m., New York City time, on the first
business day of the month immediately following the month during which all the conditions precedent set forth in the merger agreement
(other than those conditions that by their nature are to be satisfied at the closing of the merger, but subject to the satisfaction or
waiver of such conditions at the closing) are satisfied or waived (subject to applicable law), unless another date, time or place is agreed
to in writing by NBHC and Vista; provided that the closing will not occur prior to January&#160;2, 2026 without the prior written consent
of NBHC and Vista (the date on which the closing occurs is referred to as the &#8220;closing date&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">On or before the closing date, NBHC will cause
to be filed a certificate of merger with respect to the merger with the Secretary of State of Delaware and the Secretary of State of Texas
(such certificates of merger, the &#8220;certificates of merger&#8221;). The merger will become effective as of the date and time specified
in the certificates of merger in accordance with the relevant provisions of the Delaware General Corporate Law and the Texas Business
Organization Code (the &#8220;TBOC&#8221;), or at such other date and time as provided by applicable law (such date and time being the
&#8220;effective time&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Conversion of Shares; Exchange of Vista Stock Certificates</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Letter of Transmittal</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">As promptly as practicable after the effective
time, but in no event later than five business days thereafter, NBHC will cause a bank or trust company designated by NBHC and reasonably
acceptable to Vista (the &#8220;exchange agent&#8221;) to mail to each holder of record of one or more old certificates representing shares
of Vista common stock immediately prior to the effective time that have been converted at the effective time into the right to receive
the merger consideration, and each holder of Vista stock options and Vista restricted stock awards (the &#8220;Vista equity awards&#8221;)
or Vista warrants, as applicable, a letter of transmittal (which will specify that delivery will be effected, and risk of loss and title
to the old certificates, Vista equity awards or Vista warrants, as applicable, will pass, only upon proper delivery of the old certificates,
Vista equity awards or Vista warrants, as applicable, to the exchange agent) and instructions for use in effecting the surrender of the
old certificates, Vista equity awards or Vista warrants, as applicable, in exchange for the merger consideration (less the pro rata adjustment
for the consideration adjustment escrow amount from the cash merger consideration), Vista stock option consideration, Vista restricted
stock award consideration (less the pro rata adjustment for the consideration adjustment escrow amount from the cash merger consideration)
or Vista warrant consideration, as applicable, and any cash in lieu of fractional shares to be issued or paid in consideration therefor
as well as any dividends or distributions to be paid, in each case pursuant to the terms of the merger agreement. The old certificate(s),
Vista equity award(s)&#160;or Vista warrant(s)&#160;so surrendered will be cancelled.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 6; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In the event any old certificate for Vista common
stock has been lost, stolen or destroyed, upon the making of an affidavit of that fact by the person claiming such old certificate to
be lost, stolen or destroyed and, if required by NBHC or the exchange agent, the posting by such person of a bond in such amount as NBHC
or the exchange agent may determine is reasonably necessary as indemnity against any claim that may be made against it with respect to
such old certificate, the exchange agent will issue in exchange for such lost, stolen or destroyed old certificate the merger consideration
and any cash in lieu of fractional shares deliverable in respect thereof pursuant to the merger agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">After the effective time, there will be no transfers
on the stock transfer books of Vista of the shares of Vista common stock that were issued and outstanding immediately prior to the effective
time. If, after the effective time, old certificates representing such shares are presented for transfer to the exchange agent, they will
be cancelled and exchanged for the merger consideration, cash in lieu of fractional shares and dividends or distributions that the holder
presenting such old certificates is entitled to, as provided in the merger agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">None of NBHC, Vista, the exchange agent or any
other person will be liable to any former holder of shares of Vista common stock for any amount delivered in good faith to a public official
pursuant to applicable abandoned property, escheat or similar laws.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Withholding</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Each of NBHC, the exchange agent and any other
applicable withholding agent will be entitled to deduct and withhold from any amounts otherwise payable pursuant to the merger agreement
such amounts as it is required to deduct and withhold with respect to the making of such payment under the Internal Revenue Code (the
&#8220;Code&#8221;) or any provision of state, local or foreign tax law; provided that such applicable withholding agent will make commercially
reasonable efforts to provide notice to the applicable payee of its intent to deduct or withhold and the basis for such deduction or withholding
before any such deduction or withholding is made, and reasonably cooperate with such payee in order to eliminate or to reduce any such
deduction or withholding, including providing a reasonable opportunity for such payee to provide forms or other evidence that would mitigate,
reduce or eliminate such deduction or withholding. To the extent that amounts are so withheld by NBHC, the exchange agent or any other
applicable withholding agent, as the case may be, and paid over to the appropriate governmental authority, such withheld amounts will
be treated for all purposes of the merger agreement as having been paid to the person in respect of which the deduction and withholding
was made by NBHC, the exchange agent or such other applicable withholding agent, as the case may be.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Dividends and Distributions</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">No dividends or other distributions declared with
respect to NBHC common stock will be paid to the holder of any unsurrendered old certificate until the holder thereof surrenders such
old certificate in accordance with the merger agreement. After the surrender of an old certificate or the cancellation of a Vista restricted
stock award, as applicable, in accordance with the merger agreement, the record holder thereof will be entitled to receive any such dividends
or other distributions, without any interest thereon, which theretofore had become payable with respect to the whole shares of NBHC common
stock which the shares of Vista common stock represented by such old certificate or Vista restricted stock award, as applicable, have
been converted into the right to receive under the merger agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 7; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Representations and Warranties</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The merger agreement contains representations and
warranties made by each of NBHC and Vista relating to a number of matters, including the following:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">corporate matters, including due organization, qualification and subsidiaries;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">capitalization;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">authority relative to execution and delivery of the merger agreement and
the absence of conflicts with, or violations of, organizational documents or other obligations as a result of the merger;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">required governmental and other regulatory and self-regulatory filings and
consents and approvals in connection with the merger, including from the Board of Governors of the Federal Reserve System, the Texas Department
of Banking and the Colorado Division of Banking;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">reports to regulatory agencies;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">financial statements and internal records, systems and controls;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">broker&#8217;s fees payable in connection with the merger;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the absence of certain changes or events;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">legal and regulatory proceedings;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">compliance with applicable laws;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">tax matters;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">absence of action or circumstance that could reasonably be expected to prevent
the merger from qualifying as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a)&#160;of the Code;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">certain material contracts;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">derivative instruments;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">investment securities and commodities;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">related-party transactions; and</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the accuracy of information supplied for inclusion in the Form&#160;S-4 (as
defined below) and other similar documents.</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The merger agreement contains additional representations
and warranties by Vista with respect to:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the absence of undisclosed liabilities;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 8; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">employee benefit matters;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">absence of agreements with regulatory agencies;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">environmental matters;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">real property;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">intellectual property;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">takeover restrictions;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the opinion of Vista&#8217;s financial advisor;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">loan portfolio matters;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">deposits;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">insurance matters;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">absence of investment adviser subsidiaries; and</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">absence of broker-dealer subsidiaries.</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The merger agreement contains an additional representation
and warranty by NBHC with respect to NBHC&#8217;s reports with the U.S. Securities and Exchange Commission (the &#8220;SEC&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Certain representations and warranties of NBHC
and Vista are qualified as to &#8220;materiality&#8221; or &#8220;material adverse effect.&#8221; For purposes of the merger agreement,
a &#8220;material adverse effect,&#8221; when used in reference to either NBHC or Vista or the surviving corporation, means any effect,
change, event, circumstance, condition, occurrence or development that, either individually or in the aggregate, has had or would reasonably
be expected to have a material adverse effect on (i)&#160;the business, assets, results of operations or financial condition of such party
and its subsidiaries, taken as a whole or (ii)&#160;the ability of such party to timely consummate the transactions contemplated by the
merger agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">However, a material adverse effect with respect
to the business, assets, results of operations or financial condition of such party and its subsidiaries, taken as a whole will not be
deemed to include the impact of:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">changes, after the date of the merger agreement, in generally accepted accounting
principles in the United States (&#8220;GAAP&#8221;) or applicable regulatory accounting requirements or interpretations thereof;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">changes, after the date of the merger agreement, in laws, rules&#160;or regulations
of general applicability to companies in the industries in which such party and its subsidiaries operate, or interpretations thereof by
courts or governmental entities;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">changes, after the date of the merger agreement, in global, national or regional
political conditions (including any outbreak, continuation or escalation of acts of war (whether or not declared), cyberattacks, sabotage,
acts of terrorism or military actions) or in economic or market (including equity, credit and debt markets, as well as changes or fluctuations
in interest rates) conditions affecting the financial services industry generally and not specifically relating to such party or its subsidiaries;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 9; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">changes, after the date of the merger agreement, resulting from hurricanes,
earthquakes, tornados, floods or other natural disasters, man-made disasters or from any outbreak of any epidemic, pandemic or other public
health event or emergencies (including any law, directive, or guideline issued by a governmental entity in response thereto);</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">public disclosure of the execution of the merger agreement, public disclosure
or (except in the case of certain representations of NBHC and Vista) consummation of the transactions contemplated by the merger agreement
(including any effect on a party&#8217;s relationships with its customers or employees), or actions expressly required or prohibited by
the merger agreement or actions that are taken with the prior written consent of the other party in contemplation of the transactions
contemplated by the merger agreement;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">any shareholder litigation arising out of, related to, or in connection with
the merger agreement, the merger or the bank merger that is brought or threatened against a party or members of a party&#8217;s board
of directors;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">a decline in the trading price of a party&#8217;s common stock or the failure,
in and of itself, to meet internal or published projections, forecasts, estimates or predications, revenues, earnings or other financial
or operating metrics for any period (provided that the underlying causes of such decline or failure may be taken into account in determining
whether a material adverse effect has occurred); or</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.5in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the expenses incurred by Vista or NBHC in negotiating, documenting, effecting
and consummating the transactions contemplated by the merger agreement,</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">except, with respect to the first, second, third and fourth bullets
described above, solely to the extent that the effects of such change are disproportionately adverse to the business, properties, assets,
liabilities, results of operations or financial condition of such party and its subsidiaries, taken as a whole, as compared to other companies
in the industry in which such party and its subsidiaries operate.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The representations and warranties in the merger
agreement do not survive the effective time.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Covenants and Agreements</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Conduct of Business Prior to the Completion of the Merger</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Prior to the effective time or earlier termination
of the merger agreement, except as expressly contemplated or permitted by the merger agreement, required by law or any governmental entity
or as consented to in writing by NBHC (such consent not to be unreasonably withheld, conditioned or delayed), and subject to certain specified
exceptions, (a)&#160;Vista will, and will cause each of its subsidiaries to, (i)&#160;conduct its business in the ordinary course in all
material respects consistent with past practice and (ii)&#160;use reasonable best efforts to maintain and preserve intact its business
organization relationships with employees, customers and governmental entities and advantageous business relationships and (b)&#160;take
no action that would reasonably be expected to adversely affect or materially delay the ability to obtain any necessary approvals of any
regulatory agency or other governmental entity required for the transactions contemplated by the merger agreement or the ability of Vista
to perform its covenants and agreements under the merger agreement or to consummate the transactions contemplated by the merger agreement
on a timely basis.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 10; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In addition, prior to the effective time or earlier
termination of the merger agreement, except as expressly contemplated or permitted by the merger agreement, required by applicable law
or as consented to in writing by NBHC (such consent not to be unreasonably withheld, conditioned or delayed), Vista will not, and will
not permit any of its subsidiaries to:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">incur any indebtedness for borrowed money (other than indebtedness of Vista
or any of its wholly owned subsidiaries to Vista or any of its subsidiaries), assume, guarantee, endorse or otherwise as an accommodation
become responsible for the obligations of any other individual, corporation or entity, in each case other than (i)&#160;in the ordinary
course of business consistent with past practice not in excess of $100,000 in the aggregate or (ii)&#160;for the creation of deposit liabilities,
issuance of letters of credit, purchases of federal funds, borrowings from the Federal Home Loan Bank and the Federal Reserve Bank discount
window, sales of certificates of deposits and entry into repurchase agreements;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">adjust, split, combine or reclassify any capital stock;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">make, declare, pay or set a record date for any dividend, or any other distribution
on, or directly or indirectly redeem, purchase or otherwise acquire, any shares of its capital stock or other equity or voting securities
or any securities or obligations convertible (whether currently convertible or convertible only after the passage of time or the occurrence
of certain events) into or exchangeable for any shares of its capital stock or other equity or voting securities (except (i)&#160;the
acceptance of shares of Vista common stock as payment for the exercise price of Vista stock options or Vista warrants or for withholding
taxes incurred in connection with the exercise of Vista stock options or Vista warrants or the vesting or settlement of Vista restricted
stock awards and dividend equivalents thereon, if any (in each case, in accordance with past practice and to the extent required or permitted
by the terms of the applicable award agreements or warrant agreements, as applicable) or (ii)&#160;dividends paid by any of the subsidiaries
of Vista to Vista or any of its wholly owned subsidiaries);</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">grant any stock options, stock appreciation rights, performance shares, restricted
stock units, restricted shares or other equity-based awards or interests, including Vista equity awards, or grant any individual, corporation
or other entity any right to acquire any shares of its capital stock or other equity or voting securities;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">issue, sell or otherwise permit to become outstanding any additional shares
of capital stock or other equity or voting securities or securities convertible or exchangeable into, or exercisable for or valued by
reference to, any shares of its capital stock or any options, warrants, or other rights of any kind to acquire any shares of capital stock
or other equity or voting securities, except for the issuance of shares upon the exercise of Vista stock options or Vista warrants or
the vesting or settlement of Vista equity awards outstanding as of the date of the merger agreement;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">sell, transfer, mortgage, encumber or otherwise dispose of any of its material
properties or assets to any person other than a wholly owned subsidiary, or cancel, release or assign any indebtedness of any such person
or any claims against any such person, in each case other than in the ordinary course of business, including any debt collection or foreclosure
transactions, or pursuant to contracts or agreements in force on the date of the merger agreement;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">except for transactions in the ordinary course of business consistent with
past practice (including by way of foreclosure or acquisitions of control in a fiduciary or similar capacity or in satisfaction of debts
previously contracted), make any material investment or acquisition, either by purchase of stock, securities or other equity interests,
contributions to capital, property transfers, or purchase of any property or assets of any person other than a wholly owned subsidiary
of Vista;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 11; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">in each case except in the ordinary course of business consistent with past
practice (i)&#160;terminate, materially amend, or waive any material provision of, certain material contracts, or make any material change
in any instrument or agreement governing the terms of any of its securities, other than normal renewals of contracts in the ordinary course
of business without material adverse changes to terms with respect to Vista or its subsidiaries or (ii)&#160;enter into certain material
contracts;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">except as required under applicable law, the merger agreement or by the terms
of any Vista benefit plan as in effect as of the date of the merger agreement or by the treatment of Vista stock options and Vista director
restricted stock awards or covenants relating to employee matters pursuant to the merger agreement, (i)&#160;enter into, adopt or terminate
any Vista benefit plan (including any plans, programs, policies, agreements or arrangements that would be considered a Vista benefit plan
if in effect as of the date of the merger agreement), (ii)&#160;amend any Vista benefit plan, other than <i>de minimis</i> administrative
amendments in the ordinary course of business consistent with past practice that do not materially increase the cost or expense of maintaining,
or increase the benefits payable under, such Vista benefit plan, (iii)&#160;pay, grant or award, or commit to pay, grant or award, any
bonuses or incentive compensation, (iv)&#160;accelerate the vesting, funding or payment of, or otherwise deviate from the terms provided
in the applicable award agreement with respect to the vesting, payment, settlement or exercisability of, any Vista equity awards or other
equity-based awards or other compensation or benefit, (v)&#160;enter into any collective bargaining agreement or similar agreement or
arrangement, (vi)&#160;except for increases in base salary or wage in the ordinary course of business consistent with past practice and
in amounts that will not exceed 5% for any individual employee and 3% in the aggregate for all employees, increase the compensation, bonus,
severance, termination pay or other benefits payable to any of their respective current, prospective or former employees, officers, directors
or independent contractors, (vii)&#160;fund or provide any funding for any rabbi trust or similar arrangement, (viii)&#160;terminate the
employment or services of any employee, officer, director or any independent contractor or consultant whose annual base salary or wage
or annual consulting fee is greater than $200,000, in each case other than for cause or (ix)&#160;hire or promote any employee, officer,
director or any independent contractor or consultant whose annual base fee or base wage is or would be greater than $200,000;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">settle any claim, suit, action or proceeding other than any settlement involving
solely money damages not in excess of $200,000 individually or $400,000 in the aggregate (net of any insurance proceeds or indemnity,
contribution or similar payment received by Vista or any of its subsidiaries in respect thereof) that does not involve or create an adverse
precedent and that would not impose any material restriction on the business of Vista or its subsidiaries or the surviving corporation
or its subsidiaries;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">(i)&#160;agree or consent to the issuance of any injunction, decree, order
or judgment materially restricting or adversely affecting Vista&#8217;s or its subsidiaries&#8217; respective businesses or operations
or (ii)&#160;waive or release any material rights or claims other than in the ordinary course of business;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">take any action or knowingly fail to take any action where such action or
failure to act could reasonably be expected to prevent or impede the merger from qualifying as a &#8220;reorganization&#8221; within the
meaning of Section&#160;368(a)&#160;of the Code;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 12; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">amend its certificate of formation, its bylaws or comparable governing documents
of its subsidiaries;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">merge or consolidate itself or any of its subsidiaries with any other person,
or restructure, reorganize or completely or partially liquidate or dissolve it or any of its subsidiaries;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">materially restructure or materially change its investment securities or
derivatives portfolio or its interest rate exposure, through purchases, sales or otherwise, or the manner in which the portfolio is classified
or reported, except as may be required by GAAP or by applicable laws, regulations, guidelines or policies imposed by any governmental
entity or requested by a governmental entity;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">implement or adopt any change in its accounting principles, practices or
methods, other than as may be required by GAAP or by applicable laws, regulations, guidelines or policies imposed by any governmental
entity;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">change in any material respect its lending, investment, underwriting, risk
and asset liability management, pricing, securitization and servicing policies and practices (including any change in the maximum ratio
or similar limits as a percentage of its capital exposure applicable with respect to its loan portfolio or any segment thereof), except
as required by such policies or applicable law, regulation or a governmental entity;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">except pursuant to existing commitments entered into prior to the date of
the merger agreement and disclosed to NBHC prior to the date of the merger agreement, make or acquire, renew, modify in any material respect
or extend any loans that, (i)&#160;are outside of the ordinary course of business consistent with past practice or inconsistent with,
or in excess of the limitations contained in, Vista&#8217;s loan policy or (ii)&#160;(x)&#160;with respect to loans to existing customers,
increase the aggregate outstanding commitments or credit exposure to any such existing customer by more than $5,000,000 on a fully-secured
basis (or $250,000 on any loan that is not on a fully-secured basis); or (y)&#160;with respect to loans to new customers, result in an
aggregate commitment or credit exposure to any such new customer in excess of $3,000,000 on a fully-secured basis (or $250,000 on any
loan that is not on a fully-secured basis); provided that any such loan applicable to clause (y)&#160;will not include any loan for which
a commitment to make or acquire was entered into prior to the date of the merger agreement, in each case of this clause (ii), without
first notifying by email and, if requested by NBHC within two business days of receipt of such notice, consulting with NBHC (which notification
will be made through certain designated representatives of NBHC);</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">make, or commit to make, any capital expenditures that exceed by more than
$100,000 in the aggregate;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">make, change or revoke any material tax election, change an annual tax accounting
period, adopt or change any material tax accounting method, file any amended income or other material tax return, enter into any closing
agreement with respect to taxes, or settle any material tax claim, audit, assessment or dispute or surrender any material right to claim
a refund of taxes;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">(i)&#160;make any application for the opening or relocation of, or open or
relocate, any branch office, loan production office or other significant office or operations facility of Vista or its subsidiaries, (ii)&#160;other
than in consultation with NBHC, make any application for the closing of or close any branch or (iii)&#160;other than in consultation with
NBHC, purchase any new real property (other than other real estate owned properties in the ordinary course of business) or enter into
any lease with respect to real property;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 13; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">foreclose upon or otherwise acquire any commercial real property (i)&#160;in
excess of $2,500,000; or (ii)&#160;that would reasonably be expected to raise environmental concerns (e.g., gas stations, dry cleaners,&#160;etc.),
in each case, prior to receipt of a Phase I environmental review thereof;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">cause or allow the loss of insurance coverage, unless replaced with coverage
which is substantially similar (in amount, scope and insurer) to that in effect as of the date of merger agreement;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">knowingly take any action that is intended to adversely affect or materially
delay the ability of Vista or its subsidiaries to obtain any necessary approvals of any governmental entity required for the transactions
contemplated by the merger agreement or by the bank merger agreement or the requisite Vista vote or to perform its covenants and agreements
under the merger agreement or the bank merger agreement or to consummate the transactions contemplated thereby; or</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">agree to take, make any commitment to take, or adopt any resolutions of its
board of directors or similar governing body in support of, any of the foregoing.</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Prior to the effective time or earlier termination
of the merger agreement, except as expressly contemplated or permitted by the merger agreement, required by applicable law or as consented
to in writing by Vista (such consent not to be unreasonably withheld, conditioned or delayed), NBHC will not, and will not permit any
of its subsidiaries to:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">amend its articles of incorporation, its bylaws or comparable governing documents
of its subsidiaries;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">(i)&#160;adjust, split, combine or reclassify any of its capital stock or
(ii)&#160;make, declare or pay any extraordinary dividend, or make any other extraordinary distribution on, any shares of NBHC common
stock;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">take any action or knowingly fail to take any action where such action or
failure to act could reasonably be expected to prevent or impede the merger from qualifying as a &#8220;reorganization&#8221; within the
meaning of Section&#160;368(a)&#160;of the Code; or</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">agree to take, make any commitment to take, or adopt any resolutions of its
board of directors or similar governing body in support of, any of the foregoing.</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 14; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Regulatory Matters</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NBHC and Vista have agreed to cooperate with each
other and use their respective reasonable best efforts to promptly prepare and file all necessary documentation, to effect all applications,
notices, petitions and filings (and in the case of the applications, notices, petitions and filings required to obtain the requisite regulatory
approvals, use their reasonable best efforts to make such filings as soon as reasonably practicable and in no event later than 30 days
of the date of the merger agreement), to obtain as promptly as practicable all permits, consents, approvals and authorizations of all
third parties, regulatory agencies and governmental entities which are necessary or advisable to consummate the transactions contemplated
by the merger agreement (including the merger and the bank merger), and to comply with the terms and conditions of all such permits, consents,
approvals and authorizations of all such third parties, regulatory agencies and governmental entities. As soon as reasonably practicable
and in no event later than 30 days of the date of the merger agreement, each of NBHC and Vista has agreed to, and to cause their applicable
subsidiaries to, cooperate with each other in connection therewith (including the furnishing of any information that may be reasonably
requested or required to obtain the requisite regulatory approvals), and will cause their respective subsidiaries to, use reasonable best
efforts to respond and comply as promptly as practicable to any requests by governmental entities for documents and information. Each
of NBHC and Vista has the right to review in advance, and, to the extent practicable, each will consult the other on, in each case subject
to applicable laws relating to the exchange of information, all the information relating to Vista or NBHC, as the case may be, and any
of their respective subsidiaries, which appears in any filing made with, or written materials submitted to, any third party or any governmental
entity in connection with the transactions contemplated by the merger agreement. In exercising the foregoing right, each of the parties
has agreed to act reasonably and as promptly as practicable. Each of NBHC and Vista has agreed to consult with each other with respect
to the obtaining of all permits, consents, orders, approvals, waivers, non-objections and authorizations of all third parties and governmental
entities necessary or advisable to consummate the transactions contemplated by the merger agreement and each party will keep the other
apprised of the status of matters relating to completion of the transactions contemplated by the merger agreement. Each party has agreed
to consult with the other in advance of any meeting or conference with any governmental entity in connection with the transactions contemplated
by the merger agreement and, to the extent permitted by such governmental entity, give the other party and/or its counsel the opportunity
to attend and participate in such meetings and conferences, in each case subject to applicable law; and provided that each of NBHC and
Vista will promptly advise the other party with respect to substantive matters that are addressed in any meeting or conference with any
governmental entity that the other party does not attend or participate in, to the extent permitted by such governmental entity and applicable
law.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">In furtherance and not in limitation of the foregoing,
each of NBHC and Vista has agreed to use its reasonable best efforts to resolve any objection that may be asserted by any governmental
entity with respect to the merger agreement, including to (i)&#160;avoid the entry of, or to have vacated, lifted, reversed or overturned
any decree, judgment, injunction or other order, whether temporary, preliminary or permanent, that would restrain, prevent or delay the
closing, and (ii)&#160;avoid or eliminate each and every impediment so as to enable the closing to occur as soon as possible, provided,
however, that, notwithstanding anything contained in the merger agreement, NBHC or Vista will not be required to, and NBHC and Vista will
not (without the written consent of the other party), take any action, or commit to take any action, or agree to any condition or restriction
that would reasonably be expected to have a material adverse effect on the surviving corporation and its subsidiaries, taken as a whole,
after giving effect to the merger (measured on a scale relative to Vista and its subsidiaries, taken as a whole) (a &#8220;materially
burdensome regulatory condition&#8221;).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Each of NBHC and Vista has agreed to promptly advise
the other upon receiving any communication from any governmental entity whose consent or approval is required for consummation of the
transactions contemplated by the merger agreement that causes such party to believe that there is a reasonable likelihood that any requisite
regulatory approval will not be obtained or that the receipt of any such approval will be materially delayed.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Employee Matters</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NBHC has agreed to provide the employees of Vista
and its subsidiaries as of the effective time (the &#8220;continuing employees&#8221;), for so long as they are employed following the
effective time, with the following during the period commenting at the effective time and ending on December&#160;31, 2026 (the &#8220;continuation
period&#8221;): (i)&#160;annual base salary or wages, as applicable, that are no less than the annual base salary or wages in effect for
each such employee immediately prior to the effective time, and (ii)&#160;incentive compensation opportunities and employee benefits (excluding
change in control or retention arrangements, any frozen benefit plans of NBHC or benefit plans that exclusively provide benefits to grandfathered
employees of NBHC) that are substantially comparable in the aggregate to those provided to similarly situated employees of NBHC; provided
that, until NBHC fully integrates the continuing employees into its plans, participation in the Vista benefit plans will be deemed to
satisfy the foregoing standards, it being understood that the continuing employees may commence participating in the plans of NBHC on
different dates following the effective time with respect to different benefit plans. Each continuing employee who is not party to an
individual agreement providing for severance or termination benefits and is terminated during the continuation period under severance
qualifying circumstances will be provided severance benefits under the broad-based severance policy maintained by NBHC or its subsidiaries.
Further, Vista and NBHC have agreed to cooperate to implement certain employment commitments to each other.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 15; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Regarding any employee benefit plans of NBHC in
which any continuing employees become eligible to participate on or after the effective time (the &#8220;new plans&#8221;), NBHC will
use commercially reasonable efforts to: (i)&#160;waive all pre-existing conditions, exclusions and waiting periods with respect to participation
and coverage requirements applicable to such employees and their eligible dependents under any new plans, except to the extent such pre-existing
conditions, exclusions or waiting periods would apply under the analogous Vista benefit plan; (ii)&#160;provide each such employee and
their eligible dependents with credit for any co-payments or coinsurance and deductibles paid prior to the effective time under a Vista
benefit plan that provides health care benefits (including medical, dental and vision), to the same extent that such credit was given
under the analogous Vista benefit plan prior to the effective time, in satisfying any applicable deductible, co-payment, coinsurance or
maximum out-of-pocket requirements under any new plans; and (iii)&#160;recognize all service of such employees with Vista and its subsidiaries
for all purposes in any new plan to the same extent that such service was taken into account under the analogous Vista benefit plan prior
to the effective time; provided that the foregoing service recognition will not apply (A)&#160;to the extent it would result in duplication
of benefits for the same period of service, (B)&#160;for purposes of any defined benefit pension or retiree welfare plan, (C)&#160;for
purposes of any benefit plan that is a frozen plan or provides grandfathered benefits, or (D)&#160;for purposes of any equity incentive
awards granted by NBHC.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Unless otherwise requested by NBHC in writing at
least five business days prior to the effective time, Vista will cause any 401(k)&#160;plan it sponsors or maintains (the &#8220;Vista
401(k)&#160;plan&#8221;) to be terminated effective as of the day immediately prior to the effective time and contingent upon the occurrence
of the closing. If the Vista 401(k)&#160;plan is terminated, the continuing employees will be eligible to participate, effective as soon
as reasonably practicable following the effective time, in a 401(k)&#160;plan sponsored or maintained by NBHC or one of its subsidiaries
(a &#8220;NBHC 401(k)&#160;plan&#8221;). Vista and NBHC have agreed to take any and all actions as may be required, including amendments
to the Vista 401(k)&#160;plan and/or NBHC 401(k)&#160;plan, to permit the continuing employees who are then actively employed to make
rollover contributions to the NBHC 401(k)&#160;plan of &#8220;eligible rollover distributions&#8221; (with the meaning of Section&#160;401(a)(31)
of the Code) in the form of cash, notes (in the case of loans) or a combination thereof.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NBHC and Vista have also agreed that as promptly
as practicable (and in any event no later than five business days prior to the closing date), Vista will grant the specified Vista restricted
stock award.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Director and Officer Indemnification and Insurance</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The merger agreement provides that at or prior
to the effective time, NBHC will purchase past acts and extended reporting period insurance coverage under Vista&#8217;s (i)&#160;current
directors and officers insurance policy, (ii)&#160;employment practices liability insurance policy, and (iii)&#160;bankers professional
insurance policy (provided that NBHC may substitute such policies with a substantially comparable insurer of at least the same coverage
and amounts containing terms and conditions which are no less advantageous to the insured for each of the foregoing), in each case that
(x)&#160;provides coverage with respect to claims arising from facts or events which occurred at the effective time or during at least
the six-year period immediately preceding the effective time (including the transactions contemplated by the merger agreement) and (y)&#160;is
in effect for a period of at least six years from and after the effective time; provided, however, that NBHC will not be obligated to
expend, on an annual basis, an amount in excess of 300% of the current annual premium paid as of the date of the merger agreement by Vista
for such insurance (the &#8220;premium cap&#8221;), and if such premiums would at any time exceed the premium cap, then NBHC will cause
to be maintained policies of insurance that provide the maximum coverage available at an annual premium equal to the premium cap. Alternatively,
Vista may, in consultation with NBHC, obtain at or prior to the effective time a six-year &#8220;tail&#8221; policy under Vista&#8217;s
existing directors and officers insurance policy providing equivalent coverage to that described in the preceding sentence if and to the
extent that the same may be obtained for an amount that, in the aggregate, does not exceed the premium cap. If NBHC or Vista purchases
such a &#8220;tail policy,&#8221; NBHC will maintain it in effect.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 16; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The merger agreement provides that, for a period
of no less than six years from and after the effective time, the surviving corporation will indemnify and hold harmless and will advance
expenses as incurred, in each case to the extent (subject to applicable law) such persons are indemnified as of the date of the merger
agreement by Vista pursuant to the Vista certificate of formation, the Vista bylaws, the governing or organizational documents of any
subsidiary of Vista and certain other indemnification agreements in existence as of the date of the merger agreement, each present and
former director or officer of Vista and its subsidiaries (in each case, when acting in such capacity) (collectively, the &#8220;Vista
indemnified parties&#8221;) against any costs or expenses (including reasonable attorneys&#8217; fees), judgments, fines, losses, damages
or liabilities incurred in connection with any threatened or actual claim, action, suit, proceeding or investigation, whether civil, criminal,
administrative or investigative, whether arising before or after the effective time, arising out of the fact that such person is or was
a director or officer of Vista or any of its subsidiaries and pertaining to matters, acts or omissions existing or occurring at or prior
to the effective time, including matters, acts or omissions occurring in connection with the approval of the merger agreement and the
transactions contemplated by the merger agreement; provided that, in the case of advancement of expenses the Vista indemnified party to
whom expenses are advanced provides an undertaking (in a reasonable and customary form) to repay such advances if it is ultimately determined
that such Vista indemnified party is not entitled to indemnification.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Director Appointment</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NBHC and Vista have agreed that, effective as of
the effective time, the board of directors of NBHC will be increased by one director and one director of Vista as of immediately prior
to the effective time (which individual will be mutually agreed by NBHC and Vista) will be appointed to the board of directors of the
NBHC and will serve in accordance with the corporate governance guidelines and standards applicable to all directors of NBHC.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b><i>Certain Additional Covenants</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The merger agreement also contains additional covenants,
including, among others, covenants relating to the filing of the registration statement on Form&#160;S-4 (the &#8220;Form&#160;S-4&#8221;),
obtaining required consents, the listing of the shares of NBHC common stock to be issued in the merger, access to information of the other
party, advice of changes, takeover restrictions, shareholder litigation relating to the transactions contemplated by the merger agreement,
restructuring efforts if Vista fails to obtain the requisite Vista vote, the repayment of Vista indebtedness, actions of NBHC&#8217;s
board of directors with respect to exemption from liability under Section&#160;16(b)&#160;under the Exchange Act of 1934, as amended,
and public announcements with respect to the transactions contemplated by the merger agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 17; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Shareholder Meeting and Recommendation of the Vista Board of Directors</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Vista has agreed to take, in accordance with applicable
law and the Vista certificate of formation and Vista bylaws, as amended, all actions necessary to convene a meeting of its shareholders
(the &#8220;Vista special meeting&#8221;) to be held as soon as reasonably practicable after the Form&#160;S-4 is declared effective for
the purpose of obtaining the requisite Vista vote required in connection with the merger agreement and the merger and, if mutually agreed,
upon other matters of the type customarily brought before an annual or special meeting of shareholders to approve a merger agreement.
Except in the case of a Vista adverse recommendation change (as defined below), the Vista board of directors will use its reasonable best
efforts to obtain from the shareholders of Vista the requisite Vista vote, including by communicating to its shareholders its recommendation
(and including such recommendation in its proxy statement) that they approve the merger agreement and the transactions contemplated thereby
(the &#8220;Vista board recommendation&#8221;). If requested by NBHC, Vista will engage a proxy solicitor reasonably acceptable to NBHC
to assist in the solicitation of proxies from Vista shareholders relating to the requisite Vista vote. Vista and its board of directors
will not (i)&#160;withhold, withdraw, modify or qualify in a manner adverse to NBHC the Vista board recommendation, (ii)&#160;fail to
make the Vista board recommendation in its proxy statement, (iii)&#160;adopt, approve, recommend or endorse a Vista acquisition proposal
or publicly announce an intention to adopt, approve, recommend or endorse a Vista acquisition proposal, (iv)&#160;fail to publicly and
without qualification (A)&#160;recommend against any Vista acquisition proposal or (B)&#160;reaffirm the Vista board recommendation, in
each case within 10 business days (or such fewer number of days as remains prior to the Vista special meeting) after a Vista acquisition
proposal is made public or any request by NBHC to do so, or (v)&#160;publicly propose to do any of the foregoing clauses (i)&#160;through
(iv)&#160;(any of the foregoing, a &#8220;Vista adverse recommendation change&#8221;). However, subject to certain termination rights
in favor of NBHC as described in the sections entitled &#8220;&#8212;Termination of the Merger Agreement&#8221; and &#8220;&#8212;Effect
of Termination,&#8221; if the Vista board of directors, after receiving the advice of its outside counsel and, with respect to financial
matters, its financial advisors, determines in good faith that it would more likely than not result in a violation of its fiduciary duties
under applicable law to make or continue to make the Vista board recommendation, then, prior to the receipt of the requisite Vista vote,
in submitting the merger agreement and the merger to its shareholders, the Vista board of directors may (but is not required to) withhold
or withdraw or modify or qualify in a manner adverse to NBHC the Vista board recommendation or may submit the merger agreement and the
merger to its shareholders without recommendation (although the resolutions approving the merger agreement as of the date thereof may
not be rescinded or amended), in which event the Vista board of directors may communicate the basis for the Vista adverse recommendation
change to its shareholders in its proxy statement or an appropriate amendment or supplement thereto; provided that the Vista board of
directors may not take any actions under this sentence unless (i)&#160;it gives NBHC at least three business days&#8217; prior written
notice of its intention to take such action and a reasonable description of the event or circumstances giving rise to its determination
to take such action (including, in the event such action is taken by the Vista board of directors in response to a Vista acquisition proposal,
the latest material terms and conditions and the identity of the third party in any such Vista acquisition proposal, or any amendment
or modification thereof, or describe in reasonable detail such other event or circumstances) and (ii)&#160;at the end of such notice period,
the Vista board of directors takes into account any amendment or modification to the merger agreement proposed by NBHC and after receiving
the advice of its outside counsel and, with respect to financial matters, its financial advisors, determines in good faith that it would
nevertheless more likely than not result in a violation of its fiduciary duties under applicable law to continue to make the Vista board
recommendation. Any material amendment to any Vista acquisition proposal will be deemed to be a new Vista acquisition proposal for purposes
of such notice requirement and will require a new notice period.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 18; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Vista will adjourn or postpone the Vista special
meeting if, as of the time for which such meeting is originally scheduled, there are insufficient shares of Vista common stock represented
(either in person or by proxy) to constitute a quorum necessary to conduct the business of such meeting, or if on the date of such meeting,
Vista has not received proxies representing a sufficient number of shares necessary to obtain the requisite Vista vote. Notwithstanding
anything to the contrary in the merger agreement, unless the merger agreement has been terminated in accordance with its terms, the Vista
special meeting will be convened and the merger agreement and the merger will be submitted to the shareholders of Vista at the Vista special
meeting for the purpose of voting on the approval of the merger and the other matters contemplated thereby, and nothing contained in the
merger agreement will be deemed to relieve Vista of such obligation. Vista will only be required to adjourn or postpone the Vista special
meeting 2 times pursuant to the first sentence of this paragraph.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Agreement Not to Solicit Other Offers</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Vista has agreed that it will not, and will cause
its subsidiaries, officers and directors, and use its reasonable best efforts to cause its and their respective directors, employees,
agents, accountants, counsel, advisors and other representatives (collectively, &#8220;representatives&#8221;) not to, directly or indirectly,
(i)&#160;initiate, solicit, knowingly encourage or knowingly facilitate any inquiries or proposals with respect to, (ii)&#160;engage or
participate in any negotiations with any person concerning, or (iii)&#160;provide any confidential or nonpublic information or data to,
or have or participate in any discussions with, any person relating to, any Vista acquisition proposal (as defined below), except to notify
a person that has made or, to the knowledge of Vista, is making any inquiries with respect to, or is considering making a Vista acquisition
proposal of the existence of the foregoing restrictions. Unless the merger agreement is terminated in accordance with its terms, Vista
has also agreed that it will not, and will cause its subsidiaries and its and their representatives not to on its behalf, approve or enter
into any term sheet, letter of intent, commitment, memorandum of understanding, agreement in principle, acquisition agreement, merger
agreement or other agreement (whether written or oral, binding or nonbinding) (other than a confidentiality agreement referred to below
and entered into in accordance with the merger agreement relating to any Vista acquisition proposal). For purposes of the merger agreement,
a &#8220;Vista acquisition proposal&#8221; means, other than the transactions contemplated by the merger agreement, any offer, inquiry
or proposal relating to, or any third-party indication of interest in, (i)&#160;any acquisition or purchase, direct or indirect, of 20%
or more of the consolidated assets of Vista and its subsidiaries or 20% or more of any class of equity or voting securities of Vista or
its subsidiaries whose assets, individually or in the aggregate, constitute 20% or more of the consolidated assets of Vista, (ii)&#160;any
tender offer or exchange offer that, if consummated, would result in such third party beneficially owning 20% or more of any class of
equity or voting securities of Vista or its subsidiaries whose assets, individually or in the aggregate, constitute 20% or more of the
consolidated assets of Vista or (iii)&#160;a merger, consolidation, share exchange or other business combination, reorganization recapitalization,
liquidation, dissolution or similar transaction involving a party or its subsidiaries whose assets, individually or in the aggregate,
constitute 20% or more of the consolidated assets of Vista.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">However, prior to the receipt of the requisite
Vista vote, in the event Vista receives an unsolicited bona fide written Vista acquisition proposal, it may, and may permit its subsidiaries
and its and its subsidiaries&#8217; representatives to, furnish or cause to be furnished confidential or nonpublic information or data
and participate in such negotiations or discussions to the extent that its board of directors concludes in good faith (after receiving
the advice of its outside counsel, and with respect to financial matters, its financial advisors) that failure to take such actions would
be more likely than not to result in a violation of its fiduciary duties under applicable law; provided that, prior to providing any confidential
or nonpublic information permitted to be so provided, Vista has provided such information to NBHC, and has entered into a confidentiality
agreement with the third party on terms no less favorable to it than the confidentiality agreement between NBHC and Vista, which confidentiality
agreement may not provide such person with any exclusive right to negotiate with Vista.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 19; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Vista has also agreed to, and will use its reasonable
best efforts to cause its representatives to, immediately cease and cause to be terminated any activities, discussions or negotiations
conducted before the date of the merger agreement with any person other than NBHC with respect to any Vista acquisition proposal. Further,
Vista has agreed to, and to cause its subsidiaries to, promptly request (to the extent it has not already done so prior to the date of
the merger agreement) any person that has executed a confidentiality or non-disclosure agreement in connection with any actual or potential
Vista acquisition proposal that remains in effect as of the date of the merger agreement to return or destroy all confidential information
of Vista or its subsidiaries in the possession of such person or its representatives. In addition, Vista has agreed to promptly (and in
any event within 24 hours) advise NBHC following receipt of any Vista acquisition proposal or any inquiry that could reasonably be expected
to lead to a Vista acquisition proposal, and the substance thereof (including the material terms and conditions of and the identity of
the person making such inquiry or Vista acquisition proposal), to provide NBHC with an unredacted copy of any such Vista acquisition proposal
and any draft agreements, proposals or other materials received in connection with any such inquiry or Vista acquisition proposal and
to keep NBHC reasonably apprised of any related developments, discussions and negotiations on a current basis, including by providing
to NBHC as soon as reasonably practicable (and in any event within 48 hours) any amendments to or revisions of the terms of such inquiry
or Vista acquisition proposal. Vista will use its reasonable best efforts to enforce any existing confidentiality or standstill agreements
to which it or any of its subsidiaries is a party in accordance with the terms thereof.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Conditions to Completion of the Merger</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NBHC&#8217;s and Vista&#8217;s respective obligations
to complete the merger are subject to the satisfaction or waiver, at or prior to the effective time, of the following conditions:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">approval of the merger agreement by the shareholders of Vista by the requisite
Vista vote;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the shares of NBHC common stock issuable pursuant to the merger agreement
having been authorized for listing on the NYSE, subject to official notice of issuance;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the effectiveness under the Securities Act of 1933, as amended, of the Form&#160;S-4
and the absence of any stop order suspending the effectiveness of the registration statement or proceedings for that purpose initiated
or threatened by the SEC and not withdrawn;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">no order, injunction or decree issued by any court or governmental entity
of competent jurisdiction or other legal restraint or prohibition preventing the consummation of the merger, the bank merger or any of
the other transactions contemplated by the merger agreement being in effect, and no law, statute, rule, regulation, order, injunction
or decree having been enacted, entered, promulgated or enforced by any governmental entity which prohibits or makes illegal consummation
of the merger, the bank merger or any of the other transactions contemplated by the merger agreement;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">all requisite regulatory approvals, including from the Board of Governors
of the Federal Reserve System, the Texas Department of Banking and the Colorado Division of Banking, having been obtained and remaining
in full force and effect and all statutory waiting periods in respect thereof having expired, and no requisite regulatory approval having
resulted in the imposition of any materially burdensome regulatory condition;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the accuracy of the representations and warranties of the other party contained
in the merger agreement, generally as of the date on which the merger agreement was entered into and as of the closing date, subject to
the materiality standards provided in the merger agreement;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 20; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the performance by the other party in all material respects of the obligations,
covenants and agreements required to be performed by it under the merger agreement at or prior to the closing date;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">receipt by such party of a certificate signed on behalf of the other party
by an executive thereof stating that the conditions set forth in the immediately preceding two bullets have been satisfied; and</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">receipt by such party of an opinion of legal counsel, in form and substance
reasonably satisfactory to such party, dated as of the closing date, to the effect that, on the basis of facts, representations and assumptions
set forth or referred to in such opinion, the merger will qualify as a &#8220;reorganization&#8221; within the meaning of Section&#160;368(a)&#160;of
the Code; in rendering such opinion, counsel may require and rely upon representations contained in certificates of officers of NBHC and
Vista reasonably satisfactory in form and substance to such counsel.</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NBHC&#8217;s obligation to complete the merger
is subject to the satisfaction or, where legally permissible, waiver of additional conditions. These additional conditions include, among
others:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">receipt of a FIRPTA certificate from Vista stating that the shares of capital
stock of Vista do not constitute &#8220;United States real property interests&#8221; under the Code;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">the Chief Executive Officer of Vista having executed an employment agreement
with NBHC and/or NBH Bank, and that such employment agreement remains in full force and effect;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">certain stockholders having executed a voting and lock-up agreement (as defined
below) and that such voting and lock-up agreements remain in full force and effect; and</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">holders of no more than 5% of the issued and outstanding shares of Vista
common stock have demanded or being entitled to receive payment of the fair value of their shares as dissenting shareholders under the
applicable provisions of the TBOC.</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Neither NBHC nor Vista can provide assurance as
to when or if all of the conditions to the merger can or will be satisfied or waived by the appropriate party.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Termination of the Merger Agreement</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The merger agreement can be terminated at any time
prior to completion of the merger, whether before or after the receipt of the requisite Vista vote, in the following circumstances:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">by mutual consent of NBHC and Vista in a written instrument;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">by either NBHC or Vista if any governmental entity that must grant a requisite
regulatory approval has denied approval of the merger or the bank merger and such denial has become final and nonappealable or any governmental
entity of competent jurisdiction has issued a final nonappealable order, injunction or decree permanently enjoining or otherwise prohibiting
or making illegal the consummation of the merger or the bank merger, unless the failure to obtain a requisite regulatory approval is due
to the failure of the party seeking to terminate the merger agreement to perform or observe its obligations, covenants and agreements
set forth in the merger agreement;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 21; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">by either NBHC or Vista if the merger has not been completed on or before
September&#160;15, 2026 (the &#8220;termination date&#8221;), unless the failure of the closing to occur by the termination date is not
due to the failure of the party seeking to terminate the merger agreement to perform or observe its obligations, covenants and agreements
set forth in the merger agreement;</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">by either NBHC or Vista (provided that the terminating party is not then
in material breach of any representation, warranty, obligation, covenant or other agreement contained in the merger agreement) if there
is a breach of any of the obligations, covenants or agreements or any of the representations or warranties (or if any such representation
or warranty ceases to be true) set forth in the merger agreement on the part of Vista, in the case of a termination by NBHC, or NBHC,
in the case of a termination by Vista, which breach or failure to be true, either individually or in the aggregate with all other breaches
by such party (or failures of such representations or warranties to be true), would constitute, if occurring or continuing on the closing
date, the failure of an applicable closing condition of the terminating party and which is not cured by the earlier of the termination
date and 45 days following written notice to the other party, or by its nature or timing cannot be cured during such period; or</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">by NBHC, prior to such time as the requisite Vista vote is obtained, if Vista
or the Vista board of directors (i)&#160;makes a Vista adverse recommendation change or (ii)&#160;materially breaches its obligations
related to Vista shareholder approval or Vista acquisition proposals.</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Effect of Termination</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">If the merger agreement is terminated by either
NBHC or Vista, as provided under &#8220;&#8212;Termination of the Merger Agreement&#8221; above, the merger agreement will become void
and have no effect, and none of NBHC, Vista, any of their respective subsidiaries or any of the officers or directors of any of them will
have any liability of any nature whatsoever under the merger agreement, or in connection with the transactions contemplated thereby, except
that (i)&#160;designated provisions of the merger agreement will survive the termination, including those relating to the confidential
treatment of information, public announcements, the effect of termination, including the termination fee described below, and certain
general provisions, and (ii)&#160;notwithstanding anything to the contrary in the merger agreement, neither NBHC nor Vista will be relieved
or released from any liabilities or damages arising out of its fraud or willful and material breach of any provision of the merger agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Termination Fee</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Vista will pay NBHC a termination fee equal to
$15,000,000 by wire transfer of same-day funds (the &#8220;termination fee&#8221;) if the merger agreement is terminated in the following
circumstances:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">In the event that, after the date of the merger agreement and prior to the
termination of the merger agreement, a bona fide Vista acquisition proposal has been communicated to or otherwise made known to the Vista
board of directors or Vista&#8217;s senior management or has been made directly to Vista&#8217;s shareholders generally, or any person
has publicly announced (and not withdrawn at least two business days prior to the Vista special meeting) a Vista acquisition proposal,
in each case, with respect to Vista and (i)&#160;(A)&#160;thereafter the merger agreement is terminated by either NBHC or Vista pursuant
to the third bullet set forth under &#8220;&#8212;Termination of the Merger Agreement&#8221; above without the requisite Vista shareholder
vote having been obtained <span style="background-color: white">(and all other mutual closing conditions and closing conditions with respect
to Vista set forth in the merger agreement were satisfied or were capable of being satisfied prior to such termination</span>) or (B)&#160;thereafter
the merger agreement is terminated by NBHC pursuant to the fourth bullet set forth under &#8220;&#8212;Termination of the Merger Agreement&#8221;
above as a result of a willful breach, and (ii)&#160;prior to the date that is 12 months after the date of such termination, Vista enters
into a definitive agreement or consummates a transaction with respect to a Vista acquisition proposal (whether or not the same Vista acquisition
proposal as that referred to above), provided that, for purposes of the foregoing, all references in the definition of Vista acquisition
proposal to &#8220;20%&#8221; will instead refer to &#8220;50%.&#8221; In such case, the termination fee must be paid to NBHC on the earlier
of the date Vista enters into such definitive agreement and the date of consummation of such transaction.</span></td></tr></table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0.25in"/><td style="width: 0.25in"><span style="font-family: Symbol">&#183;</span></td><td><span style="font-family: Times New Roman, Times, Serif">In the event that the merger agreement is terminated by NBHC pursuant to
the last bullet set forth under &#8220;&#8212;Termination of the Merger Agreement&#8221; above. In such case, the termination fee must
be paid to NBHC as promptly as reasonably practicable after the date of termination (and in any event, within three business days of the
date of termination).</span></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 22; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Fees and Expenses</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Except as otherwise expressly provided in the merger
agreement, all fees and expenses incurred in connection with the merger agreement and the transactions contemplated thereby will be paid
by the party incurring such fees or expenses, whether or not the merger is consummated.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Amendment, Waiver and Extension of the Merger Agreement</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Subject to compliance with applicable law, the
merger agreement may be amended by the parties at any time before or after the receipt of the requisite Vista vote, except that after
the receipt of the requisite Vista vote, there may not be, without further approval of the shareholders of Vista or NBHC, as applicable,
any amendment of the merger agreement that requires such further approval under applicable law.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">At any time prior to the effective time, the parties
may, to the extent legally allowed, extend the time for the performance of any of the obligations or other acts of the other party, waive
any inaccuracies in the representations and warranties of the other party contained in the merger agreement or in any document delivered
by such other party pursuant to the merger agreement, and waive compliance with any of the agreements or satisfaction of any conditions
for its benefit contained in the merger agreement; provided, however, that after the receipt of the requisite Vista vote, there may not
be, without further approval of the shareholders of Vista or NBHC, as applicable, any extension or waiver of the merger agreement or any
portion thereof that requires further approval under applicable law.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Governing Law</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The merger agreement is governed by and will be
construed in accordance with the laws of the State of Delaware, without regard to any applicable conflicts of law principles (except that
matters relating to the fiduciary duties of the Vista board of directors are subject to the laws of the State of Texas).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Specific Performance</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NBHC and Vista will be entitled to specific performance
of the terms of the merger agreement, including an injunction or injunctions to prevent breaches of the merger agreement or to enforce
specifically the performance of the terms and provisions thereof (including the parties&#8217; obligation to consummate the merger), in
addition to any other remedy to which they are entitled at law or in equity. Each of NBHC and Vista waives any defense in any action for
specific performance that a remedy at law would be adequate and any requirement under any law to post security or a bond as a prerequisite
to obtaining equitable relief.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 23; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.25in; background-color: white"><i>Important Statement
Regarding Merger Agreement</i></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">The foregoing description
of the merger agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the Merger Agreement,
which is attached hereto as Exhibit&#160;2.1 and is incorporated herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">The representations, warranties
and covenants of each party set forth in the merger agreement have been made only for the purposes of, and were and are solely for the
benefit of the parties to, the merger agreement, may be subject to limitations agreed upon by the contracting parties, including being
qualified by confidential disclosures made for the purpose of allocating contractual risk between the parties to the merger agreement
instead of establishing these matters as facts, and may be subject to standards of materiality applicable to the parties that differ from
those applicable to investors. Accordingly, the representations and warranties may not describe the actual state of affairs at the date
they were made or at any other time, and investors should not rely on them as statements of fact. In addition, such representations and
warranties (i)&#160;will not survive consummation of the merger, and (ii)&#160;were made only as of the date of the merger agreement or
such other date as is specified in the merger agreement. Moreover, information concerning the subject matter of the representations and
warranties may change after the date of the merger agreement, which subsequent information may or may not be fully reflected in the parties&#8217;
public disclosures. Accordingly, the merger agreement is included with this filing only to provide investors with information regarding
the terms of the merger agreement, and not to provide investors with any factual information regarding NBHC or Vista, their respective
affiliates or their respective businesses. The merger agreement should not be read alone, but should instead be read in conjunction with
the other information regarding NBHC, Vista, their respective affiliates or their respective businesses, the merger agreement and the
merger that will be contained in, or incorporated by reference into, the registration statement on Form&#160;S-4 that also constitutes
a prospectus of NBHC, as well as in the annual reports on Form&#160;10-K, quarterly reports on Form&#160;10-Q and other filings that NBHC
makes with the SEC.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>Voting and Lock-Up Agreements</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Concurrently with the execution and delivery of
the merger agreement, NBHC entered into voting and lock-up agreements (the &#8220;voting and lock-up agreements&#8221;) with certain shareholders
of Vista (collectively, the &#8220;significant shareholders&#8221;), pursuant to which, among other things, each significant shareholder
has agreed, subject to the terms of the voting and lock-up agreement, to (i)&#160;vote the securities of Vista (including shares of Vista
common stock, Vista options, restricted shares of Vista common stock and/or Vista warrants) (the &#8220;Vista shares&#8221;) over which
such significant shareholder is entitled to vote in favor of the approval and adoption of the merger agreement and other transactions
contemplated thereby, (ii)&#160;until the effective time, refrain from transferring the Vista shares, with certain limited exceptions,
and (iii)&#160;from the effective time until 180 days thereafter (the &#8220;lock-up period&#8221;), refrain from effecting or attempting
to effect a transfer of any Vista shares, entering into any swap or other arrangement that transfers to another any of the economic consequences
of ownership of such Vista shares or publicly announcing the intention to effect any of the foregoing transactions.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">The voting and lock-up
agreements will remain in effect until the earlier to occur of (i)&#160;the date of termination of the merger agreement pursuant to its
terms, (ii)&#160;the closing of the merger and the date of termination of the merger agreement in accordance with its terms and provisions,
or (iii)&#160;the date of any material modification, waiver or amendment of the merger agreement that affects adversely the consideration
payable to shareholders of Vista pursuant to the merger agreement as provided to the shareholder in question; provided that the lock-up
restriction will survive until the termination of the lock-up period.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 24; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">The foregoing description
of the voting and lock-up agreements does not purport to be complete and is qualified in its entirety by reference to the full text of
the voting and lock-up agreements, a form of which is attached hereto as Exhibit&#160;10.1 and incorporated herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>Item 5.02. Departure of Directors or Certain
Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">In connection with the
execution of the merger agreement and in recognition of the expanded scope, responsibilities, and complexity of managing the combined
enterprise, NBHC&#8217;s Compensation Committee approved compensation increases for G. Timothy Laney (Chairman and Chief Executive Officer)
and Aldis Birkans (President), in each case contingent and effective upon the closing of the transactions contemplated by the merger agreement
(subject to their continued employment through such date). Such compensation increases include (i)&#160;an increase in annual base salary
to $1,000,000 for Mr.&#160;Laney and $800,000 for Mr.&#160;Birkans, (ii)&#160;an increase in target annual cash bonus opportunity to 150%
of base salary for Mr.&#160;Laney and 90% of base salary for Mr.&#160;Birkans, (iii)&#160;an increase of annual long-term equity award
opportunity to 250% of base salary for Mr.&#160;Laney, and (iv)&#160;the grant of an award of NBHC restricted stock with a grant date
fair value of $15,000,000 for Mr.&#160;Laney and $7,500,000 for Mr.&#160;Birkans, with one-third of each such award vesting on December&#160;15,
2026 subject to specified performance criteria and the remainder vesting in eight quarterly installments beginning on March&#160;15, 2027.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>Item 9.01. Financial Statements and Exhibits.</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">(d)&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Exhibits</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr style="vertical-align: top">
    <td style="width: 15%; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span style="text-decoration: underline">Exhibit&#160;No.</span></b></span></td>
    <td style="width: 85%; text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b><span style="text-decoration: underline">Description</span></b></span></td></tr>
  <tr style="vertical-align: top">
    <td style="text-align: justify">&#160;</td>
    <td style="text-align: justify">&#160;</td></tr>
  <tr style="vertical-align: top">
    <td style="text-align: justify"><a href="tm2526246d1_ex2-1.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.1</span></a></td>
    <td><a href="tm2526246d1_ex2-1.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">Agreement and Plan of Merger, dated as of September&#160;15, 2025, by and between National Bank Holdings Corporation, Vista Bancshares,&#160;Inc. and Bryan Wick, solely in his capacity as Shareholders&#8217; Representative*</span></a></td></tr>
  <tr style="vertical-align: top">
    <td style="text-align: justify">&#160;</td>
    <td>&#160;</td></tr>
  <tr style="vertical-align: top">
    <td style="text-align: justify"><a href="tm2526246d1_ex10-1.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">10.1</span></a></td>
    <td><a href="tm2526246d1_ex10-1.htm"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Form&#160;of Voting and Lock-Up Agreement, dated as of September&#160;15, 2025, among National Bank Holdings Corporation and each of the holders of common stock of Vista Bancshares,&#160;Inc. listed on the signature pages&#160;therein.*</span></a></td></tr>
  <tr style="vertical-align: top">
    <td style="text-align: justify">&#160;</td>
    <td>&#160;</td></tr>
  <tr style="vertical-align: top">
    <td style="text-align: justify"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">104</span></td>
    <td><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt; background-color: white">Cover Page&#160;Interactive Data File (embedded within the Inline XBRL document).</span></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">*Pursuant to Item 601(a)(5)&#160;of Regulation S-K, certain schedules
and similar attachments have been omitted. The registrant hereby agrees to furnish a copy of any omitted schedule or similar attachment
to the SEC upon request.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 25; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>CAUTIONARY NOTE REGARDING FORWARD-LOOKING
STATEMENTS</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">This Current Report on
Form&#160;8-K contains &#8220;forward-looking statements&#8221; within the meaning of the Private Securities Litigation Reform Act of
1995 related to, among other things, NBHC&#8217;s strategy, plans, beliefs, goals, intentions, and expectations regarding the proposed
transaction; its ability to achieve its financial and other strategic goals; the expected timing of completion of the proposed transaction;
the expected cost savings, synergies and other anticipated benefits from the proposed transaction; and other statements that are not historical
facts. Forward-looking statements typically contain words such as &#8220;anticipate,&#8221; &#8220;believe,&#8221; &#8220;potential,&#8221;
&#8220;will,&#8221; &#8220;estimate,&#8221; &#8220;plans,&#8221; &#8220;approximately,&#8221; &#8220;opportunity,&#8221; &#8220;expect,&#8221;
&#8220;position,&#8221; &#8220;pro forma,&#8221; &#8220;proposed,&#8221; &#8220;intend&#8221; or similar expressions. Forward-looking
statements involve certain important risks, uncertainties and other factors, any of which could cause actual results to differ materially
from those in such statements. Such factors include, without limitation, the &#8220;Risk Factors&#8221; referenced in NBHC&#8217;s most
recent Annual Report on Form&#160;10-K for the year ended December&#160;31, 2024, and in its subsequent Quarterly Reports on Form&#160;10-Q,
including for the quarter ended June&#160;30, 2025, and other risks and uncertainties listed from time to time in NBHC&#8217;s reports
and documents filed with the SEC, each of which is filed with the SEC and available in the &#8220;Financials&#8221; section of NBHC&#8217;s
website at https://www.nationalbankholdings.com, under the heading &#8220;SEC Filings.&#8221; Additional factors that could cause actual
results to differ materially from those in forward-looking statements include: the ability to obtain required regulatory, shareholder
or other approvals or meet other closing conditions to the merger on the expected terms and schedule; the acquisition may not be timely
completed, if at all; difficulties and delays in integrating NBH Bank&#8217;s and Vista Bank&#8217;s businesses or fully realizing cost
savings and other benefits; the occurrence of any event, change or other circumstances that could give rise to the right of one or both
of NBHC and Vista to terminate the merger agreement; the outcome of any legal proceedings that may be instituted against NBHC or Vista;
the possibility that the transaction may be more expensive to complete than anticipated, including as a result of unexpected factors or
events; business disruption prior to the completion of the acquisition or following the proposed transaction; NBHC&#8217;s ability to
execute its business strategy; adverse regulatory conditions that may be imposed in connection with regulatory approvals of the transaction;
reputational risks and risks relating to the reaction of NBHC&#8217;s and Vista&#8217;s customers or employees to the proposed transaction,
including the effects on their respective ability to attract or retain customers and key personnel; diversion of management time on acquisition-related
issues; the dilution caused by NBHC&#8217;s issuance of additional shares of its capital stock in connection with the transaction; economic,
market, operational, liquidity, credit and interest rate risks associated with NBHC&#8217;s business; business and economic conditions
along with external events both generally and in the financial services industry; susceptibility to credit risk and fluctuations in the
value of real estate and other collateral securing a significant portion of NBHC&#8217;s loan portfolio, including with regards to real
estate acquired through foreclosure, and the accuracy of appraisals related to such real estate; the allowance for credit losses and fair
value adjustments may be insufficient to absorb losses in NBHC&#8217;s loan portfolio; NBHC&#8217;s ability to maintain sufficient liquidity
to meet the requirements of deposit withdrawals and other business needs; changes impacting monetary supply and the businesses of NBHC&#8217;s
clients and counterparties, including levels of market interest rates, inflation, currency values, monetary and fiscal policies, and the
volatility of trading markets; changes in the fair value of NBHC&#8217;s investment securities and the ability of companies in which we
invest to commercialize their technology or product concepts; the loss of certain executive officers and key personnel; any service interruptions,
cyber incidents or other breaches relating to NBHC&#8217;s technology systems, security systems or infrastructure or those of NBHC&#8217;s
third-party providers; the occurrence of fraud or other financial crimes within NBHC&#8217;s business; competition from other financial
institutions and financial services providers and the effects of disintermediation within the banking business including consolidation
within the industry; changes to federal government lending programs like the Small Business Administration&#8217;s Preferred Lender Program
and the Federal Housing Administration&#8217;s insurance programs, including the impact of a government shutdown of such programs; impairment
of NBHC&#8217;s mortgage servicing rights, disruption in the secondary market for mortgage loans, declines in real estate values, or being
required to repurchase mortgage loans or reimburse investors; developments in technology, such as artificial intelligence, the success
of NBHC&#8217;s digital growth strategy, and NBHC&#8217;s ability to incorporate innovative technologies in its business and provide products
and services that satisfy NBHC&#8217;s clients&#8217; expectations for convenience and security; NBHC&#8217;s ability to execute its organic
growth and acquisition strategies; the accuracy of projected operating results for assets and businesses we acquire as well as NBHC&#8217;s
ability to drive organic loan growth to replace loans in its existing portfolio with comparable loans as loans are paid down; changes
to federal, state and local laws and regulations along with executive orders applicable to NBHC&#8217;s business, including tax laws;
NBHC&#8217;s ability to comply with and manage costs related to extensive government regulation and supervision, including current and
future regulations affecting bank holding companies and depository institutions; the application of any increased assessment rates imposed
by the Federal Deposit Insurance Corporation; claims or legal action brought against NBHC by third parties or government agencies; and
other factors that may affect the future results of NBHC. NBHC can give no assurance that any goal or plan or expectation set forth in
forward-looking statements can be achieved and readers are cautioned not to place undue reliance on such statements. Forward-looking statements
speak only as of the date they are made and are based on information available at the time. NBHC does not intend, and assumes no obligation,
to update any forward-looking statement to reflect events or circumstances after the date on which the statement is made or to reflect
the occurrence of unanticipated events or circumstances, except as required by applicable law.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 26; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Annualized, pro forma, projected, and estimated
numbers are used for illustrative purposes only, are not forecasts and may not reflect actual results. Except to the extent required by
applicable law or regulation, NBHC disclaims any obligation to revise or publicly release any revision or update to any of the forward-looking
statements included herein to reflect events or circumstances that occur after the date on which such statements were made. As forward-looking
statements involve significant risks and uncertainties, caution should be exercised against placing undue reliance on such statements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>Important Additional Information and Where
to Find It</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">NBHC intends to file with
the SEC a Registration Statement on Form&#160;S-4 to register the shares of NBHC common stock to be issued to the shareholders of Vista
in connection with the proposed transaction. The Registration Statement will include a proxy statement/prospectus, which will be sent
to the shareholders of Vista in connection with the proposed transaction.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white">INVESTORS AND SECURITY HOLDERS ARE URGED TO
READ THE REGISTRATION STATEMENT ON FORM&#160;S-4, THE PROXY STATEMENT/PROSPECTUS INCLUDED WITHIN THE REGISTRATION STATEMENT ON FORM&#160;S-4
AND ANY OTHER RELEVANT DOCUMENTS TO BE FILED WITH THE SEC IN CONNECTION WITH THE PROPOSED TRANSACTION OR INCORPORATED BY REFERENCE INTO
THE PROXY/STATEMENT PROSPECTUS, AS WELL AS ANY AMENDMENTS OR SUPPLEMENTS TO THESE DOCUMENTS, CAREFULLY AND IN THEIR ENTIRETY, WHEN THEY
ARE AVAILABLE, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION ABOUT NBHC, VISTA AND THE PROPOSED TRANSACTION.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">Investors and security
holders may obtain free copies of these documents through the website maintained by the SEC at http://www.sec.gov. You will also be able
to obtain these documents, when they are filed, free of charge, by directing a request to National Bank Holdings Corporation, Attention:&#160;&#160;Investor
Relations, 7800 E. Orchard Road, Suite&#160;300, Greenwood Village, CO 80111, by e-mailing ir@nationalbankholdings.com or by calling (720)
554-6640.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; background-color: white"><b>No Offer or Solicitation</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; background-color: white">This communication is
for informational purposes only and is not intended to and does not constitute an offer to subscribe for, buy or sell, or the solicitation
of an offer to subscribe for, buy or sell, or an invitation to subscribe for, buy or sell any securities or a solicitation of any vote
or approval in any jurisdiction, nor shall there be any sale, issuance or transfer of securities in any jurisdiction in which such offer,
invitation, sale or solicitation would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction.
No offer of securities shall be made except by means of a prospectus meeting the requirements of Section&#160;10 of the Securities Act,
and otherwise in accordance with applicable law.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 27; Value: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->27<!-- Field: /Sequence --></td></tr></table></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURE</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">Pursuant to the requirements of the Securities
Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Date: <span style="background-color: white">September&#160;18, 2025</span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <tr style="vertical-align: top">
    <td>&#160;</td>
    <td colspan="3"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt"><b>National Bank Holdings Corporation</b></span></td></tr>
  <tr>
    <td>&#160;</td>
    <td>&#160;</td>
    <td colspan="2">&#160;</td></tr>
  <tr>
    <td>&#160;</td>
    <td style="vertical-align: top"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">By:</span></td>
    <td colspan="2" style="border-bottom: black 1pt solid; vertical-align: bottom"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">/s/ Angela N. Petrucci</span></td></tr>
  <tr>
    <td style="width: 50%">&#160;</td>
    <td style="vertical-align: top; width: 3%">&#160;</td>
    <td style="vertical-align: bottom; width: 5%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Name:</span></td>
    <td style="vertical-align: bottom; width: 42%"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Angela N. Petrucci</span></td></tr>
  <tr>
    <td>&#160;</td>
    <td style="vertical-align: top">&#160;</td>
    <td style="vertical-align: bottom; padding-left: 0.4in; text-indent: -0.4in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title:</span></td>
    <td style="vertical-align: bottom; padding-left: 0.4in; text-indent: -0.4in"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chief Administrative Officer and General Counsel</span></td></tr>
  </table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="margin: 0"></p>

<!-- Field: Page; Sequence: 28; Options: Last -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%; font-size: 10pt"><tr style="vertical-align: top; text-align: left"><td style="text-align: center; width: 100%"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->28<!-- Field: /Sequence --></td></tr></table></div>
    <!-- Field: /Page -->

<p style="margin: 0">&#160;</p>

<!-- Field: Set; Name: xdx; ID: xdx_08B_extensions -->
<!-- eJxFjVsKwkAMRVfQPYT5FvsAX/20qIhVpIj4O9pUBttJyYy1LsldOm0RQyAk955cIUZiQ2tVIsNlmaVwwqoupUXIsEBGfUPnSLa7GNzM8K6MZaltv/7AhByDjpmOw6u7985GGcxjCBZ+OPOjCQTzOFrAcS+8Tk9IFypHbZUsQeocjkw1K7SS38OHk2xJU/Xuk87IRpGOIRwHg/yBKAgjOFAjX8QPA2maCG/Ulyc2TM/auVatRd2RsCqxcnFmoP/tfQHU+Ups -->
</body>
</html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-2.1
<SEQUENCE>2
<FILENAME>tm2526246d1_ex2-1.htm
<DESCRIPTION>EXHIBIT 2.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0"><B>Exhibit 2.1</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0">EXECUTION VERSION</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">AGREEMENT AND PLAN OF MERGER</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">by and between</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">NATIONAL
BANK HOLDINGS CORPORATION,</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-size: 10pt; text-transform: uppercase">VISTA
BANCSHARES,&nbsp;INC. </FONT>and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">BRYAN WICK</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">solely in its capacity as the Shareholders&rsquo;
Representative</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">_____________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">Dated as of September&nbsp;15, 2025</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Table of Contents</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Page</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;I</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">THE MERGER</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">The Merger</FONT></TD>
    <TD STYLE="text-align: right; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Closing</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.3</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Effective Time</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.4</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Effects of the Merger</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.5</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conversion of Vista Common Stock</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.6</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dissenting Shares</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.7</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Common Stock</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.8</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Treatment of Vista Equity Awards and Vista Warrants</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.9</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Articles of Incorporation of Surviving Corporation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.10</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bylaws of Surviving Corporation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.11</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Tax Consequences</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.12</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bank Merger</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.13</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Tangible Common Equity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">Article&nbsp;II</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">EXCHANGE OF SHARES</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC to Make Merger Consideration Available</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exchange of Shares</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">12</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">Article&nbsp;III</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">REPRESENTATIONS AND WARRANTIES OF VISTA</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Corporate Organization</FONT></TD>
    <TD STYLE="width: 5%; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Capitalization</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.3</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Authority; No Violation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">18</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.4</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consents and Approvals</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.5</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reports</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.6</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.7</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Undisclosed Liabilities</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.8</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Broker&rsquo;s Fees</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">21</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.9</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Absence of Certain Changes or Events</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.10</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Legal Proceedings</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.11</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Taxes and Tax Returns</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.12</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Employees and Employee Benefit Plans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.13</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Compliance with Applicable Law</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">28</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt"></FONT></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->i<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.14</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certain Contracts</FONT></TD>
    <TD STYLE="text-align: right; width: 5%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">30</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.15</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Agreements with Regulatory Agencies</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">32</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.16</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Derivative Instruments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">32</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.17</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Environmental Matters</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.18</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment Securities</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.19</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Real Property</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.20</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Intellectual Property</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.21</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Related Party Transactions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.22</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Takeover Restrictions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.23</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reorganization</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.24</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Opinion</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.25</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Information</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.26</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loan Portfolio</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.27</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Deposits</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">38</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.28</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Insurance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">38</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.29</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No Investment Adviser or Broker-Dealer Subsidiary</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">38</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3.30</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No Other Representations or Warranties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">38</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">Article&nbsp;IV</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">REPRESENTATIONS AND WARRANTIES OF NBHC</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Corporate Organization</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">39</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Capitalization</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">40</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.3</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Authority; No Violation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">41</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.4</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consents and Approvals</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">42</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.5</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reports</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">42</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.6</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">43</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.7</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Broker&rsquo;s Fees</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">44</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.8</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Absence of Certain Changes or Events</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">45</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.9</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Legal Proceedings</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">45</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.10</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Compliance with Applicable Law</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">45</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.11</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Taxes and Tax Returns</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">47</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.12</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reorganization</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.13</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certain Contracts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.14</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Agreements with Regulatory Agencies</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.15</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Derivative Instruments</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.16</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Investment Securities</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.17</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Related Party Transactions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">50</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.18</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Information</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">50</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.19</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">No Other Representations or Warranties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">50</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 3; Value: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->ii<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">Article&nbsp;V</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">COVENANTS RELATING TO CONDUCT OF BUSINESS</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conduct of Business Prior to the Effective Time</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">51</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Forbearances</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">51</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.3</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Forbearances</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">55</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">Article&nbsp;VI</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">ADDITIONAL AGREEMENTS</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Regulatory Matters</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">55</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Access to Information</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">57</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.3</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Shareholder Approval.</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">59</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.4</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Legal Conditions to Merger</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">60</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.5</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Stock Exchange Listing</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.6</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Employee Matters</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.7</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Indemnification; Insurance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">63</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.8</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Additional Agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">64</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.9</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Advice of Changes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">64</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.10</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dividends</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">65</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.11</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Acquisition Proposals</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">65</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.12</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Public Announcements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">66</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.13</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Change of Method</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">66</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.14</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Restructuring Efforts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.15</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Takeover Restrictions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.16</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Litigation and Claims</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">67</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.17</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Indebtedness</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.18</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Corporate Governance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.19</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exemption from Liability under Section&nbsp;16(b)</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.20</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Additional Actions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">Article&nbsp;VII</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">CONDITIONS PRECEDENT</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conditions to Each Party&rsquo;s Obligation to Effect the Merger</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conditions to Obligations of NBHC</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7.3</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Conditions to Obligations of Vista</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">Article&nbsp;VIII</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">TERMINATION AND AMENDMENT</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Termination</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">71</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Effect of Termination</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">72</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt"></FONT></P>

<!-- Field: Page; Sequence: 4; Value: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->iii<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">Article&nbsp;IX</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD STYLE="text-align: center; width: 5%">&nbsp;</TD>
    <TD STYLE="text-align: center">&nbsp;</TD>
    <TD STYLE="text-align: right; width: 5%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt; text-transform: uppercase">GENERAL PROVISIONS</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
    <TD STYLE="text-align: right">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.1</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Nonsurvival of Representations, Warranties and Agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.2</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Amendment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.3</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Extension; Waiver</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">74</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.4</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Expenses</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">75</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.5</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Notices</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">75</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.6</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Interpretation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">76</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.7</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Confidential Supervisory Information</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">76</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.8</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Counterparts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.9</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Entire Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.10</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Governing Law; Jurisdiction.</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.11</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Waiver of Jury Trial</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.12</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Assignment; Third-Party Beneficiaries</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">78</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.13</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Specific Performance</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">78</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.14</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Severability</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">78</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9.15</FONT></TD>
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Delivery by Electronic Transmission</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">79</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>EXHIBITS</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 100%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exhibit&nbsp;A &ndash; Significant Stockholders</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exhibit&nbsp;B &ndash; Bank Merger Agreement</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><U>SCHEDULES</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 93%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Disclosure Schedule</FONT></TD>
    <TD STYLE="width: 7%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Disclosure Schedule</FONT></TD>
    <TD>&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Value: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->iv<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">INDEX OF
DEFINED TERMS</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><U>Page</U></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 86%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">280G Equityholder Vote</FONT></TD>
    <TD STYLE="text-align: right; width: 14%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">280G Equityholders</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Appraisal Demand</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Balance Sheet Date</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bank Merger</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bank Merger Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Bank Merger Certificates</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">BHC Act</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cash Merger Consideration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">CDB</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Certificates of Merger</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Chosen Courts</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">77</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Closing</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Closing Date</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Code</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Confidentiality Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">58</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consideration Adjustment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">10</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Consideration Adjustment Escrow Amount</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Continuation Period</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Continuing Employees</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Cut-off Date</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Delaware Secretary</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Derivative Transactions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">32</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">DGCL</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dispute Submissions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Dissenting Share</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Effective Time</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Employment Agreements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Enforceability Exceptions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">18</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Environmental Laws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">33</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">ERISA</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Escrow Agent</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Escrow Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Minimum Tangible Common Equity Deficit</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Estimated Tangible Common Equity Statement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exception Shares</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exchange Act</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exchange Agent</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exchange Fund</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exchange Ratio</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">FDIC</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Federal Reserve Board</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt"></FONT></P>

<!-- Field: Page; Sequence: 6; Value: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->v<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 86%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Governmental Entity</FONT></TD>
    <TD STYLE="text-align: right; width: 14%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Initial Closing Statement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Initial Resolution Period</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Intellectual Property</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">IRS</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">22</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Liens</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loan</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loan Documentation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">37</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Loan Tape</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">36</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Material Adverse Effect</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Materially Burdensome Regulatory Condition</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">56</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Merger</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Merger Consideration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Merger Consideration Value</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Multiemployer Plan</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Multiple Employer Plan</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">26</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBH Bank</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC 401(k)&nbsp;Plan</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Bylaws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">39</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Charter</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">39</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Class&nbsp;B Common Stock</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">40</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Common Stock</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Contract</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">48</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Disclosure Schedule</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">39</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Regulatory Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">49</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Reports</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">43</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Restricted Stock Award</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Share Closing Price</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">13</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NBHC Subsidiary</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">39</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Neutral Auditor</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Certificates</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">11</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">New Plans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">61</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">NYSE</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">13</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Objection Notice</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">9</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Old Certificate</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">3</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Parachute Payment</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Permitted Encumbrances</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Personal Data</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">28</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Premium Cap</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">63</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Proxy Statement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">55</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Reference Time</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Regulation O</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Regulatory Agencies</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Related Parties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Representatives</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">57</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->vi<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 86%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Requisite Regulatory Approvals</FONT></TD>
    <TD STYLE="text-align: right; width: 14%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">69</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Requisite Vista Vote</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">18</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">S-4</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">SEC</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Securities Act</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">43</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Shareholders</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Significant Stockholders</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Specified Vista Restricted Stock Award</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">SRO</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Subsequent Unaudited Monthly Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">58</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Subsidiary</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Surviving Corporation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Takeover Restrictions</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">35</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Tangible Common Equity</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">8</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Tax</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Tax Return</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Taxes</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">TBOC</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">TDB</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">19</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Termination Date</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">72</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Termination Fee</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">73</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Texas Secretary</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Treasury Regulations</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unaudited 1H 2025 Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Unaudited Monthly Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista 401(k)&nbsp;Plan</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">62</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Acquisition Proposal</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">65</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Adverse Recommendation Change</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">59</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Articles</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Audited Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Bank</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Benefit Plans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Board Recommendation</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">59</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Bylaws</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Common Stock</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Contract</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">31</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Director Restricted Stock Award</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Director Stock Option</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Disclosure Schedule</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">15</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Employee Restricted Stock Award</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Employee Stock Option</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Equity Awards</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista ERISA Affiliate</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">24</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Financial Statements</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">20</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Indebtedness</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">68</FONT></TD></TR>
</TABLE>

<P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->vii<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
  <TR STYLE="vertical-align: top">
    <TD STYLE="width: 86%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Indemnified Parties</FONT></TD>
    <TD STYLE="text-align: right; width: 14%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">63</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Leased Properties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Meeting</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">59</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Owned Properties</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Real Property</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Real Property Leases</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">34</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Regulatory Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">32</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Restricted Stock Award</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Restricted Stock Award Consideration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Stock Option</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Stock Option Consideration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Stock Plans</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">7</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Subsidiary</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">17</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Warrant</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Vista Warrant Consideration</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6</FONT></TD></TR>
  <TR STYLE="vertical-align: top">
    <TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Voting Agreement</FONT></TD>
    <TD STYLE="text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 9; Value: 1 -->
    <DIV STYLE="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: LowerRoman; Name: PageNo -->viii<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">AGREEMENT
AND PLAN OF MERGER</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">AGREEMENT AND PLAN OF MERGER, dated as of September&nbsp;15,
2025 (this &ldquo;<U>Agreement</U>&rdquo;), by and between National Bank Holdings Corporation, a Delaware corporation (&ldquo;<U>NBHC</U>&rdquo;),
Vista Bancshares,&nbsp;Inc., a Texas corporation (&ldquo;<U>Vista</U>&rdquo;) and Bryan Wick, solely in his capacity as the &ldquo;<U>Shareholders&rsquo;
Representative</U>&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">W I T N
E S S E T H:</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">WHEREAS, the boards of directors of NBHC and Vista
have determined that it is advisable and in the best interests of their respective companies and their shareholders to enter into this
Agreement, pursuant to which Vista will, subject to the terms and conditions set forth herein, merge with and into NBHC (the &ldquo;<U>Merger</U>&rdquo;),
so that NBHC is the surviving corporation (hereinafter sometimes referred to in such capacity as the &ldquo;<U>Surviving Corporation</U>&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">WHEREAS, the parties intend that the Merger qualify
as a &ldquo;reorganization&rdquo; within the meaning of Section&nbsp;368(a)&nbsp;of the Internal Revenue Code of 1986, as amended (the
 &ldquo;<U>Code</U>&rdquo;) and that this Agreement be and is adopted as a plan of reorganization for purposes of Sections 354 and 361
of the Code;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">WHEREAS, </FONT>concurrently
with the execution and delivery of this Agreement and as a condition to NBHC&rsquo;s willingness to enter into this Agreement, certain
officers of Vista and Vista Bank (as defined herein) are entering into employment agreements (&ldquo;<U>Employment Agreements</U>&rdquo;)
with NBHC and/or NBH Bank;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">WHEREAS, </FONT>concurrently
with the execution and delivery of this Agreement and as a condition to NBHC&rsquo;s willingness to enter into this Agreement, each stockholder
of Vista listed on <U>Exhibit&nbsp;A</U> (the &ldquo;<U>Significant Stockholders</U>&rdquo;) is entering into a voting agreement pursuant
to which he or she agrees to vote the issued and outstanding shares of Vista Common Stock beneficially owned by such person in favor of
this Agreement and the transactions contemplated hereby (&ldquo;<U>Voting Agreement</U>&rdquo;); and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">WHEREAS, the parties desire to make certain representations,
warranties and agreements in connection with the Merger and also to prescribe certain conditions to the Merger.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">NOW, THEREFORE, in consideration of the mutual covenants,
representations, warranties and agreements contained herein, and intending to be legally bound hereby, the parties agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;I</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">THE MERGER</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>The
Merger</U>. Subject to the terms and conditions of this Agreement, in accordance with the General Corporation Law of the State of Delaware,
as amended (the &ldquo;<U>DGCL</U>&rdquo;), and the Texas Business Organizations Code, as amended (the &ldquo;<U>TBOC</U>&rdquo;), at
the Effective Time, Vista shall merge with and into NBHC. NBHC shall be the Surviving Corporation in the Merger, and shall continue its
corporate existence under the laws of the State of Delaware. Upon consummation of the Merger, the separate corporate existence of Vista
shall terminate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 10; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Closing</U>.
On the terms and subject to the conditions set forth in this Agreement, the closing of the Merger (the &ldquo;<U>Closing</U>&rdquo;)
will occur by electronic exchange of documents at 10:00 a.m., New York City time, on the first business day of the month immediately
following the month during which the satisfaction or waiver (subject to applicable law) of all of the conditions set forth in Article&nbsp;VII
(other than those conditions that by their nature are to be satisfied at the Closing, but subject to the satisfaction or waiver thereof
at the Closing), unless another date, time or place is agreed to in writing by NBHC and Vista; <U>provided</U> that the Closing shall
not occur prior to January&nbsp;2, 2026 without the prior written consent of NBHC and Vista. The date on which the Closing occurs is
referred to in this Agreement as the &ldquo;<U>Closing Date</U>.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Effective
Time</U>. Subject to the terms and conditions of this Agreement, on or before the Closing Date, NBHC shall cause to be filed a certificate
of merger with respect to the Merger as provided under the DGCL with the Secretary of State (the &ldquo;<U>Delaware Secretary</U>&rdquo;)
of the State of Delaware and a certificate of merger with respect to the Merger as provided under the TBOC with the Secretary of State
(the &ldquo;<U>Texas Secretary</U>&rdquo;) of the State of Texas (such certificates of Merger, the &ldquo;<U>Certificates of Merger</U>&rdquo;).
The Merger shall become effective as of the date and time specified in the Certificates of Merger in accordance with the relevant provisions
of the DGCL and the TBOC, or at such other date and time as shall be provided by applicable law (such date and time, the &ldquo;<U>Effective
Time</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Effects
of the Merger</U>. At and after the Effective Time, the Merger shall have the effects set forth in the applicable provisions of the DGCL
and the TBOC and this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Conversion
of Vista Common Stock</U>. At the Effective Time, by virtue of the Merger and without any action on the part of NBHC, Vista, or the holder
of any of the following securities:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Subject
to Section&nbsp;2.2(e), each share of the common stock, par value $1.00 per share, of Vista issued and outstanding immediately prior
to the Effective Time (&ldquo;<U>Vista Common Stock</U>&rdquo;), except for (i)&nbsp;shares of Vista Common Stock owned by Vista as
treasury stock or otherwise owned by Vista or NBHC (in each case other than shares of Vista Common Stock (A)&nbsp;held in trust
accounts, managed accounts, mutual funds and the like, or otherwise held in a fiduciary or agency capacity that are beneficially
owned by third parties and (B)&nbsp;held, directly or indirectly, in respect of debts previously contracted (collectively, the
 &ldquo;<U>Exception Shares</U>&rdquo;)) or (ii)&nbsp;Dissenting Shares, shall be converted, in accordance with the procedures set
forth in this Agreement, into the right to receive $31.62 without interest (such consideration, the &ldquo;<U>Cash Merger
Consideration</U>&rdquo;) and 3.1161 shares (the &ldquo;<U>Exchange Ratio</U>&rdquo;) of common stock, par value $0.01 per share, of
NBHC (the &ldquo;<U>NBHC Common Stock</U>&rdquo;) (such consideration together with the Cash Merger Consideration, the
 &ldquo;<U>Merger Consideration</U>&rdquo;). The Cash Merger Consideration shall be subject in all respects to Section&nbsp;1.13. If
a vote of NBHC&rsquo;s shareholders would be required by the rules&nbsp;and regulations of NYSE to approve the issuance of shares of
NBHC Common Stock and NBHC Restricted Stock Awards pursuant to this Agreement, the Cash Merger Consideration and Exchange Ratio
shall be adjusted (to the minimum extent necessary) to increase the Cash Merger Consideration and decrease the Exchange Ratio to
achieve the same economic effect as set forth in this Agreement and eliminate the requirement for such vote.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 11; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>All
of the shares of Vista Common Stock converted into the right to receive the Merger Consideration pursuant to this Article&nbsp;I shall
no longer be outstanding and shall automatically be cancelled and shall cease to exist as of the Effective Time, and each certificate
(each, an &ldquo;<U>Old Certificate</U>,&rdquo; it being understood that any reference herein to &ldquo;Old Certificate&rdquo; shall be
deemed to include reference to book-entry account statements relating to the ownership of shares of Vista Common Stock) previously representing
any such shares of Vista Common Stock shall thereafter represent only the right to receive (i)&nbsp;the Merger Consideration, (ii)&nbsp;cash
in lieu of a fractional share which the shares of Vista Common Stock represented by such Old Certificate have been converted into the
right to receive pursuant to this Section&nbsp;1.5 and Section&nbsp;2.2(e), and (iii)&nbsp;any dividends or distributions which the holder
thereof has the right to receive pursuant to Section&nbsp;2.2, in each case without any interest thereon. Old Certificates previously
representing shares of Vista Common Stock shall be exchanged for the Merger Consideration and the other amounts specified in the immediately
preceding sentence, including evidence of shares in book-entry form representing whole shares of NBHC Common Stock as set forth in Section&nbsp;1.5(a)&nbsp;(together
with any dividends or distributions with respect thereto and cash in lieu of fractional shares issued in consideration therefor) upon
the surrender of such Old Certificates in accordance with Section&nbsp;2.2, without any interest thereon. If, between the date of this
Agreement and the Effective Time, the outstanding shares of NBHC Common Stock or Vista Common Stock shall have been increased, decreased,
changed into or exchanged for a different number or kind of shares or securities, in any such case as a result of a reorganization, recapitalization,
reclassification, stock dividend, stock split, reverse stock split, or other similar change in capitalization, or there shall be any extraordinary
dividend or extraordinary distribution, an appropriate and proportionate adjustment shall be made to the Merger Consideration and the
consideration payable pursuant to Section&nbsp;1.8(e)&nbsp;to give holders of Vista Common Stock and Vista Restricted Stock Awards the
same economic effect as contemplated by this Agreement prior to such event; <U>provided</U> that nothing in this sentence shall be construed
to permit NBHC or Vista to take any action with respect to its securities that is prohibited by the terms of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
anything in this Agreement to the contrary, at the Effective Time, all shares of Vista Common Stock that are owned by Vista or NBHC (in
each case other than the Exception Shares) immediately prior to the Effective Time shall be cancelled and shall cease to exist, and neither
the Merger Consideration nor any other consideration shall be delivered in exchange therefor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Dissenting
Shares</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
any provision of this Agreement to the contrary, other than as provided in this Section&nbsp;1.6, any shares of Vista Common Stock that
are issued and outstanding immediately prior to the Effective Time and are held by a holder of Vista Common Stock who (i)&nbsp;has duly
and validly demanded appraisal of such shares in connection with the Merger in accordance with Chapter 10, Subchapter H of the TBOC and
(ii)&nbsp;as of the Effective Time, has not effectively withdrawn or lost such appraisal rights (through failure to perfect or otherwise)
(a &ldquo;<U>Dissenting Share</U>&rdquo;) shall not be converted into or represent the right to receive any portion of the consideration
to be paid pursuant to Section&nbsp;1.5 but instead shall be converted into the right to receive only such consideration as may be determined
to be due with respect to such Dissenting Shares under Chapter 10, Subchapter H of the TBOC. From and after the Effective Time, the Dissenting
Shares shall no longer be outstanding and shall automatically be cancelled and retired and shall cease to exist, and a holder of Dissenting
Shares shall not be entitled to exercise any of the voting rights or other rights of a shareholder of the Surviving Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 12; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
any holder of Vista Common Stock who has duly and validly demanded appraisal of such shares in connection with the Merger in accordance
with Chapter 10, Subchapter H of the TBOC effectively withdraws or loses such appraisal rights (through failure to perfect or otherwise),
then such shares shall no longer be Dissenting Shares and, as of the later of the Effective Time and the occurrence of such withdrawal
or loss, such shares shall automatically be converted into the right to receive, without interest, the consideration to be paid pursuant
to Section&nbsp;1.5 with respect to such shares pursuant to and in accordance with this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
shall give NBHC reasonably prompt written notice of the receipt of any written notice of any demand for appraisal for any Vista Common
Stock, withdrawals of such demands or any intent to demand or withdraw the foregoing, and any other instruments served pursuant to applicable
law and received by Vista that relate to any such demand for appraisal (each, an &ldquo;<U>Appraisal Demand</U>&rdquo;), and NBHC shall
have the right to participate in all negotiations and proceedings with respect to any Appraisal Demand or any threatened Appraisal Demand,
including those that take place prior to the Effective Time. Vista shall not voluntarily make any payment with respect to, or settle
or offer to settle, any Appraisal Demand prior to the Effective Time, or waive any failure to timely deliver a written demand for appraisal
or the taking of any other action by such holder of Vista Common Stock as may be necessary to perfect appraisal rights under applicable
law, without the prior written approval of NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>NBHC
Common Stock</U>. At and after the Effective Time, each share of NBHC Common Stock issued and outstanding immediately prior to the Effective
Time shall remain issued and outstanding and shall not be affected by the Merger.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Treatment
of Vista Equity Awards and Vista Warrants</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
the Effective Time, each option granted by Vista to purchase shares of Vista Common Stock under a Vista Stock Plan (as defined below)
or otherwise that is outstanding and unexercised immediately prior to the Effective Time whether or not vested (a &ldquo;<U>Vista Stock
Option</U>&rdquo;) that is held by a non-employee director of Vista (a &ldquo;<U>Vista Director Stock Option</U>&rdquo;) shall be cancelled
by virtue of the Merger and without any action on the part of the holder thereof, and in exchange therefor, the holder of such cancelled
Vista Director Stock Option will be entitled to receive (without interest), in consideration of the cancellation of such Vista Director
Stock Option, an amount in cash (less applicable Tax withholdings pursuant to Section&nbsp;2.2(g)) equal to the product of (i)&nbsp;the
excess, if any, of the Merger Consideration Value over the per share exercise price of the applicable Vista Stock Option,&nbsp;<I>multiplied
by</I>&nbsp;(ii)&nbsp;the number of shares of Vista Common Stock subject to such Vista Stock Option immediately prior to the Effective
Time (the &ldquo;<U>Vista Stock Option Consideration</U>&rdquo;). At the Effective Time, any Vista Director Stock Option that has an
exercise price per share of Vista Common Stock that is equal to or greater than the Merger Consideration Value shall be cancelled for
no consideration and shall cease to exist. Subject to Section&nbsp;2.2(g), NBHC will cause the Surviving Corporation to make all payments
to former holders of Vista Director Stock Options required under this Section&nbsp;1.8(a)&nbsp;as soon as reasonably practicable, and
in any event no later than, five (5)&nbsp;days after the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 13; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
the Effective Time, each Vista Stock Option other than a Vista Director Stock Option that is outstanding and unexercised immediately prior
to the Effective Time whether or not vested (a &ldquo;<U>Vista Employee Stock Option</U>&rdquo;) shall be cancelled by virtue of the Merger
and without any action on the part of the holder thereof, and in exchange therefor, the holder of such cancelled Vista Employee Stock
Option will be entitled to receive (without interest), in consideration of the cancellation of such Vista Employee Stock Option the Vista
Stock Option Consideration. At the Effective Time, any Vista Employee Stock Option that has an exercise price per share of Vista Common
Stock that is equal to or greater than the Merger Consideration Value shall be cancelled for no consideration and shall cease to exist.
Subject to Section&nbsp;2.2(g), NBHC will cause the Surviving Corporation to make all payments to former holders of Vista Employee Stock
Options required under this Section&nbsp;1.8(b)&nbsp;on the first regular payroll date that covers a full payroll period commencing on
or after the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
the Effective Time, each Vista Restricted Stock Award granted prior to the date hereof that is subject to any vesting, forfeiture or other
lapse restrictions granted under any Vista Stock Plan or otherwise that is held by a non-employee director and is outstanding immediately
prior to the Effective Time (a &ldquo;<U>Vista Director Restricted Stock Award</U>&rdquo;) shall fully vest and, by virtue of the Merger
and, without any action on the part of the holder thereof, shall be cancelled, and in exchange therefor, the holder of such cancelled
Vista Director Restricted Stock Award will be entitled to receive (without interest), in consideration of the cancellation of such Vista
Director Restricted Stock Award, the Merger Consideration in respect of each share of Vista Common Stock underlying such Vista Restricted
Stock Award, less applicable Tax withholdings pursuant to Section&nbsp;2.2(g)&nbsp;(the &ldquo;<U>Vista Restricted Stock Award Consideration</U>&rdquo;).
Subject to Section&nbsp;2.2(g), NBHC will cause the Surviving Corporation to make all payments to former holders of Vista Director Restricted
Stock Awards required under this Section&nbsp;1.8(c)&nbsp;as soon as reasonably practicable, and in any event no later than, five (5)&nbsp;days
after the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
the Effective Time, each Vista Restricted Stock Award granted prior to the date hereof that is subject to any vesting, forfeiture or other
lapse restrictions granted under any Vista Stock Plan or otherwise that is held by an employee and is outstanding immediately prior to
the Effective Time (other than the Specified Vista Restricted Stock Award (as defined below)) (a &ldquo;<U>Vista Employee Restricted Stock
Award</U>&rdquo;) shall fully vest and, by virtue of the Merger and, without any action on the part of the holder thereof, shall be cancelled,
and in exchange therefor, the holder of such cancelled Vista Employee Restricted Stock Award will be entitled to receive (without interest),
in consideration of the cancellation of such Vista Employee Restricted Stock Award, the Vista Restricted Stock Award Consideration. Subject
to Section&nbsp;2.2(g), NBHC will cause the Surviving Corporation to make all payments to former holders of Vista Employee Restricted
Stock Awards required under this Section&nbsp;1.8(d)&nbsp;on the first regular payroll date that covers a full payroll period commencing
on or after the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 14; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Specified
Vista Restricted Stock Award</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
the Effective Time, fifty percent (50%) of the Vista Restricted Stock Award set forth on Section&nbsp;1.8(e)&nbsp;of the Vista Disclosure
Schedule (the &ldquo;<U>Specified Vista Restricted Stock Award</U>&rdquo;) that is outstanding immediately prior to the Effective Time
shall vest and, by virtue of the Merger and, without any action on the part of the holder thereof, shall be cancelled, and in exchange
therefor, the holder of such portion of the Specified Vista Restricted Stock Award will be entitled to receive (without interest), in
consideration of the cancellation of such portion of the cancelled Specified Vista Restricted Stock Award, 3.9206 shares of NBHC Common
Stock <I>multiplied by</I> the number of shares of Vista Common Stock underlying such portion of the Specified Vista Restricted Stock
Award (rounded to the nearest whole number), less applicable Tax withholdings pursuant to Section&nbsp;2.2(g). Subject to Section&nbsp;2.2(g),
NBHC will cause the Surviving Corporation to make all payments to the former holder of the Specified Vista Restricted Stock Award required
under this Section&nbsp;1.8(e)(i)&nbsp;on the first regular payroll date that covers a full payroll period commencing on or after the
Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
the Effective Time, fifty percent (50%) of the Specified Vista Restricted Stock Award that is outstanding immediately prior to the Effective
Time shall cease to represent a Vista Restricted Stock Award and shall thereafter constitute a restricted stock award of NBHC Common
Stock, on the same terms and conditions as were applicable under such Vista Restricted Stock Award immediately prior to the Effective
Time (an &ldquo;<U>NBHC Restricted Stock Award</U>&rdquo;). The number of shares of NBHC Common Stock subject to such NBHC Restricted
Stock Award shall be equal to the number of shares of Vista Common Stock underlying such portion of the Specified Vista Restricted Stock
Award <I>multiplied</I> <I>by</I> 3.9206 (rounded to the nearest whole number).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
the Effective Time, each warrant granted by Vista to purchase shares of Vista Common Stock that is outstanding and unexercised immediately
prior to the Effective Time whether or not vested (a &ldquo;<U>Vista Warrant</U>&rdquo;) shall be cancelled by virtue of the Merger and
without any action on the part of the holder thereof, and in exchange therefor, the holder of such cancelled Vista Warrant will be entitled
to receive (without interest), in consideration of the cancellation of such Vista Warrant, an amount in cash (less applicable Tax withholdings
pursuant to Section&nbsp;2.2(g)) equal to the product of (i)&nbsp;the excess, if any, of the Merger Consideration Value over the per share
exercise price of the applicable Vista Warrant,&nbsp;<I>multiplied by</I>&nbsp;(ii)&nbsp;the number of shares of Vista Common Stock subject
to such Vista Warrant immediately prior to the Effective Time (the &ldquo;<U>Vista Warrant Consideration</U>&rdquo;). At the Effective
Time, any Vista Warrant that has an exercise price per share of Vista Common Stock that is equal to or greater than the Merger Consideration
Value shall be cancelled for no consideration and shall cease to exist. Subject to Section&nbsp;2.2(g), NBHC will cause the Surviving
Corporation to make all payments to former holders of Vista Warrants required under this Section&nbsp;1.8(f)&nbsp;as soon as reasonably
practicable, and in any event no later than, five (5)&nbsp;days after the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 15; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
or prior to the Effective Time, Vista, the board of directors of Vista and its compensation committee, as applicable, shall adopt any
resolutions and take any actions that are necessary to effectuate the treatment of the Vista Equity Awards and Vista Warrants as provided
under this Section&nbsp;1.8.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>For
purposes of this Agreement, the following terms shall have the following meanings:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>&ldquo;<U>Merger
Consideration Value</U>&rdquo; means (A)&nbsp;the Cash Merger Consideration, <I>plus </I>(B)&nbsp;the product of (x)&nbsp;the Exchange
Ratio&nbsp;<I>multiplied by</I>&nbsp;(y)&nbsp;the NBHC Share Closing Price (such product rounded down to the nearest penny).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>&ldquo;<U>Vista
Equity Awards</U>&rdquo; means the Vista Stock Options and Vista Restricted Stock Awards.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>&ldquo;<U>Vista
Restricted Stock Award</U>&rdquo; means an award of restricted shares of Vista Common Stock granted under a Vista Stock Plan that is outstanding
immediately prior to the Effective Time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>&ldquo;<U>Vista
Stock Plans</U>&rdquo; means the Vista Bank Equity Incentive Plan and the Vista 2014 Stock Option Plan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Articles
of Incorporation of Surviving Corporation</U>. At the Effective Time, the articles of incorporation, as amended, of NBHC, as in effect
immediately prior to the Effective Time, shall be the articles of incorporation of the Surviving Corporation until thereafter amended
in accordance with applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Bylaws
of Surviving Corporation</U>. At the Effective Time, the second amended and restated bylaws of NBHC, as in effect immediately prior to
the Effective Time, shall be the bylaws of the Surviving Corporation until thereafter amended in accordance with applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Tax
Consequences</U>. The parties intend that the Merger qualify as a &ldquo;reorganization&rdquo; within the meaning of Section&nbsp;368(a)&nbsp;of
the Code, and that this Agreement be and is adopted as a &ldquo;plan of reorganization&rdquo; for purposes of Sections&nbsp;354 and 361
of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Bank
Merger</U>. Immediately following the Effective Time, Vista Bank, a bank chartered under the laws of the State of Texas and a wholly-owned
Subsidiary of Vista (&ldquo;<U>Vista Bank</U>&rdquo;), will merge (the &ldquo;<U>Bank Merger</U>&rdquo;) with and into NBH Bank, a bank
chartered under the laws of the State of Colorado and a wholly-owned Subsidiary of NBHC (&ldquo;<U>NBH Bank</U>&rdquo;). NBH Bank shall
be the surviving entity in the Bank Merger and, following the Bank Merger, the separate corporate existence of Vista Bank shall cease.
Promptly after the date of this Agreement, NBH Bank and Vista Bank shall enter into an agreement and plan of merger in substantially
the form attached hereto as <U>Exhibit&nbsp;B</U> (the &ldquo;<U>Bank Merger Agreement</U>&rdquo;). Each of NBHC and Vista shall approve
the Bank Merger Agreement and the Bank Merger as the sole shareholder of NBH Bank and Vista Bank, respectively. Prior to the Effective
Time, Vista shall cause Vista Bank, and NBHC shall cause NBH Bank, to execute such certificates or articles of merger and such other
documents and certificates as are necessary to effectuate the Bank Merger (&ldquo;<U>Bank Merger Certificates</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 16; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">1.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Tangible
Common Equity</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>For
purposes of this Agreement, &ldquo;<U>Tangible Common Equity</U>&rdquo; means Vista&rsquo;s common equity, calculated as of the close
of business on the last business day of the month immediately preceding the Closing Date (the &ldquo;<U>Reference Time</U>&rdquo;) (or
as otherwise agreed by the parties), as determined in accordance with GAAP applied in a manner consistent with the Vista Financial Statements
and in accordance with the principles and procedures set forth in this Section&nbsp;1.13 and Section&nbsp;1.13 of the Vista Disclosure
Schedule.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Not
later than three (3)&nbsp;business days prior to the expected Closing Date, NBHC shall deliver to Vista a written statement including
NBHC&rsquo;s good faith estimate of Tangible Common Equity as of the Reference Time, including by reference to the most recently delivered
Subsequent Unaudited Monthly Financial Statements (the &ldquo;<U>Estimated Tangible Common Equity Statement</U>&rdquo;), which shall be
accompanied by reasonably supporting detail, together with a written statement that sets forth NBHC&rsquo;s determination (based on the
foregoing estimates) of the shortfall (if any) between the Tangible Common Equity as of the Reference Time and the Minimum Tangible Common
Equity (as defined on Section&nbsp;1.13(b)&nbsp;of the Vista Disclosure Schedule) (the &ldquo;<U>Estimated Minimum Tangible Common Equity
Deficit</U>&rdquo;). For the avoidance of doubt, if NBHC determines that for purposes of the Estimated Tangible Common Equity Statement
that the Tangible Common Equity as of the Reference Time is greater than or equal to the Minimum Tangible Common Equity (which determination
shall be solely for purposes of this Section&nbsp;1.13(b)&nbsp;and without prejudice to any determination set forth in the Initial Closing
Statement), then the Estimated Minimum Tangible Common Equity Deficit shall be deemed to be zero. Following the delivery of the Estimated
Tangible Common Equity Statement NBHC shall consider in good faith any input or comments provided by Vista and shall make any revisions
to the Estimated Tangible Common Equity Statement as are agreed to prior to the Closing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>On
the Closing Date, NBHC shall, deposit cash equal to the greater of (i)&nbsp;one hundred ten percent (110%) of the Estimated Minimum Tangible
Common Equity Deficit and (ii)&nbsp;$9,500,000 (the greater of (i)&nbsp;and (ii), the &ldquo;<U>Consideration Adjustment Escrow Amount</U>&rdquo;)
which shall be withheld from the Cash Merger Consideration otherwise payable to each holder of Vista Common Stock and Vista Restricted
Stock Awards (which for the avoidance of doubt do not include the Specified Vista Restricted Stock Award) entitled to receive Merger Consideration
pursuant to Article&nbsp;I (collectively, the &ldquo;<U>Shareholders</U>&rdquo;) and deposited into an escrow account which shall be established
pursuant to an escrow agreement (the &ldquo;<U>Consideration Adjustment Escrow Agreement</U>&rdquo;) that is mutually agreeable to NBHC
and Vista and is entered into on or before the Closing Date by and between NBHC, the Shareholders&rsquo; Representative and a mutually
agreeable escrow agent (the &ldquo;<U>Escrow Agent</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Within
fifteen (15) days after the Closing Date, NBHC shall prepare in good faith and deliver to the Shareholders&rsquo; Representative a statement
setting forth NBHC&rsquo;s calculation of Tangible Common Equity as of the Reference Time, and NBHC&rsquo;s corresponding calculation
of the difference between the Minimum Tangible Common Equity and the Tangible Common Equity as of the Reference Time (the &ldquo;<U>Initial
Closing Statement</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 17; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event the Shareholders&rsquo; Representative disagrees with the Tangible Common Equity as of the Reference Time set forth in the Initial
Closing Statement, the Shareholders&rsquo; Representative shall, within five (5)&nbsp;business days following delivery by NBHC of the
Initial Closing Statement, give NBHC written notice of its objections thereto (the &ldquo;<U>Objection Notice</U>&rdquo;), describing
the nature of the dispute in reasonable detail and specifying those items and amounts as to which the Shareholders&rsquo; Representative
disagrees and, based on the information at its disposal, specifying the Shareholders&rsquo; Representative&rsquo;s calculation of the
Tangible Common Equity as of the Reference Time and corresponding difference between the Minimum Tangible Common Equity and the Tangible
Common Equity as of the Reference Time. If the Shareholders&rsquo; Representative does not timely deliver an Objection Notice within such
five (5)&nbsp;business day period, the Tangible Common Equity as of the Reference Time and corresponding calculation of the difference
between the Minimum Tangible Common Equity and the Tangible Common Equity as of the Reference Time set forth in the Initial Closing Statement
delivered by NBHC shall be final and binding on the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
the Shareholders&rsquo; Representative timely delivers an Objection Notice, NBHC and the Shareholders&rsquo; Representative shall cooperate
in good faith to resolve such dispute within five (5)&nbsp;business days after the date of the Objection Notice (the &ldquo;<U>Initial
Resolution Period</U>&rdquo;), and if the parties agree on the Tangible Common Equity as of the Reference Time and corresponding difference
between the Minimum Tangible Common Equity and the Tangible Common Equity as of the Reference Time within such Initial Resolution Period,
NBHC shall deliver to the Shareholders&rsquo; Representative a revised Initial Closing Statement reflecting such agreement, including
the calculation of Tangible Common Equity as of the Reference Time and the corresponding difference between the Minimum Tangible Common
Equity and the Tangible Common Equity as of the Reference Time set forth therein, which shall be final and binding on the parties hereto&#894;
<U>provided</U>, <U>however</U>, that if NBHC and the Shareholders&rsquo; Representative cannot resolve the dispute within the Initial
Resolution Period, NBHC and the Shareholders&rsquo; Representative shall appoint (i)&nbsp;an independent accounting firm of national reputation
mutually acceptable to the Shareholders&rsquo; Representative and NBHC or (ii)&nbsp;if the Shareholders&rsquo; Representative and NBHC
are unable to agree on such a firm within five (5)&nbsp;days after the end of the Initial Resolution Period, then, within an additional
five (5)&nbsp;days, the Shareholders&rsquo; Representative and NBHC shall each select one (1)&nbsp;such firm and those two (2)&nbsp;firms
shall, within five (5)&nbsp;days after their selection, select a third such firm (the firm selected in accordance with clause (i)&nbsp;or
the third firm selected in accordance with clause (ii), as applicable, the &ldquo;<U>Neutral Auditor</U>&rdquo;) to determine the amount
of the Tangible Common Equity as of the Reference Time and corresponding difference between the Minimum Tangible Common Equity and the
Tangible Common Equity as of the Reference Time. NBHC and the Shareholders&rsquo; Representative shall each summarize its position in
writing with regard to the amount of Tangible Common Equity as of the Reference Time and corresponding difference between the Minimum
Tangible Common Equity and the Tangible Common Equity as of the Reference Time and submit such summaries to the Neutral Auditor, together
with the Initial Closing Statement, the Objection Notice, this Agreement (the &ldquo;<U>Dispute Submissions</U>&rdquo;) (which Dispute
Submissions the Neutral Auditor shall promptly distribute to the Shareholders&rsquo; Representative or NBHC, as applicable). There shall
be no <I>ex parte</I> communications between the Shareholders&rsquo; Representative (or its representatives) or NBHC (or its representatives),
on the one hand, and the Neutral Auditor, on the other hand, relating to the disputed items.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 18; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Neutral Auditor shall act as an expert and not an arbitrator. The Neutral Auditor shall: (i)&nbsp;be limited to addressing only the particular
disputes referred to in the Objection Notice and (ii)&nbsp;not conduct an independent investigation. The Neutral Auditor&rsquo;s resolution
of any disputed item made in accordance with the standards and definitions in this Agreement and shall be no greater than the higher amount,
and no less than the lower amount, calculated or proposed by NBHC and the Shareholders&rsquo; Representative with respect to such disputed
item, as the case may be. The determination of the Neutral Auditor of the Tangible Common Equity as of the Reference Time and corresponding
difference between the Minimum Tangible Common Equity and the Tangible Common Equity as of the Reference Time, shall be made and delivered
to  NBHC and the Shareholders&rsquo; Representative as soon as reasonably practicable (which NBHC and the Shareholders&rsquo; Representative
agree should not be later than thirty (30) days after submission of the Dispute Submissions to the Neutral Auditor) and, absent fraud
or manifest error, shall be final and binding on the parties hereto. The Neutral Auditor shall allocate its costs and expenses between
NBHC and the Shareholders&rsquo; Representative based upon the percentage of the disputed items submitted to the Neutral Auditor that
is ultimately awarded to NBHC on the one hand or the Shareholders&rsquo; Representative on the other hand.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
 &ldquo;<U>Consideration Adjustment</U>&rdquo; shall be equal to the difference between the Tangible Common Equity as of the Reference
Time and the Minimum Tangible Common Equity, which may be either a positive or a negative amount, in each case, as finally determined
pursuant to this Section&nbsp;1.13. If the Consideration Adjustment is a positive amount, pursuant to the Consideration Adjustment Escrow
Agreement, the Escrow Agent shall promptly release (subject to the terms of the Consideration Adjustment Escrow Agreement and this Agreement
and less any applicable withholding Taxes) to the Exchange Agent for distribution to the Shareholders the entire Consideration Adjustment
Escrow Amount. In addition to the foregoing, NBHC shall promptly pay to the Exchange Agent an amount of cash equal to such positive amount.
If the Consideration Adjustment is a negative amount, then the Escrow Agent shall promptly release (subject to the terms of the Consideration
Adjustment Escrow Agreement and this Agreement) to NBHC an amount equal to the lesser of (i)&nbsp;the entire Consideration Adjustment
Escrow Amount and (ii)&nbsp;the absolute value of such negative amount, and if the absolute value of such negative amount is less than
the Consideration Adjustment Escrow Amount, the Escrow Agent shall promptly release (subject to the terms of the Consideration Adjustment
Escrow Agreement and this Agreement and less any applicable tax withholding Taxes) to the Exchange Agent for distribution to the Shareholders
such remaining amount of the Consideration Adjustment Escrow Amount. In no event will Shareholders be liable to NBHC under this Section&nbsp;1.13
for any amount in excess of the Consideration Adjustment Escrow Amount and the Consideration Adjustment Escrow Amount will be NBHC&rsquo;s
sole source of recourse and recovery for the Consideration Adjustment. Any payment pursuant to this Section&nbsp;1.13 shall be made by
wire transfer of immediately available funds within five (5)&nbsp;business days after the final determination of the Consideration Adjustment.
It is expressly understood and agreed that in implementing the Consideration Adjustment the amount of Cash Merger Consideration shall
be increased or reduced on a per share basis so as to give effect to the aggregate adjustments contemplated hereby; <U>provided</U>, that
no adjustment shall be made to the Merger Consideration Value and the calculation thereof (and the Vista Option Consideration and the
Vista Warrant Consideration shall not be adjusted in connection therewith). All payments to be made to the Shareholders pursuant to this
Section&nbsp;1.13 shall be made to those Shareholders who properly surrendered their surrender Old Certificates or Vista Restricted Stock
Awards, as applicable, as contemplated by Article&nbsp;II and shall be made in proportion to the Cash Merger Consideration or cash otherwise
received hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 19; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
Shareholders&rsquo; Representative shall have full power and authority to act as expressly provided in this Agreement (including this
Section&nbsp;1.13). Without limiting the generality of the foregoing, the Shareholders&rsquo; Representative shall have full power and
authority to (x)&nbsp;determine, negotiate, resolve and act for the Shareholders with respect to the Consideration Adjustment pursuant
to Section&nbsp;1.13, (y)&nbsp;provide payment instructions to the Escrow Agent relating to the payment of all or a portion of the Consideration
Adjustment Escrow Amount in accordance with this Agreement and (z)&nbsp;consent to the amendment or modification of this Section&nbsp;1.13.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;II</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">EXCHANGE OF SHARES</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">2.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>NBHC
to Make Merger Consideration Available</U>. At or prior to the Effective Time, NBHC shall deposit, or shall cause to be deposited, with
a bank or trust company designated by NBHC and reasonably acceptable to Vista (the &ldquo;<U>Exchange Agent</U>&rdquo;), for the benefit
of the holders of Old Certificates, for exchange in accordance with this Article&nbsp;II, (a)&nbsp;evidence in book-entry form, representing
shares of NBHC Common Stock to be issued pursuant to Section&nbsp;1.5 and exchanged pursuant to Section&nbsp;2.2(a)&nbsp;in exchange
for outstanding shares of Vista Common Stock (collectively, referred to herein as &ldquo;<U>New Certificates</U>&rdquo;), and (b)&nbsp;an
amount in cash by wire transfer of immediately available funds constituting the aggregate Cash Merger Consideration, less the Consideration
Adjustment Escrow Amount, and aggregate cash in lieu of any fractional shares to be paid to holders of Vista Common Stock pursuant to
Article&nbsp;I (such New Certificates and cash described in the foregoing clauses (a)&nbsp;and (b), together with any dividends or distributions
with respect thereto payable in accordance with Section&nbsp;2.2(b), being hereinafter referred to as the &ldquo;<U>Exchange Fund</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 20; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">2.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Exchange
of Shares</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
promptly as practicable after the Effective Time, but in no event later than five (5)&nbsp;business days thereafter, NBHC shall cause
the Exchange Agent to mail to each holder of record of one or more Old Certificates representing shares of Vista Common Stock immediately
prior to the Effective Time that have been converted at the Effective Time into the right to receive the Merger Consideration pursuant
to Article&nbsp;I and each holder of Vista Equity Awards or Vista Warrants, as applicable, a letter of transmittal (which shall specify
that delivery shall be effected, and risk of loss and title to the Old Certificates, Vista Equity Awards or Vista Warrants, as applicable,
shall pass, only upon proper delivery of the Old Certificates, Vista Equity Awards or Vista Warrants, respectively, to the Exchange Agent)
and instructions for use in effecting the surrender of the Old Certificates, Vista Equity Awards or Vista Warrants, as applicable, in
exchange for the Merger Consideration (less the pro rata adjustment for the Consideration Adjustment Escrow Amount from the Cash Merger
Consideration, as provided herein), Vista Stock Option Consideration, Vista Restricted Stock Award Consideration (less the pro rata adjustment
for the Consideration Adjustment Escrow Amount from the Cash Merger Consideration, as provided herein) or Vista Warrant Consideration,
as applicable, and any cash in lieu of fractional shares to be issued or paid in consideration therefor in accordance with Section&nbsp;2.2(e)&nbsp;as
well as any dividends or distributions to be paid pursuant to Section&nbsp;2.2(b). From and after the Effective Time, upon proper surrender
of an Old Certificate or Old Certificates, Vista Equity Award or Vista Equity Awards, or Vista Warrant or Vista Warrants for exchange
and cancellation to the Exchange Agent, together with such properly completed letter of transmittal, duly executed, the holder of such
Old Certificate or Old Certificates, Vista Equity Award or Vista Equity Awards, or Vista Warrant or Vista Warrants shall be entitled
to receive in exchange therefor, as applicable, (A)&nbsp;with respect to each holder of Old Certificates, (i)&nbsp;a New Certificate
representing that number of whole shares of NBHC Common Stock to which such holder of Vista Common Stock shall have become entitled pursuant
to the provisions of Article&nbsp;I and (ii)&nbsp;a check representing the amount of (x)&nbsp;the aggregate Cash Merger Consideration
(less the pro rata adjustment for the Consideration Adjustment Escrow Amount from the Cash Merger Consideration, as provided herein)
to which such holder of Vista Common Stock shall have become entitled pursuant to the provisions of Article&nbsp;I, (y)&nbsp;any cash
in lieu of a fractional share which such holder has the right to receive in respect of the Old Certificate or Old Certificates surrendered
pursuant to the provisions of this Article&nbsp;II and (z)&nbsp;any dividends or distributions which the holder thereof has the right
to receive pursuant to this Section&nbsp;2.2, and the Old Certificate or Old Certificates so surrendered shall forthwith be cancelled,
(B)&nbsp;with respect to each holder of Vista Stock Options, a check representing the amount of the aggregate Vista Stock Option Consideration
to which such holder of Vista Stock Options shall have become entitled pursuant to the provisions of Article&nbsp;I (C)&nbsp;with respect
to each holder of Vista Restricted Stock Awards, (i)&nbsp;a New Certificate representing that number of whole shares of NBHC Common Stock
to which such holder of Vista Restricted Stock Awards shall have become entitled pursuant to the provisions of Article&nbsp;I and (ii)&nbsp;a
check representing the amount of (x)&nbsp;the aggregate cash consideration to which such holder of Vista Restricted Stock Awards shall
have become entitled pursuant to the provisions of Article&nbsp;I (less the pro rata adjustment for the Consideration Adjustment Escrow
Amount from the Cash Merger Consideration, as provided herein), (y)&nbsp;any cash in lieu of a fractional share which such holder has
the right to receive in respect of the Vista Restricted Stock Awards surrendered pursuant to the provisions of this Article&nbsp;II and
(z)&nbsp;any dividends or distributions which the holder thereof has the right to receive pursuant to this Section&nbsp;2.2 and (D)&nbsp;with
respect to each holder of Vista Warrants, a check representing the amount of the aggregate Vista Warrant Consideration to which such
holder of Vista Warrants shall have become entitled pursuant to the provisions of Article&nbsp;I. No interest will be paid or accrued
on any Merger Consideration, Vista Stock Option Consideration, Vista Restricted Stock Award Consideration Vista Warrant Consideration
or any cash in lieu of fractional shares or dividends or distributions payable to holders of Old Certificates or Vista Restricted Stock
Awards. Until surrendered as contemplated by this Section&nbsp;2.2, each Old Certificate, Vista Stock Option Awards, Vista Restricted
Stock Award and Vista Warrant shall be deemed at any time after the Effective Time to represent only the right to receive, upon surrender,
the Merger Consideration, Vista Stock Option Consideration, Vista Restricted Stock Award Consideration or Vista Warrant Consideration,
as applicable, and any cash in lieu of fractional shares or in respect of dividends or distributions as contemplated by this Section&nbsp;2.2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 21; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
dividends or other distributions declared with respect to NBHC Common Stock shall be paid to the holder of any unsurrendered Old Certificate
until the holder thereof shall surrender such Old Certificate in accordance with this Article&nbsp;II. After the surrender of an Old Certificate
or the cancellation of a Vista Restricted Stock Award, as applicable, in accordance with this Article&nbsp;II, the record holder thereof
shall be entitled to receive any such dividends or other distributions, without any interest thereon, which theretofore had become payable
with respect to the whole shares of NBHC Common Stock which the shares of Vista Common Stock represented by such Old Certificate or Vista
Restricted Stock Award, as applicable, have been converted into the right to receive (after giving effect to Section&nbsp;6.10).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>If
any New Certificate representing shares of NBHC Common Stock is to be issued in a name other than that in which the Old Certificate or
Old Certificates surrendered in exchange therefor is or are registered, it shall be a condition of the issuance thereof that the Old Certificate
or Old Certificates so surrendered shall be properly endorsed (or accompanied by an appropriate instrument of transfer) and otherwise
in proper form for transfer, and that the person requesting such exchange shall pay to the Exchange Agent in advance any transfer or other
similar Taxes required by reason of the issuance of a New Certificate representing shares of NBHC Common Stock in any name other than
that of the registered holder of the Old Certificate or Old Certificates surrendered, or required for any other reason, or shall establish
to the satisfaction of the Exchange Agent that such Tax has been paid or is not payable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>After
the Effective Time, there shall be no transfers on the stock transfer books of Vista of the shares of Vista Common Stock that were issued
and outstanding immediately prior to the Effective Time. If, after the Effective Time, Old Certificates representing such shares are presented
for transfer to the Exchange Agent, they shall be cancelled and exchanged for the Merger Consideration and cash in lieu of fractional
shares and dividends or distributions that the holder presenting such Old Certificates is entitled to, as provided in this Article&nbsp;II.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
anything to the contrary contained herein, no New Certificates or scrip representing fractional shares of NBHC Common Stock shall be issued
upon the surrender for exchange of Old Certificates, Vista Restricted Stock Awards or otherwise pursuant to this Agreement, no dividend
or distribution with respect to NBHC Common Stock shall be payable on or with respect to any fractional share, and such fractional share
interests shall not entitle the owner thereof to vote or to any other rights of a shareholder of NBHC. In lieu of the issuance of any
such fractional share, NBHC shall pay to each former holder who otherwise would be entitled to receive such fractional share an amount
in cash (rounded to the nearest cent) determined by <I>multiplying</I> (i)&nbsp;the average of the closing sale prices of NBHC Common
Stock on the New York Stock Exchange (the &ldquo;<U>NYSE</U>&rdquo;) as reported by <I>The Wall Street Journal</I> for the five (5)&nbsp;consecutive
full trading days ending on the trading day immediately preceding the Closing Date (the &ldquo;<U>NBHC Share Closing Price</U>&rdquo;)
<I>by</I> (ii)&nbsp;the fraction of a share (after taking into account all shares of Vista Common Stock or Vista Restricted Stock Awards
held by such holder immediately prior to the Effective Time and rounded to the nearest thousandth when expressed in decimal form) of NBHC
Common Stock which such holder would otherwise be entitled to receive pursuant to Article&nbsp;I. The parties acknowledge that payment
of such cash consideration in lieu of issuing fractional shares is not separately bargained-for consideration, but merely represents a
mechanical rounding off for purposes of avoiding the expense and inconvenience that would otherwise be caused by the issuance of fractional
shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 22; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
for the Consideration Adjustment Escrow Amount, any portion of the Exchange Fund that remains unclaimed by the Shareholders for one (1)&nbsp;year
after the Effective Time shall be paid to the Surviving Corporation. Any portion of the Consideration Adjustment Escrow Amount that remains
unclaimed by the Shareholders for one (1)&nbsp;year after the final determination of the Consideration Adjustment in accordance with Section&nbsp;1.13
shall be paid to the Surviving Corporation. Any former holders of Vista Common Stock who have not theretofore exchanged their Old Certificates
pursuant to this Article&nbsp;II shall thereafter look only to the Surviving Corporation for payment of the Merger Consideration, cash
in lieu of any fractional shares and any unpaid dividends and distributions on the NBHC Common Stock deliverable in respect of each former
share of Vista Common Stock that such holder holds as determined pursuant to this Agreement, in each case, without any interest thereon.
Notwithstanding the foregoing, none of NBHC, Vista, the Surviving Corporation, the Exchange Agent or any other person shall be liable
to any former holder of shares of Vista Common Stock for any amount delivered in good faith to a public official pursuant to applicable
abandoned property, escheat or similar laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of NBHC, the Exchange Agent and any other applicable withholding agent shall be entitled to deduct and withhold from any amounts otherwise
payable pursuant to this Agreement such amounts as it is required to deduct and withhold with respect to the making of such payment under
the Code or any provision of state, local or foreign Tax law; <I>provided</I>, that such applicable withholding agent shall make commercially
reasonable efforts to provide notice to the applicable payee of its intent to deduct or withhold and the basis for such deduction or withholding
before any such deduction or withholding is made, and reasonably cooperate with such payee in order to eliminate or to reduce any such
deduction or withholding, including providing a reasonable opportunity for such payee to provide forms or other evidence that would mitigate,
reduce, or eliminate such deduction or withholding. To the extent that amounts are so withheld by NBHC, the Exchange Agent or any other
applicable withholding agent, as the case may be, and paid over to the appropriate governmental authority, such withheld amounts shall
be treated for all purposes of this Agreement as having been paid to the person in respect of which the deduction and withholding was
made by NBHC, the Exchange Agent or such other applicable withholding agent, as the case may be. Notwithstanding anything herein to the
contrary, any amounts payable in connection with the Closing in respect of any Vista Employee Stock Options and Vista Employee Restricted
Stock Awards pursuant to Section&nbsp;1.8, with respect to the Vista Employee Stock Option and Vista Employee Restricted Stock Award holders
may be made through the payroll system of the Surviving Corporation or one of its Subsidiaries no later than the first regular payroll
date that covers a full payroll period commencing on or after the Closing Date, subject to any applicable withholding Taxes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 23; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event any Old Certificate shall have been lost, stolen or destroyed, upon the making of an affidavit of that fact by the person claiming
such Old Certificate to be lost, stolen or destroyed and, if required by NBHC or the Exchange Agent, the posting by such person of a bond
in such amount as NBHC or the Exchange Agent may determine is reasonably necessary as indemnity against any claim that may be made against
it with respect to such Old Certificate, the Exchange Agent will issue in exchange for such lost, stolen or destroyed Old Certificate
the Merger Consideration and any cash in lieu of fractional shares and any unpaid dividends and distributions on the NBHC Common Stock
pursuant to Section&nbsp;2.2(b)&nbsp;deliverable in respect thereof pursuant to this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;III</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">REPRESENTATIONS AND WARRANTIES OF VISTA</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">Except as disclosed in the disclosure schedule delivered
by Vista to NBHC concurrently herewith (the &ldquo;<U>Vista Disclosure Schedule</U>&rdquo;); <U>provided</U> that (a)&nbsp;no such item
is required to be set forth as an exception to a representation or warranty if its absence would not result in the related representation
or warranty being deemed untrue or incorrect, (b)&nbsp;the mere inclusion of an item in the Vista Disclosure Schedule as an exception
to a representation or warranty shall not be deemed an admission by Vista that such item represents a material exception or fact, event
or circumstance or that such item would reasonably be expected to result in a Material Adverse Effect and (c)&nbsp;any disclosures made
with respect to a section of this Article&nbsp;III shall be deemed to qualify (1)&nbsp;any other section of this Article&nbsp;III specifically
referenced or cross-referenced and (2)&nbsp;other sections of this Article&nbsp;III to the extent it is reasonably apparent on its face
(notwithstanding the absence of a specific cross reference) from a reading of the disclosure that such disclosure applies to such other
sections, Vista hereby represents and warrants to NBHC as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 24; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Corporate
Organization</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
is a corporation duly organized, validly existing and in good standing under the laws of the State of Texas and is a bank holding
company duly registered with the Board of Governors of the Federal Reserve System (the &ldquo;<U>Federal Reserve Board</U>&rdquo;)
under the Bank Holding Company Act of 1956, as amended (&ldquo;<U>BHC Act</U>&rdquo;). Vista has the corporate power and authority
necessary to own or lease all of its properties and assets and to carry on its business as it is now being conducted in all material
respects. Vista is duly licensed or qualified to do business and in good standing in each jurisdiction in which the nature of the
business conducted by it or the character or location of the properties and assets owned or leased by it makes such licensing,
qualification or standing necessary, except where the failure to be so licensed or qualified or to be in good standing would not
reasonably be expected to have a Material Adverse Effect on Vista. As used in this Agreement, the term &ldquo;<U>Material Adverse
Effect</U>&rdquo; means, with respect to NBHC, Vista or the Surviving Corporation, as the case may be, any effect, change, event,
circumstance, condition, occurrence or development that, either individually or in the aggregate, has had or would reasonably be
expected to have a material adverse effect on (i)&nbsp;the business, assets, results of operations or financial condition of such
party and its Subsidiaries, taken as a whole (<U>provided</U>, <U>however</U>, that, with respect to this clause (i), Material
Adverse Effect shall not be deemed to include the impact of (A)&nbsp;changes, after the date hereof, in GAAP or applicable
regulatory accounting requirements or interpretations thereof, (B)&nbsp;changes, after the date hereof, in laws, rules&nbsp;or
regulations of general applicability to companies in the industries in which such party and its Subsidiaries operate, or
interpretations thereof by courts or Governmental Entities, (C)&nbsp;changes, after the date hereof, in global, national or regional
political conditions (including any outbreak, continuation or escalation of acts of war (whether or not declared), cyberattacks,
sabotage, acts of terrorism, or military actions) or in economic or market (including equity, credit and debt markets, as well as
changes or fluctuations in interest rates) conditions affecting the financial services industry generally and not specifically
relating to such party or its Subsidiaries, (D)&nbsp;changes, after the date hereof, resulting from hurricanes, earthquakes,
tornados, floods or other natural disasters, man-made disasters or from any outbreak of any epidemic, pandemic or other public
health event or emergencies (including any law, directive or guideline issued by a Governmental Entity in response thereto),
(E)&nbsp;public disclosure of the execution of this Agreement, public disclosure or (except in the case of the representations
contained in Sections 3.3(b), 3.4, 3.12(j), 4.3(b)&nbsp;and 4.4) consummation of the transactions contemplated hereby (including any
effect on a party&rsquo;s relationships with its customers or employees), or actions expressly required or prohibited by this
Agreement or actions that are taken with the prior written consent of the other party in contemplation of the transactions
contemplated hereby, (F)&nbsp;any shareholder litigation arising out of, related to, or in connection with this Agreement, the
Merger or the Bank Merger that is brought or threatened against a party or members of a party&rsquo;s board of directors, (G)&nbsp;a
decline in the trading price of a party&rsquo;s common stock or the failure, in and of itself, to meet internal or published
projections, forecasts, estimates or predications, revenues, earnings or other financial or operating metrics for any period (it
being understood that the underlying causes of such decline or failure may be taken into account in determining whether a Material
Adverse Effect has occurred), or (H)&nbsp;the expenses incurred by Vista or NBHC in negotiating, documenting, effecting and
consummating the transactions contemplated by this Agreement; except, with respect to subclauses (A), (B), (C)&nbsp;or (D), solely
to the extent that the effects of such change are disproportionately adverse to the business, properties, assets, liabilities,
results of operations or financial condition of such party and its Subsidiaries, taken as a whole, as compared to other companies in
the industry in which such party and its Subsidiaries operate) or (ii)&nbsp;the ability of such party to timely consummate the
transactions contemplated hereby. As used in this Agreement, the term &ldquo;<U>Subsidiary</U>,&rdquo; when used with respect to any
person, means any corporation, partnership, limited liability company, bank or other organization, whether incorporated or
unincorporated, which is consolidated with such person for financial reporting purposes. True and complete copies of the articles of
incorporation or certificate of formation, as applicable, of Vista, as amended (the &ldquo;<U>Vista Articles</U>&rdquo;) and the
bylaws of Vista, as amended (the &ldquo;<U>Vista Bylaws</U>&rdquo;), as in effect as of the date of this Agreement, have previously
been made available by Vista to NBHC. True and complete copies of the organizational documents of Vista Bank, as in effect as of the
date of this Agreement, have previously been made available by Vista to NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 25; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except,
in the case of clauses (ii)&nbsp;and (iii)&nbsp;only, as would not have a Material Adverse Effect on Vista, each Subsidiary of Vista (a
 &ldquo;<U>Vista Subsidiary</U>&rdquo;) (i)&nbsp;is duly organized and validly existing under the laws of its jurisdiction of organization,
(ii)&nbsp;is duly qualified to do business and, where such concept is recognized under applicable law, in good standing in all jurisdictions
(whether federal, state, local or foreign) where its ownership or leasing of property or the conduct of its business requires it to be
so licensed or qualified and (iii)&nbsp;has all requisite corporate power and authority to own or lease its properties and assets and
to carry on its business as now conducted. There are no restrictions on the ability of any Subsidiary of Vista to pay dividends or distributions,
except, in the case of a Subsidiary that is a regulated entity, for restrictions on dividends or distributions generally applicable to
all such regulated entities. The deposit accounts of each Subsidiary of Vista that is an insured depository institution are insured by
the Federal Deposit Insurance Corporation (the &ldquo;<U>FDIC</U>&rdquo;) through the Deposit Insurance Fund (as defined in Section&nbsp;3(y)&nbsp;of
the Federal Deposit Insurance Act of 1950) to the fullest extent permitted by law, all premiums and assessments required to be paid in
connection therewith have been paid when due, and no proceedings for the termination of such insurance are pending or, to the knowledge
of Vista, threatened. Section&nbsp;3.1(b)&nbsp;of the Vista Disclosure Schedule sets forth a true and complete list of all Subsidiaries
of Vista as of the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Capitalization</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
authorized capital stock of Vista consists of (i)&nbsp;10,000,000 shares of Vista Common Stock, par value $1.00, and (ii)&nbsp;1,000,000
shares of preferred stock, no par value. As of September&nbsp;12, 2025, no shares of capital stock or other voting securities of Vista
are issued, reserved for issuance or outstanding, other than (i)&nbsp;2,310,790 shares of Vista Common Stock issued and outstanding (27,741
of which are granted in respect of outstanding Vista Restricted Stock Awards), (ii)&nbsp;123,132 shares of Vista Common Stock reserved
for issuance upon the exercise of outstanding Vista Stock Options, (iii)&nbsp;221,079 shares of Vista Common Stock reserved for issuance
for future grants under the Vista Stock Plans, (iv)&nbsp;22,618 shares of Vista Common Stock reserved for issuance upon the exercise of
outstanding Vista Warrants and (v)&nbsp;no shares of Vista Common Stock held in treasury. As of the date of this Agreement, except as
set forth in the immediately preceding sentence, there are no shares of capital stock or other voting securities or equity interests of
Vista issued, reserved for issuance or outstanding. All of the issued and outstanding shares of Vista Common Stock have been duly authorized
and validly issued and are fully paid, nonassessable and free of preemptive rights, with no personal liability attaching to the ownership
thereof. No bonds, debentures, notes or other indebtedness that have the right to vote on any matters on which shareholders of Vista may
vote are issued or outstanding. Except as set forth in Section&nbsp;3.2(a)&nbsp;of the Vista Disclosure Schedule, as of the date of this
Agreement, no trust preferred or subordinated debt securities of Vista are issued or outstanding. Other than Vista Equity Awards and Vista
Warrants issued prior to the date of this Agreement as described in this Section&nbsp;3.2(a), as of the date of this Agreement, there
are no outstanding subscriptions, options, warrants, puts, calls, rights, exchangeable or convertible securities or other commitments
or agreements obligating Vista to issue, transfer, sell, purchase, redeem or otherwise acquire any such securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as set forth on Section&nbsp;3.2(b)&nbsp;of the Vista Disclosure Schedule and other than the Voting Agreements to be entered into contemporaneously
herewith, there are no voting trusts, shareholder agreements, proxies or other agreements in effect pursuant to which Vista or any of
the Vista Subsidiaries has a contractual or other obligation with respect to the voting or transfer of Vista Common Stock or other equity
interests of Vista. Other than the Vista Equity Awards, no equity-based awards (including any cash awards where the amount of payment
is determined in whole or in part based on the price of any capital stock of Vista or any of its Subsidiaries) are outstanding. No Subsidiary
of Vista owns any shares of capital stock of Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
owns, directly or indirectly, all of the issued and outstanding shares of capital stock or other equity ownership interests of each of
the Vista Subsidiaries, free and clear of any liens, pledges, charges, encumbrances and security interests whatsoever (&ldquo;<U>Liens</U>&rdquo;),
and all of such shares or equity ownership interests are duly authorized and validly issued and are fully paid, nonassessable (except,
with respect to Vista Subsidiaries that are insured depository institutions, as provided under 12 U.S.C. &sect; 55 or any comparable provision
of applicable state law) and free of preemptive rights, with no personal liability attaching to the ownership thereof. No Vista Subsidiary
has or is bound by any outstanding subscriptions, options, warrants, calls, rights, commitments or agreements of any character calling
for the purchase or issuance of any shares of capital stock or any other equity security of such Subsidiary or any securities representing
the right to purchase or otherwise receive any shares of capital stock or any other equity security of such Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 26; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Section&nbsp;3.2(d)&nbsp;of
the Vista Disclosure Schedule contains a true, correct and complete list of the record holders of shares of Vista Common Stock, Vista
Equity Awards and Vista Warrants as of September&nbsp;12, 2025, containing each such holder&rsquo;s name, address and the number of shares
of Vista Common Stock, Vista Equity Awards and/or Vista Warrants, as applicable, held of record by such holder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Authority;
No Violation</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
has full corporate power and authority to execute and deliver this Agreement and, subject to the receipt of the Requisite Vista Vote,
to consummate the transactions contemplated hereby. The execution and delivery of this Agreement and the consummation of the Merger have
been duly and validly approved by the board of directors of Vista. The board of directors of Vista has determined that the Merger, on
the terms and conditions set forth in this Agreement, is in the best interests of Vista and has directed that this Agreement and the Merger
be submitted to Vista&rsquo;s shareholders for approval at a duly held meeting of such shareholders and has adopted a resolution to the
foregoing effect. Except for the approval of this Agreement by the affirmative vote of the holders of at least two-thirds of the outstanding
shares of Vista Common Stock entitled to vote on this Agreement (the &ldquo;<U>Requisite Vista Vote</U>&rdquo;), and the adoption and
approval of the Bank Merger Agreement by the board of directors of Vista Bank and Vista as its sole shareholder, no other corporate proceedings
on the part of Vista are necessary to approve this Agreement or to consummate the transactions contemplated hereby. This Agreement has
been duly and validly executed and delivered by Vista and (assuming due authorization, execution and delivery by NBHC) constitutes a valid
and binding obligation of Vista, enforceable against Vista in accordance with its terms (except in all cases as such enforceability may
be limited by bankruptcy, insolvency, fraudulent transfer, moratorium, reorganization or similar laws of general applicability relating
to or affecting insured depository institutions or their parent companies or the rights of creditors generally and subject to general
principles of equity (the &ldquo;<U>Enforceability Exceptions</U>&rdquo;)).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Subject
to the receipt of the Requisite Vista Vote, neither the execution and delivery of this Agreement by Vista nor the consummation by Vista
of the transactions contemplated hereby, nor compliance by Vista with any of the terms or provisions hereof, will (i)&nbsp;violate any
provision of the Vista Articles or the Vista Bylaws or comparable governing documents of any Vista Subsidiary or (ii)&nbsp;assuming that
the consents, approvals and filings referred to in Section&nbsp;3.4 are duly obtained and/or made, (x)&nbsp;violate any law, statute,
code, ordinance, rule, regulation, judgment, order, writ, decree or injunction applicable to Vista or any of its Subsidiaries or any of
their respective properties or assets or (y)&nbsp;violate, conflict with, result in a breach of any provision of or the loss of any benefit
under, constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, result in the
termination of or a right of termination or cancellation under, accelerate the performance required by, or result in the creation of any
Lien upon any of the respective properties or assets of Vista or any of its Subsidiaries under, any of the terms, conditions or provisions
of any note, bond, mortgage, indenture, deed of trust, license, lease, agreement or other instrument or obligation to which Vista or any
of its Subsidiaries is a party, or by which they or any of their respective properties or assets may be bound, except (in the case of
clause (ii)&nbsp;above) for such violations, conflicts, breaches, defaults, terminations, cancellations, accelerations or creations which,
would not reasonably be expected to have a Material Adverse Effect on Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 27; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Consents
and Approvals</U>. Except for (a)&nbsp;the filing of any required applications, filings and notices, as applicable, with the NYSE, (b)&nbsp;the
filing of any required applications, filings and notices, as applicable, with the Federal Reserve Board under the BHC Act and Bank Merger
Act and approval of such applications, filings and notices, (c)&nbsp;the filing of any required applications, filings and notices, as
applicable, with the Texas Department of Banking (the &ldquo;<U>TDB</U>&rdquo;) or the Colorado Division of Banking (the &ldquo;<U>CDB</U>&rdquo;)
in connection with the Bank Merger, including under the Bank Merger Act, and approval of such applications, filings and notices, (d)&nbsp;the
filing of any required applications, filings or notices listed on Section&nbsp;3.4 of the Vista Disclosure Schedule or Section&nbsp;4.4
of the NBHC Disclosure Schedule and approval of such applications, filings and notices, (e)&nbsp;the filing with the Securities and Exchange
Commission (the &ldquo;<U>SEC</U>&rdquo;) of the registration statement on Form&nbsp;S-4 in which the Proxy Statement will be included
as a prospectus, in connection with the transactions contemplated by this Agreement (the &ldquo;<U>S-4</U>&rdquo;) and declaration of
effectiveness of the S-4, (f)&nbsp;the filing of the Certificates of Merger with the Texas Secretary pursuant to the TBOC and the Delaware
Secretary pursuant to the DGCL, as applicable, and the filing of the Bank Merger Certificates with the applicable Governmental Entities
as required by applicable law, and (g)&nbsp;such filings and approvals as are required to be made or obtained under the securities or
 &ldquo;Blue Sky&rdquo; laws of various states in connection with the issuance of the shares of NBHC Common Stock pursuant to this Agreement
and the approval of the listing of such NBHC Common Stock on the NYSE, no notices to, consents or approvals of or non-objections of,
waivers or authorizations by, or applications, filings or registrations with any court or administrative agency or commission or other
governmental authority or instrumentality or SRO (each a &ldquo;<U>Governmental Entity</U>&rdquo;) are necessary in connection with (i)&nbsp;the
execution and delivery by Vista of this Agreement or (ii)&nbsp;the consummation of the Merger and the other transactions contemplated
hereby (including the Bank Merger). As used in this Agreement, &ldquo;<U>SRO</U>&rdquo; means (A)&nbsp;any &ldquo;self-regulatory organization&rdquo;
as defined in Section&nbsp;3(a)(26) of the Securities Exchange Act of 1934, as amended (the &ldquo;<U>Exchange Act</U>&rdquo;) and (B)&nbsp;any
other United States or foreign securities exchange, futures exchange, commodities exchange or contract market. As of the date hereof,
Vista is not aware of any reason why the necessary regulatory approvals and consents will not be received in order to permit consummation
of the Merger and Bank Merger on a timely basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reports</U>.
Vista and each of its Subsidiaries have timely filed (or furnished, as applicable) all reports, registrations and statements, together
with any amendments required to be made with respect thereto, that they were required to file (or furnish, as applicable) since January&nbsp;1,
2022 with (a)&nbsp;any state regulatory authority, (b)&nbsp;the SEC, (c)&nbsp;the Federal Reserve Board, (d)&nbsp;the FDIC, (e)&nbsp;the
TDB, (f)&nbsp;any foreign regulatory authority, (g)&nbsp;any SRO and (h)&nbsp;any other federal, state or foreign governmental or regulatory
agency or authority having jurisdiction over the parties or their respective Subsidiaries ((a)&nbsp;&ndash; (h), collectively, &ldquo;<U>Regulatory
Agencies</U>&rdquo;), including any report, registration or statement required to be filed (or furnished, as applicable) pursuant to
the laws, rules&nbsp;or regulations of the United States, any state, any foreign entity, or any Regulatory Agency, and have paid all
fees and assessments due and payable in connection therewith, except where the failure to file such report, registration or statement
or to pay such fees and assessments would not reasonably be expected to have a Material Adverse Effect on Vista. Subject to Section&nbsp;9.7,
except for normal examinations conducted by a Regulatory Agency in the ordinary course of business of Vista and its Subsidiaries, (i)&nbsp;no
Regulatory Agency has initiated or has pending any proceeding or, to the knowledge of Vista, investigation into the business or operations
of Vista or any of its Subsidiaries since January&nbsp;1, 2022, (ii)&nbsp;there is no unresolved violation, criticism, or exception by
any Regulatory Agency with respect to any report or statement relating to any examinations or inspections of Vista or any of its Subsidiaries,
and (iii)&nbsp;there has been no formal or informal inquiries by, or disagreements or disputes with, any Regulatory Agency with respect
to the business, operations, policies or procedures of Vista or any of its Subsidiaries since January&nbsp;1, 2022, in each case of clauses
(i)&nbsp;through (iii), which would reasonably be expected to have a Material Adverse Effect on Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 28; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Financial
Statements</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
has previously made available to NBHC copies of the following financial statements (the &ldquo;<U>Vista Audited Financial Statements</U>&rdquo;),
copies of which are attached as Section&nbsp;3.6(a)&nbsp;of the Vista Disclosure Schedule: (i)&nbsp;the audited consolidated balance
sheets of Vista and its Subsidiaries as of December&nbsp;31, 2024, 2023 and 2022, and the related audited consolidated statements of
income and cash flow for the years ended December&nbsp;31, 2024, 2023 and 2022, (ii)&nbsp;the unaudited consolidated balance sheet and
the related unaudited consolidated statement of income of Vista and its Subsidiaries as of and for the six-month period ended June&nbsp;30,
2025 (the &ldquo;<U>Unaudited 1H 2025 Financial Statements</U>&rdquo;) and (iii)&nbsp;the unaudited consolidated balance sheet and the
related unaudited consolidated statement of income of Vista and its Subsidiaries (the &ldquo;<U>Unaudited Monthly Financial Statements</U>&rdquo;
and, together with the Vista Audited Financial Statements, the Unaudited 1H 2025 Financial Statements and the Unaudited Monthly Financial
Statements, the &ldquo;<U>Vista Financial Statements</U>&rdquo;) as of and for the month ended August&nbsp;31, 2025 (such date, the &ldquo;<U>Balance
Sheet Date</U>&rdquo;). The Vista Financial Statements (i)&nbsp;have been prepared from, and are in accordance with, the books and records
of Vista and its Subsidiaries, (ii)&nbsp;fairly present in all material respects the consolidated results of operations, cash flows,
and consolidated financial position of Vista and its Subsidiaries for the respective fiscal periods or as of the respective dates therein
set forth (subject in the case of unaudited statements to year-end audit adjustments normal in nature and amount), and (iii)&nbsp;have
been prepared in accordance with GAAP consistently applied during the periods involved, except, in each case, as indicated in such statements
or in the notes thereto. The books and records of Vista and its Subsidiaries have been, since January&nbsp;1, 2022, and are being, maintained
in all material respects in accordance with GAAP and any other applicable legal and accounting requirements. Since January&nbsp;1, 2022,
Whitley Penn LLP has not resigned (or informed Vista that it intends to resign) or been dismissed as independent public accountants of
Vista as a result of or in connection with any disagreements with Vista on a matter of accounting principles or practices, financial
statement disclosure or auditing scope or procedure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
records, systems, controls, data and information of Vista and its Subsidiaries are recorded, stored, maintained and operated under means
(including any electronic, mechanical or photographic process, whether computerized or not) that are under the exclusive ownership and
direct control of Vista or its Subsidiaries or accountants (including all means of access thereto and therefrom), except for any non-exclusive
ownership and non-direct control that would not reasonably be expected to have a Material Adverse Effect on Vista. Vista maintains a
system of internal accounting controls sufficient to comply in all material respects with all legal and accounting requirements applicable
to the business of Vista and its Subsidiaries. Except as set forth on Section&nbsp;3.6(b)&nbsp;of the Vista Disclosure Schedule, since
January&nbsp;1, 2022, Vista has not identified any significant deficiencies or material weaknesses in the design or operation of its
internal control over financial reporting. Since January&nbsp;1, 2022, Vista has not experienced or effected any significant deficiencies
or weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect
Vista&rsquo;s ability to record, process, summarize and report financial information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 29; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
January&nbsp;1, 2022, (i)&nbsp;neither Vista nor any of its Subsidiaries, nor, to the knowledge of Vista, any director, officer, auditor,
accountant or representative of Vista or any of its Subsidiaries, has received or otherwise had or obtained knowledge of any material
complaint, allegation, assertion or claim, whether written or, to the knowledge of Vista, oral, regarding the accounting or auditing
practices, procedures, methodologies or methods (including with respect to loan loss reserves, write-downs, charge-offs and accruals)
of Vista or any of its Subsidiaries or their respective internal accounting controls, including any material complaint, allegation, assertion
or written claim that Vista or any of its Subsidiaries has engaged in questionable accounting or auditing practices, and (ii)&nbsp;no
employee of or attorney representing Vista or any of its Subsidiaries, whether or not employed by Vista or any of its Subsidiaries, has
reported evidence of a material violation of securities laws, breach of fiduciary duty or similar violation by Vista or any of its Subsidiaries
or any of their respective officers, directors, employees or agents to the board of directors of Vista or any committee thereof or similar
governing body of any Vista Subsidiary or any committee thereof, or, to the knowledge of Vista, to any director or officer of Vista or
any Vista Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Undisclosed
Liabilities</U>. Except as would not reasonably be expected to have a Material Adverse Effect on Vista, neither Vista nor any of its
Subsidiaries has any liability of any nature whatsoever (whether absolute, accrued, contingent or otherwise and whether due or to become
due), except for (a)&nbsp;those liabilities that are set forth on the Vista Financial Statements, and (b)&nbsp;liabilities incurred since
the Balance Sheet Date in the ordinary course of business consistent with past practice, or in connection with this Agreement and the
transactions contemplated hereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Broker&rsquo;s
Fees</U>. Neither Vista nor any Vista Subsidiary nor any of their respective officers or directors has employed any broker, finder or
financial advisor or incurred any liability for any broker&rsquo;s fees, commissions or finder&rsquo;s fees in connection with the Merger
or related transactions contemplated by this Agreement other than Jefferies LLC. A true and complete copy of the engagement letter with
Jefferies LLC in connection with this Agreement and the transactions contemplated hereby has been made available to NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 30; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->21<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Absence
of Certain Changes or Events</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
December&nbsp;31, 2024, there has not been any effect, change, event, circumstance, condition, occurrence or development that has had
or would reasonably be expected to have a Material Adverse Effect on Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
December&nbsp;31, 2024 through the date of this Agreement, except with respect to the transactions contemplated hereby, Vista and its
Subsidiaries have carried on their respective businesses in all material respects in the ordinary course consistent with past practice
(other than discussions and negotiations related to this Agreement or any other potential strategic transactions).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Legal
Proceedings</U>. Neither Vista nor any of its Subsidiaries is a party to any, and there are no pending or, to the knowledge of Vista,
threatened, legal, administrative, arbitral or other proceedings, claims, actions or governmental or regulatory investigations of any
nature (i)&nbsp;that is against Vista or any of its Subsidiaries or any of their current or former directors or executive officers or
(ii)&nbsp;that is of a material nature challenging the validity or propriety of this Agreement or the transactions contemplated hereby,
in each case that would reasonably be expected to be, individually or in the aggregate, material to Vista and its Subsidiaries, taken
as a whole.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>There
is no injunction, order, judgment, decree, or regulatory restriction imposed upon Vista, any of its Subsidiaries or the assets of Vista
or any of its Subsidiaries (or that, upon consummation of the Merger, would apply to the Surviving Corporation or any of its affiliates)
that would reasonably be to be, individually or in the aggregate, material to Vista and its Subsidiaries, taken as a whole.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Taxes
and Tax Returns</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of Vista and its Subsidiaries has duly and timely filed (taking into account all applicable extensions) all material Tax Returns in all
jurisdictions in which Tax Returns are required to be filed by it, and all such Tax Returns are true, correct, and complete in all material
respects. Neither Vista nor any of its Subsidiaries is the beneficiary of any extension of time within which to file any material Tax
Return (other than extensions to file Tax Returns obtained in the ordinary course). All material Taxes of Vista and its Subsidiaries
(whether or not shown on any Tax Returns) that are due have been fully and timely paid. Vista and its Subsidiaries do not have any liability
for Taxes in excess of the amount reserved or provided for on their financial statements. Each of Vista and its Subsidiaries has withheld
and paid all material Taxes required to have been withheld and paid in connection with amounts paid or owing to any employee, creditor,
shareholder, independent contractor or other third party. Each of Vista and its Subsidiaries has complied in all material respects with
all information reporting and backup withholding provisions of applicable law, including the collection, review and retention of any
required withholding certificates or comparable documents and any notice received pursuant to Section&nbsp;3406(a)(1)(B)&nbsp;or (C)&nbsp;of
the Code. Neither Vista nor any of its Subsidiaries has granted any extension or waiver of the limitation period applicable to any material
Tax that remains in effect. The federal income Tax Returns of Vista and its Subsidiaries for all years up to and including December&nbsp;31,
2020 have been examined by the Internal Revenue Service (the &ldquo;<U>IRS</U>&rdquo;) or are Tax Returns with respect to which the applicable
period for assessment under applicable law, after giving effect to extensions or waivers, has expired.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 31; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->22<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
deficiency with respect to a material amount of Taxes has been proposed, asserted or assessed against Vista or any of its Subsidiaries.
There are no pending or threatened (in writing) disputes, claims, audits, examinations or other proceedings regarding any material Taxes
of Vista and its Subsidiaries or the assets of Vista and its Subsidiaries. Neither Vista nor any of its Subsidiaries has been informed
in writing by any jurisdiction that the jurisdiction believes that Vista or any of its Subsidiaries was required to file any Tax Return
that was not filed or was liable for any amount of Taxes that was not paid. Within the past six (6)&nbsp;years, Vista has not requested
any private letter rulings and is not, and has not been, party to any closing agreements, gain recognition agreements or other written
agreements with respect to Taxes. There are no Liens for material Taxes (except Taxes not yet due and payable) on any of the assets of
Vista or any of its Subsidiaries. Neither Vista nor any of its Subsidiaries is a party to or is bound by any Tax sharing, allocation
or indemnification agreement or arrangement (other than such an agreement or arrangement (i)&nbsp;exclusively between or among Vista
and its Subsidiaries or (ii)&nbsp;entered into in the ordinary course of business which does not primarily relate to Taxes).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
Vista nor any of its Subsidiaries (A)&nbsp;is or has been a member of an affiliated group filing a consolidated federal income Tax Return
(other than a group the common parent of which was Vista or any of its Subsidiaries) or (B)&nbsp;has any liability for the Taxes of any
person (other than Vista or any of its Subsidiaries) under Treasury Regulations Section&nbsp;1.1502-6 (or any similar provision of state,
local or foreign law), as a transferee or successor, by contract or otherwise. Neither Vista nor any of its Subsidiaries has been, within
the past two (2)&nbsp;years or otherwise as part of a &ldquo;plan (or series of related transactions)&rdquo; within the meaning of Section&nbsp;355(e)&nbsp;of
the Code of which the Merger is also a part, a &ldquo;distributing corporation&rdquo; or a &ldquo;controlled corporation&rdquo; (within
the meaning of Section&nbsp;355(a)(1)(A)&nbsp;of the Code) in a distribution of stock intended to qualify for tax-free treatment under
Section&nbsp;355 of the Code. Neither Vista nor any of its Subsidiaries has participated in a &ldquo;reportable transaction&rdquo; within
the meaning of Treasury Regulations Section&nbsp;1.6011-4(b)(1)&nbsp;(or any similar provision of state, local or foreign law).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
Vista nor any of its Subsidiaries will be required to include any material item of income in, or exclude any material item of deduction
from, taxable income as a result of any: (i)&nbsp;adjustment required by a change in or incorrect method of accounting, (ii)&nbsp;closing
agreement, (iii)&nbsp;installment sale or open transaction disposition made, or prepaid amount received, on or prior to the Closing Date,
or (iv)&nbsp;intercompany transaction. Neither Vista nor any of its Subsidiaries has taken any action that could defer a liability for
Taxes of Vista or any of its Subsidiaries from any taxable period (or portion thereof) ending on or prior to the Closing Date, to any
taxable period (or portion thereof) beginning after the Closing Date. Neither Vista nor any of its Subsidiaries has been required (or
has applied) to include in income any material adjustment pursuant to Section&nbsp;481 of the Code by reason of a voluntary change in
accounting method initiated by Vista or any of its Subsidiaries, and the IRS has not initiated or proposed any such material adjustment
or change in accounting method. Neither Vista nor any of its Subsidiaries has any application pending with any Governmental Entity requesting
permission for any changes in any material accounting method. At no time during the past five (5)&nbsp;years has Vista or any of its
Subsidiaries been a United States real property holding corporation within the meaning of Section&nbsp;897(c)(2)&nbsp;of the Code. Neither
Vista nor any of its Subsidiaries has made an election pursuant to Section&nbsp;965(h)&nbsp;of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 32; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->23<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>There
are no joint ventures, partnerships, limited liability companies, or other arrangements or contracts to which Vista or any of its Subsidiaries
is a party and that could be treated as a partnership for federal income Tax purposes. Neither Vista nor any of its Subsidiaries has,
nor has it ever had, a &ldquo;permanent establishment&rdquo; in any foreign country, as such term is defined in any applicable Tax treaty
or convention between the United States and such foreign country, nor has it otherwise taken steps that have exposed, or will expose,
it to the taxing jurisdiction of a foreign country. Vista has not, in the past ten (10)&nbsp;years, acquired assets from another corporation
in a transaction in which Vista&rsquo;s Tax basis for the acquired assets was determined, in whole or in part, by reference to the Tax
basis of the acquired assets (or any other property) in the hands of the transferor.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Section&nbsp;3.11(f)&nbsp;of
the Vista Disclosure Schedule sets forth the entity classification of Vista and each of its Subsidiaries for U.S. federal income Tax
purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
used in this Agreement, the term &ldquo;<U>Tax</U>&rdquo; or &ldquo;<U>Taxes</U>&rdquo; means all federal, state, local, and foreign
income, excise, gross receipts, ad valorem, profits, gains, property, capital, sales, transfer, use, license, payroll, employment, social
security, severance, unemployment, withholding, duties, excise, windfall profits, intangibles, franchise, backup withholding, value added,
alternative or add-on minimum, estimated and other taxes, charges, fees, levies or like assessments together with all penalties and additions
to tax and interest thereon.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
used in this Agreement, the term &ldquo;<U>Tax Return</U>&rdquo; means any return, declaration, report, claim for refund, estimate, or
information return or statement relating to Taxes, including any schedule or attachment thereto, and including any amendment thereof,
supplied or required to be supplied to a Governmental Entity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
used in this Agreement, the term &ldquo;<U>Treasury Regulations</U>&rdquo; means the regulations (including temporary regulations) promulgated
by the United States Department of the Treasury pursuant to and in respect of the provisions of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Employees
and Employee Benefit Plans</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Section&nbsp;3.12(a)&nbsp;of
the Vista Disclosure Schedule lists all Vista Benefit Plans. For purposes of this Agreement, &ldquo;<U>Vista Benefit Plans</U>&rdquo;
means all employee benefit plans (as defined in Section&nbsp;3(3)&nbsp;of the Employee Retirement Income Security Act of 1974, as amended
(&ldquo;<U>ERISA</U>&rdquo;)), whether or not subject to ERISA, and all material bonus, stock option, stock purchase, restricted stock,
incentive, deferred compensation, medical, life or other insurance or welfare, retiree medical or life insurance, pension or retirement,
supplemental retirement, severance or other compensation or benefit plans, programs, agreements or arrangements, and all retention, bonus,
employment, consulting, termination or severance plans, programs or arrangements or other contracts or agreements to or with respect
to which Vista or any Subsidiary or any trade or business of Vista or any of its Subsidiaries, whether or not incorporated, all of which
together with Vista would be deemed a &ldquo;single employer&rdquo; within the meaning of Section&nbsp;414(b), (c), (m)&nbsp;or (o)&nbsp;of
the Code or Section&nbsp;4001 of ERISA (a &ldquo;<U>Vista ERISA Affiliate</U>&rdquo;), is a party or has any current or future obligation
or that are maintained, contributed to or sponsored by Vista or any of its Subsidiaries or any Vista ERISA Affiliate, or to which Vista
or any of its Subsidiaries is required or obligated to maintain, contribute to or sponsor or with respect to which Vista or any of its
Subsidiaries has any direct or indirect liability, for the benefit of any current or former employee, officer, director or independent
contractor of Vista or any of its Subsidiaries or any Vista ERISA Affiliate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 33; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->24<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
has heretofore made available to NBHC true and complete copies of each of the Vista Benefit Plans and the following related documents,
to the extent applicable: (i)&nbsp;the current plan document (or for an unwritten material Vista Benefit Plan, a written description
of the material terms thereof) and the current trust agreement or other funding documents, (ii)&nbsp;all summary plan descriptions, amendments,
modifications or material supplements to any Vista Benefit Plan, (iii)&nbsp;the annual report (Form&nbsp;5500), if any, filed with the
IRS for the last two (2)&nbsp;plan years, (iv)&nbsp;the most recently received IRS determination or opinion letter, if any, relating
to any such Vista Benefit Plan, (v)&nbsp;the most recently prepared actuarial report for each such Vista Benefit Plan (if applicable)
for each of the last two (2)&nbsp;years and (vi)&nbsp;all material non-routine correspondence received from or sent to any Governmental
Entity within the past three (3)&nbsp;years.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Vista Benefit Plan has been established, operated, maintained and administered in all material respects in accordance with its terms
and the requirements of all applicable laws, including ERISA and the Code. Neither Vista nor any of its Subsidiaries has, within the
prior three (3)&nbsp;years, taken any material corrective action or made a filing under any voluntary correction program of the IRS,
Department of Labor or any other Governmental Entity with respect to any Vista Benefit Plan, and neither Vista nor any of its Subsidiaries
has any knowledge of any material plan defect that would qualify for correction under any such program.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
Vista Benefit Plan that is intended to be qualified under Section&nbsp;401(a)&nbsp;of the Code has received a favorable determination
or opinion letter from the IRS with respect to such qualification, which letter has not been revoked (nor has revocation been threatened),
or is in a form that is the subject of a favorable advisory or opinion letter from the IRS, and, to the knowledge of Vista, there are
no existing circumstances and no events have occurred that would have a material adverse effect on the qualified status of any such Vista
Benefit Plan or the related trust or increase the costs relating thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Section&nbsp;3.12(e)&nbsp;of
the Vista Disclosure Schedule contains a list of all Vista Benefit Plans that are nonqualified deferred compensation or salary continuation
arrangements, including (i)&nbsp;the terms under which the cash value of any life insurance purchased in connection with any such arrangement
can be realized and (ii)&nbsp;the amount of all future benefit payments owed on behalf of each participant, which amounts, as of the
date of this Agreement, have been accrued in accordance with GAAP on the Vista Financial Statements and will be, as of the Closing Date,
accrued to the extent necessary to make full and final payments under any such arrangements or fully paid. Each Vista Benefit Plan has
been maintained in documentary and operational compliance, in all material respects, with Section&nbsp;409A of the Code and the regulations
thereunder or an available exemption therefrom.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 34; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->25<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Vista Benefit Plan is subject to Title IV or Section&nbsp;302 of ERISA or Section&nbsp;412 or 4971 of the Code, and none of Vista and
its Subsidiaries nor any Vista ERISA Affiliate has, at any time during the last six (6)&nbsp;years, maintained, sponsored, contributed
to or been obligated to contribute to any plan that is subject to Title IV or Section&nbsp;302 of ERISA or Section&nbsp;412 or 4971 of
the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>None
of Vista and its Subsidiaries nor any Vista ERISA Affiliate has, at any time during the last six (6)&nbsp;years, maintained, sponsored,
contributed to or been obligated to contribute to any plan that is a &ldquo;multiemployer plan&rdquo; within the meaning of Section&nbsp;4001(a)(3)&nbsp;of
ERISA (a &ldquo;<U>Multiemployer Plan</U>&rdquo;) or a plan that has two or more contributing sponsors at least two of whom are not under
common control, within the meaning of Section&nbsp;4063 of ERISA (a &ldquo;<U>Multiple Employer Plan</U>&rdquo;), and none of Vista and
its Subsidiaries nor any Vista ERISA Affiliate has incurred any material liability to a Multiemployer Plan or Multiple Employer Plan
as a result of a complete or partial withdrawal (as those terms are defined in Part&nbsp;I of Subtitle&nbsp;E of Title&nbsp;IV of ERISA)
from a Multiemployer Plan or Multiple Employer Plan that has not been satisfied in full.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
Vista nor any of its Subsidiaries sponsors, has sponsored or has any obligation with respect to any employee benefit plan that provides
for any post-employment or post-retirement health or medical or life insurance or any other welfare benefits for any current or former
employees or other service providers or beneficiaries or dependents thereof, except as required by Section&nbsp;4980B of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>All
contributions required to be made to any Vista Benefit Plan by applicable law or by any plan document or other contractual undertaking,
and all premiums due or payable with respect to insurance policies funding any Vista Benefit Plan, have been timely made or paid in full
or, to the extent not required to be made or paid on or before the date hereof, have been fully reflected on the books and records of
Vista in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>There
are no pending or, to the knowledge of Vista, threatened claims (other than claims for benefits in the ordinary course), lawsuits or
arbitrations that have been asserted or instituted, and, to the knowledge of Vista, no set of circumstances exists that may reasonably
be expected to give rise to a material claim or lawsuit, against any Vista Benefit Plan, any fiduciaries thereof with respect to their
duties to any Vista Benefit Plan or the assets of any of the trusts under any of the Vista Benefit Plans that could in any case reasonably
be expected to result in any material liability of Vista or any of its Subsidiaries to the Pension Benefit Guaranty Corporation, the
IRS, the Department of Labor, any Multiemployer Plan, a Multiple Employer Plan, any participant in any Vista Benefit Plan, or any other
party.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>None
of Vista or its Subsidiaries nor any Vista ERISA Affiliate nor, to the knowledge of Vista, any other person, including any fiduciary,
has engaged in any &ldquo;prohibited transaction&rdquo; (as defined in Section&nbsp;4975 of the Code or Section&nbsp;406 of ERISA) which
could subject any of the Vista Benefit Plans or their related trusts, Vista, any of its Subsidiaries, any Vista ERISA Affiliate or any
person that Vista or any of its Subsidiaries has an obligation to indemnify to any material tax or material penalty imposed under Section&nbsp;4975
of the Code or Section&nbsp;502 of ERISA.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 35; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->26<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
the execution and delivery of this Agreement nor the consummation of the transactions contemplated hereby will (either alone or in conjunction
with any other event) (i)&nbsp;entitle any employee, officer, director or independent contractor of Vista or any of its Subsidiaries
to any payment or benefit, including severance pay, unemployment compensation, accrued pension benefit, or a change in control bonus
or retention payment, (ii)&nbsp;result in, accelerate, cause the vesting, exercisability, funding, payment or delivery of, or increase
the amount or value of, any payment, right or other benefit to any employee, officer, director or independent contractor of Vista or
any of its Subsidiaries, (iii)&nbsp;accelerate the timing of or trigger any funding obligation under a rabbi trust or similar funding
vehicle under any Vista Benefit Plan, or (iv)&nbsp;result in any limitation on the right of Vista or any of its Subsidiaries or Vista
ERISA Affiliates to amend, merge, terminate or receive a reversion of assets from any Vista Benefit Plan or related trust. Without limiting
the generality of the foregoing, no amount paid or payable (whether in cash, in property, or in the form of benefits) by Vista or any
of its Subsidiaries in connection with the transactions contemplated hereby (either solely as a result thereof or as a result of such
transactions in conjunction with any other event) will be an &ldquo;excess parachute payment&rdquo; within the meaning of Section&nbsp;280G
of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Vista Benefit Plan provides for, and Vista does not have any obligation to provide, the gross-up or reimbursement of Taxes under Section&nbsp;409A
or 4999 of the Code, or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>There
are, and since January&nbsp;1, 2022 have been, no pending or, to the knowledge of Vista, threatened labor grievances or unfair labor
practice claims or charges against Vista or any of its Subsidiaries, or any strikes or other labor disputes against Vista or any of its
Subsidiaries. Neither Vista nor any of its Subsidiaries are or have ever been party to or bound by any collective bargaining or similar
agreement with any labor union, works council or similar labor organization, or work rules&nbsp;or practices agreed to with any labor
organization or employee association applicable to employees of Vista or any of its Subsidiaries, and, to the knowledge of Vista, there
are, and since January&nbsp;1, 2022 have been, no organizing efforts by any union or other group seeking to represent any employees of
Vista or any of its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
and its Subsidiaries are in compliance in all material respects with, and since January&nbsp;1, 2022 have complied in all material respects
with, all laws regarding employment and employment practices, terms and conditions of employment, wages and hours, plant closing notification,
worker classification (including the proper classification of workers as independent contractors and consultants and employees as exempt
or non-exempt), equitable pay practices, privacy right, labor disputes, employment discrimination, sexual harassment or discrimination,
workers&rsquo; compensation or long-term disability policies, retaliation, immigration, family and medical leave, occupational safety
and health and other laws in respect of any reduction in force (including notice, information and consultation requirements). There are
no claims or actions pending or, to Vista&rsquo;s knowledge, threatened between Vista or any of its Subsidiaries and any employee of
Vista or any of its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>During
the past three (3)&nbsp;years, (i)&nbsp;Vista and its Subsidiaries have reasonably investigated and responded to all formal allegations
related to sexual harassment or misconduct, or other discrimination, or retaliation policy violations, and (ii)&nbsp;neither Vista nor
any of its Subsidiaries has entered into any settlement agreement related to allegations of sexual harassment or other discrimination
by any current or former member of the board of directors of Vista or any current or former executive officer of Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 36; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->27<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance
with Applicable Law</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
and each of its Subsidiaries hold, and have at all times since January&nbsp;1, 2022 held, all licenses, registrations, franchises, certificates,
variances, permits and authorizations necessary for the lawful conduct of their respective businesses and ownership of their respective
properties, rights and assets under and pursuant to each (and have paid all fees and assessments due and payable in connection therewith),
except where neither the cost of failure to hold nor the cost of obtaining and holding such license, franchise, permit or authorization
(nor the failure to pay any fees or assessments) would reasonably be expected to have a Material Adverse Effect on Vista, and to the
knowledge of Vista no suspension or cancellation of any such necessary license, registration, franchise, certificate, variance, permit
or authorization that is material to Vista and its Subsidiaries taken as a whole, is pending or threatened.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not reasonably be likely to be, either individually or in the aggregate, material to Vista and its Subsidiaries, taken as a
whole, Vista and each of its Subsidiaries have complied with and are not in default or violation under any law, statute, order, rule,
regulation, policy or guideline of any Governmental Entity applicable to Vista or any of its Subsidiaries, including (to the extent applicable
to Vista or its Subsidiaries) all laws related to data protection or privacy (including laws relating to the privacy and security of
data or information that constitutes personal data or personal information under applicable law (&ldquo;<U>Personal Data</U>&rdquo;)),
the USA PATRIOT Act, the Bank Secrecy Act, the Equal Credit Opportunity Act and Regulation B, the Fair Housing Act, the Community Reinvestment
Act, the Fair Credit Reporting Act and Regulation V, the Truth in Lending Act and Regulation Z, the Home Mortgage Disclosure Act and
Regulation C, the Fair Debt Collection Practices Act, the Electronic Fund Transfer Act and Regulation E, the Dodd-Frank Wall Street Reform
and Consumer Protection Act, any regulations promulgated by the Consumer Financial Protection Bureau, the Interagency Policy Statement
on Retail Sales of Nondeposit Investment Products, the SAFE Mortgage Licensing Act of 2008, the Real Estate Settlement Procedures Act
and Regulation X, Title V of the Gramm-Leach-Bliley Act, any and all sanctions or regulations enforced by the Office of Foreign Assets
Control of the United States Department of Treasury and any other law or regulation relating to bank secrecy, discriminatory lending,
financing or leasing practices, consumer protection, money laundering prevention, foreign assets control, U.S. sanctions laws and regulations,
Sections 23A and 23B of the Federal Reserve Act and Regulation W, the Sarbanes-Oxley Act, and all agency requirements relating to the
origination, sale and servicing of mortgage and consumer loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
Bank has a Community Reinvestment Act rating of &ldquo;satisfactory&rdquo; or better.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
maintains a written information privacy and security program that includes reasonable measures designed to protect the privacy, confidentiality
and security of all Personal Data against any (i)&nbsp;loss or misuse of Personal Data, (ii)&nbsp;unauthorized or unlawful operations
performed upon Personal Data, or (iii)&nbsp;other act or omission that compromises the security or confidentiality of Personal Data.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 37; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->28<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
limitation, none of Vista or any of its Subsidiaries, or to the knowledge of Vista, any director, officer, employee, agent or other person
acting on behalf of Vista or any of its Subsidiaries has, directly or indirectly, (i)&nbsp;used any funds of Vista or any of its Subsidiaries
for unlawful contributions, unlawful gifts, unlawful entertainment or other expenses relating to political activity, (ii)&nbsp;made any
unlawful payment to foreign or domestic governmental officials or employees or to foreign or domestic political parties or campaigns
from funds of Vista or any of its Subsidiaries, (iii)&nbsp;violated any provision that would result in the violation of the Foreign Corrupt
Practices Act of 1977, as amended, or any similar law, (iv)&nbsp;established or maintained any unlawful fund of monies or other assets
of Vista or any of its Subsidiaries, (v)&nbsp;made any fraudulent entry on the books or records of Vista or any of its Subsidiaries,
or (vi)&nbsp;made any unlawful bribe, unlawful rebate, unlawful payoff, unlawful influence payment, unlawful kickback or other unlawful
payment to any person, private or public, regardless of form, whether in money, property or services, to obtain favorable treatment in
securing business, to obtain special concessions for Vista or any of its Subsidiaries, to pay for favorable treatment for business secured
or to pay for special concessions already obtained for Vista or any of its Subsidiaries, or is currently subject to any United States
sanctions administered by the Office of Foreign Assets Control of the United States Treasury Department, except in each case as would
not reasonably be expected to be, either individually or in the aggregate, material to Vista and its Subsidiaries, taken as a whole.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
of the date hereof, Vista, Vista Bank and each other insured depository institution Subsidiary of Vista is &ldquo;well-capitalized&rdquo;
(as such term is defined in the relevant regulation of the institution&rsquo;s primary bank regulator) and, as of the date hereof, neither
Vista nor any of its Subsidiaries has received any written indication from a Governmental Entity that its status as &ldquo;well-capitalized&rdquo;
or that Vista Bank&rsquo;s Community Reinvestment Act rating will change within one (1)&nbsp;year from the date of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not reasonably be likely to be, either individually or in the aggregate, material to Vista and its Subsidiaries, taken as a
whole, (i)&nbsp;Vista and each of its Subsidiaries have properly administered all accounts for which it acts as a fiduciary, including
accounts for which it serves as a trustee, agent, custodian, personal representative, guardian, conservator or investment advisor, in
accordance with the terms of the governing documents and applicable laws and regulations, (ii)&nbsp;none of Vista, any of its Subsidiaries,
or any of its or its Subsidiaries&rsquo; directors, officers or employees, has committed any breach of trust or fiduciary duty with respect
to any such fiduciary account, and the accountings for each such fiduciary account are true and correct and accurately reflect the assets
and results of such fiduciary account and (iii)&nbsp;neither Vista nor any of its Subsidiaries has received any written or, to the knowledge
of Vista, oral, customer demands, complaints or other communications that are unresolved and which assert facts or circumstances that
would, if true, constitute a breach of trust with respect to any fiduciary or agency account.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 38; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->29<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certain
Contracts</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as set forth in Section&nbsp;3.14(a)&nbsp;of the Vista Disclosure Schedule, as of the date hereof, neither Vista nor any of its Subsidiaries
is a party to or bound by any contract, arrangement, commitment or understanding (whether written or oral, but excluding any Vista Benefit
Plan):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>which
contains a provision that materially restricts the conduct of any line of business by Vista or any of its Subsidiaries or upon consummation
of the Merger will materially restrict the ability of the Surviving Corporation or any of its affiliates to engage in any line of business
or in any geographic region;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>which
contains a provision prohibiting Vista or its Subsidiaries or upon consummation of the Merger will prohibit the Surviving Corporation
or any of its affiliates from soliciting customers, clients or employees;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>which
is a collective bargaining agreement or similar agreement with any labor organization;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(iv)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>any
of the benefits of or obligations under which will arise or be increased, or the vesting of the benefits of which will be accelerated,
by the occurrence of the execution and delivery of this Agreement, receipt of the Requisite Vista Vote or the consummation of any of
the transactions contemplated by this Agreement, or the value of any of the benefits of which will be calculated on the basis of any
of the transactions contemplated by this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(A)&nbsp;that
relates to the incurrence of indebtedness by Vista or any of its Subsidiaries, including any debt for borrowed money, obligations evidenced
by notes, debentures or similar instruments, sale and leaseback transactions, capitalized or finance leases and other similar financing
arrangements, or any currency exchange, commodities or other hedging arrangement or any leasing transaction of the type required to be
capitalized in accordance with GAAP (other than deposit liabilities, trade payables, federal funds purchased, advances and loans from
the Federal Home Loan Bank and securities sold under agreements to repurchase, in each case, incurred in the ordinary course of business
consistent with past practice), or (B)&nbsp;that provides for the guarantee, support, indemnification, assumption or endorsement by Vista
or any of its Subsidiaries of, or any similar commitment by Vista or any of its Subsidiaries with respect to, the obligations, liabilities
or indebtedness of any other person, other than those entered into in the ordinary course of business, in the case of each of clauses
(A)&nbsp;and (B), in the principal amount of $250,000 or more;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(vi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>that
is any alliance, cooperation, joint venture, shareholders&rsquo;, partnership or similar agreement involving a sharing of profits or
losses relating to Vista or any of its Subsidiaries;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(vii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>that
grants or contains any (A)&nbsp;exclusive dealing obligation, (B)&nbsp;&ldquo;most favored nation&rdquo; or similar provision granted
by Vista or any of its Subsidiaries or (C)&nbsp;right of first refusal, right of first offer or similar right with respect to any material
assets, rights or properties of Vista or its Subsidiaries, taken as a whole, that limits the ability of Vista or any of its Subsidiaries
to own, access, operate, sell, transfer, pledge, or otherwise dispose of any assets or business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 39; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->30<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(viii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>which
creates or is expected to create future payment obligations in excess of $250,000 per annum (other than any such contracts which are
terminable by Vista or any of its Subsidiaries on sixty (60) days or less notice without any required payment or other conditions, other
than the condition of notice), other than extensions of credit, other customary banking products offered by Vista or its Subsidiaries,
or derivatives issued or entered into in the ordinary course of business consistent with past practice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(ix)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>that
is a settlement, consent or similar agreement and contains any material continuing obligations of Vista or any of its Subsidiaries;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(x)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>that
relates to the acquisition or disposition of any person, business or asset and under which Vista or its Subsidiaries have or may have
a material obligation or liability (including with respect to any &ldquo;earn-out,&rdquo; contingent purchase price or similar contingent
payment obligation, or any material indemnification liability after the date hereof);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(xi)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>that
is any lease or other similar contract (whether real, personal or mixed, tangible or intangible) pursuant to which the annualized rent
or lease payments for the lease year that includes December&nbsp;31, 2024, as applicable, were in excess of $100,000;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(xii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>that
is any contract or agreement that (A)&nbsp;grants Vista or one of its Subsidiaries any right to use any material Intellectual Property
(other than &ldquo;shrink-wrap,&rdquo; &ldquo;click-wrap&rdquo; or &ldquo;web-wrap&rdquo; licenses or similar licenses in respect of
commercially available software) and that provides for payments in excess of $25,000, (B)&nbsp;permits any third person (including pursuant
to any license agreement, coexistence agreements and covenants not to use) to use, enforce or register any Intellectual Property that
is owned by Vista or any of its Subsidiaries and that is material to their business, taken as a whole or (C)&nbsp;materially restricts
the right of Vista or one of its Subsidiaries to use or register any Intellectual Property that is owned or purported to be owned by
Vista or any of its Subsidiaries; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(xiii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>that
relates to the pledge of or Lien on any assets of Vista or its Subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Each contract, arrangement, commitment or understanding of the type
described in this Section&nbsp;3.14(a), whether or not set forth in the Vista Disclosure Schedule, is referred to herein as an &ldquo;<U>Vista
Contract</U>,&rdquo; and neither Vista nor any of its Subsidiaries has knowledge of, or has received written, or to the knowledge of
Vista, oral notice of, any violation of any Vista Contract by any of the other parties thereto which would reasonably be expected to
have a Material Adverse Effect on Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 40; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->31<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
each case, except as would not reasonably be expected to have a Material Adverse Effect on Vista: (i)&nbsp;each Vista Contract is valid
and binding on Vista or one of its Subsidiaries, as applicable, and in full force and effect, (ii)&nbsp;Vista and each of its Subsidiaries
has performed all obligations required to be performed by it prior to the date hereof under each Vista Contract, (iii)&nbsp;to the knowledge
of Vista each third-party counterparty to each Vista Contract has performed all obligations required to be performed by it to date under
such Vista Contract, and (iv)&nbsp;no event or condition exists which constitutes or, after notice or lapse of time or both, will constitute,
a default on the part of Vista or any of its Subsidiaries or, to the knowledge of Vista, any counterparty thereto, under any such Vista
Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Agreements
with Regulatory Agencies</U>. Subject to Section&nbsp;9.7 and except as would not reasonably be expected to be, either individually or
in the aggregate, material to Vista and its Subsidiaries, taken as a whole, neither Vista nor any of its Subsidiaries is subject to any
cease-and-desist or other order or enforcement action issued by, or is a party to any written agreement, consent agreement or memorandum
of understanding with, or is a party to any commitment letter or similar undertaking to, or is subject to any order or directive by,
or has been ordered to pay any civil money penalty by, or has been since January&nbsp;1, 2022, a recipient of any supervisory letter
from, or since January&nbsp;1, 2022, has adopted any policies, procedures or board resolutions at the request or suggestion of any Regulatory
Agency or other Governmental Entity that currently restricts in any material respect or would reasonably be expected to restrict in any
material respect the conduct of its business or that in any material manner relates to its capital adequacy, its ability to pay dividends,
its credit or risk management policies, its management or its business (each, whether or not set forth in the Vista Disclosure Schedule,
a &ldquo;<U>Vista Regulatory Agreement</U>&rdquo;), nor has Vista or any of its Subsidiaries been advised in writing or, to the knowledge
of Vista, orally, since January&nbsp;1, 2022, by any Regulatory Agency or other Governmental Entity that it is considering issuing, initiating,
ordering, or requesting any such Vista Regulatory Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Derivative
Instruments</U>. Except as would not be reasonably expected to have a Material Adverse Effect on Vista, (a)&nbsp;all Derivative Transactions,
whether entered into for the account of Vista or one of its Subsidiaries or for the account of a customer of Vista or one of its Subsidiaries,
were entered into in the ordinary course of business of Vista and its Subsidiaries and in compliance with applicable laws and other policies,
practices and procedures employed by Vista and its Subsidiaries, as applicable, and are legal, valid and binding obligations of Vista
or one of their respective Subsidiaries, as applicable, enforceable against it in accordance with their terms (except as such enforcement
may be limited by Enforceability Exceptions), and are in full force and effect; (b)&nbsp;Vista and its Subsidiaries have duly performed
all of their obligations thereunder to the extent required, and, to the knowledge of Vista, there are no breaches, violations or defaults
or allegations or assertions of such by any party thereunder; and (c)&nbsp;the financial position of Vista and its Subsidiaries on a
consolidated basis under or with respect to each such Derivative Transaction has been reflected in the books and records of Vista and
such Subsidiaries in accordance with GAAP. As used herein, &ldquo;<U>Derivative Transactions</U>&rdquo; shall mean any swap transaction,
option, warrant, forward purchase or sale transaction, futures transaction, cap transaction, floor transaction or collar transaction
relating to one or more currencies, commodities, bonds, equity securities, loans, interest rates, prices, values, or other financial
or non-financial assets, credit-related events or conditions or any indexes, or any other similar transaction or combination of any of
these transactions, including any collateralized debt or equity instruments evidencing or embedding any such types of transactions, and
any related credit support, collateral or other similar arrangements related to such transactions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 41; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->32<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Environmental
Matters</U>. Except as would not reasonably be expected to have a Material Adverse Effect on Vista, Vista and its Subsidiaries are in
compliance, and, since January&nbsp;1, 2022 have complied, with all applicable federal, state and local laws, regulations, orders, decrees,
permits, authorizations, common laws and other legal requirements relating to: (a)&nbsp;the protection or restoration of the environment,
health and safety as it relates to hazardous substance exposure or natural resource damages, (b)&nbsp;the handling, use, presence, disposal,
release or threatened release of, or exposure to, any hazardous substance, or (c)&nbsp;noise, odor, wetlands, indoor air, pollution,
contamination or any injury to persons or property from exposure to any hazardous substance (collectively, &ldquo;<U>Environmental Laws</U>&rdquo;).
There are no legal, administrative, arbitral or other proceedings, claims or actions, or, to the knowledge of Vista, any private environmental
investigations or remediation activities or governmental investigations of any nature seeking to impose, or that could reasonably be
expected to result in the imposition, on Vista or any of its Subsidiaries of any liability or obligation arising under any Environmental
Law, pending or, to the knowledge of Vista, threatened against Vista, which liability or obligation would reasonably be expected to have
a Material Adverse Effect on Vista. To the knowledge of Vista, there is no reasonable basis for any such proceeding, claim, action or
governmental investigation that would impose any liability or obligation that would reasonably be expected to have a Material Adverse
Effect on Vista. Vista is not subject to any agreement, order, judgment, decree, letter agreement or memorandum of agreement by or with
any court, Governmental Entity, regulatory agency or third party imposing any liability or obligation with respect to any Environmental
Law that would reasonably be expected to have a Material Adverse Effect on Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Investment
Securities</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not, either individually or in the aggregate, reasonably be expected to be material to Vista and its Subsidiaries, taken as
a whole, each of Vista and its Subsidiaries has good title to all securities and commodities owned by it (except those sold under repurchase
agreements or held in any fiduciary or agency capacity), free and clear of any Lien, except to the extent such securities or commodities
are pledged in the ordinary course of business to secure obligations of Vista or its Subsidiaries. Such securities and commodities are
valued on the books of Vista in accordance with GAAP in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
and its Subsidiaries employ, to the extent applicable, investment, securities, risk management and other policies, practices and procedures
that Vista believes are prudent and reasonable in the context of their respective businesses, and Vista and its Subsidiaries have, since
January&nbsp;1, 2022, been in compliance with such policies, practices and procedures in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 42; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->33<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Real
Property</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not reasonably be expected to have a Material Adverse Effect on Vista, Vista or a Vista Subsidiary (i)&nbsp;has good and indefeasible
title to all of the real property reflected in the latest audited balance sheet included in the Vista Audited Financial Statements as
being owned by Vista or a Subsidiary of Vista or acquired after the date thereof (except properties sold or otherwise disposed of since
the date thereof in the ordinary course of business) (the &ldquo;<U>Vista Owned Properties</U>&rdquo;), free and clear of all material
Liens, except (A)&nbsp;statutory Liens securing payments not yet due, (B)&nbsp;Liens for real property Taxes not yet due and payable,
(C)&nbsp;easements, rights of way, and other similar encumbrances that do not materially affect the value or use of the properties or
assets subject thereto or affected thereby or otherwise materially impair business operations at such properties and (D)&nbsp;such imperfections
or irregularities of title or Liens as do not materially affect the value or use of the properties or assets subject thereto or affected
thereby or otherwise materially impair business operations at such properties (collectively, &ldquo;<U>Permitted Encumbrances</U>&rdquo;),
and (ii)&nbsp;is the lessee of all leasehold estates reflected in the latest audited Vista Audited Financial Statements or acquired after
the date thereof (except for leases that have expired by their terms since the date thereof) (the &ldquo;<U>Vista Leased Properties</U>&rdquo;
and, collectively with the Vista Owned Properties, the &ldquo;<U>Vista Real Property</U>&rdquo;), free and clear of all Liens of any
nature created by Vista or any of its Subsidiaries or, to the knowledge of Vista, any other person, except for Permitted Encumbrances,
and is in sole possession of the properties purported to be leased thereunder, except for such rights that may exist under any Permitted
Encumbrances, subject and pursuant to the terms of the leases, subleases, licenses or other contracts (including all amendments, modifications
and supplements thereto) (the &ldquo;<U>Vista Real Property Leases</U>&rdquo;). Except as would not reasonably be expected to have a
Material Adverse Effect on Vista, there are no pending or, to the knowledge of Vista, threatened condemnation proceedings against any
Vista Real Property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
person other than Vista and its Subsidiaries or pursuant to any Permitted Encumbrances has (i)&nbsp;any right in any of the Vista Owned
Properties or any right to use or occupy any portion of the Vista Owned Properties or (ii)&nbsp;any right to use or occupy any portion
of the Vista Leased Properties.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of the Vista Real Property Leases is valid and binding on Vista or its applicable Subsidiary and is in full force and effect, and there
exists no material default or event of default or event, occurrence, condition or act, with respect to Vista or its Subsidiaries or,
to the knowledge of Vista, with respect to the other parties thereto, which, with the giving of notice or the lapse of time, or both,
would become a material default or event of default thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>To
the knowledge of Vista, there are no deferred maintenance, repairs or unrepaired defects that are the responsibility of Vista or any
of its Subsidiaries and, in the aggregate, exceed $25,000 at all of the Vista Real Property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 43; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->34<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Intellectual
Property</U>. Vista and each of its Subsidiaries owns, or is licensed to use (in each case, free and clear of any Liens other than any
Permitted Encumbrances), all Intellectual Property necessary for the conduct of its business as currently conducted. Except as would
not reasonably be expected to have a Material Adverse Effect on Vista, (a)&nbsp;the use of any Intellectual Property by Vista and its
Subsidiaries does not infringe, misappropriate or otherwise violate the rights of any person and is in accordance with any applicable
license pursuant to which Vista or any Vista Subsidiary acquired the right to use any Intellectual Property; (b)&nbsp;no person has asserted
to Vista in writing that Vista or any of its Subsidiaries has infringed, misappropriated or otherwise violated the Intellectual Property
rights of such person; (c)&nbsp;to the knowledge of Vista, no person is challenging, infringing on or otherwise violating any right of
Vista or any of its Subsidiaries with respect to any Intellectual Property owned by or licensed to Vista or its Subsidiaries; (d)&nbsp;neither
Vista nor any Vista Subsidiary has received any written notice of any pending claim with respect to any Intellectual Property owned by
Vista or any Vista Subsidiary; and (e)&nbsp;since January&nbsp;1, 2022, no third party has gained unauthorized access to any information
technology networks or assets controlled by and material to the operation of the business of Vista and its Subsidiaries. Vista and its
Subsidiaries have taken commercially reasonable actions to avoid the abandonment, cancellation or unenforceability of all Intellectual
Property owned or licensed, respectively, by Vista and its Subsidiaries. For purposes of this Agreement, &ldquo;<U>Intellectual Property</U>&rdquo;
means trademarks, service marks, trade names, brand names,&nbsp;Internet domain names, logos, symbols, certification marks, trade dress
and other indications of origin, the goodwill associated with the foregoing and registrations in any jurisdiction of, and applications
in any jurisdiction to register, the foregoing, including any extension, modification or renewal of any such registration or application;
inventions, discoveries and ideas, whether patentable or not, in any jurisdiction; patents, applications for patents (including divisions,
continuations, continuations in part and renewal applications), all improvements thereto and any re-examinations, renewals, extensions
or reissues thereof, in any jurisdiction; trade secrets and know-how (including processes, technologies, protocols, formulae, prototypes
and confidential information and rights in any jurisdiction to limit the use or disclosure thereof by any person); writings and other
works, whether copyrightable or not and whether in published or unpublished works, in any jurisdiction; and registrations or applications
for registration of copyrights in any jurisdiction, and any renewals or extensions thereof; and any similar intellectual property or
proprietary rights.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.21&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Related
Party Transactions</U>. Other than agreements or arrangements that are part of normal and customary terms of an individual&rsquo;s employment
or service as a director, officer or employee, or Loans that are subject to and that were made and continue to be in compliance with
Regulation O of the Federal Reserve Board (12 C.F.R. Part&nbsp;215) (&ldquo;<U>Regulation O</U>&rdquo;), there are (a)&nbsp;no transactions
or series of related transactions, agreements, arrangements or understandings, nor are there any currently proposed transactions or series
of related transactions, between Vista or any of its Subsidiaries, on the one hand, and any current or former director, officer or shareholder
(or any member of such shareholder&rsquo;s family or any trusts or other entities established for the benefit of such shareholder or
members of such shareholder&rsquo;s family) of Vista or any of its Subsidiaries (other than Vista or its Subsidiaries) (collectively,
 &ldquo;<U>Related Parties</U>&rdquo;), on the other hand and (b)&nbsp;no agreements or arrangements pursuant to which any Related Party
or any affiliate of any Related Party or other entity in which one or more Related Parties directly or indirectly owns more than five
percent (5%) or more of any class of equity securities (in each case other than (x)&nbsp;Vista and its direct or indirect wholly-owned
Subsidiaries and (y)&nbsp;persons who would be covered by clause (b)&nbsp;but for this clause (y)&nbsp;only as a result of an equity
ownership interest in Vista of less than five percent (5%)) is a party and Vista or any Vista Subsidiary receives or provides services
or goods or otherwise has any other liabilities, obligations or restrictions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.22&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Takeover
Restrictions</U>. The board of directors of Vista has approved this Agreement and the transactions contemplated hereby as required to
render inapplicable to this Agreement and the transactions contemplated hereby any applicable provisions of the takeover laws of any
state, including any &ldquo;moratorium,&rdquo; &ldquo;control share,&rdquo; &ldquo;fair price,&rdquo; &ldquo;takeover&rdquo; or &ldquo;interested
shareholder&rdquo; law or any similar provisions of the Vista Articles or Vista Bylaws (any such laws, collectively with any similar
provisions of the Vista Articles or Vista Bylaws, &ldquo;<U>Takeover Restrictions</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 44; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->35<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.23&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reorganization</U>.
Vista has not taken any action and is not aware of any fact or circumstance that could reasonably be expected to prevent or impede the
Merger from qualifying as a &ldquo;reorganization&rdquo; within the meaning of Section&nbsp;368(a)&nbsp;of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.24&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Opinion</U>.
Prior to the execution of this Agreement, the board of directors of Vista has received an opinion (which, if initially rendered orally,
has been or will be confirmed by a written opinion, dated the same date) from Jefferies LLC, to the effect that, as of the date thereof,
and based upon and subject to the factors, assumptions and limitations set forth therein, the Merger Consideration to be received in
the Merger by the holders of Vista Common Stock pursuant to this Agreement is fair, from a financial point of view, to the holders of
Vista Common Stock. Such opinion has not been amended or rescinded as of the date of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.25&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Vista
Information</U>. The information relating to Vista and its Subsidiaries that is provided in writing by Vista or its representatives specifically
for inclusion in (a)&nbsp;the Proxy Statement, (b)&nbsp;the S-4 or (c)&nbsp;any other document filed with any other Regulatory Agency
or Governmental Entity in connection herewith will not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements therein, in light of the circumstances in which they are made, not misleading. Notwithstanding the foregoing,
no representation or warranty is made by Vista with respect to statements made or incorporated by reference therein based on information
provided or supplied by or on behalf of NBHC or its Subsidiaries for inclusion in the Proxy Statement or the S-4.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.26&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Loan
Portfolio</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
information with respect to each loan and other extensions of credit (including overdrafts and commitments to extend credit) (each, a
 &ldquo;<U>Loan</U>&rdquo;) set forth in the a data storage disk produced by Vista from its management information systems regarding the
Loans (the &ldquo;<U>Loan Tape</U>&rdquo;), and, to the knowledge of Vista, any third-party information set forth in the Loan Tape is
true, correct and accurate in all material respects as of the dates specified therein, or, if no such date is indicated therein, as of
August&nbsp;31, 2025 (the &ldquo;<U>Cut-off Date</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(i)&nbsp;Section&nbsp;3.26(b)&nbsp;of
the Vista Disclosure Schedule sets forth a list of all Loans as of the date hereof by Vista and its Subsidiaries to any directors, executive
officers and principal stockholders (as such terms are defined in Regulation O) of Vista or any of its Subsidiaries, (ii)&nbsp;there
are no employee, officer, director or other affiliate Loans on which the borrower is paying a rate other than that reflected in the note
or other relevant credit or security agreement or on which the borrower is paying a rate which was below market at the time the Loan
was originated and (iii)&nbsp;all such Loans are and were originated in compliance in all material respects with all applicable laws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not reasonably be expected to have a Material Adverse Effect on Vista, each Loan (i)&nbsp;was originated or purchased by Vista
or its Subsidiaries and its principal balance as shown on Vista&rsquo;s books and records is true and correct as of the date indicated
therein, (ii)&nbsp;contains customary and enforceable provisions regarding the rights and remedies of the holder thereof; <U>provided</U>,
<U>however</U>, Vista makes no representation or warranty with regard to the collectability of any Loan, and (iii)&nbsp;complies, and
at the time the Loan was originated complied, with all applicable requirements of federal, state, and local laws, and regulations and
rules&nbsp;thereunder in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 45; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->36<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
outstanding Loan (including Loans held for resale to investors) has been solicited and originated or purchased, as the case maybe, and
is administered and serviced (to the extent administered and serviced by Vista or one of its Subsidiaries), and the relevant Loan Documentation
is being maintained, in all material respects in accordance with Vista&rsquo;s or its Subsidiary&rsquo;s underwriting and servicing standards
(and, in the case of Loans held for resale to investors, the underwriting standards, if any, of the applicable investors) and with all
applicable requirements of federal, state, and local laws, and regulations and rules&nbsp;thereunder. The Loan Documentation with respect
to each Loan was in compliance with applicable laws and regulations in all material respects at the time of origination or purchase by
Vista or its Subsidiaries and is complete and correct in all material respects. For purposes of this Agreement, &ldquo;<U>Loan Documentation</U>&rdquo;
means all Loan files and all documents included in Vista&rsquo;s or any of its Subsidiaries&rsquo; file or imaging system with respect
to a Loan, including loan applications, notes, security agreements, deeds of trust, collectors&rsquo; notes, appraisals, credit reports,
disclosures, titles to collateral, verifications (including employment verification, deposit verification,&nbsp;etc.), mortgages, loan
agreements, including building and loan agreements, guarantees, pledge agreements, financing statements, intercreditor agreements, participation
agreements, sureties and insurance policies (including title insurance policies) and all modifications, waivers and consents relating
to any of the foregoing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not reasonably be expected to have a Material Adverse Effect on Vista, with respect to each Loan that is secured, Vista or its
Subsidiaries have a valid and enforceable Lien on the collateral described in the documents relating to such Loan, and such Lien has
the priority described in the Loan Documentation (except as may be limited by the Enforceability Exceptions).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as set forth in Section&nbsp;3.26(f)&nbsp;of the Vista Disclosure Schedule, none of the agreements pursuant to which Vista or any of
its Subsidiaries has sold Loans or pools of Loans or participations in Loans or pools of Loans contains any obligation to repurchase
such Loans or interests therein solely on account of a payment default by the obligor on any such Loan.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista&rsquo;s
allowance for loan losses as of the most recent calendar quarter-end was, in the opinion of management, in compliance in all material
respects with Vista&rsquo;s methodology for determining the adequacy of its allowance for loan losses as well as the standards established
by applicable Governmental Entities and the Financial Accounting Standards Board in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Section&nbsp;3.26(h)&nbsp;of
the Vista Disclosure Schedule identifies as of the Cut-off Date, (i)&nbsp;each Loan that was classified as &ldquo;Other Loans Specially
Mentioned,&rdquo; &ldquo;Special Mention,&rdquo; &ldquo;Substandard,&rdquo; &ldquo;Doubtful,&rdquo; &ldquo;Loss,&rdquo; &ldquo;Classified,&rdquo;
 &ldquo;Criticized,&rdquo; &ldquo;Watch List&rdquo; or words of similar import, together with the principal amount of and accrued and
unpaid interest on each such Loan and the identity of the borrower thereunder, together with the aggregate principal amount of and accrued
and unpaid interest on such Loans, by category of Loan (e.g., commercial, consumer,&nbsp;etc.), together with the aggregate principal
amount of such Loans by category and (ii)&nbsp;each asset of Vista or any of its Subsidiaries that was classified as &ldquo;Other Real
Estate Owned&rdquo; and the book value thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 46; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->37<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.27&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Deposits</U>.
No deposit of Vista Bank is a &ldquo;brokered&rdquo; deposit (as such term is defined in 12 C.F.R. &sect; 337.6(a)(2)) or is subject
to any encumbrance, legal restraint or other legal process (other than garnishments, pledges, set off rights, escrow limitations and
similar actions taken in the ordinary course of business).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.28&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Insurance</U>.
Except as would not reasonably be expected to have a Material Adverse Effect on Vista, (a)&nbsp;Vista and its Subsidiaries are insured
with reputable insurers against such risks and in such amounts as the management of Vista reasonably has determined to be prudent and
consistent with industry practice, and neither Vista nor any of its Subsidiaries has received notice to the effect that any of them are
in default under any material insurance policy, (b)&nbsp;each such policy is outstanding and in full force and effect and, except for
policies insuring against potential liabilities of officers, directors and employees of Vista and its Subsidiaries, Vista or the relevant
Subsidiary thereof is the sole beneficiary of such policies, and (c)&nbsp;all premiums and other payments due under any such policy have
been paid, and all claims thereunder have been filed in due and timely fashion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.29&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Investment Adviser or Broker-Dealer Subsidiary</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
Vista nor any Subsidiary of Vista serves in a capacity described in Section&nbsp;9(a)&nbsp;or 9(b)&nbsp;of the Investment Company Act
of 1940, as amended, nor acts as an &ldquo;investment adviser&rdquo; required to register as such under the Investment Advisers Act of
1940, as amended.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
Vista nor any Subsidiary of Vista is a broker-dealer required to be registered under the Exchange Act with the SEC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">3.30&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Other Representations or Warranties</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
for the representations and warranties made by Vista in this Article&nbsp;III, neither Vista nor any other person makes any express or
implied representation or warranty with respect to Vista, its Subsidiaries, or their respective businesses, operations, assets, liabilities,
conditions (financial or otherwise) or prospects, and Vista hereby disclaims any such other representations or warranties. In particular,
without limiting the foregoing disclaimer, neither Vista nor any other person on behalf of Vista makes or has made any representation
or warranty to NBHC or any of its affiliates or representatives with respect to (i)&nbsp;any financial projection, forecast, estimate,
budget or prospective information relating to Vista, any of its Subsidiaries or their respective businesses, or (ii)&nbsp;except for
the representations and warranties made by Vista in this Article&nbsp;III, any oral or written information presented to NBHC or any of
its affiliates or representatives in the course of their due diligence investigation of Vista, the negotiation of this Agreement or in
the course of the transactions contemplated hereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 47; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->38<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
acknowledges and agrees that neither NBHC nor any other person on behalf of NBHC has made or is making any express or implied representation
or warranty other than those contained in Article&nbsp;IV.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;IV</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">REPRESENTATIONS AND WARRANTIES OF NBHC</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">Except (a)&nbsp;as disclosed in the disclosure schedule
delivered by NBHC to Vista concurrently herewith (the &ldquo;<U>NBHC Disclosure Schedule</U>&rdquo;); <U>provided</U> that (i)&nbsp;no
such item is required to be set forth as an exception to a representation or warranty if its absence would not result in the related
representation or warranty being deemed untrue or incorrect, (ii)&nbsp;the mere inclusion of an item in the NBHC Disclosure Schedule
as an exception to a representation or warranty shall not be deemed an admission by NBHC that such item represents a material exception
or fact, event or circumstance or that such item is reasonably expected to result in a Material Adverse Effect, and (iii)&nbsp;any disclosures
made with respect to a section of this Article&nbsp;IV shall be deemed to qualify (A)&nbsp;any other section of this Article&nbsp;IV
specifically referenced or cross-referenced and (B)&nbsp;other sections of this Article&nbsp;IV to the extent it is reasonably apparent
on its face (notwithstanding the absence of a specific cross reference) from a reading of the disclosure that such disclosure applies
to such other sections or (b)&nbsp;as disclosed in any NBHC Reports publicly filed with or furnished to the SEC by NBHC after January&nbsp;1,
2022 and prior to the date hereof (but disregarding risk factor disclosures contained under the heading &ldquo;Risk Factors,&rdquo; or
disclosures of risks set forth in any &ldquo;forward-looking statements&rdquo; disclaimer or any other statements that are similarly
non-specific or cautionary, predictive or forward-looking in nature), NBHC hereby represents and warrants to Vista as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Corporate
Organization</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and is a bank holding
company duly registered with the Federal Reserve Board under the BHC Act that has elected to be treated as a financial holding company
under the BHC Act. NBHC has the corporate power and authority necessary to own or lease all of its properties and assets and to carry
on its business as it is now being conducted in all material respects. NBHC is duly licensed or qualified to do business and in good
standing in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and
assets owned or leased by it makes such licensing, qualification or standing necessary, except where the failure to be so licensed or
qualified or to be in good standing would not reasonably be expected to have a Material Adverse Effect on NBHC. True and complete copies
of the second amended and restated certificate of incorporation of NBHC, as amended (&ldquo;<U>NBHC Charter</U>&rdquo;), and second amended
and restated bylaws of NBHC (&ldquo;<U>NBHC Bylaws</U>&rdquo;), as in effect as of the date of this Agreement, have previously been made
available by NBHC to Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except,
in the case of clauses (ii)&nbsp;and (iii)&nbsp;only, as would not reasonably be expected to have a Material Adverse Effect on NBHC,
each Subsidiary of NBHC (a &ldquo;<U>NBHC Subsidiary</U>&rdquo;) (i)&nbsp;is duly organized and validly existing under the laws of its
jurisdiction of organization, (ii)&nbsp;is duly qualified to do business and, where such concept is recognized under applicable law,
in good standing in all jurisdictions (whether federal, state, local or foreign) where its ownership or leasing of property or the conduct
of its business requires it to be so licensed or qualified and (iii)&nbsp;has all requisite corporate power and authority to own or lease
its properties and assets and to carry on its business as now conducted. There are no restrictions on the ability of any Subsidiary of
NBHC to pay dividends or distributions, except, in the case of a Subsidiary that is a regulated entity, for restrictions on dividends
or distributions generally applicable to all such regulated entities. The deposit accounts of each Subsidiary of NBHC that is an insured
depository institution are insured by the FDIC through the Deposit Insurance Fund to the fullest extent permitted by law, all premiums
and assessments required to be paid in connection therewith have been paid when due, and no proceedings for the termination of such insurance
are pending or, to the knowledge of NBHC, threatened. Section&nbsp;4.1(b)&nbsp;of the NBHC Disclosure Schedule sets forth a true and
complete list of all Subsidiaries of NBHC as of the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 48; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->39<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Capitalization</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
of the date hereof, the authorized capital stock of NBHC consists of 200,000,000 shares of NBHC Class&nbsp;A Common Stock, 200,000,000
shares of Class&nbsp;B Non-Voting Common Stock, $0.01 par value per share, and 50,000,000 shares of preferred stock, par value $.01 per
share. As of September&nbsp;12, 2025, no shares of capital stock or other voting securities of NBHC are issued, reserved for issuance
or outstanding, other than (i)&nbsp;37,815,294 shares of NBHC Common Stock issued and outstanding, (ii)&nbsp;331,950 shares of unvested
restricted NBHC Common Stock entitled to vote, (iii)&nbsp;324,368 shares of NBHC Common Stock reserved for issuance that may become outstanding
if the performance conditions under which such shares were granted are subsequently achieved, (iv)&nbsp;549,021 shares of NBHC Common
Stock reserved for issuance upon the exercise of outstanding stock options, (v)&nbsp;843,508 shares of NBHC Common Stock reserved for
issuance for future grants under NBHC&rsquo;s equity compensation plans, (vi)&nbsp;196,759 shares of NBHC Common Stock reserved for issuance
for future grants under NBHC&rsquo;s Employee Stock Purchase Plan and (vii)&nbsp;13,340,644 shares of NBHC Common Stock held in treasury.
As of the date of this Agreement, except as set forth in the immediately preceding sentence and for changes since September&nbsp;12,
2025 resulting from the exercise, vesting or settlement of any NBHC equity awards described in the immediately preceding sentence, there
are no shares of capital stock or other voting securities or equity interests of NBHC issued, reserved for issuance or outstanding. All
of the issued and outstanding shares of NBHC Common Stock have been duly authorized and validly issued and are fully paid, nonassessable
and free of preemptive rights, with no personal liability attaching to the ownership thereof. No bonds, debentures, notes or other indebtedness
that have the right to vote on any matters on which shareholders of NBHC may vote are issued or outstanding. Other than as described
in clauses (ii)&nbsp;and (iii)&nbsp;above, as of the date of this Agreement, there are no outstanding subscriptions, options, warrants,
puts, calls, rights, exchangeable or convertible securities or other commitments or agreements obligating NBHC to issue, transfer, sell,
purchase, redeem or otherwise acquire any such securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>There
are no voting trusts, shareholder agreements, proxies or other agreements in effect pursuant to which NBHC or any of its Subsidiaries
has a contractual or other obligation with respect to the voting or transfer of the NBHC Common Stock or other equity interests of NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 49; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->40<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
owns, directly or indirectly, all of the issued and outstanding shares of capital stock or other equity ownership interests of each NBHC
Subsidiary, free and clear of any Liens, and all of such shares or equity ownership interests are duly authorized and validly issued
and are fully paid, nonassessable (except, with respect to NBHC Subsidiaries that are insured depository institutions, as provided under
12 U.S.C. &sect; 55 or any comparable provision of applicable state law) and free of preemptive rights, with no personal liability attaching
to the ownership thereof. No NBHC Subsidiary has or is bound by any outstanding subscriptions, options, warrants, calls, rights, commitments
or agreements of any character calling for the purchase or issuance of any shares of capital stock or any other equity security of such
Subsidiary or any securities representing the right to purchase or otherwise receive any shares of capital stock or any other equity
security of such Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Authority;
No Violation</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
has full corporate power and authority to execute and deliver this Agreement and to consummate the transactions contemplated hereby.
The execution and delivery of this Agreement and the consummation of the Merger have been duly and validly approved by the board of directors
of NBHC. The board of directors of NBHC has determined that the Merger, on the terms and conditions set forth in this Agreement, is advisable
and in the best interests of NBHC and its shareholders. Except for the adoption and approval of the Bank Merger Agreement by the board
of directors of NBH Bank and NBHC as its sole shareholder, no other corporate proceedings on the part of NBHC are necessary to approve
this Agreement or to consummate the transactions contemplated hereby. This Agreement has been duly and validly executed and delivered
by NBHC and (assuming due authorization, execution and delivery by Vista) constitutes a valid and binding obligation of NBHC, enforceable
against NBHC in accordance with its terms (except in all cases as such enforceability may be limited by the Enforceability Exceptions).
The shares of NBHC Common Stock to be issued in the Merger have been validly authorized and, when issued, will be validly issued, fully
paid and nonassessable, and no current or past shareholder of NBHC will have any preemptive right or similar rights in respect thereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
the execution and delivery of this Agreement by NBHC, nor the consummation by NBHC of the transactions contemplated hereby, nor compliance
by NBHC with any of the terms or provisions hereof, will (i)&nbsp;violate any provision of the NBHC Charter or the NBHC Bylaws or comparable
governing documents of any NBHC Subsidiary or (ii)&nbsp;assuming that the consents, approvals and filings referred to in Section&nbsp;4.4
are duly obtained and/or made, (x)&nbsp;violate any law, statute, code, ordinance, rule, regulation, judgment, order, writ, decree or
injunction applicable to NBHC, any of its Subsidiaries or any of their respective properties or assets or (y)&nbsp;violate, conflict
with, result in a breach of any provision of or the loss of any benefit under, constitute a default (or an event which, with notice or
lapse of time, or both, would constitute a default) under, result in the termination of or a right of termination or cancellation under,
accelerate the performance required by, or result in the creation of any Lien upon any of the respective properties or assets of NBHC
or any of its Subsidiaries under, any of the terms, conditions or provisions of any note, bond, mortgage, indenture, deed of trust, license,
lease, agreement or other instrument or obligation to which NBHC or any of its Subsidiaries is a party, or by which they or any of their
respective properties or assets may be bound, except (in the case of clause (ii)&nbsp;above) as would not reasonably be expected to have
a Material Adverse Effect on NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 50; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->41<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<!-- Field: Split-Segment; Name: 001 -->
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Consents
and Approvals</U>. Except for (a)&nbsp;the filing of any required applications, filings and notices, as applicable, with the NYSE, (b)&nbsp;the
filing of any required applications, filings and notices, as applicable, with the Federal Reserve Board under the BHC Act and Bank Merger
Act and approval of such applications, filings and notices, (c)&nbsp;the filing of any required applications, filings and notices, as
applicable, with the TDB or CDB in connection with the Bank Merger, including under the Bank Merger Act, and approval of such applications,
filings and notices, (d)&nbsp;the filing of any required applications, filings or notices listed on Section&nbsp;3.4 of the Vista Disclosure
Schedule or Section&nbsp;4.4 of the NBHC Disclosure Schedule and approval of such applications, filings and notices, (e)&nbsp;the filing
with the SEC of the S-4 in which the Proxy Statement will be included as a prospectus, and declaration of effectiveness of the S-4, (f)&nbsp;the
filing of the Certificates of Merger with the Texas Secretary pursuant to the TBOC and the Delaware Secretary pursuant to the DGCL, as
applicable, and the filing of the Bank Merger Certificates with the applicable Governmental Entities as required by applicable law, and
(g)&nbsp;such filings and approvals as are required to be made or obtained under the securities or &ldquo;Blue Sky&rdquo; laws of various
states in connection with the issuance of the shares of NBHC Common Stock pursuant to this Agreement and the approval of the listing
of such NBHC Common Stock on the NYSE, no consents or approvals of or filings or registrations with any Governmental Entity are necessary
in connection with (i)&nbsp;the execution and delivery by NBHC of this Agreement or (ii)&nbsp;the consummation by NBHC of the Merger
and the other transactions contemplated hereby (including the Bank Merger). As of the date hereof, NBHC is not aware of any reason why
the necessary regulatory approvals and consents will not be received in order to permit consummation of the Merger and the Bank Merger
on a timely basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reports</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
and each of its Subsidiaries have timely filed or furnished, as applicable, all reports, registrations and statements, together with
any amendments required to be made with respect thereto, that they were required to file (or furnish, as applicable) since January&nbsp;1,
2022 with any Regulatory Agencies, and have paid all fees and assessments due and payable in connection therewith, except where the failure
to file or furnish such report, registration or statement or to pay such fees and assessments would not reasonably be expected to have
a Material Adverse Effect on NBHC. Subject to Section&nbsp;9.7, except for normal examinations conducted by a Regulatory Agency in the
ordinary course of business of NBHC and its Subsidiaries, (i)&nbsp;no Regulatory Agency has initiated or has pending any proceeding or,
to the knowledge of NBHC, investigation into the business or operations of NBHC or any of its Subsidiaries since January&nbsp;1, 2022,
(ii)&nbsp;there is no unresolved violation, criticism, or exception by any Regulatory Agency with respect to any report or statement
relating to any examinations or inspections of NBHC or any of its Subsidiaries, and (iii)&nbsp;there has been no formal or informal inquiries
by, or disagreements or disputes with, any Regulatory Agency with respect to the business, operations, policies or procedures of NBHC
or any of its Subsidiaries since January&nbsp;1, 2022, in each case of clauses (i)&nbsp;through (iii), which would reasonably be expected
to have a Material Adverse Effect on NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 51; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->42<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>An
accurate and complete copy of each final registration statement, prospectus, report, schedule and definitive proxy statement filed with
or furnished to the SEC by NBHC or any of its Subsidiaries pursuant to the Securities Act of 1933, as amended (the &ldquo;<U>Securities
Act</U>&rdquo;) or the Exchange Act, as the case may be, since January&nbsp;1, 2022 (the &ldquo;<U>NBHC Reports</U>&rdquo;) is publicly
available. No such NBHC Report, at the time filed, furnished or communicated (and, in the case of registration statements and proxy statements,
on the dates of effectiveness and the dates of the relevant meetings, respectively), contained any untrue statement of a material fact
or omitted to state any material fact required to be stated therein or necessary in order to make the statements therein, in light of
the circumstances in which they were made, not misleading, except that information filed or furnished as of a later date (but before
the date of this Agreement) shall be deemed to modify information as of an earlier date. As of their respective dates, all NBHC Reports
filed or furnished under the Securities Act and the Exchange Act complied in all material respects with the published rules&nbsp;and
regulations of the SEC with respect thereto. As of the date of this Agreement, no executive officer of NBHC has failed in any respect
to make the certifications required of him or her under Section&nbsp;302 or 906 of the Sarbanes-Oxley Act. As of the date of this Agreement,
there are no outstanding comments from or material unresolved issues raised by the SEC with respect to any of the NBHC Reports.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Financial
Statements</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
financial statements of NBHC and its Subsidiaries included (or incorporated by reference) in the NBHC Reports (including the related
notes, where applicable) (i)&nbsp;have been prepared from, and are in accordance with, the books and records of NBHC and its Subsidiaries,
(ii)&nbsp;fairly present in all material respects the consolidated results of operations, cash flows, changes in shareholders&rsquo;
equity and consolidated financial position of NBHC and its Subsidiaries for the respective fiscal periods or as of the respective dates
therein set forth (subject in the case of unaudited statements to year-end audit adjustments normal in nature and amount), (iii)&nbsp;complied,
as of their respective dates of filing with the SEC, in all material respects with applicable accounting requirements and with the published
rules&nbsp;and regulations of the SEC with respect thereto, and (iv)&nbsp;have been prepared in accordance with GAAP consistently applied
during the periods involved, except, in each case, as indicated in such statements or in the notes thereto. The books and records of
NBHC and its Subsidiaries have been, since January&nbsp;1, 2022, and are being, maintained in all material respects in accordance with
GAAP and any other applicable legal and accounting requirements. As of the date of this Agreement, KPMG LLP has not resigned (or informed
NBHC that it intends to resign) or been dismissed as independent public accountants of NBHC as a result of or in connection with any
disagreements with NBHC on a matter of accounting principles or practices, financial statement disclosure or auditing scope or procedure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not reasonably be expected to have a Material Adverse Effect on NBHC, neither NBHC nor any of its Subsidiaries has any liability
of any nature whatsoever (whether absolute, accrued, contingent or otherwise and whether due or to become due), except for (a)&nbsp;those
liabilities that are reflected or reserved against on the consolidated balance sheet of NBHC included in its Quarterly Report on Form&nbsp;10-Q
for the fiscal quarter ended March&nbsp;31, 2025 (including any notes thereto) and (b)&nbsp;liabilities incurred in the ordinary course
of business consistent with past practice since March&nbsp;31, 2025, or in connection with this Agreement and the transactions contemplated
hereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 52; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->43<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
records, systems, controls, data and information of NBHC and its Subsidiaries are recorded, stored, maintained and operated under means
(including any electronic, mechanical or photographic process, whether computerized or not) that are under the exclusive ownership and
direct control of NBHC or its Subsidiaries or accountants (including all means of access thereto and therefrom), except for any non-exclusive
ownership and non-direct control that would not reasonably be expected to be material to NBHC and its Subsidiaries, taken as a whole.
NBHC (i)&nbsp;has implemented and maintains disclosure controls and procedures (as defined in Rule&nbsp;13a-15(e)&nbsp;of the Exchange
Act) to ensure that material information relating to NBHC, including its Subsidiaries, is made known to the chief executive officer and
the chief financial officer of NBHC by others within those entities as appropriate to allow timely decisions regarding required disclosures
and to make the certifications required by the Exchange Act and Sections 302 and 906 of the Sarbanes-Oxley Act, and (ii)&nbsp;has disclosed,
based on its most recent evaluation prior to the date hereof, to NBHC&rsquo;s outside auditors and the audit committee of NBHC&rsquo;s
board of directors (x)&nbsp;any significant deficiencies and material weaknesses in the design or operation of internal control over financial
reporting (as defined in Rule&nbsp;13a-15(f)&nbsp;of the Exchange Act) which are reasonably expected to adversely affect NBHC&rsquo;s
ability to record, process, summarize and report financial information, and (y)&nbsp;to the knowledge of NBHC, any fraud, whether or not
material, that involves management or other employees who have a significant role in NBHC&rsquo;s internal controls over financial reporting.
These disclosures were made in writing by management to NBHC&rsquo;s auditors and audit committee and true, correct and complete copies
of such disclosures have been made available to Vista. To the knowledge of NBHC, there is no reason to believe that NBHC&rsquo;s outside
auditors and its chief executive officer and chief financial officer will not be able to give the certifications and attestations required
pursuant to the rules&nbsp;and regulations adopted pursuant to Section&nbsp;404 of the Sarbanes-Oxley Act, without qualification, when
next due.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
January&nbsp;1, 2022, (i)&nbsp;neither NBHC nor any of its Subsidiaries, nor, to the knowledge of NBHC, any director, officer, auditor,
accountant or representative of NBHC or any of its Subsidiaries, has received or otherwise had or obtained knowledge of any material
complaint, allegation, assertion or claim, whether written or, to the knowledge of NBHC, oral, regarding the accounting or auditing practices,
procedures, methodologies or methods (including with respect to loan loss reserves, write-downs, charge-offs and accruals) of NBHC or
any of its Subsidiaries or their respective internal accounting controls, including any material complaint, allegation, assertion or
written claim that NBHC or any of its Subsidiaries has engaged in questionable accounting or auditing practices, and (ii)&nbsp;no employee
of or attorney representing NBHC or any of its Subsidiaries, whether or not employed by NBHC or any of its Subsidiaries, has reported
evidence of a material violation of securities laws, breach of fiduciary duty or similar violation by NBHC or any of its Subsidiaries
or any of their respective officers, directors, employees or agents to the board of directors of NBHC or any committee thereof or similar
governing body of any NBHC Subsidiary or any committee thereof, or, to the knowledge of NBHC, to any director or officer of NBHC or any
NBHC Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Broker&rsquo;s
Fees</U>. Neither NBHC nor any NBHC Subsidiary nor any of their respective officers or directors has employed any broker, finder or financial
advisor or incurred any liability for any broker&rsquo;s fees, commissions or finder&rsquo;s fees in connection with the Merger or related
transactions contemplated by this Agreement, other than any such fee that will be payable solely by NBHC or any NBHC Subsidiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 53; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->44<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Absence
of Certain Changes or Events</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
December&nbsp;31, 2024, there has not been any effect, change, event, circumstance, condition, occurrence or development that has had
or would reasonably be expected to have a Material Adverse Effect on NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Since
December&nbsp;31, 2024 through the date of this Agreement, except with respect to the transactions contemplated hereby, NBHC and its
Subsidiaries have carried on their respective businesses in all material respects in the ordinary course (other than discussions and
negotiations related to this Agreement or any other potential strategic transactions).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Legal
Proceedings</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
NBHC nor any of its Subsidiaries is a party to any, and there are no pending or, to the knowledge of NBHC, threatened, legal, administrative,
arbitral or other proceedings, claims, actions or governmental or regulatory investigations of any nature (i)&nbsp;that is against NBHC
or any of its Subsidiaries or any of their current or former directors or executive officers, or (ii)&nbsp;that is of a material nature
challenging the validity or propriety of this Agreement or the transactions contemplated hereby, in each case that would reasonably be
expected to be, individually or in the aggregate, material to NBHC and its Subsidiaries, taken as a whole.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>There
is no material injunction, order, judgment, decree, or regulatory restriction imposed upon NBHC, any of its Subsidiaries or the assets
of NBHC or any of its Subsidiaries (or that, upon consummation of the Merger, would apply to the Surviving Corporation or any of its
affiliates) that would reasonably be expected to have a Material Adverse Effect on NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Compliance
with Applicable Law</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
and each of its Subsidiaries hold, and have at all times since January&nbsp;1, 2022 held, all licenses, registrations, franchises, certificates,
variances, permits and authorizations necessary for the lawful conduct of their respective businesses and ownership of their respective
properties, rights and assets under and pursuant to each (and have paid all fees and assessments due and payable in connection therewith),
except where neither the cost of failure to hold nor the cost of obtaining and holding such license, franchise, permit or authorization
(nor the failure to pay any fees or assessments) would reasonably be expected to have a Material Adverse Effect on NBHC, and to the knowledge
of NBHC no suspension or cancellation of any such necessary license, registration, franchise, certificate, variance, permit or authorization
that is material to NBHC and its Subsidiaries taken as a whole, is pending or threatened.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not reasonably be likely to be, either individually or in the aggregate, material to NBHC and its Subsidiaries, taken as a whole,
NBHC and each of its Subsidiaries have complied with and are not in default or violation under any law, statute, order, rule, regulation,
policy or guideline of any Governmental Entity applicable to NBHC or any of its Subsidiaries, including (to the extent applicable to NBHC
or its Subsidiaries) all laws related to data protection or privacy (including laws relating to the privacy and security of Personal Data),
the USA PATRIOT Act, the Bank Secrecy Act, the Equal Credit Opportunity Act and Regulation B, the Fair Housing Act, the Community Reinvestment
Act, the Fair Credit Reporting Act and Regulation V, the Truth in Lending Act and Regulation Z, the Home Mortgage Disclosure Act and Regulation
C, the Fair Debt Collection Practices Act, the Electronic Fund Transfer Act and Regulation E, the Dodd-Frank Wall Street Reform and Consumer
Protection Act, any regulations promulgated by the Consumer Financial Protection Bureau, the Interagency Policy Statement on Retail Sales
of Nondeposit Investment Products, the SAFE Mortgage Licensing Act of 2008, the Real Estate Settlement Procedures Act and Regulation X,
Title V of the Gramm-Leach-Bliley Act, any and all sanctions or regulations enforced by the Office of Foreign Assets Control of the United
States Department of Treasury and any other law or regulation relating to bank secrecy, discriminatory lending, financing or leasing practices,
consumer protection, money laundering prevention, foreign assets control, U.S. sanctions laws and regulations, Sections 23A and 23B of
the Federal Reserve Act and Regulation W, the Sarbanes-Oxley Act, and all agency requirements relating to the origination, sale and servicing
of mortgage and consumer loans.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 54; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->45<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBH
Bank has a Community Reinvestment Act rating of &ldquo;satisfactory&rdquo; or better.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
maintains a written information privacy and security program that includes reasonable measures designed to protect the privacy, confidentiality
and security of all Personal Data against any (i)&nbsp;loss or misuse of Personal Data, (ii)&nbsp;unauthorized or unlawful operations
performed upon Personal Data, or (iii)&nbsp;other act or omission that compromises the security or confidentiality of Personal Data.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Without
limitation, none of NBHC or any of its Subsidiaries, or to the knowledge of NBHC, any director, officer, employee, agent or other person
acting on behalf of NBHC or any of its Subsidiaries has, directly or indirectly, (i)&nbsp;used any funds of NBHC or any of its Subsidiaries
for unlawful contributions, unlawful gifts, unlawful entertainment or other expenses relating to political activity, (ii)&nbsp;made any
unlawful payment to foreign or domestic governmental officials or employees or to foreign or domestic political parties or campaigns from
funds of NBHC or any of its Subsidiaries, (iii)&nbsp;violated any provision that would result in the violation of the Foreign Corrupt
Practices Act of 1977, as amended, or any similar law, (iv)&nbsp;established or maintained any unlawful fund of monies or other assets
of NBHC or any of its Subsidiaries, (v)&nbsp;made any fraudulent entry on the books or records of Vista or any of its Subsidiaries, or
(vi)&nbsp;made any unlawful bribe, unlawful rebate, unlawful payoff, unlawful influence payment, unlawful kickback or other unlawful payment
to any person, private or public, regardless of form, whether in money, property or services, to obtain favorable treatment in securing
business, to obtain special concessions for NBHC or any of its Subsidiaries, to pay for favorable treatment for business secured or to
pay for special concessions already obtained for NBHC or any of its Subsidiaries, or is currently subject to any United States sanctions
administered by the Office of Foreign Assets Control of the United States Treasury Department, except in each case as would not reasonably
be expected to be, either individually or in the aggregate, material to NBHC and its Subsidiaries, taken as a whole.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 55; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->46<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
of the date hereof, NBHC, NBH Bank and each other insured depository institution Subsidiary of NBHC is &ldquo;well-capitalized&rdquo;
(as such term is defined in the relevant regulation of the institution&rsquo;s primary bank regulator) and, as of the date hereof, neither
NBHC nor any of its Subsidiaries has received any written indication from a Governmental Entity that its status as &ldquo;well-capitalized&rdquo;
or that NBH Bank&rsquo;s Community Reinvestment Act rating will change within one (1)&nbsp;year from the date of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not reasonably be likely to be, either individually or in the aggregate, material to NBHC and its Subsidiaries, taken as a whole,
(i)&nbsp;NBHC and each of its Subsidiaries have properly administered all accounts for which it acts as a fiduciary, including accounts
for which it serves as a trustee, agent, custodian, personal representative, guardian, conservator or investment advisor, in accordance
with the terms of the governing documents and applicable laws and regulations, (ii)&nbsp;none of NBHC, any of its Subsidiaries, or any
of its or its Subsidiaries&rsquo; directors, officers or employees, has committed any breach of trust or fiduciary duty with respect
to any such fiduciary account, and the accountings for each such fiduciary account are true and correct and accurately reflect the assets
and results of such fiduciary account and (iii)&nbsp;neither NBHC nor any of its Subsidiaries has received any written or, to the knowledge
of NBHC, oral, customer demands, complaints or other communications that are unresolved and which assert facts or circumstances that
would, if true, constitute a breach of trust with respect to any fiduciary or agency account.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Taxes
and Tax Returns</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of NBHC and its Subsidiaries has duly and timely filed (taking into account all applicable extensions) all material Tax Returns in all
jurisdictions in which Tax Returns are required to be filed by it, and all such Tax Returns are true, correct, and complete in all material
respects. Neither NBHC nor any of its Subsidiaries is the beneficiary of any extension of time within which to file any material Tax
Return (other than extensions to file Tax Returns obtained in the ordinary course). All material Taxes of NBHC and its Subsidiaries (whether
or not shown on any Tax Returns) that are due have been fully and timely paid. NBHC and its Subsidiaries do not have any liability for
Taxes in excess of the amount reserved or provided for on their financial statements. Each of NBHC and its Subsidiaries has withheld
and paid all material Taxes required to have been withheld and paid in connection with amounts paid or owing to any employee, creditor,
shareholder, independent contractor or other third party. Each of NBHC and its Subsidiaries has complied in all material respects with
all information reporting and backup withholding provisions of applicable law, including the collection, review and retention of any
required withholding certificates or comparable documents and any notice received pursuant to Section&nbsp;3406(a)(1)(B)&nbsp;or (C)&nbsp;of
the Code. Neither NBHC nor any of its Subsidiaries has granted any extension or waiver of the limitation period applicable to any material
Tax that remains in effect. The federal income Tax Returns of NBHC and its Subsidiaries for all years up to and including December&nbsp;31,
2020 have been examined by the IRS or are Tax Returns with respect to which the applicable period for assessment under applicable law,
after giving effect to extensions or waivers, has expired.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 56; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->47<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
deficiency with respect to a material amount of Taxes has been proposed, asserted or assessed against NBHC or any of its Subsidiaries.
There are no pending or threatened (in writing) disputes, claims, audits, examinations or other proceedings regarding any material Taxes
of NBHC and its Subsidiaries or the assets of NBHC and its Subsidiaries. Neither NBHC nor any of its Subsidiaries has been informed in
writing by any jurisdiction that the jurisdiction believes that NBHC or any of its Subsidiaries was required to file any Tax Return that
was not filed or was liable for any amount of Taxes that was not paid. Within the past six (6)&nbsp;years, NBHC has not requested any
private letter rulings and is not, and has not been, party to any closing agreements, gain recognition agreements or other written agreements
with respect to Taxes. There are no Liens for material Taxes (except Taxes not yet due and payable) on any of the assets of NBHC or any
of its Subsidiaries. Neither NBHC nor any of its Subsidiaries is a party to or is bound by any Tax sharing, allocation or indemnification
agreement or arrangement (other than such an agreement or arrangement (i)&nbsp;exclusively between or among NBHC and its Subsidiaries
or (ii)&nbsp;entered into in the ordinary course of business which does not primarily relate to Taxes).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Neither
NBHC nor any of its Subsidiaries (A)&nbsp;is or has been a member of an affiliated group filing a consolidated federal income Tax Return
(other than a group the common parent of which was NBHC or any of its Subsidiaries) or (B)&nbsp;has any liability for the Taxes of any
person (other than NBHC or any of its Subsidiaries) under Treasury Regulations Section&nbsp;1.1502-6 (or any similar provision of state,
local or foreign law), as a transferee or successor, by contract or otherwise. Neither NBHC nor any of its Subsidiaries has been, within
the past two (2)&nbsp;years or otherwise as part of a &ldquo;plan (or series of related transactions)&rdquo; within the meaning of Section&nbsp;355(e)&nbsp;of
the Code of which the Merger is also a part, a &ldquo;distributing corporation&rdquo; or a &ldquo;controlled corporation&rdquo; (within
the meaning of Section&nbsp;355(a)(1)(A)&nbsp;of the Code) in a distribution of stock intended to qualify for tax-free treatment under
Section&nbsp;355 of the Code. Neither NBHC nor any of its Subsidiaries has participated in a &ldquo;reportable transaction&rdquo; within
the meaning of Treasury Regulations Section&nbsp;1.6011-4(b)(1)&nbsp;(or any similar provision of state, local or foreign law).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reorganization</U>.
NBHC has not taken any action and is not aware of any fact or circumstance that could reasonably be expected to prevent the Merger from
qualifying as a &ldquo;reorganization&rdquo; within the meaning of Section&nbsp;368(a)&nbsp;of the Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certain
Contracts</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
contract, arrangement, commitment or understanding (whether written or oral) which is a &ldquo;material contract&rdquo; (as such term
is defined in Item 601(b)(10)&nbsp;of Regulation S-K of the SEC) to which NBHC or any of its Subsidiaries is a party or by which NBHC
or any of its Subsidiaries is bound as of the date hereof has been filed as an exhibit to the most recent Annual Report on Form&nbsp;10-K
filed by NBHC, or a Quarterly Report on Form&nbsp;10-Q or Current Report on Form&nbsp;8-K subsequent thereto (each, a &ldquo;<U>NBHC
Contract</U>&rdquo;), and neither NBHC nor any of its Subsidiaries knows of, or has received written, or to the knowledge of NBHC, oral
notice of, any violation of any NBHC Contract by any of the other parties thereto which would reasonably be expected to have a Material
Adverse Effect on NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
each case, except as would not reasonably be expected to have a Material Adverse Effect on NBHC: (i)&nbsp;each NBHC Contract is valid
and binding on NBHC or one of its Subsidiaries, as applicable, and in full force and effect, (ii)&nbsp;NBHC and each of its Subsidiaries
have performed all obligations required to be performed by it prior to the date hereof under each NBHC Contract, (iii)&nbsp;to the knowledge
of NBHC, each third-party counterparty to each NBHC Contract has performed all obligations required to be performed by it to date under
such NBHC Contract, and (iv)&nbsp;no event or condition exists which constitutes or, after notice or lapse of time or both, will constitute,
a default on the part of NBHC or any of its Subsidiaries or, to the knowledge of NBHC, any counterparty thereto, under any such NBHC Contract.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 57; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->48<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Agreements
with Regulatory Agencies</U>. Subject to Section&nbsp;9.7, except as would not reasonably be expected to have a Material Adverse Effect
on NBHC, neither NBHC nor any of its Subsidiaries is subject to any cease-and-desist or other order or enforcement action issued by,
or is a party to any written agreement, consent agreement or memorandum of understanding with, or is a party to any commitment letter
or similar undertaking to, or is subject to any order or directive by, or has been ordered to pay any civil money penalty by, or has
been since January&nbsp;1, 2022, a recipient of any supervisory letter from, or since January&nbsp;1, 2022, has adopted any policies,
procedures or board resolutions at the request or suggestion of any Regulatory Agency or other Governmental Entity that currently restricts
in any material respect or would reasonably be expected to restrict in any material respect the conduct of its business or that in any
material manner relates to its capital adequacy, its ability to pay dividends, its credit or risk management policies, its management
or its business (each, whether or not set forth in the NBHC Disclosure Schedule, a &ldquo;<U>NBHC Regulatory Agreement</U>&rdquo;), nor
has NBHC or any of its Subsidiaries been advised in writing or, to the knowledge of NBHC, orally, since January&nbsp;1, 2022, by any
Regulatory Agency or other Governmental Entity that it is considering issuing, initiating, ordering, or requesting any such NBHC Regulatory
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Derivative
Instruments</U>. Except as would not be reasonably expected to have a Material Adverse Effect on NBHC, (a)&nbsp;all Derivative Transactions,
whether entered into for the account of NBHC or one of its Subsidiaries or for the account of a customer of NBHC or one of its Subsidiaries,
were entered into in the ordinary course of business of NBHC and its Subsidiaries and in compliance with applicable laws and other policies,
practices and procedures employed by NBHC and its Subsidiaries, as applicable, and are legal, valid and binding obligations of NBHC or
one of their respective Subsidiaries, as applicable, enforceable against it in accordance with their terms (except as such enforcement
may be limited by Enforceability Exceptions), and are in full force and effect; (b)&nbsp;NBHC and its Subsidiaries have duly performed
all of their obligations thereunder to the extent required, and, to the knowledge of NBHC, there are no breaches, violations or defaults
or allegations or assertions of such by any party thereunder; and (c)&nbsp;the financial position of NBHC and its Subsidiaries on a consolidated
basis under or with respect to each such Derivative Transaction has been reflected in the books and records of NBHC and such Subsidiaries
in accordance with GAAP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Investment
Securities</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as would not, either individually or in the aggregate, reasonably be expected to be material to NBHC and its Subsidiaries, taken as a
whole, each of NBHC and its Subsidiaries has good title to all securities and commodities owned by it (except those sold under repurchase
agreements or held in any fiduciary or agency capacity), free and clear of any Lien, except to the extent such securities or commodities
are pledged in the ordinary course of business to secure obligations of NBHC or its Subsidiaries. Such securities and commodities are
valued on the books of NBHC in accordance with GAAP in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 58; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->49<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
and its Subsidiaries employ, to the extent applicable, investment, securities, risk management and other policies, practices and procedures
that NBHC believes are prudent and reasonable in the context of their respective businesses, and NBHC and its Subsidiaries have, since
January&nbsp;1, 2022, been in compliance with such policies, practices and procedures in all material respects.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Related
Party Transactions</U>. There are no transactions or series of related transactions, agreements, arrangements or understandings, nor
are there any currently proposed transactions or series of related transactions, between NBHC or any of its Subsidiaries, on the one
hand, and any current or former director or &ldquo;executive officer&rdquo; (as defined in Rule&nbsp;3b-7 under the Exchange Act) of
NBHC or any of its Subsidiaries or any person who beneficially owns (as defined in Rules&nbsp;13d-3 and 13d-5 of the Exchange Act) five
percent (5%) or more of the outstanding NBHC Common Stock (or any of such person&rsquo;s immediate family members or affiliates) (other
than Subsidiaries of NBHC), on the other hand, of the type required to be reported in any NBHC Report pursuant to Item 404 of Regulation
S-K promulgated under the Exchange Act that have not been so reported on a timely basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>NBHC
Information</U>. The information relating to NBHC and its Subsidiaries that is provided in writing by NBHC or its representatives specifically
for inclusion in (a)&nbsp;the Proxy Statement, (b)&nbsp;the S-4 or (c)&nbsp;any other document filed with any other Regulatory Agency
or Governmental Entity in connection herewith will not contain any untrue statement of a material fact or omit to state a material fact
necessary to make the statements therein, in light of the circumstances in which they are made, not misleading. Notwithstanding the foregoing,
no representation or warranty is made by NBHC with respect to statements made or incorporated by reference therein based on information
provided or supplied by or on behalf of Vista or its Subsidiaries for inclusion in the Proxy Statement or the S-4.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">4.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Other Representations or Warranties</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
for the representations and warranties made by NBHC in this Article&nbsp;IV, neither NBHC nor any other person makes any express or implied
representation or warranty with respect to NBHC, its Subsidiaries, or their respective businesses, operations, assets, liabilities, conditions
(financial or otherwise) or prospects, and NBHC hereby disclaims any such other representations or warranties. In particular, without
limiting the foregoing disclaimer, neither NBHC nor any other person on behalf of NBHC makes or has made any representation or warranty
to Vista or any of its affiliates or representatives with respect to (i)&nbsp;any financial projection, forecast, estimate, budget or
prospective information relating to NBHC, any of its Subsidiaries or their respective businesses, or (ii)&nbsp;except for the representations
and warranties made by NBHC in this Article&nbsp;IV, any oral or written information presented to Vista or any of its affiliates or representatives
in the course of their due diligence investigation of NBHC, the negotiation of this Agreement or in the course of the transactions contemplated
hereby.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 59; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->50<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
acknowledges and agrees that neither Vista nor any other person on behalf of Vista has made or is making any express or implied representation
or warranty other than those contained in Article&nbsp;III.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;V</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">COVENANTS RELATING TO CONDUCT OF BUSINESS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Conduct
of Business Prior to the Effective Time</U>. During the period from the date of this Agreement to the Effective Time or earlier termination
of this Agreement, except as expressly contemplated or permitted by this Agreement (including as set forth in the Vista Disclosure Schedule),
required by law or any Governmental Entity or as consented to in writing by NBHC (such consent not to be unreasonably withheld, conditioned
or delayed), (a)&nbsp;Vista shall, and shall cause each of its Subsidiaries to, (i)&nbsp;conduct its business in the ordinary course
in all material respects consistent with past practice and (ii)&nbsp;use reasonable best efforts to maintain and preserve intact its
business organization, and relationships with employees, customers and Governmental Entities, and advantageous business relationships
and (b)&nbsp;take no action that would reasonably be expected to adversely affect or materially delay the ability to obtain any necessary
approvals of any Regulatory Agency or other Governmental Entity required for the transactions contemplated hereby or the ability of Vista
to perform its covenants and agreements under this Agreement or to consummate the transactions contemplated hereby on a timely basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Vista
Forbearances</U>. During the period from the date of this Agreement to the Effective Time or earlier termination of this Agreement, except
as expressly contemplated or permitted by this Agreement (including as set forth in the Vista Disclosure Schedule), required by applicable
law or as consented to in writing by NBHC (such consent not to be unreasonably withheld, conditioned or delayed), Vista shall not, and
shall not permit any of its Subsidiaries to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>incur
any indebtedness for borrowed money (other than indebtedness of Vista or any of its wholly owned Subsidiaries to Vista or any of its
Subsidiaries), assume, guarantee, endorse or otherwise as an accommodation become responsible for the obligations of any other individual,
corporation or other entity, in each case other than (x)&nbsp;in the ordinary course of business consistent with past practice not in
excess of $100,000 in the aggregate or (y)&nbsp;for the creation of deposit liabilities, issuance of letters of credit, purchases of
federal funds, borrowings from the Federal Home Loan Bank and the Federal Reserve Bank discount window, sales of certificates of deposits,
and entry into repurchase agreements;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(i)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>adjust,
split, combine or reclassify any capital stock;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>make,
declare, pay or set a record date for any dividend, or any other distribution on, or directly or indirectly redeem, purchase or otherwise
acquire, any shares of its capital stock or other equity or voting securities or any securities or obligations convertible (whether currently
convertible or convertible only after the passage of time or the occurrence of certain events) into or exchangeable for any shares of
its capital stock or other equity or voting securities (except (A)&nbsp;the acceptance of shares of Vista Common Stock as payment for
the exercise price of Vista Stock Options or Vista Warrants or for withholding taxes incurred in connection with the exercise of Vista
Stock Options or Vista Warrants or the vesting or settlement of Vista Restricted Stock Awards and dividend equivalents thereon, if any,
in each case, in accordance with past practice and to the extent required or permitted by the terms of the applicable award agreements
or warrant agreements, as applicable, as in effect on the date hereof or (B)&nbsp;dividends paid by any of the Subsidiaries of Vista to
Vista or any of its wholly owned Subsidiaries); grant any stock options, stock appreciation rights, performance shares, restricted stock
units, restricted shares or other equity-based awards or interests, including Vista Equity Awards, or grant any individual, corporation
or other entity any right to acquire any shares of its capital stock or other equity or voting securities; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 60; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->51<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>issue,
sell or otherwise permit to become outstanding any additional shares of capital stock or other equity or voting securities or securities
convertible or exchangeable into, or exercisable for or valued by reference to, any shares of its capital stock or any options, warrants,
or other rights of any kind to acquire any shares of capital stock or other equity or voting securities, except for the issuance of shares
upon the exercise of Vista Stock Options or Vista Warrants or the vesting or settlement of Vista Equity Awards outstanding as of the date
hereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>sell,
transfer, mortgage, encumber or otherwise dispose of any of its material properties or assets to any person other than a
wholly-owned Subsidiary, or cancel, release or assign any indebtedness of any such person or any claims against any such person, in
each case other than in the ordinary course of business, including any debt collection or foreclosure transactions, or pursuant to
contracts or agreements in force at the date of this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>except
for transactions in the ordinary course of business consistent with past practice (including by way of foreclosure or acquisitions of
control in a fiduciary or similar capacity or in satisfaction of debts previously contracted), make any material investment or acquisition,
either by purchase of stock, securities or other equity interests, contributions to capital, property transfers, or purchase of any property
or assets of any person other than a wholly owned Subsidiary of Vista;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>in
each case except in the ordinary course of business consistent with past practice (i)&nbsp;terminate, materially amend, or waive any material
provision of, any Vista Contract, or make any material change in any instrument or agreement governing the terms of any of its securities,
other than normal renewals in the ordinary course of business without material adverse changes to terms with respect to Vista or its Subsidiaries
or (ii)&nbsp;enter into any contract that would constitute a Vista Contract if it were in effect on the date of this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>except
as required under applicable law, this Agreement or by the terms of any Vista Benefit Plan as in effect as of the date hereof or by Sections
1.8(a)&nbsp;&ndash; (d)&nbsp;and Section&nbsp;6.6 of this Agreement, (i)&nbsp;enter into, adopt or terminate any Vista Benefit Plan (including
any plans, programs, policies, agreements or arrangements that would be considered a Vista Benefit Plan if in effect as of the date hereof),
(ii)&nbsp;amend any Vista Benefit Plan, other than <I>de minimis</I> administrative amendments in the ordinary course of business consistent
with past practice that do not materially increase the cost or expense of maintaining, or increase the benefits payable under, such Vista
Benefit Plan, (iii)&nbsp;pay, grant or award, or commit to pay, grant or award, any bonuses or incentive compensation, (iv)&nbsp;accelerate
the vesting, funding or payment of, or otherwise deviate from the terms provided in the applicable award agreement with respect to the
vesting, payment, settlement or exercisability of, any Vista Equity Awards or other equity-based awards or other compensation or benefit,
(v)&nbsp;enter into any collective bargaining agreement or similar agreement or arrangement,(vi)&nbsp;except for increases in base salary
or wage in the ordinary course of business consistent with past practice and in amounts that shall not exceed 5% for any individual employee
and 3% in the aggregate for all employees, increase the compensation, bonus, severance, termination pay or other benefits payable to any
of their respective current, prospective or former employees, officers, directors or independent contractors, (vii)&nbsp;fund or provide
any funding for any rabbi trust or similar arrangement, (viii)&nbsp;terminate the employment or services of any employee, officer, director
or any independent contractor or consultant whose annual base salary or wage or annual consulting fee is greater than $200,000, in each
case other than for cause, or (ix)&nbsp;hire or promote any employee, officer, director or any independent contractor or consultant whose
annual base fee or base wage is or would be greater than $200,000;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 61; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->52<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>settle
any claim, suit, action or proceeding other than any settlement involving solely money damages not in excess of $200,000 individually
or $400,000 in the aggregate (net of any insurance proceeds or indemnity, contribution or similar payment received by Vista or any of
its Subsidiaries in respect thereof) that does not involve or create an adverse precedent and that would not impose any material restriction
on the business of Vista or its Subsidiaries or the Surviving Corporation or its Subsidiaries;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(i)&nbsp;agree
or consent to the issuance of any injunction, decree, order or judgment materially restricting or adversely affecting its or its Subsidiaries&rsquo;
respective businesses or operations or (ii)&nbsp;waive or release any material rights or claims other than in the ordinary course of business;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>take
any action or knowingly fail to take any action where such action or failure to act could reasonably be expected to prevent or impede
the Merger from qualifying as a &ldquo;reorganization&rdquo; within the meaning of Section&nbsp;368(a)&nbsp;of the Code;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(j)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>amend
the Vista Articles, the Vista Bylaws, or comparable governing documents of its Subsidiaries;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(k)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>merge
or consolidate itself or any of its Subsidiaries with any other person, or restructure, reorganize or completely or partially liquidate
or dissolve it or any of its Subsidiaries;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(l)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>materially
restructure or materially change its investment securities or derivatives portfolio or its interest rate exposure, through purchases,
sales or otherwise, or the manner in which the portfolio is classified or reported, except as may be required by GAAP or by applicable
laws, regulations, guidelines or policies imposed by any Governmental Entity or requested by a Governmental Entity;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(m)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>implement
or adopt any change in its accounting principles, practices or methods, other than as may be required by GAAP or by applicable laws, regulations,
guidelines or policies imposed by any Governmental Entity;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 62; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->53<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(n)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>change
in any material respect its lending, investment, underwriting, risk and asset liability management, pricing, securitization and servicing
policies and practices (including any change in the maximum ratio or similar limits as a percentage of its capital exposure applicable
with respect to its loan portfolio or any segment thereof), except as required by such policies or applicable law, regulation or a Governmental
Entity;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(o)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>except
pursuant to existing commitments entered into prior to the date of this Agreement and disclosed to NBHC prior to the date of this Agreement,
make or acquire, renew, modify in any material respect or extend any loans that, (A)&nbsp;are outside of the ordinary course of business
consistent with past practice or inconsistent with, or in excess of the limitations contained in, Vista&rsquo;s loan policy, or (B)&nbsp;(1)&nbsp;with
respect to loans to existing customers, increase the aggregate outstanding commitments or credit exposure to any such existing customer
by more than $5,000,000 on a fully-secured basis (or $250,000 on any loan that is not on a fully-secured basis); or (2)&nbsp;with respect
to loans to new customers, result in an aggregate commitment or credit exposure to any such new customer in excess of $3,000,000 on a
fully-secured basis (or $250,000 on any loan that is not on a fully-secured basis); provided, that any such loan applicable to this clause
(B)&nbsp;shall not include any loan for which a commitment to make or acquire was entered into prior to the date of this Agreement, in
each case of this clause (B), without first notifying by email and, if requested by NBHC within two (2)&nbsp;business days of receipt
of such notice, consulting with NBHC (which notification will be made through a representative designated by NBHC in Section&nbsp;5.2(o)&nbsp;of
the NBHC Disclosure Schedule);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(p)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>make,
or commit to make, any capital expenditures that exceed by more than $100,000 in the aggregate;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(q)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>make,
change or revoke any material Tax election, change an annual Tax accounting period, adopt or change any material Tax accounting method,
file any amended income or other material Tax Return, enter into any closing agreement with respect to Taxes, or settle any material Tax
claim, audit, assessment or dispute or surrender any material right to claim a refund of Taxes;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(r)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(i)&nbsp;make
any application for the opening or relocation of, or open or relocate, any branch office, loan production office or other significant
office or operations facility of Vista or its Subsidiaries, (ii)&nbsp;other than in consultation with NBHC, make any application for the
closing of or close any branch or (iii)&nbsp;other than in consultation with NBHC, purchase any new real property (other than other real
estate owned (OREO) properties in the ordinary course of business) or enter into any lease with respect to real property;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(s)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>foreclose
upon or otherwise acquire any commercial real property (i)&nbsp;in excess of $2,500,000, or (ii)&nbsp;that would reasonably be expected
to raise environmental concerns (e.g., gas stations, dry cleaners,&nbsp;etc.), in each case, prior to receipt of a Phase I environmental
review thereof;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(t)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>cause
or allow the loss of insurance coverage, unless replaced with coverage which is substantially similar (in amount, scope and insurer) to
that in effect as of the date of this Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 63; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->54<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(u)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>knowingly
take any action that is intended to adversely affect or materially delay the ability of Vista or its Subsidiaries to obtain any necessary
approvals of any Governmental Entity required for the transactions contemplated hereby or by the Bank Merger Agreement or the Requisite
Vista Vote or to perform its covenants and agreements under this Agreement or the Bank Merger Agreement or to consummate the transactions
contemplated hereby or thereby; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(v)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>agree
to take, make any commitment to take, or adopt any resolutions of its board of directors or similar governing body in support of, any
of the actions prohibited by this Section&nbsp;5.2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">5.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>NBHC
Forbearances</U>. During the period from the date of this Agreement to the Effective Time or earlier termination of this Agreement, except
as expressly contemplated or permitted by this Agreement (including as set forth in the NBHC Disclosure Schedule), required by applicable
law or as consented to in writing by Vista (such consent not to be unreasonably withheld, conditioned or delayed), NBHC shall not, and
shall not permit any of its Subsidiaries to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>amend
the NBHC Charter or the NBHC Bylaws in a manner that would adversely affect the holders of Vista Common Stock, or adversely affect the
holders of Vista Common Stock relative to the other holders of NBHC Common Stock;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>(i)&nbsp;adjust,
split, combine or reclassify any capital stock of NBHC or (ii)&nbsp;make, declare or pay any extraordinary dividend, or make any other
extraordinary distribution on, any shares of NBHC Common Stock;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>take
any action or knowingly fail to take any action where such action or failure to act could reasonably be expected to prevent or impede
the Mergers from qualifying as a &ldquo;reorganization&rdquo; within the meaning of Section&nbsp;368(a)&nbsp;of the Code; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>agree
to take, make any commitment to take, or adopt any resolutions of its board of directors or similar governing body in support of, any
of the actions prohibited by this Section&nbsp;5.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;VI</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ADDITIONAL AGREEMENTS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Regulatory
Matters</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
and Vista shall promptly prepare a proxy statement with respect to the Vista Meeting (including any amendments or supplements thereto,
the &ldquo;<U>Proxy Statement</U>&rdquo;), and NBHC (with Vista&rsquo;s reasonable cooperation) shall promptly prepare and file with
the SEC the S-4, in which the Proxy Statement will be included as a prospectus. NBHC and Vista shall cooperate with each other and use
reasonable best efforts to make such filing within sixty (60) days of the date of this Agreement. Each of NBHC and Vista shall use reasonable
best efforts to have the S-4 declared effective under the Securities Act as promptly as practicable after such filing and to keep the
S-4 effective for so long as necessary to consummate the transactions contemplated by this Agreement, and Vista shall thereafter mail
or deliver the Proxy Statement to its shareholders. NBHC shall also use its reasonable best efforts to obtain all necessary state securities
law or &ldquo;Blue Sky&rdquo; permits and approvals required to carry out the transactions contemplated by this Agreement as promptly
as practicable, and Vista shall furnish all information concerning Vista and its Subsidiaries and the holders of Vista Common Stock as
may be reasonably requested in connection with any such action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 64; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->55<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
parties hereto shall cooperate with each other and use their reasonable best efforts to promptly prepare and file all necessary documentation,
to effect all applications, notices, petitions and filings (and in the case of the applications, notices, petitions and filings required
to obtain the Requisite Regulatory Approvals, use their reasonable best efforts to make such filings as soon as reasonably practicable
and in no event later than thirty (30) days of the date of this Agreement), to obtain as promptly as practicable all permits, consents,
approvals and authorizations of all third parties, Regulatory Agencies and Governmental Entities which are necessary or advisable to consummate
the transactions contemplated by this Agreement (including the Merger and the Bank Merger), and to comply with the terms and conditions
of all such permits, consents, approvals and authorizations of all such third parties, Regulatory Agencies and Governmental Entities.
Without limiting the generality of the foregoing, as soon as reasonably practicable and in no event later than thirty (30) days of the
date of this Agreement, NBHC and Vista shall, and shall cause their respective Subsidiaries to cooperate with each other in connection
therewith (including the furnishing of any information that may be reasonably requested or required to obtain the Requisite Regulatory
Approvals) and shall, and shall cause their respective Subsidiaries to, use reasonable best efforts to respond and comply as promptly
as practicable to any requests by Governmental Entities for documents and information. NBHC and Vista shall have the right to review in
advance, and, to the extent practicable, each will consult the other on, in each case subject to applicable laws relating to the exchange
of information, all the information relating to Vista or NBHC, as the case may be, and any of their respective Subsidiaries, which appears
in any filing made with, or written materials submitted to, any third party or any Governmental Entity in connection with the transactions
contemplated by this Agreement. In exercising the foregoing right, each of the parties hereto shall act reasonably and as promptly as
practicable. The parties hereto agree that they will consult with each other with respect to the obtaining of all permits, consents, orders,
approvals, waivers, non-objections and authorizations of all third parties and Governmental Entities necessary or advisable to consummate
the transactions contemplated by this Agreement and each party will keep the other apprised of the status of matters relating to completion
of the transactions contemplated herein. Each party shall consult with the other in advance of any meeting or conference with any Governmental
Entity in connection with the transactions contemplated by this Agreement and, to the extent permitted by such Governmental Entity, give
the other party and/or its counsel the opportunity to attend and participate in such meetings and conferences, in each case subject to
applicable law; and provided that each party shall promptly advise the other party with respect to substantive matters that are addressed
in any meeting or conference with any Governmental Entity which the other party does not attend or participate in, to the extent permitted
by such Governmental Entity and applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
furtherance and not in limitation of the foregoing, each of NBHC and Vista shall use its reasonable best efforts to resolve any objection
that may be asserted by any Governmental Entity with respect to this Agreement, including to (i)&nbsp;avoid the entry of, or to have vacated,
lifted, reversed or overturned any decree, judgment, injunction or other order, whether temporary, preliminary or permanent, that would
restrain, prevent or delay the Closing, and (ii)&nbsp;avoid or eliminate each and every impediment so as to enable the Closing to occur
as soon as possible, <U>provided</U>, <U>however</U>, that notwithstanding anything contained in this Agreement, NBHC or Vista shall not
be required to, and NBHC or Vista shall not (without the written consent of the other party), take any action, or commit to take any action,
or agree to any condition or restriction that would reasonably be expected to have a material adverse effect on the Surviving Corporation
and its Subsidiaries, taken as a whole, after giving effect to the Merger (measured on a scale relative to Vista and its Subsidiaries,
taken as a whole) (a &ldquo;<U>Materially Burdensome Regulatory Condition</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 65; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->56<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
and Vista shall, upon request, furnish each other with all information concerning themselves, their Subsidiaries, directors, officers
and shareholders and such other matters as may be reasonably necessary or advisable in connection with the Proxy Statement, the S-4 or
any other statement, filing, notice or application made by or on behalf of NBHC, Vista or any of their respective Subsidiaries to any
Governmental Entity in connection with the Merger, the Bank Merger and the other transactions contemplated by this Agreement. Each of
NBHC and Vista agrees, as to itself and its Subsidiaries, that none of the information supplied or to be supplied by it specifically for
inclusion or incorporation by reference in (i)&nbsp;the S-4 will, at the time the S-4 and each amendment or supplement thereto, if any,
is filed and becomes effective under the Securities Act, contain any untrue statement of a material fact or omit to state any material
fact required to be stated therein or necessary to make the statements therein not misleading, (ii)&nbsp;the Proxy Statement and any amendment
or supplement thereto will, at the time of filing and the date of mailing to the shareholders of Vista and at the time of the Vista Meeting,
contain any untrue statement of a material fact or omit to state any material fact required to be stated therein or necessary to make
the statements therein, in the light of the circumstances under which such statement was made, not misleading, and (iii)&nbsp;any applications,
notices and filings required in order to obtain the Requisite Regulatory Approvals will, at the time each is filed, contain any untrue
statement of a material fact or omit to state any material fact required to be stated therein or necessary to make the statements therein
not misleading. Each of NBHC and Vista further agrees that if it becomes aware that any information furnished by it would cause any of
the statements in the S-4 or the Proxy Statement to be false or misleading with respect to any material fact, or to omit to state any
material fact necessary to make the statements therein not false or misleading, to promptly inform the other party thereof and to take
appropriate steps to correct the S-4 or the Proxy Statement and any amendment or supplement thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
and Vista shall promptly advise each other upon receiving any communication from any Governmental Entity whose consent or approval is
required for consummation of the transactions contemplated by this Agreement that causes such party to believe that there is a reasonable
likelihood that any Requisite Regulatory Approval will not be obtained or that the receipt of any such approval will be materially delayed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Access
to Information</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Subject
to Section&nbsp;9.7, upon reasonable notice and subject to applicable laws, each of NBHC and Vista, for the purposes of verifying the
representations and warranties of the other party and preparing for the Merger and the other matters contemplated by this Agreement, shall,
and shall cause each of their respective Subsidiaries to, afford to the officers, directors, employees, agents, accountants, counsel,
advisors and other representatives (collectively, &ldquo;<U>Representatives</U>&rdquo;) of the other party, access, during normal business
hours during the period prior to the Effective Time, to all its properties, books, contracts, personnel, information technology systems,
and records, provided that such investigation or requests shall not interfere unnecessarily with normal business operations of the other
party, and each shall reasonably cooperate with the other party in preparing to execute after the Effective Time the conversion or consolidation
of systems and business operations generally (including by entering into customary confidentiality, non-disclosure and similar agreements
with such service providers and/or the other party), and, during such period, during normal business hours and in a manner so as not to
interfere with normal business operations, each of NBHC and Vista shall, and shall cause its respective Subsidiaries to, make available
to the other party such information concerning its business, properties and personnel as such party may reasonably request. Each party
shall use commercially reasonable efforts to minimize any interference with the other party&rsquo;s regular business operations during
any such access. Neither NBHC nor Vista nor any of their respective Subsidiaries shall be required to provide access to or to disclose
information where such access or disclosure would violate or prejudice the rights of NBHC&rsquo;s or Vista&rsquo;s, as the case may be,
customers, jeopardize the attorney-client privilege of the institution in possession or control of such information (after giving due
consideration to the existence of any common interest, joint defense or similar agreement between the parties) or contravene any law,
rule, regulation, order, judgment, decree, fiduciary duty or binding agreement entered into prior to the date of this Agreement. The parties
hereto will make appropriate substitute disclosure arrangements under circumstances in which the restrictions of the preceding sentence
apply.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 66; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->57<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
of NBHC and Vista shall hold all information furnished by or on behalf of the other party or any of such party&rsquo;s Subsidiaries or
Representatives pursuant to Section&nbsp;6.2(a)&nbsp;in confidence to the extent required by, and in accordance with, the provisions of
the confidentiality agreement, dated July&nbsp;14, 2025, between NBHC and Vista (the &ldquo;<U>Confidentiality Agreement</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
investigation by either of the parties or their respective Representatives shall affect or be deemed to modify or waive the representations
and warranties of the other set forth herein. Nothing contained in this Agreement shall give either party, directly or indirectly, the
right to control or direct the operations of the other party prior to the Effective Time. Prior to the Effective Time, each party shall
exercise, consistent with the terms and conditions of this Agreement, complete control and supervision over its and its Subsidiaries&rsquo;
respective operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>From
and after the date hereof, Vista shall provide NBHC within ten (10)&nbsp;business days of the end of each calendar month with (i)&nbsp;an
unaudited, consolidated balance sheet of Vista and its Subsidiaries as of the end of such calendar month and (ii)&nbsp;an unaudited, consolidated
statement of income of Vista and its Subsidiaries for such month (collectively, the &ldquo;<U>Subsequent Unaudited Monthly Financial Statements</U>&rdquo;);
<U>provided</U> that if NBHC provides written notice to Vista in good faith that NBHC reasonably believes that the Closing Date will occur
within sixty (60) days following such notice, Vista shall provide a good faith estimate of the Unaudited Monthly Financial Statements
for each of the subsequent calendar months until the Closing occurs no later than three (3)&nbsp;business days following the end of each
such calendar month. The Subsequent Unaudited Monthly Financial Statements shall (A)&nbsp;be prepared from, and in accordance with, the
books and records of Vista and its Subsidiaries, (B)&nbsp;fairly present in all material respects the results of operations, and financial
position of, as applicable, Vista and each of its Subsidiaries for the respective fiscal periods or as of the respective dates therein
set forth (subject in the case of unaudited statements to normal year-end audit adjustments), and (C)&nbsp;be prepared, to the extent
applicable, in a manner consistent with the methodologies, assumptions, policies and practices used in the preparation of the Unaudited
Monthly Financial Statements. Vista shall make available to NBHC all relevant books, records and other supporting information reasonably
required for NBHC&rsquo;s review of the Subsequent Unaudited Monthly Financial Statements upon reasonable advance notice and during normal
business hours. As soon as practicable after they become available, Vista shall provide NBHC all call reports filed by Vista&rsquo;s depositary
Subsidiaries with any Governmental Entity after the date of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 67; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->58<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
shall, and shall use reasonable best efforts to cause Vista&rsquo;s independent auditor to, cooperate with NBHC in connection with the
preparation of financial statements of Vista and pro forma financial statements, if any, that NBHC informs Vista it intends to file with
the SEC, including delivering such audited and/or unaudited financial statements as NBHC may reasonably request for inclusion in such
filings and using reasonable best efforts to cause Vista&rsquo;s independent auditor to deliver to NBHC any related consents.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Vista
Shareholder Approval</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
shall take, in accordance with applicable law and the Vista Articles and Vista Bylaws, all actions necessary to convene a meeting of its
shareholders (the &ldquo;<U>Vista Meeting</U>&rdquo;) to be held as soon as reasonably practicable after the S-4 is declared effective
for the purpose of obtaining the Requisite Vista Vote required in connection with this Agreement and the Merger and, if so desired and
mutually agreed, upon other matters of the type customarily brought before an annual or special meeting of shareholders to approve a merger
agreement. Except in the case of a Vista Adverse Recommendation Change, the board of directors of Vista shall use its reasonable best
efforts to obtain from the shareholders of Vista the Requisite Vista Vote, including by communicating to its shareholders its recommendation
(and including such recommendation in the Proxy Statement) that they approve this Agreement and the transactions contemplated hereby (the
 &ldquo;<U>Vista Board Recommendation</U>&rdquo;). If requested by NBHC, Vista shall engage proxy solicitor reasonably acceptable to NBHC
to assist in the solicitation of proxies from shareholders relating to the Requisite Vista Vote. Vista and its board of directors shall
not (i)&nbsp;withhold, withdraw, modify or qualify in a manner adverse to NBHC the Vista Board Recommendation, (ii)&nbsp;fail to make
the Vista Board Recommendation in the Proxy Statement, (iii)&nbsp;adopt, approve, recommend or endorse a Vista Acquisition Proposal or
publicly announce an intention to adopt, approve, recommend or endorse a Vista Acquisition Proposal, (iv)&nbsp;fail to publicly and without
qualification (A)&nbsp;recommend against any Vista Acquisition Proposal or (B)&nbsp;reaffirm the Vista Board Recommendation, in each case
within ten (10)&nbsp;business days (or such fewer number of days as remains prior to the Vista Meeting) after a Vista Acquisition Proposal
is made public or any request by NBHC to do so, or (v)&nbsp;publicly propose to do any of the foregoing (any of the foregoing, an &ldquo;<U>Vista
Adverse Recommendation Change</U>&rdquo;). However, subject to Section&nbsp;8.1 and Section&nbsp;8.2, if the board of directors of Vista,
after receiving the advice of its outside counsel and, with respect to financial matters, its financial advisors, determines in good faith
that it would more likely than not result in a violation of its fiduciary duties under applicable law to make or continue to make the
Vista Board Recommendation, then, prior to the receipt of the Requisite Vista Vote, in submitting this Agreement and the Merger to its
shareholders, the board of directors of Vista may (but shall not be required to) withhold or withdraw or modify or qualify in a manner
adverse to NBHC the Vista Board Recommendation or may submit this Agreement and the Merger to its shareholders without recommendation
(although the resolutions approving this Agreement as of the date hereof may not be rescinded or amended), in which event the board of
directors of Vista may communicate the basis for its Vista Adverse Recommendation Change to its shareholders in the Proxy Statement or
an appropriate amendment or supplement thereto; <U>provided</U> that the board of directors of Vista may not take any actions under this
sentence unless (i)&nbsp;it gives NBHC at least three (3)&nbsp;business days&rsquo; prior written notice of its intention to take such
action and a reasonable description of the event or circumstances giving rise to its determination to take such action (including, in
the event such action is taken by the board of directors of Vista in response to a Vista Acquisition Proposal, the latest material terms
and conditions and the identity of the third party in any such Vista Acquisition Proposal, or any amendment or modification thereof, or
describe in reasonable detail such other event or circumstances) and (ii)&nbsp;at the end of such notice period, the board of directors
of Vista takes into account any amendment or modification to this Agreement proposed by NBHC and after receiving the advice of its outside
counsel and, with respect to financial matters, its financial advisors, determines in good faith that it would nevertheless more likely
than not result in a violation of its fiduciary duties under applicable law to make or continue to make the Vista Board Recommendation.
Any material amendment to any Vista Acquisition Proposal will be deemed to be a new Vista Acquisition Proposal for purposes of this Section&nbsp;6.3
and will require a new notice period as referred to in this Section&nbsp;6.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 68; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->59<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
shall adjourn or postpone the Vista Meeting, if, as of the time for which such meeting is originally scheduled, there are insufficient
shares of Vista Common Stock represented (either in person or by proxy) to constitute a quorum necessary to conduct the business of such
meeting, or if on the date of such meeting, Vista has not received proxies representing a sufficient number of shares necessary to obtain
the Requisite Vista Vote. Notwithstanding anything to the contrary herein, unless this Agreement has been terminated in accordance with
its terms, the Vista Meeting shall be convened and this Agreement and the Merger shall be submitted to the shareholders of Vista at the
Vista Meeting, for the purpose of voting on the approval of this Agreement and the Merger and the other matters contemplated hereby, and
nothing contained herein shall be deemed to relieve Vista of such obligation. Vista shall only be required to adjourn or postpone the
Vista Meeting two (2)&nbsp;times pursuant to the first sentence of this Section&nbsp;6.3(b).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Legal
Conditions to Merger</U>. Subject in all respects to Section&nbsp;6.1, each of NBHC and Vista shall, and shall cause its Subsidiaries
to, use their reasonable best efforts, in each case as promptly as practicable, (a)&nbsp;to take, or cause to be taken, all actions necessary,
proper or advisable to comply promptly with all legal and regulatory requirements that may be imposed on such party or its Subsidiaries
with respect to the Merger and the Bank Merger and, subject to the conditions set forth in Article&nbsp;VII hereof, to consummate the
transactions contemplated by this Agreement, (b)&nbsp;to obtain (and to cooperate with the other party to obtain) any material consent,
authorization, order or approval of, or any exemption by, any Governmental Entity and any other third party that is required to be obtained
by Vista or NBHC or any of their respective Subsidiaries in connection with the Merger, the Bank Merger and the other transactions contemplated
by this Agreement and (c)&nbsp;to obtain the tax opinions referenced in Section&nbsp;7.2(c)&nbsp;and Section&nbsp;7.3(d), including by
executing and delivering representations contained in certificates of officers of Vista and NBHC reasonably satisfactory in form and
substance to their respective counsel.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 69; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->60<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Stock
Exchange Listing</U>. NBHC shall cause the shares of NBHC Common Stock to be issued in the Merger to be approved for listing on the NYSE,
subject to official notice of issuance, prior to the Effective Time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Employee
Matters</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>NBHC
shall provide the employees of Vista and its Subsidiaries as of the Effective Time (the &ldquo;<U>Continuing Employees</U>&rdquo;), for
so long as they are employed following the Effective Time, with the following during the period commencing at the Effective Time and
ending on December&nbsp;31, 2026 (the &ldquo;<U>Continuation Period</U>&rdquo;): (i)&nbsp;annual base salary or wages, as applicable,
that are no less than the annual base salary or wages in effect for each such employee immediately prior to the Effective Time, and (ii)&nbsp;incentive
compensation opportunities and employee benefits (excluding change in control or retention arrangements, any frozen benefit plans of
NBHC and its Subsidiaries or benefit plans that exclusively provide benefits to grandfathered employees of NBHC and its Subsidiaries)
that are substantially comparable in the aggregate to those provided to similarly situated employees of NBHC or its Subsidiaries; <U>provided</U>
that, until such time as NBHC fully integrates the Continuing Employees into its plans, participation in the Vista Benefit Plans shall
be deemed to satisfy the foregoing standards, it being understood that the Continuing Employees may commence participating in the plans
of NBHC and its Subsidiaries on different dates following the Effective Time with respect to different benefit plans. Each Continuing
Employee who is not party to an individual agreement providing for severance or termination benefits and is terminated during the Continuation
Period under severance qualifying circumstances shall be provided severance benefits under the broad-based severance policy maintained
by NBHC or its Subsidiaries. Vista and NBHC will cooperate to implement the commitments set forth on <U>Section&nbsp;6.6(a)</U>&nbsp;of
the NBHC Disclosure Schedule.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>With
respect to any employee benefit plans of NBHC or its Subsidiaries in which any Continuing Employees become eligible to participate on
or after the Effective Time (the &ldquo;<U>New Plans</U>&rdquo;), NBHC and its Subsidiaries shall use commercially reasonable efforts
to: (i)&nbsp;waive all pre-existing conditions, exclusions and waiting periods with respect to participation and coverage requirements
applicable to such employees and their eligible dependents under any New Plans, except to the extent such pre-existing conditions, exclusions
or waiting periods would apply under the analogous Vista Benefit Plan; (ii)&nbsp;provide each such employee and their eligible dependents
with credit for any co-payments or coinsurance and deductibles paid prior to the Effective Time under an Vista Benefit Plan that provides
health care benefits (including medical, dental and vision), to the same extent that such credit was given under the analogous Vista Benefit
Plan prior to the Effective Time, in satisfying any applicable deductible, co-payment, coinsurance or maximum out-of-pocket requirements
under any New Plans; and (iii)&nbsp;recognize all service of such employees with Vista and its Subsidiaries for all purposes in any New
Plan to the same extent that such service was taken into account under the analogous Vista Benefit Plan prior to the Effective Time; <U>provided</U>
that, the foregoing service recognition shall not apply (A)&nbsp;to the extent it would result in duplication of benefits for the same
period of service, (B)&nbsp;for purposes of any defined benefit pension or retiree welfare plan, (C)&nbsp;for purposes of any benefit
plan that is a frozen plan or provides grandfathered benefits, or (D)&nbsp;for purposes of any equity incentive awards granted by NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 70; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->61<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Unless
otherwise requested by NBHC in writing at least five (5)&nbsp;business days prior to the Effective Time, Vista shall cause any 401(k)&nbsp;plan
sponsored or maintained by Vista (the &ldquo;<U>Vista 401(k)&nbsp;Plan</U>&rdquo;) to be terminated effective as of the day immediately
prior to the Effective Time and contingent upon the occurrence of the Closing. If the Vista 401(k)&nbsp;Plan is terminated, the Continuing
Employees shall be eligible to participate, effective as soon as reasonably practicable following the Effective Time, in a 401(k)&nbsp;plan
sponsored or maintained by NBHC or one of its Subsidiaries (a &ldquo;<U>NBHC 401(k)&nbsp;Plan</U>&rdquo;). Vista and NBHC shall take any
and all actions as may be required, including amendments to the Vista 401(k)&nbsp;Plan and/or NBHC 401(k)&nbsp;Plan to permit the Continuing
Employees who are then actively employed to make rollover contributions to the NBHC 401(k)&nbsp;Plan of &ldquo;eligible rollover distributions&rdquo;
(with the meaning of Section&nbsp;401(a)(31) of the Code) in the form of cash, notes (in the case of loans) or a combination thereof.
Vista shall provide NBHC with evidence that the Vista 401(k)&nbsp;Plan has been terminated or amended, as applicable, in accordance with
this Section&nbsp;6.6(c); <U>provided</U> that, prior to amending or terminating the Vista 401(k)&nbsp;Plan, Vista shall provide the form
and substance of any applicable resolutions or amendments to NBHC for review and approval.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
later than five (5)&nbsp;business days prior to the Closing Date, Vista shall submit for approval by stockholders of Vista and its affiliates
entitled to vote on such matters (the &ldquo;<U>280G Equityholders</U>&rdquo;), in conformance with Section&nbsp;280G of the Code and
the regulations thereunder (the &ldquo;<U>280G Equityholder Vote</U>&rdquo;), any payments that could reasonably be expected to constitute
a &ldquo;parachute payment&rdquo; pursuant to Section&nbsp;280G of the Code, including any new proposed arrangements with NBHC (each,
a &ldquo;<U>Parachute Payment</U>&rdquo;) on behalf of each &ldquo;disqualified individual&rdquo; (as defined in Section&nbsp;280G of
the Code and the regulations promulgated thereunder) and which are irrevocably waived by such individual under the immediately following
sentence. Prior to the distribution of the 280G Equityholder Vote materials, Vista shall use commercially reasonable efforts to obtain
an irrevocable waiver of the right to any Parachute Payment (in the absence of the 280G Equityholder Vote) from each of the applicable
 &ldquo;disqualified individuals&rdquo; (as defined under Section&nbsp;280G of the Code and the regulations thereunder) whose Parachute
Payments would be subject to the 280G Equityholder Vote. Vista shall have delivered to NBHC complete copies of all disclosures, the waivers
and other related documents that will be provided to the 280G Equityholders in connection with the 280G Equityholder Vote at least ten
(10)&nbsp;business days prior to the Closing Date for NBHC&rsquo;s comment and approval.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>As
promptly as practicable following the date hereof (and in any event no later than five (5)&nbsp;Business Days prior to the Closing Date)
Vista shall grant the Specified Vista Restricted Stock Award as set forth in Section&nbsp;1.8(e)&nbsp;of the Vista Disclosure Schedule.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Prior
to the Closing, but no earlier than ten (10)&nbsp;days before the Closing, Vista shall make the payments set forth on Section&nbsp;6.6(f)&nbsp;of
the Vista Disclosure Schedule.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 71; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->62<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Nothing
in this Agreement shall confer upon any employee, officer, director or consultant of Vista or any of its Subsidiaries or affiliates any
right to continue in the employ or service of the Surviving Corporation, Vista, NBHC, or any Subsidiary or affiliate thereof, or shall
interfere with or restrict in any way the rights of the Surviving Corporation, Vista, NBHC or any Subsidiary or affiliate thereof to discharge
or terminate the services of any employee, officer, director or consultant of Vista or any of its Subsidiaries or affiliates at any time
for any reason whatsoever, with or without cause. Nothing in this Agreement shall be deemed to (i)&nbsp;establish, amend, or modify any
Vista Benefit Plan, New Plan or any other benefit or employment plan, program, agreement or arrangement, or (ii)&nbsp;alter or limit the
ability of NBHC or any of its Subsidiaries or affiliates to amend, modify or terminate any particular Vista Benefit Plan, New Plan or
any other benefit or employment plan, program, agreement or arrangement after the Effective Time. Without limiting the generality of Section&nbsp;9.12,
nothing in this Agreement, express or implied, is intended to or shall confer upon any person, including any current or former employee,
officer, director or consultant of Vista or any of its Subsidiaries or affiliates, any right, benefit or remedy of any nature whatsoever
under or by reason of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Indemnification;
Insurance</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>At
or prior to the Effective Time, NBHC shall purchase past acts and extended reporting period insurance coverage under Vista&rsquo;s
(i)&nbsp;current directors and officers insurance policy, (ii)&nbsp;employment practices liability insurance policy and
(iii)&nbsp;bankers professional insurance policy (<U>provided</U> that NBHC may substitute therefor policies with a substantially
comparable insurer of at least the same coverage and amounts containing terms and conditions which are no less advantageous to the
insured for each of the foregoing), in each case that (x)&nbsp;provides coverage with respect to claims arising from facts or events
which occurred at the Effective Time or during at least the six (6)&nbsp;year period immediately preceding the Effective Time
(including the transactions contemplated by this Agreement) and (y)&nbsp;is in effect for a period of at least six (6)&nbsp;years
from and after the Effective Time; <U>provided</U>, <U>however</U>, NBHC shall not be obligated to expend, on an annual basis, an
amount in excess of 300% of the current annual premium paid as of the date hereof by Vista for such insurance (the &ldquo;<U>Premium
Cap</U>&rdquo;), and if such premiums for such insurance would at any time exceed the Premium Cap, then NBHC shall cause to be
maintained policies of insurance which provide the maximum coverage available at an annual premium equal to the Premium Cap. In lieu
of the foregoing, Vista may, in consultation with NBHC, obtain at or prior to the Effective Time a six-year &ldquo;tail&rdquo;
policy under Vista&rsquo;s existing directors and officers insurance policy providing equivalent coverage to that described in the
preceding sentence if and to the extent that the same may be obtained for an amount that, in the aggregate, does not exceed the
Premium Cap. If NBHC or Vista purchases such a &ldquo;tail policy,&rdquo; NBHC shall maintain in effect such &ldquo;tail
policy.&rdquo;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>For
a period of no less than six (6)&nbsp;years from and after the Effective Time, the Surviving Corporation shall indemnify and hold
harmless and shall advance expenses as incurred, in each case to the extent (subject to applicable law) such persons are indemnified
as of the date of this Agreement by Vista pursuant to the Vista Articles, the Vista Bylaws, the governing or organizational
documents of any Subsidiary of Vista and any indemnification agreements in existence as of the date hereof and disclosed in
Section&nbsp;6.7(b)&nbsp;of the Vista Disclosure Schedule, each present and former director or officer of Vista and its Subsidiaries
(in each case, when acting in such capacity) (collectively, the &ldquo;<U>Vista Indemnified Parties</U>&rdquo;) against any costs or
expenses (including reasonable attorneys&rsquo; fees), judgments, fines, losses, damages or liabilities incurred in connection with
any threatened or actual claim, action, suit, proceeding or investigation, whether civil, criminal, administrative or investigative,
whether arising before or after the Effective Time, arising out of the fact that such person is or was a director or officer of
Vista or any of its Subsidiaries and pertaining to matters, acts or omissions existing or occurring at or prior to the Effective
Time, including matters, acts or omissions occurring in connection with the approval of this Agreement and the transactions
contemplated by this Agreement; <U>provided</U> that in the case of advancement of expenses the Vista Indemnified Party to whom
expenses are advanced provides an undertaking (in a reasonable and customary form) to repay such advances if it is ultimately
determined that such Vista Indemnified Party is not entitled to indemnification.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 72; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->63<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
obligations of Vista, NBHC and the Surviving Corporation under this Section&nbsp;6.7 shall not be terminated or modified after the Effective
Time in a manner so as to adversely affect any Vista Indemnified Party or any other person entitled to the benefit of this Section&nbsp;6.7
without the prior written consent of the affected Vista Indemnified Party or affected person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
provisions of this Section&nbsp;6.7 shall survive the Effective Time and are intended to be for the benefit of, and shall be enforceable
by, each Vista Indemnified Party and his or her heirs and representatives. If the Surviving Corporation or any of its successors or assigns
(i)&nbsp;consolidates with or merges into any other person and is not the continuing or surviving entity of such consolidation or merger,
or (ii)&nbsp;transfers all or substantially all of its assets or deposits to any other person or engages in any similar transaction,
then in each such case, the Surviving Corporation will cause proper provision to be made so that the successors and assigns of the Surviving
Corporation will expressly assume the obligations set forth in this Section&nbsp;6.7.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Additional
Agreements</U>. In case at any time after the Effective Time any further action is necessary or desirable to carry out the purposes of
this Agreement or to vest NBHC or the Surviving Corporation with full title to all properties, assets, rights, approvals, immunities
and franchises of any of the parties to the Merger, the then-current officers and directors of each party to this Agreement and their
respective Subsidiaries shall take, or cause to be taken, all such necessary action as may be reasonably requested by the other party,
at the expense of the party who makes any such request.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Advice
of Changes</U>. NBHC and Vista shall each promptly advise the other party of any effect, change, event, circumstance, condition, occurrence
or development known to it (i)&nbsp;that has had or is reasonably expected to have a Material Adverse Effect on it or (ii)&nbsp;which
it believes would or would be reasonably expected to cause or constitute a material breach of any of its representations, warranties
or covenants contained herein or that reasonably could be expected to give rise, individually or in the aggregate, to the failure of
a condition in Article&nbsp;VII; <U>provided</U> that any failure to give notice in accordance with the foregoing with respect to any
breach shall not be deemed to constitute a violation of this Section&nbsp;6.9 or the failure of any condition set forth in Section&nbsp;7.2
or 7.3 to be satisfied, or otherwise constitute a breach of this Agreement by the party failing to give such notice, in each case unless
the underlying breach would independently result in a failure of the conditions set forth in Section&nbsp;7.2 or 7.3 to be satisfied;
and <U>provided</U>, <U>further</U>, that the delivery of any notice pursuant to this Section&nbsp;6.9 shall not cure any breach of,
or noncompliance with, any other provision of this Agreement or limit the remedies available to the party receiving such notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 73; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->64<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Dividends</U>.
After the date of this Agreement, Vista shall coordinate with NBHC with respect to the declaration of any dividends in respect of Vista
Common Stock and the record dates and payment dates relating thereto, it being the intention of the parties hereto that holders of Vista
Common Stock shall not receive two (2)&nbsp;dividends, or fail to receive one (1)&nbsp;dividend, in any quarter with respect to their
shares of Vista Common Stock and any shares of NBHC Common Stock any such holder receives in exchange therefor in the Merger.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Vista
Acquisition Proposals</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
shall not, and shall cause its Subsidiaries, officers and directors, and use its reasonable best efforts to cause its and their Representatives
not to, directly or indirectly, (i)&nbsp;initiate, solicit, knowingly encourage or knowingly facilitate any inquiries or proposals with
respect to, (ii)&nbsp;engage or participate in any negotiations with any person concerning or (iii)&nbsp;provide any confidential or nonpublic
information or data to, or have or participate in any discussions with, any person relating to, any Vista Acquisition Proposal (except
to notify a person that has made or, to the knowledge of Vista, is making any inquiries with respect to, or is considering making, a Vista
Acquisition Proposal, of the existence of the provisions of this Section&nbsp;6.11); <U>provided</U> that, prior to the receipt of the
Requisite Vista Vote, in the event Vista receives an unsolicited <I>bona fide</I> written Vista Acquisition Proposal, it may, and may
permit its Subsidiaries and its and its Subsidiaries&rsquo; Representatives to, furnish or cause to be furnished confidential or nonpublic
information or data and participate in such negotiations or discussions to the extent that its board of directors concludes in good faith
(after receiving the advice of its outside counsel, and with respect to financial matters, its financial advisors) that failure to take
such actions would be more likely than not to result in a violation of its fiduciary duties under applicable law; <U>provided</U>, <U>further</U>,
that, prior to providing any confidential or nonpublic information permitted to be provided pursuant to the foregoing proviso, Vista shall
have provided such information to NBHC, and shall have entered into a confidentiality agreement with such third party on terms no less
favorable to it than the Confidentiality Agreement, which confidentiality agreement shall not provide such person with any exclusive right
to negotiate with Vista. Vista will, and will use its reasonable best efforts to cause its Representatives to, immediately cease and cause
to be terminated any activities, discussions or negotiations conducted before the date of this Agreement with any person other than NBHC
with respect to any Vista Acquisition Proposal. Vista shall, and shall cause its Subsidiaries to, promptly request (to the extent it has
not already done so prior to the date of this Agreement) any person that has executed a confidentiality or non-disclosure agreement in
connection with any actual or potential Vista Acquisition Proposal that remains in effect as of the date of this Agreement to return or
destroy all confidential information of Vista or its Subsidiaries in the possession of such person or its Representatives. Vista will
promptly (and in any event within twenty-four (24) hours) advise NBHC following receipt of any Vista Acquisition Proposal or any inquiry
which could reasonably be expected to lead to a Vista Acquisition Proposal, and the substance thereof (including the material terms and
conditions of and the identity of the person making such inquiry or Vista Acquisition Proposal), will provide NBHC with an unredacted
copy of any such Vista Acquisition Proposal and any draft agreements, proposals or other materials received in connection with any such
inquiry or Vista Acquisition Proposal and will keep NBHC reasonably apprised of any related developments, discussions and negotiations
on a current basis, including by providing to NBHC as soon as reasonably practicable (and in any event within forty-eight (48) hours)
any amendments to or revisions of the terms of such inquiry or Vista Acquisition Proposal. Vista shall use its reasonable best efforts
to enforce any existing confidentiality or standstill agreements to which it or any of its Subsidiaries is a party in accordance with
the terms thereof. Unless this Agreement has been terminated in accordance with its terms, Vista shall not, and shall cause its Subsidiaries
and its and their Representatives not to on its behalf, approve or enter into any term sheet, letter of intent, commitment, memorandum
of understanding, agreement in principle, acquisition agreement, merger agreement or other agreement (whether written or oral, binding
or nonbinding) (other than a confidentiality agreement referred to and entered into in accordance with this Section&nbsp;6.11) relating
to any Vista Acquisition Proposal. As used in this Agreement, &ldquo;<U>Vista Acquisition Proposal</U>&rdquo; shall mean, other than the
transactions contemplated by this Agreement, any offer, inquiry or proposal relating to, or any third party indication of interest in,
(i)&nbsp;any acquisition or purchase, direct or indirect, of 20% or more of the consolidated assets of Vista and its Subsidiaries or 20%
or more of any class of equity or voting securities of Vista or its Subsidiaries whose assets, individually or in the aggregate, constitute
20% or more of the consolidated assets of Vista, (ii)&nbsp;any tender offer or exchange offer that, if consummated, would result in such
third party beneficially owning 20% or more of any class of equity or voting securities of Vista or its Subsidiaries whose assets, individually
or in the aggregate, constitute 20% or more of the consolidated assets of Vista, or (iii)&nbsp;a merger, consolidation, share exchange
or other business combination, reorganization, recapitalization, liquidation, dissolution or similar transaction involving Vista or its
Subsidiaries whose assets, individually or in the aggregate, constitute 20% or more of the consolidated assets of Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 74; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->65<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Public
Announcements</U>. The parties hereto agree that the initial press release with respect to the execution and delivery of this Agreement
shall be a release mutually agreed to by Vista and NBHC. Thereafter, each of the parties agrees that no public release, statement or
announcement concerning this Agreement or the transactions contemplated hereby shall be issued by any party without the prior written
consent of the other party (which consent shall not be unreasonably withheld, conditioned or delayed), except (i)&nbsp;as required by
applicable law, or any listing agreement with or rule&nbsp;of any national securities exchange or association, or the rules&nbsp;or regulations
of any applicable Governmental Entity to which the relevant party is subject, in which case the party required to make the release, statement
or announcement shall consult with the other party about, and allow the other party reasonable time to comment on such release, statement
or announcement in advance of such issuance or (ii)&nbsp;for such releases, announcements or statements that are consistent with other
such releases, statements or announcements made after the date of this Agreement in compliance with this <U>Section&nbsp;6.12</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Change
of Method</U>. NBHC and Vista may, upon mutual agreement, at any time prior to the Effective Time change the method or structure of effecting
the combination of Vista and NBHC (including the provisions of Article&nbsp;I) if and to the extent both parties deem such change to
be necessary, appropriate or desirable; <U>provided</U> that unless this Agreement is amended by agreement of each party in accordance
with Section&nbsp;9.2, no such change shall (a)&nbsp;alter or change the Exchange Ratio or the amount of Cash Merger Consideration per
share of Vista Common Stock provided for in this Agreement, (b)&nbsp;adversely affect the Tax treatment of the Merger with respect to
NBHC&rsquo;s shareholders or Vista&rsquo;s shareholders pursuant to this Agreement, (c)&nbsp;adversely affect the Tax treatment of Vista
or NBHC pursuant to this Agreement or (d)&nbsp;be reasonably expected to cause the Closing to be materially delayed or the receipt of
the Requisite Regulatory Approvals to be prevented or materially delayed. The parties agree to reflect any such change in an appropriate
amendment to this Agreement executed by both parties in accordance with Section&nbsp;9.2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 75; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->66<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Restructuring
Efforts</U>. If Vista shall have failed to obtain the Requisite Vista Vote at the duly convened Vista Meeting or any adjournment or postponement
thereof, each of the parties shall in good faith use its reasonable best efforts to negotiate a restructuring of the transaction provided
for herein (it being understood that neither party shall have any obligation to alter or change any material terms, including without
limitation the amount or kind of the consideration to be issued to holders of the capital stock of Vista as provided for in this Agreement,
in a manner adverse to such party or its stockholders) and/or resubmit this Agreement or the transactions contemplated hereby (or as
restructured pursuant to this Section&nbsp;6.14) to Vista stockholders for adoption.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Takeover
Restrictions</U>. None of Vista, NBHC or their respective boards of directors and Subsidiaries shall take any action that would cause
any Takeover Restriction to become applicable to this Agreement, the Merger, or any of the other transactions contemplated hereby, and
each shall take all necessary steps to exempt (or ensure the continued exemption of) the Merger and the other transactions contemplated
hereby from any applicable Takeover Restriction now or hereafter in effect. If any Takeover Restriction may become, or may purport to
be, applicable to the transactions contemplated hereby, each party and their respective boards of directors will grant such approvals
and take such actions as are necessary so that the transactions contemplated by this Agreement may be consummated as promptly as practicable
on the terms contemplated hereby and otherwise act to eliminate or minimize the effects of any Takeover Restriction on any of the transactions
contemplated by this Agreement, including, if necessary, challenging the validity or applicability of any such Takeover Restriction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.16&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Litigation
and Claims</U>. Each of NBHC and Vista shall promptly notify the other party in writing of any action, arbitration, audit, hearing, investigation,
litigation, suit, subpoena or summons issued, commenced, brought, conducted or heard by or before, or otherwise involving, any Governmental
Entity or arbitrator pending or, to the knowledge of NBHC or Vista, as applicable, threatened against NBHC, Vista or any of their respective
Subsidiaries that (a)&nbsp;questions or would reasonably be expected to question the validity of this Agreement, the Bank Merger Agreement
or the other agreements contemplated hereby or thereby or any actions taken or to be taken by NBHC, Vista, or their respective Subsidiaries
with respect hereto or thereto, or (b)&nbsp;seeks to enjoin or otherwise restrain the transactions contemplated hereby or thereby. Vista
shall give NBHC the opportunity to participate, at NBHC&rsquo;s expense, in Vista&rsquo;s defense or settlement of any shareholder litigation
against Vista and/or its directors or executive officers relating to the transactions contemplated by this Agreement, including the Merger
and the Bank Merger. Each party shall give the other the right to review and comment on all filings or responses to be made by such party
in connection with any such litigation and will in good faith take such comments into account. Vista agrees that it shall not settle
or offer to settle any litigation commenced prior to or after the date of this Agreement against Vista or its directors, executive officers
or similar persons by any shareholder of Vista relating to this Agreement, the Merger, the Bank Merger or any other transaction contemplated
hereby without the prior written consent of NBHC, which consent shall not be unreasonably withheld, conditioned or delayed.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 76; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->67<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.17&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Vista
Indebtedness</U>. At least one business day prior to the Closing, Vista shall repay in full all indebtedness set forth on Section&nbsp;6.17
of the Vista Disclosure Schedule (the &ldquo;<U>Vista Indebtedness</U>&rdquo;), and to deliver to NBHC prior to Closing evidence of such
repayment and evidence of the release of any security interests in assets of Vista related thereto. If necessary, Vista shall use reasonable
best efforts to (a)&nbsp;cause Vista Bank to pay a dividend to Vista in an amount sufficient to allow Vista to make any requested repayments
and (b)&nbsp;obtain any required regulatory approvals necessary to enable Vista to pay any such requested payments and to enable the
payment of the dividend by Vista Bank described in clause (a); <U>provided</U> that, if Vista, in compliance with its obligations pursuant
to this Section&nbsp;6.17, is unable to obtain all such required regulatory approvals, then NBHC shall use commercially reasonable efforts
to provide debt financing to Vista on arms&rsquo; length terms for the exclusive purpose of repaying the Vista Indebtedness prior to
the Closing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.18&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Corporate
Governance</U>. Prior to the Effective Time, NBHC shall take all appropriate action so that as of the Effective Time, the number of directors
constituting the Boards of Directors of NBHC shall be increased by one and one director of Vista as of immediately prior to the Effective
Time (which individual shall be mutually agreed by Vista and NBHC prior to the Closing) shall be appointed as a director of NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.19&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Exemption
from Liability under Section&nbsp;16(b)</U>. The board of directors of NBHC, or a committee of non-employee directors thereof (as such
term is defined for purposes of Rule&nbsp;16b-3(d)&nbsp;under the Exchange Act), shall prior to the Effective Time take all such steps
as may be required to cause any acquisitions of NBHC Common Stock by any holders of Vista Common Stock or Vista Restricted Stock Awards
who, immediately following the Merger, will be officers or directors of the Surviving Corporation subject to the reporting requirements
of Section&nbsp;16(a)&nbsp;of the Exchange Act pursuant to the transactions contemplated by this Agreement to be exempt from liability
pursuant to Rule&nbsp;16b-3 under the Exchange Act to the fullest extent permitted by applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">6.20&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Additional
Actions</U>. Vista and NBHC agree to the additional commitments as set forth on Section&nbsp;6.20 of the NBHC Disclosure Schedule.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;VII</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">CONDITIONS PRECEDENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Conditions
to Each Party&rsquo;s Obligation to Effect the Merger</U>. The respective obligations of the parties to effect the Merger shall be subject
to the satisfaction at or prior to the Effective Time of the following conditions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Shareholder
Approval</U>. This Agreement shall have been approved by the shareholders of Vista by the Requisite Vista Vote.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 77; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->68<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Stock
Exchange Listing</U>. The shares of NBHC Common Stock that shall be issuable pursuant to this Agreement shall have been authorized for
listing on the NYSE, subject to official notice of issuance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>S-4</U>.
The S-4 shall have become effective under the Securities Act and no stop order suspending the effectiveness of the S-4 shall have been
issued and no proceedings for that purpose shall have been initiated or threatened by the SEC and not withdrawn.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Injunctions or Restraints; Illegality</U>. No order, injunction or decree issued by any court or Governmental Entity of competent jurisdiction
or other legal restraint or prohibition preventing the consummation of the Merger, the Bank Merger or any of the other transactions contemplated
by this Agreement shall be in effect. No law, statute, rule, regulation, order, injunction or decree shall have been enacted, entered,
promulgated or enforced by any Governmental Entity which prohibits or makes illegal consummation of the Merger, the Bank Merger or any
of the other transactions contemplated by this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Regulatory
Approvals</U>. All regulatory authorizations, consents, orders or approvals (i)&nbsp;from the Federal Reserve Board, the TDB and the
CDB and (ii)&nbsp;set forth in Sections 3.4 and 4.4 which are necessary to consummate the transactions contemplated by this Agreement,
including the Merger and the Bank Merger, or those the failure of which to be obtained would have a Material Adverse Effect on NBHC or
the Surviving Corporation and its Subsidiaries, taken as a whole, after giving effect to the Merger, shall have been obtained and shall
remain in full force and effect and all statutory waiting periods in respect thereof shall have expired (such approvals and the expiration
of such waiting periods being referred to herein as the &ldquo;<U>Requisite Regulatory Approvals</U>&rdquo;). No Requisite Regulatory
Approval shall have resulted in the imposition of any Materially Burdensome Regulatory Condition.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Conditions
to Obligations of NBHC</U>. The obligation of NBHC to effect the Merger is also subject to the satisfaction, or waiver by NBHC, at or
prior to the Effective Time, of the following conditions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties</U>. The representations and warranties of Vista set forth in (i)&nbsp;Sections 3.2(a), and 3.9(a)&nbsp;(in each case
after giving effect to the lead-in to Article&nbsp;III) shall be true and correct (other than, in the case of Section&nbsp;3.2(a), such
failures to be true and correct as are <I>de minimis</I>) in each case as of the date of this Agreement and as of the Closing Date as
though made on and as of the Closing Date (except to the extent such representations and warranties speak as of an earlier date, in which
case as of such earlier date), and (ii)&nbsp;Sections 3.1(a), 3.1(b)&nbsp;(with respect to Vista Bank only), 3.2(c)&nbsp;(with respect
to Vista Bank only), 3.2(d), 3.3(a)&nbsp;and 3.8 (in each case, after giving effect to the lead-in to Article&nbsp;III) shall be true
and correct in all material respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing
Date (except to the extent such representations and warranties speak as of an earlier date, in which case as of such earlier date). All
other representations and warranties of Vista set forth in this Agreement (read without giving effect to any qualification as to materiality
or Material Adverse Effect set forth in such representations or warranties but, in each case, after giving effect to the lead-in to Article&nbsp;III)
shall be true and correct in all respects as of the date of this Agreement and as of the Closing Date as though made on and as of the
Closing Date (except to the extent such representations and warranties speak as of an earlier date, in which case as of such earlier
date); <U>provided</U>, <U>however</U>, that for purposes of this sentence, such representations and warranties shall be deemed to be
true and correct unless the failure or failures of such representations and warranties to be so true and correct, either individually
or in the aggregate, and without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations
or warranties, has had or would reasonably be expected to have a Material Adverse Effect on Vista.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 78; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->69<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Performance
of Obligations of Vista</U>. Vista shall have performed in all material respects the obligations, covenants and agreements required to
be performed by it under this Agreement at or prior to the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Tax
Opinion</U>. NBHC shall have received the opinion of Wachtell, Lipton, Rosen&nbsp;&amp; Katz, in form and substance reasonably satisfactory
to NBHC, dated as of the Closing Date, to the effect that, on the basis of facts, representations and assumptions set forth or referred
to in such opinion, the Merger will qualify as a &ldquo;reorganization&rdquo; within the meaning of Section&nbsp;368(a)&nbsp;of the Code.
In rendering such opinion, counsel may require and rely upon representations contained in certificates of officers of NBHC and Vista reasonably
satisfactory in form and substance to such counsel.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>FIRPTA
Certificate</U>. NBHC shall have received from Vista a properly executed Foreign Investment and Real Property Tax Act of 1980 notification
letter, which shall state that shares of capital stock of Vista do not constitute &ldquo;United States real property interests&rdquo;
under Section&nbsp;897(c)&nbsp;of the Code, for purposes of satisfying NBHC&rsquo;s obligations under Treasury Regulations Section&nbsp;1.1445-2(c)(3).
In addition, simultaneously with delivery of such notification letter, Vista shall have provided to NBHC, as agent for Vista, a form of
notice to the IRS in accordance with the requirements of Treasury Regulations Section&nbsp;1.897-2(h)(2)&nbsp;along with written authorization
for NBHC to deliver such notice form to the IRS on behalf of Vista upon the Closing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Employment
Agreements</U>. Each of the persons set forth in Section&nbsp;7.2(e)&nbsp;of the Vista Disclosure Schedule shall have entered into an
Employment Agreement with NBHC and/or NBH Bank and such agreements shall remain in full force and effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(f)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Voting
Agreements</U>. Each Significant Stockholder shall have entered into a Voting Agreement and such Voting Agreements shall remain in full
force and effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(g)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Dissenting
Shares</U>. Holders of shares of Vista Common Stock representing no more than five percent (5%) of the issued and outstanding shares
of Vista Common Stock shall have demanded or be entitled to receive payment of the fair value of their shares as dissenting shareholders
under the applicable provisions of the TBOC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(h)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Officer&rsquo;s
Certificate</U>. NBHC shall have received a certificate signed on behalf of Vista by an executive officer of Vista stating that the conditions
specified in Sections 7.2(a)&nbsp;and 7.2(b)&nbsp;have been satisfied.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 79; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->70<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">7.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Conditions
to Obligations of Vista</U>. The obligation of Vista to effect the Merger is also subject to the satisfaction or waiver by Vista at or
prior to the Effective Time of the following conditions:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties</U>. The representations and warranties of NBHC set forth in (i)&nbsp;Sections 4.2(a)&nbsp;and 4.8(a)&nbsp;(in each case,
after giving effect to the lead-in to Article&nbsp;IV) shall be true and correct (other than, in the case of Section&nbsp;4.2(a), such
failures to be true and correct as are <I>de minimis</I>) in each case as of the date of this Agreement and as of the Closing Date as
though made on and as of the Closing Date (except to the extent such representations and warranties speak as of an earlier date, in which
case as of such earlier date), and (ii)&nbsp;Sections 4.1(a), 4.1(b)&nbsp;(with respect to NBH Bank only), 4.2(c)&nbsp;(with respect to
NBH Bank only), 4.3(a)&nbsp;and 4.7 (in each case, after giving effect to the lead-in to Article&nbsp;IV) shall be true and correct in
all material respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing Date (except
to the extent such representations and warranties speak as of an earlier date, in which case as of such earlier date). All other representations
and warranties of NBHC set forth in this Agreement (read without giving effect to any qualification as to materiality or Material Adverse
Effect set forth in such representations or warranties but, in each case, after giving effect to the lead-in to Article&nbsp;IV) shall
be true and correct in all respects as of the date of this Agreement and as of the Closing Date as though made on and as of the Closing
Date (except to the extent such representations and warranties speak as of an earlier date, in which case as of such earlier date); <U>provided</U>,
<U>however</U>, that for purposes of this sentence, such representations and warranties shall be deemed to be true and correct unless
the failure or failures of such representations and warranties to be so true and correct, either individually or in the aggregate, and
without giving effect to any qualification as to materiality or Material Adverse Effect set forth in such representations or warranties,
has had or would reasonably be expected to have a Material Adverse Effect on NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Performance
of Obligations of NBHC</U>. NBHC shall have performed in all material respects the obligations, covenants and agreements required to be
performed by it under this Agreement at or prior to the Closing Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Officer&rsquo;s
Certificate</U>. Vista shall have received a certificate signed on behalf of NBHC by an executive officer of NBHC stating that the conditions
specified in Sections 7.3(a)&nbsp;and 7.3(b)&nbsp;have been satisfied.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Tax
Opinion</U>. Vista shall have received the opinion of Squire Patton Boggs (US) LLP, in form and substance reasonably satisfactory to Vista,
dated as of the Closing Date, to the effect that, on the basis of facts, representations and assumptions set forth or referred to in such
opinion, the Merger will qualify as a &ldquo;reorganization&rdquo; within the meaning of Section&nbsp;368(a)&nbsp;of the Code. In rendering
such opinion, counsel may require and rely upon representations contained in certificates of officers of NBHC and Vista reasonably satisfactory
in form and substance to such counsel.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;VIII</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">TERMINATION AND AMENDMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Termination</U>.
This Agreement may be terminated at any time prior to the Effective Time, whether before or after receipt of the Requisite Vista Vote:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>by
mutual consent of NBHC and Vista in a written instrument;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 80; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->71<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>by
either NBHC or Vista if any Governmental Entity that must grant a Requisite Regulatory Approval has denied approval of the Merger or the
Bank Merger and such denial has become final and nonappealable or any Governmental Entity of competent jurisdiction shall have issued
a final nonappealable order, injunction or decree permanently enjoining or otherwise prohibiting or making illegal the consummation of
the Merger or the Bank Merger, unless the failure to obtain a Requisite Regulatory Approval shall be due to the failure of the party seeking
to terminate this Agreement to perform or observe the obligations, covenants and agreements of such party set forth herein;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>by
either NBHC or Vista if the Merger shall not have been consummated on or before September&nbsp;15, 2026 (the &ldquo;<U>Termination Date</U>&rdquo;)
unless the failure of the Closing to occur by such date shall be due to the failure of the party seeking to terminate this Agreement to
perform or observe the obligations, covenants and agreements of such party set forth herein; <U>provided</U> that, notwithstanding the
foregoing provisions of this Section&nbsp;8.1(c), NBHC and Vista may mutually agree in writing to amend the Termination Date to any other
date as they mutually agree;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>by
either NBHC or Vista (<U>provided</U> that the terminating party is not then in material breach of any representation, warranty, obligation,
covenant or other agreement contained herein) if there shall have been a breach of any of the obligations, covenants or agreements or
any of the representations or warranties (or any such representation or warranty shall cease to be true) set forth in this Agreement on
the part of Vista, in the case of a termination by NBHC, or NBHC, in the case of a termination by Vista, which breach or failure to be
true, either individually or in the aggregate with all other breaches by such party (or failures of such representations or warranties
to be true), would constitute, if occurring or continuing on the Closing Date, the failure of a condition set forth in Section&nbsp;7.2,
in the case of a termination by NBHC, or Section&nbsp;7.3, in the case of a termination by Vista, and which is not cured by the earlier
of the Termination Date and forty-five (45) days following written notice to Vista, in the case of a termination by NBHC, or NBHC, in
the case of a termination by Vista, or by its nature or timing cannot be cured during such period; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(e)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>by
NBHC, prior to such time as the Requisite Vista Vote is obtained, if Vista or the board of directors of Vista (i)&nbsp;shall have made
an Vista Adverse Recommendation Change or (ii)&nbsp;materially breaches its obligations under Section&nbsp;6.3 or Section&nbsp;6.11.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">The party desiring to terminate this Agreement pursuant to clause
(b), (c), (d)&nbsp;or (e)&nbsp;of this Section&nbsp;8.1 shall give written notice of such termination to the other party in accordance
with Section&nbsp;9.5, specifying the provision or provisions hereof pursuant to which such termination is effected.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">8.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Effect
of Termination</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event of termination of this Agreement by either NBHC or Vista as provided in Section&nbsp;8.1, this Agreement shall forthwith become
void and have no effect, and none of NBHC, Vista, any of their respective Subsidiaries or any of the officers or directors of any of them
shall have any liability of any nature whatsoever hereunder, or in connection with the transactions contemplated hereby, except that (i)&nbsp;Section&nbsp;6.2(b),
Section&nbsp;6.12, this Section&nbsp;8.2 and Article&nbsp;IX (but in the case of Section&nbsp;9.13, only in respect of covenants that survive
termination) shall survive any termination of this Agreement, and (ii)&nbsp;notwithstanding anything to the contrary contained in this
Agreement, neither NBHC nor Vista shall be relieved or released from any liabilities or damages arising out of its fraud or willful and
material breach of any provision of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 81; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->72<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in">(b)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that after the date of this Agreement and prior to the termination of this Agreement, a <I>bona fide </I>Vista Acquisition Proposal
shall have been communicated to or otherwise made known to the board of directors or senior management of Vista or shall have been made
directly to its shareholders generally or any person shall have publicly announced (and not withdrawn at least two (2)&nbsp;business days
prior to the Vista Meeting) a Vista Acquisition Proposal, in each case, with respect to Vista and (A)&nbsp;(x)&nbsp;thereafter this Agreement
is terminated by either NBHC or Vista pursuant to Section&nbsp;8.1(c)&nbsp;without the Requisite Vista Vote having been obtained (and
all other conditions set forth in Section&nbsp;7.1 and Section&nbsp;7.3 were satisfied or were capable of being satisfied prior to such
termination) or (y)&nbsp;thereafter this Agreement is terminated by NBHC pursuant to Section&nbsp;8.1(d)&nbsp;as a result of a willful
breach, and (B)&nbsp;prior to the date that is twelve (12) months after the date of such termination, Vista enters into a definitive agreement
or consummates a transaction with respect to a Vista Acquisition Proposal (whether or not the same Vista Acquisition Proposal as that
referred to above), then Vista shall, on the earlier of the date it enters into such definitive agreement and the date of consummation
of such transaction, pay NBHC, by wire transfer of same day funds, a fee equal to $15,000,000 (the &ldquo;<U>Termination Fee</U>&rdquo;);
<U>provided</U> that, for purposes of this Section&nbsp;8.2(b)(i), all references in the definition of &ldquo;Vista Acquisition Proposal&rdquo;
to &ldquo;20%&rdquo; shall instead refer to &ldquo;50%&rdquo;.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-indent: 1in"><FONT STYLE="font-size: 10pt">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that this Agreement is terminated by NBHC pursuant to Section&nbsp;8.1(e), then Vista shall pay NBHC, by wire transfer of same
day funds, the Termination Fee as promptly as reasonably practicable after the date of termination (and in any event, within three (3)&nbsp;business
days thereafter).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(c)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Notwithstanding
anything to the contrary herein, but without limiting Section&nbsp;8.2(d)&nbsp;or the right of any party to recover liabilities or damages
arising out of the other party&rsquo;s actual and intentional fraud or willful and material breach of any provision of this Agreement,
in the event a Termination Fee is paid to NBHC, the maximum aggregate amount of fees, liabilities or damages payable Vista under this
Agreement shall be equal to the Termination Fee (together with any amounts specified in&nbsp;<U>Section&nbsp;8.2(d)</U>), as applicable,
and in no event shall Vista be required to pay the Termination Fee on more than one occasion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(d)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Vista
acknowledges that the agreements contained in this Section&nbsp;8.2 are an integral part of the transactions contemplated by this Agreement,
and that, without these agreements, NBHC would not enter into this Agreement; accordingly, if Vista fails promptly to pay the amount due
pursuant to this Section&nbsp;8.2, and, in order to obtain such payment, NBHC commences a suit which results in a judgment against Vista
for the Termination Fee or any portion thereof, Vista shall pay the costs and expenses of NBHC (including reasonable attorneys&rsquo;
fees and expenses) in connection with such suit. In addition, if Vista fails to pay the amounts payable pursuant to this Section&nbsp;8.2,
then Vista shall pay interest on such overdue amounts (for the period commencing as of the date that such overdue amount was originally
required to be paid and ending on the date that such overdue amount is actually paid in full) at a rate per annum equal to the &ldquo;prime
rate&rdquo; as published in <I>The Wall Street Journal </I>on the date on which such payment was required to be made for the period commencing
as of the date that such overdue amount was originally required to be paid. The amounts payable by Vista pursuant to Section&nbsp;8.2(b)&nbsp;and
this Section&nbsp;8.2(d)&nbsp;constitute liquidated damages and not a penalty, and, except in the case of actual and intentional fraud
or willful and material breach, shall be the sole monetary remedy of NBHC in the event of a termination of this Agreement specified in
such applicable section and a Termination Fee is paid to NBHC.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 82; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->73<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase">Article&nbsp;IX</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">GENERAL PROVISIONS</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.1&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Nonsurvival
of Representations, Warranties and Agreements</U>. None of the representations, warranties, covenants or agreements in this Agreement
or in any instrument delivered pursuant to this Agreement (other than the Confidentiality Agreement, which shall survive in accordance
with its terms) shall survive the Effective Time, except for Section&nbsp;6.7, and for those other covenants and agreements contained
herein and therein which by their terms apply or are to be performed in whole or in part after the Effective Time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.2&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Amendment</U>.
Subject to compliance with applicable law, this Agreement may be amended by the parties hereto at any time before or after the receipt
of the Requisite Vista Vote; <U>provided</U>, <U>however</U>, that after the receipt of the Requisite Vista Vote, there may not be, without
further approval of such shareholders of Vista or NBHC, as applicable, any amendment of this Agreement that requires such further approval
under applicable law. This Agreement may not be amended, modified or supplemented in any manner, whether by course of conduct or otherwise,
except by an instrument in writing signed on behalf of each of the parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.3&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Extension;
Waiver</U>. At any time prior to the Effective Time, the parties hereto may, to the extent legally allowed, (a)&nbsp;extend the time
for the performance of any of the obligations or other acts of the other party hereto, (b)&nbsp;waive any inaccuracies in the representations
and warranties of the other party contained herein or in any document delivered by the other party pursuant hereto, and (c)&nbsp;waive
compliance with any of the agreements or satisfaction of any conditions for its benefit contained herein; <U>provided</U>, <U>however</U>,
that after the receipt of the Requisite Vista Vote, there may not be, without further approval of such shareholders of Vista or NBHC,
as applicable, any extension or waiver of this Agreement or any portion thereof that requires such further approval under applicable
law. Any agreement on the part of a party hereto to any such extension or waiver shall be valid only if set forth in a written instrument
signed on behalf of such party, but such extension or waiver or failure to insist on strict compliance with an obligation, covenant,
agreement or condition shall not operate as a waiver of, or estoppel with respect to, any subsequent or other failure.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 83; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->74<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.4&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Expenses</U>.
Except as otherwise expressly provided in this Agreement, including in Section&nbsp;8.2, all fees and expenses incurred in connection
with this Agreement and the transactions contemplated hereby shall be paid by the party incurring such fees or expenses, whether or not
the Merger is consummated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.5&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notices</U>.
All notices and other communications hereunder shall be in writing and shall be deemed duly given (a)&nbsp;on the date of delivery if
delivered personally, or if by e-mail (<U>provided</U> that no notice is received by the e-mail sender within twelve (12) hours thereafter
indicating that such e-mail was undeliverable or otherwise not delivered), (b)&nbsp;on the first (1st) business day following the date
of dispatch if delivered utilizing a next-day service by a recognized next-day courier or (c)&nbsp;on the earlier of confirmed receipt
or one (1)&nbsp;business day following the date of mailing if delivered by registered or certified mail, return receipt requested, postage
prepaid. All notices hereunder shall be delivered to the addresses set forth below, or pursuant to such other instructions as may be
designated in writing by the party to receive such notice:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">if to Vista, to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><FONT STYLE="font-size: 10pt">Vista Bancshares,&nbsp;Inc.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><FONT STYLE="font-size: 10pt">3100 Monticello Avenue, Ste. 500</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><FONT STYLE="font-size: 10pt">Dallas, Texas 75205</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 1.5in">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 0.75in">Attention:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"> [***]</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">E-mail:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"> [***]</TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><I>With a copy (which shall not constitute notice) to:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><FONT STYLE="font-size: 10pt">Squire Patton Boggs (US) LLP<BR>
201 E. Fourth Street, Suite&nbsp;1900<BR>
Cincinnati, Ohio 45202<BR>
Attention:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>James J. Barresi<BR>
E-mail:<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>james.barresi@squirepb.com</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1.5in">and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">if to NBHC, to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><FONT STYLE="font-size: 10pt">National Bank Holdings Corporation<BR>
7800 East Orchard Road, Suite&nbsp;300<BR>
Greenwood Village, Colorado 80111</FONT></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 1.5in">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 0.75in">Attention:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"> [***]</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">E-mail:</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"> [***]</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1.5in"><I>With a copy (which shall not constitute notice)
to:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 84; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->75<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in"><FONT STYLE="font-size: 10pt">Wachtell, Lipton,
Rosen&nbsp;&amp; Katz<BR> 51 West 52nd Street<BR> New York, NY 10019<BR>
Attention:&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Mark F. Veblen<BR> E-mail:<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;
 &#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>MFVeblen@wlrk.com</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.6&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Interpretation</U>.
The parties have participated jointly in negotiating and drafting this Agreement. In the event that an ambiguity or a question of intent
or interpretation arises, this Agreement shall be construed as if drafted jointly by the parties, and no presumption or burden of proof
shall arise favoring or disfavoring any party by virtue of the authorship of any provision of this Agreement. When a reference is made
in this Agreement to &ldquo;Articles,&rdquo; &ldquo;Sections,&rdquo; &ldquo;Exhibits&rdquo; or &ldquo;Schedules,&rdquo; such reference
shall be to an Article&nbsp;or Section&nbsp;of or Exhibit&nbsp;or Schedule to this Agreement unless otherwise indicated. The table of
contents and headings contained in this Agreement are for reference purposes only and shall not affect in any way the meaning or interpretation
of this Agreement. Whenever the words &ldquo;include,&rdquo; &ldquo;includes&rdquo; or &ldquo;including&rdquo; are used in this Agreement,
they shall be deemed to be followed by the words &ldquo;without limitation.&rdquo; The word &ldquo;or&rdquo; shall not be exclusive.
References to &ldquo;the date hereof&rdquo; shall mean the date of this Agreement. As used in this Agreement, the &ldquo;knowledge of
Vista&rdquo; means the actual knowledge of any of the officers of Vista listed on Section&nbsp;9.6 of the Vista Disclosure Schedule,
and the &ldquo;knowledge of NBHC&rdquo; means the actual knowledge of any of the officers of NBHC listed on Section&nbsp;9.6 of the NBHC
Disclosure Schedule. As used herein, (a)&nbsp;&ldquo;business day&rdquo; means any day other than a Saturday, a Sunday or a day on which
banks in New York, New York, Denver, Colorado or Dallas, Texas are authorized by law or executive order to be closed, (b)&nbsp;the term
 &ldquo;person&rdquo; means any individual, corporation (including not-for-profit), general or limited partnership, limited liability
company, joint venture, estate, trust, association, organization, Governmental Entity or other entity of any kind or nature, (c)&nbsp;an
 &ldquo;affiliate&rdquo; of a specified person is any person that directly or indirectly controls, is controlled by, or is under common
control with, such specified person, (d)&nbsp;the term &ldquo;made available&rdquo; means any document or other information that was
(i)&nbsp;provided by one party or its representatives to the other party and its representatives at least one business day prior to the
date hereof, (ii)&nbsp;included in the virtual data room of a party at least one business day prior to the date hereof or (iii)&nbsp;filed
by a party with the SEC and publicly available on EDGAR at least one business day prior to the date hereof and (e)&nbsp;references to
a party&rsquo;s &ldquo;shareholders&rdquo; shall mean its stockholders. The Vista Disclosure Schedule and the NBHC Disclosure Schedule,
as well as all other schedules and all exhibits hereto, shall be deemed part of this Agreement and included in any reference to this
Agreement. All references to &ldquo;dollars&rdquo; or &ldquo;$&rdquo; in this Agreement are to United States dollars. This Agreement
shall not be interpreted or construed to require any person to take any action, or fail to take any action, if to do so would violate
any applicable law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.7&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Confidential
Supervisory Information</U>. Notwithstanding any other provision of this Agreement, no provision of this Agreement shall require or be
interpreted to require, and no disclosure, representation or warranty shall be required to be made (or any other action taken) pursuant
to this Agreement that would involve the disclosure of confidential supervisory information of a Governmental Entity by any party hereto
to the extent prohibited by applicable law, and, to the extent legally permissible, appropriate substitute disclosures or actions shall
be made or taken under circumstances in which the limitations of this sentence apply.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 85; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->76<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.8&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Counterparts</U>.
This Agreement may be executed in counterparts (including by electronic means), all of which shall be considered one and the same agreement
and shall become effective when counterparts have been signed by each of the parties and delivered to the other parties, it being understood
that all parties need not sign the same counterpart.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.9&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Entire
Agreement</U>. This Agreement (including the Vista Disclosure Schedule, NBHC Disclosure Schedule and other documents and the instruments
referred to herein) together with the Voting Agreements and the Confidentiality Agreement constitutes the entire agreement among the
parties and supersedes all prior agreements and understandings, both written and oral, among the parties with respect to the subject
matter hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.10&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Governing
Law; Jurisdiction</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>This
Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to any applicable conflicts
of law principles (except that matters relating to the fiduciary duties of the board of directors of Vista shall be subject to the laws
of the State of Texas).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Each
party agrees that it will bring any action or proceeding in respect of any claim arising out of or related to this Agreement or the transactions
contemplated hereby exclusively in the Delaware Court of Chancery and any state appellate court therefrom within the State of Delaware,
or, if the Delaware Court of Chancery declines to accept jurisdiction over a particular matters, any federal or state court of competent
jurisdiction located in the State of Delaware (the &ldquo;<U>Chosen Courts</U>&rdquo;), and, solely in connection with claims arising
under this Agreement or the transactions that are the subject of this Agreement, (i)&nbsp;irrevocably submits to the exclusive jurisdiction
of the Chosen Courts, (ii)&nbsp;waives any objection to laying venue in any such action or proceeding in the Chosen Courts, (iii)&nbsp;waives
any objection that the Chosen Courts are an inconvenient forum or do not have jurisdiction over any party and (iv)&nbsp;agrees that service
of process upon such party in any such action or proceeding will be effective if notice is given in accordance with Section&nbsp;9.5.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.11&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Waiver
of Jury Trial</U>. EACH PARTY ACKNOWLEDGES AND AGREES THAT ANY CONTROVERSY WHICH MAY&nbsp;ARISE UNDER THIS AGREEMENT IS LIKELY TO INVOLVE
COMPLICATED AND DIFFICULT ISSUES, AND THEREFORE EACH SUCH PARTY HEREBY IRREVOCABLY AND UNCONDITIONALLY WAIVES, TO THE FULLEST EXTENT
PERMITTED BY APPLICABLE LAW, ANY RIGHT SUCH PARTY MAY&nbsp;HAVE TO A TRIAL BY JURY IN RESPECT OF ANY SUIT, ACTION OR OTHER PROCEEDING
DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS AGREEMENT OR THE TRANSACTIONS CONTEMPLATED BY THIS AGREEMENT. EACH PARTY CERTIFIES
AND ACKNOWLEDGES THAT: (I)&nbsp;NO REPRESENTATIVE, AGENT OR ATTORNEY OF ANY OTHER PARTY HAS REPRESENTED, EXPRESSLY OR OTHERWISE, THAT
SUCH OTHER PARTY WOULD NOT,&nbsp;IN THE EVENT OF ANY SUIT, ACTION OR OTHER PROCEEDING, SEEK TO ENFORCE THE FOREGOING WAIVER, (II)&nbsp;EACH
PARTY UNDERSTANDS AND HAS CONSIDERED THE IMPLICATIONS OF THIS WAIVER, (III)&nbsp;EACH PARTY MAKES THIS WAIVER VOLUNTARILY, AND (IV)&nbsp;EACH
PARTY HAS BEEN INDUCED TO ENTER INTO THIS AGREEMENT BY, AMONG OTHER THINGS, THE MUTUAL WAIVERS AND CERTIFICATIONS IN THIS SECTION&nbsp;9.11.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 86; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->77<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.12&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Assignment;
Third-Party Beneficiaries</U>. Neither this Agreement nor any of the rights, interests or obligations hereunder shall be assigned by
any of the parties hereto (whether by operation of law or otherwise) without the prior written consent of the other party. Any purported
assignment in contravention hereof shall be null and void. Subject to the preceding sentence, this Agreement will be binding upon, inure
to the benefit of and be enforceable by the parties and their respective successors and assigns. Except as otherwise specifically provided
in Section&nbsp;6.7, which is intended to benefit each Vista Indemnified Party and his or her heirs and representatives, this Agreement
(including the documents and instruments referred to herein) is not intended to and does not confer upon any person other than the parties
hereto any rights or remedies hereunder, including the right to rely upon the representations and warranties set forth herein. The representations
and warranties in this Agreement are the product of negotiations among the parties hereto and are for the sole benefit of the parties.
Any inaccuracies in such representations and warranties are subject to waiver by the parties hereto in accordance herewith without notice
or liability to any other person. In some instances, the representations and warranties in this Agreement may represent an allocation
among the parties hereto of risks associated with particular matters regardless of the knowledge of any of the parties hereto. Consequently,
persons other than the parties may not rely upon the representations and warranties in this Agreement as characterizations of actual
facts or circumstances as of the date of this Agreement or as of any other date. Except as provided in Section&nbsp;6.7, notwithstanding
any other provision in this Agreement to the contrary, no consent, approval or agreement of any third-party beneficiary will be required
to amend, modify or waive any provision of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.13&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Specific
Performance</U>. The parties hereto agree that irreparable damage would occur if any provision of this Agreement were not performed in
accordance with its specific terms or were otherwise breached. Accordingly, the parties shall be entitled to specific performance of
the terms of this Agreement, including an injunction or injunctions to prevent breaches of this Agreement or to enforce specifically
the performance of the terms and provisions hereof (including the parties&rsquo; obligation to consummate the Merger), in addition to
any other remedy to which they are entitled at law or in equity. Each of the parties hereby further waives (a)&nbsp;any defense in any
action for specific performance that a remedy at law would be adequate and (b)&nbsp;any requirement under any law to post security or
a bond as a prerequisite to obtaining equitable relief.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.14&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Severability</U>.
Whenever possible, each provision or portion of any provision of this Agreement shall be interpreted in such manner as to be effective
and valid under applicable law, but if any provision or portion of any provision of this Agreement is held to be invalid, illegal or
unenforceable in any respect under any applicable law or rule&nbsp;in any jurisdiction, such invalidity, illegality or unenforceability
shall not affect any other provision or portion of any provision in such jurisdiction, and this Agreement shall be reformed, construed
and enforced in such jurisdiction such that the invalid, illegal or unenforceable provision or portion thereof shall be interpreted to
be only so broad as is enforceable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 87; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->78<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 1in"><FONT STYLE="font-size: 10pt">9.15&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Delivery
by Electronic Transmission</U>. This Agreement and any signed agreement or instrument entered into in connection with this Agreement,
and any amendments or waivers hereto or thereto, to the extent signed and delivered by e-mail delivery of a &ldquo;.pdf&rdquo; format
data file, shall be treated in all manner and respects as an original agreement or instrument and shall be considered to have the same
binding legal effect as if it were the original signed version thereof delivered in person. No party hereto or to any such agreement
or instrument shall raise the use of e-mail delivery of a &ldquo;.pdf&rdquo; format data file to deliver a signature to this Agreement
or any amendment hereto or the fact that any signature or agreement or instrument was transmitted or communicated through e-mail delivery
of a &ldquo;.pdf&rdquo; format data file as a defense to the formation of a contract and each party hereto forever waives any such defense.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">[<I>Signature Page&nbsp;Follows</I>]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 88; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="text-align: center; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->79<!-- Field: /Sequence -->-</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">IN WITNESS WHEREOF, the parties hereto have caused this Agreement to
be executed by their respective officers thereunto duly authorized as of the date first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">NATIONAL BANK HOLDINGS CORPORATION</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-size: 10pt">/s/
G. Timothy Laney</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Name: G. Timothy Laney</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Title: &#8239;&#8239;Chairman and Chief Executive Officer</FONT></TD></TR>

<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-transform: uppercase"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-transform: uppercase"><FONT STYLE="font-size: 10pt">VISTA BANCSHARES,&nbsp;INC.</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-size: 10pt">By:&#8239;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%"><FONT STYLE="font-size: 10pt">/s/ John D. Steinmetz</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Name: John D. Steinmetz</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Title: &#8239;&#8239;President and Chief Executive Officer</FONT></TD></TR>
</TABLE>

<P STYLE="margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 50%; font-size: 10pt"><FONT STYLE="font-size: 10pt">BRYAN WICK, solely in his capacity as the Shareholders&rsquo;
    Representative</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD>&nbsp;</TD>
    <TD STYLE="font-size: 10pt">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font-size: 10pt"><FONT STYLE="font-size: 10pt">/s/ Bryan Wick</FONT></TD></TR>
  </TABLE>





<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt">[<I>Signature Page&nbsp;to
Agreement and Plan of Merger</I>]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt"></P>

<!-- Field: Page; Sequence: 89; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; margin-top: 0pt; margin-right: 0; margin-bottom: 0pt">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-10.1
<SEQUENCE>3
<FILENAME>tm2526246d1_ex10-1.htm
<DESCRIPTION>EXHIBIT 10.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0"><B>Exhibit 10.1</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="text-transform: uppercase"><B>VOTING
AND LOCK-UP AGREEMENT</B></FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">THIS VOTING AND LOCK-UP AGREEMENT
(this &ldquo;<U>Agreement</U>&rdquo;) is made and entered into as of September&nbsp;15, 2025, by and among National Bank Holdings Corporation,
a Delaware corporation (&ldquo;<U>NBHC</U>&rdquo;), and the undersigned shareholders (each a &ldquo;<U>Shareholder</U>&rdquo; and collectively,
the &ldquo;<U>Shareholders</U>&rdquo;) of Vista Bancshares,&nbsp;Inc., a Texas corporation (&ldquo;<U>Vista</U>&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>RECITALS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>, concurrently
with the execution of this Agreement, NBHC and Vista are entering into an Agreement and Plan of Merger of even date herewith (as it may
be amended from time to time, the &ldquo;<U>Merger Agreement</U>&rdquo;), pursuant to which, among other things, (i)&nbsp;Vista will merge
with and into NBHC (the &ldquo;<U>Merger</U>&rdquo;) and (ii)&nbsp;except as otherwise provided in the Merger Agreement, each outstanding
share of the common stock of Vista (the &ldquo;<U>Vista Common Stock</U>&rdquo;) will be converted into the right to receive the consideration
set forth in the Merger Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>, as of the
date hereof, each Shareholder is the beneficial owner (as defined in Rule&nbsp;13d-3 under the Securities Exchange Act of 1934, as amended
(the &ldquo;<U>Exchange Act</U>&rdquo;)) of such number of shares of Vista Common Stock and, as applicable, options to purchase such number
of shares of Vista Common Stock, restricted shares of Vista Common Stock and warrants to purchase such number of shares of Vista Common
Stock, as is indicated on the signature page&nbsp;of this Agreement; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>WHEREAS</B>, as a condition
and inducement to NBHC to enter into the Merger Agreement, the Shareholders (solely in the Shareholders&rsquo; capacity as such) are hereby
agreeing to vote the Shares as described herein and to take such other actions as provided for herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><B>NOW THEREFORE</B>, in consideration
of the foregoing and the mutual representations, warranties, covenants and agreements contained herein, and intending to be legally bound,
the parties hereto agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">1.&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;<U>Certain Definitions</U>.
All capitalized terms that are used but not defined herein shall have the respective meanings ascribed to them in the Merger Agreement.
For all purposes of and under this Agreement, the following terms shall have the following respective meanings:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>&ldquo;<U>Expiration
Date</U>&rdquo; shall mean the earliest to occur of (i)&nbsp;such date and time as the Merger Agreement shall have been terminated pursuant
to Article&nbsp;VIII thereof, (ii)&nbsp;such date and time as the Merger shall become effective in accordance with the terms and provisions
of the Merger Agreement, or (iii)&nbsp;the date of any material modification, waiver or amendment of the Merger Agreement that affects
adversely the consideration payable to the shareholders of Vista pursuant to the Merger Agreement as provided to the Shareholder on the
date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>&ldquo;<U>Shares</U>&rdquo;
shall mean (i)&nbsp;all securities of Vista (including all shares of Vista Common Stock and, to the extent transferable by their terms,
all restricted shares of Vista Common Stock and all options, warrants and other rights to acquire shares of Vista Common Stock) owned
by the Shareholders as of the date hereof, and (ii)&nbsp;all additional securities of Vista (including all additional shares of Vista
Common Stock and, to the extent transferable by their terms, all additional restricted shares of Vista Common Stock and all additional
options, warrants and other rights to acquire shares of Vista Common Stock) of which the Shareholders acquire ownership during the period
from the date of this Agreement through the Expiration Date (including by way of stock dividend or distribution, split-up, recapitalization,
combination, exchange of shares and the like).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>&ldquo;<U>Transfer</U>&rdquo;
shall mean to directly or indirectly (i)&nbsp;sell, pledge, give, encumber, assign, grant an option, right or warrant with respect to,
grant a security interest with respect to, transfer or otherwise dispose of any Share or any interest in such Share, or (ii)&nbsp;enter
into any transaction, agreement, understanding or commitment providing for the sale of, pledge of, giving of, encumbrance of, assignment
of, grant of an option, right or warrant with respect to, grant of a security interest with respect to, transfer of or other disposition
of such Share or any interest therein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">2.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Transfer
of Shares</U>. Except as expressly permitted by this Agreement, until the Expiration Date, no Shareholder shall directly or indirectly:
(i)&nbsp;cause or permit any Transfer of any of the Shares of which such Shareholder is the beneficial owner (x)&nbsp;unless each Person
to which any of such Shares, or any interest in any of such Shares, is or may be transferred shall have: (A)&nbsp;executed a counterpart
of this Agreement and (B)&nbsp;agreed in writing to hold such Shares (or interest in such Shares) subject to all of the terms and provisions
of this Agreement, or (y)&nbsp;except by will or by operation of law, in which case this Agreement will bind the transferee; (ii)&nbsp;grant
any proxies or powers of attorney, other than consistent with the terms of <U>Section&nbsp;3</U>, or deposit any Shares into a voting
trust or enter into a voting agreement with respect to any Shares; or (iii)&nbsp;take any action that would make any representation or
warranty of such Shareholder contained herein untrue or incorrect or have the effect of preventing or disabling such Shareholder from
performing any of such Shareholder&rsquo;s obligations under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">3.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Agreement
to Vote Shares</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Until
the Expiration Date, each Shareholder agrees that, at every meeting of the shareholders of Vista called, and at every adjournment or postponement
thereof, and on every action or approval by written consent of the shareholders of Vista, such Shareholder (in such Shareholder&rsquo;s
capacity as such) shall, or shall cause the holder of record on any applicable record date to, vote the Shares for which it is entitled
to vote at such meeting or by such written consent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(i)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>in
favor of the adoption of the Merger Agreement, and in favor of each of the other actions contemplated by the Merger Agreement;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(ii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>against
approval of any proposal made in opposition to, or in competition with, the Merger or any other transactions contemplated by the Merger
Agreement; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1.5in">(iii)<FONT STYLE="font-size: 10pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT>against
any of the following actions (other than those actions that relate to the Merger and any other transactions between NBHC and Vista as
contemplated by the Merger Agreement): (A)&nbsp;any merger, consolidation, business combination, sale of assets, or reorganization of
Vista or any subsidiary of Vista, (B)&nbsp;any sale, lease or transfer of any significant part of the assets of Vista or any subsidiary
of Vista, (C)&nbsp;any reorganization, recapitalization, dissolution, liquidation or winding up of Vista or any subsidiary of Vista, (D)&nbsp;any
material change in the capitalization of Vista or any subsidiary of Vista, or the corporate structure of Vista or any subsidiary of Vista,
or (E)&nbsp;any other action that is intended, or could reasonably be expected to, impede, interfere with, delay, postpone, discourage
or adversely affect the Merger or any other transactions between NBHC and Vista as contemplated by the Merger Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>In
the event that a meeting of the shareholders of Vista is held, each Shareholder shall, or shall cause the holder of record of the Shares
on any applicable record date to, appear at such meeting or otherwise cause the Shares to be counted as present thereat for purposes of
establishing a quorum.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>No
Shareholder shall enter into any agreement or understanding with any Person to vote or give instructions in any manner inconsistent with
the terms of this <U>Section&nbsp;3</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>Except
as expressly set forth in this <U>Section&nbsp;3</U>, each Shareholder shall retain at all times the right to vote such Shareholder&rsquo;s
Shares in such Shareholder&rsquo;s sole discretion and without any other limitation on matters that are at any time or from time to time
presented for consideration to Vista&rsquo;s shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">4.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Lock-Up
Period</U>. From the Effective Time and until the date that is one-hundred-and-eighty (180) days after the Effective Time (the &ldquo;<U>Lock-Up
Period</U>&rdquo;), no Shareholder shall, with respect to any Shares beneficially owned by such Shareholder, (a)&nbsp;effect a Transfer
or attempt to effect a Transfer of any Shares with respect to which the Shareholder has the power of disposition, (b)&nbsp;enter into
any swap or other arrangement that transfers to another, in whole or in part, any of the economic consequences of ownership of such Shares,
or (c)&nbsp;publicly announce the intention to effect any of the transactions covered in the foregoing clauses (a)&nbsp;and (b). Any such
Transfer or attempted Transfer of NBHC Shares in violation of this <U>Section&nbsp;4</U> shall, to the fullest extent permitted by law,
be of no effect and null and void ab initio, regardless of whether the purported transferee has any actual or constructive knowledge of
the transfer restrictions set forth in this <U>Section&nbsp;4</U>, and NBHC shall not, and shall instruct its transfer agent and other
third parties not to, record or recognize any such purported transaction on the share register of NBHC. Each Shareholder also agrees and
consents to the entry of stop transfer instructions with the NBHC&rsquo;s transfer agent and registrar against the Transfer of any Shares.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">5.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Agreement
Not to Exercise Appraisal Rights</U>. Until the Expiration Date, each Shareholder hereby waives and agrees not to exercise or assert any
dissenters&rsquo; or appraisal rights (including, without limitation, under Section&nbsp;10.354 of the Texas Business Organizations Code)
to demand payment for any Shares that may arise with respect to the Merger.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">6.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Grant
of Irrevocable Proxy; Appointment of Proxy</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>SHAREHOLDER
HEREBY GRANTS TO, AND APPOINTS, NBHC AND ANY DESIGNEE OF NBHC, EACH OF THEM INDIVIDUALLY, SUCH SHAREHOLDER&rsquo;S IRREVOCABLE (UNTIL
THE TERMINATION OF THIS AGREEMENT) PROXY AND ATTORNEY-IN-FACT (WITH FULL POWER OF SUBSTITUTION) TO VOTE THE SHARES SOLELY AS INDICATED
IN <U>SECTION&nbsp;3(a)</U>. SHAREHOLDER INTENDS THIS PROXY TO BE IRREVOCABLE (UNTIL THE TERMINATION OF THIS AGREEMENT) AND COUPLED WITH
AN INTEREST AND WILL TAKE SUCH FURTHER ACTION OR EXECUTE SUCH OTHER INSTRUMENTS AS MAY&nbsp;BE NECESSARY TO EFFECTUATE THE INTENT OF THIS
PROXY AND HEREBY REVOKES ANY PROXY PREVIOUSLY GRANTED BY SUCH SHAREHOLDER WITH RESPECT TO THE SHARES (SUCH SHAREHOLDER REPRESENTING TO
NBHC THAT ANY SUCH PROXY IS NOT IRREVOCABLE).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT>The
proxy granted in this <U>Section&nbsp;6</U> shall automatically expire on the Expiration Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">7.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Directors
and Officers</U>. Notwithstanding any provision of this Agreement to the contrary, none of the Shareholders make any agreement pursuant
to this Agreement or otherwise in such Shareholder&rsquo;s capacity as a director or officer of Vista and nothing in this Agreement shall
(or require the Shareholders to attempt to) (a)&nbsp;limit or restrict any Shareholder who is a director or officer of Vista or any subsidiary
of Vista from acting in such capacity as a director or officer or voting in such person&rsquo;s sole discretion in such capacity as a
director or officer on any matter (it being understood that this Agreement shall apply to each Shareholder solely in such Shareholder&rsquo;s
capacity as a shareholder of Vista), or (b)&nbsp;be construed to prohibit, limit or restrict such Shareholder from exercising such Shareholder&rsquo;s
fiduciary duties as an officer or director to Vista or its shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">8.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Ownership Interest</U>. Nothing contained in this Agreement shall be deemed to vest in NBHC any direct or indirect ownership or incidence
of ownership of or with respect to any Shares. All rights, ownership and economic benefits of and relating to the Shares shall remain
vested in and belong to the Shareholders, and NBHC shall not have any authority to direct the Shareholders in the voting of any of the
Shares, except as otherwise provided herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">9.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties of the Shareholder</U>. Each Shareholder hereby represents and warrants to NBHC as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Power;
Binding Agreement</U>. Such Shareholder has full power and authority to execute and deliver this Agreement, to perform such Shareholder&rsquo;s
obligations hereunder and to consummate the transactions contemplated hereby. The execution, delivery and performance by such Shareholder
of this Agreement, the performance by such Shareholder of its, his or her obligations hereunder and the consummation by such Shareholder
of the transactions contemplated hereby have been duly and validly authorized by such Shareholder and no other actions or proceedings
on the part of such Shareholder is necessary to authorize the execution and delivery by it, him or her of this Agreement, the performance
by such Shareholder of its, his or her obligations hereunder or the consummation by such Shareholder of the transactions contemplated
hereby. This Agreement has been duly executed and delivered by Shareholder and constitutes the valid and binding obligation of Shareholder,
enforceable against such Shareholder in accordance with its terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Conflicts</U>. Except as set forth in the Merger Agreement, no filing with, and no permit, authorization, consent, or approval of, any
Governmental Entity is necessary for the execution by the Shareholder of this Agreement, the performance by the Shareholder of such Shareholder&rsquo;s
obligations hereunder and the consummation by the Shareholder of the transactions contemplated hereby. None of the execution and delivery
by the Shareholder of this Agreement, the performance by the Shareholder of such Shareholder&rsquo;s obligations hereunder or the consummation
by the Shareholder of the transactions contemplated hereby will (i)&nbsp;result in a violation or breach of, or constitute (with or without
notice or lapse of time or both) a default (or give rise to any third-party right of termination, cancellation, material modification
or acceleration) under any of the terms, conditions or provisions of any note, loan agreement, bond, mortgage, indenture, license, contract,
commitment, arrangement, understanding, agreement, or other instrument or obligation of any kind to which such Shareholder is a party
or by which the Shareholder or any of the Shareholder&rsquo;s properties or assets may be bound, or (ii)&nbsp;violate any order, writ,
injunction, decree, judgment, order, statute, rule, or regulation applicable to the Shareholder or any of the Shareholder&rsquo;s properties
or assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Absence
of Litigation</U>. As of the date hereof, there is no suit, action, investigation or proceeding pending or, to the knowledge of such Shareholder,
threatened against or affecting the Shareholder that could reasonably be expected to materially impair the ability of the Shareholder
to perform its, his or her obligations hereunder or to consummate the transactions contemplated hereby on a timely basis.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Ownership
of Shares</U>. Except as noted on <U>Schedule I</U> attached hereto, such Shareholder (i)&nbsp;is the beneficial owner of, and has good
and valid title to, the shares of Vista Common Stock indicated on the signature page&nbsp;of this Agreement, all of which are free and
clear of any Liens (except any Liens arising under securities laws or arising hereunder), (ii)&nbsp;is the owner of options that are exercisable
for the number of shares of Vista Common Stock indicated on the signature page&nbsp;of this Agreement, all of which options and shares
of Vista Common Stock issuable upon the exercise of such options are free and clear of any Liens (except any Liens arising under securities
laws or arising hereunder), (iii)&nbsp;is the owner of restricted shares of Vista Common Stock indicated on the signature page&nbsp;of
this Agreement, all of which such restricted shares and shares of Vista Common Stock issuable upon the vesting of such restricted shares
are free and clear of any Liens (except any Liens arising under securities laws or arising hereunder); (iv)&nbsp;is the owner of the warrants
to purchase the number of shares of Vista Common Stock indicated on the signature page&nbsp;of this Agreement, all of which such warrants
and shares of Vista Common Stock issuable upon the exercise of such warrants are free and clear of any Liens (except any Liens arising
under securities laws or arising hereunder); and (v)&nbsp;does not own, beneficially or otherwise, any securities of Vista other than
the shares of Vista Common Stock, options to purchase shares of Vista Common Stock, shares of Vista Common Stock issuable upon the exercise
of such options indicated on the signature page&nbsp;of this Agreement, restricted shares of Vista Common Stock indicted on the signature
page&nbsp;of this Agreement, warrants to purchase shares of Vista Common Stock and shares of Vista Common Stock issuable upon the exercise
of such warrants indicated on the signature page&nbsp;of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(e)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Voting
Power</U>. Except as noted on <U>Schedule II</U> attached hereto, such Shareholder has and will have sole voting power, sole power of
disposition, sole power to issue instructions with respect to the matters set forth herein, and sole power to agree to all of the matters
set forth in this Agreement, in each case with respect to all of such Shareholder&rsquo;s Shares, with no limitations, qualifications
or restrictions on such rights, subject to applicable federal securities laws and the terms of this Agreement. There are no proxies, voting
trusts or understandings to or by which such Shareholder is a party or bound or that expressly requires that any of such Shareholder&rsquo;s
Shares be voted in a specific manner other than as provided in this Agreement or that provide for any right on the part of any other person
other than Shareholder to vote such Shares. Notwithstanding anything in this Agreement to the contrary, nothing herein shall require the
Shareholder to exercise any option or warrant to purchase shares of Vista Common Stock.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(f)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Information</U>.
None of the information, if any, relating to the Shareholder provided in writing by or on behalf of the Shareholder for inclusion in documents
filed by NBHC with the U.S. Securities and Exchange Commission (the &ldquo;<U>SEC</U>&rdquo;) will, at the respective times such information
is sent or given to NBHC or Vista, contain any untrue statement of material fact or omit to state any material fact required to be stated
therein or necessary in order to make the statements therein, in light of the circumstances under which they were made, not misleading.
The Shareholder agrees to promptly notify NBHC of any required corrections with respect to any such information.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(g)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Finder&rsquo;s Fees</U>. No broker, investment banker, financial advisor or other person is entitled to any broker&rsquo;s, finder&rsquo;s,
financial adviser&rsquo;s or other similar fee or commission in connection with this Agreement based upon arrangements made by or on behalf
of such Shareholder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(h)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Reliance
by NBHC and Vista</U>. Such Shareholder understands and acknowledges that NBHC and Vista are entering into the Merger Agreement in reliance
upon the Shareholder&rsquo;s execution and delivery of this Agreement and the representations and warranties of the Shareholder contained
herein.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">10.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Representations
and Warranties of NBHC</U>. NBHC represents and warrants to the Shareholder as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Power;
Binding Agreement</U>. NBHC has full power and authority to execute and deliver this Agreement, to perform its obligations hereunder and,
except as set forth in the Merger Agreement, to consummate the transactions contemplated hereby. The execution, delivery and performance
by NBHC of this Agreement, the performance of its obligations hereunder and the consummation by NBHC of the transactions contemplated
hereby have been duly and validly authorized by NBHC and no other actions or proceedings on its, his or her part is necessary to authorize
the execution and delivery of this Agreement, or, except as set forth in the Merger Agreement, the performance of its obligations hereunder
and the consummation by NBHC of the transactions contemplated hereby. This Agreement has been duly executed and delivered by NBHC and
constitutes its valid and binding obligation, enforceable against it in accordance with its terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Conflicts</U>. Except as set forth in the Merger Agreement, no filing with, and no permit, authorization, consent, or approval of, any
Governmental Entity is necessary for the execution by NBHC of this Agreement, the performance by NBHC of its obligations hereunder and
the consummation by NBHC of the transactions contemplated hereby. None of the execution and delivery by NBHC of this Agreement, the performance
of its obligations hereunder or the consummation by NBHC of the transactions contemplated hereby will (i)&nbsp;result in a violation or
breach of, or constitute (with or without notice or lapse of time or both) a default (or give rise to any third party right of termination,
cancellation, material modification or acceleration) under any of the terms, conditions or provisions of any note, loan agreement, bond,
mortgage, indenture, license, contract, commitment, arrangement, understanding, agreement, or other instrument or obligation of any kind
to which it is a party or by which it or any of its properties or assets may be bound, or (ii)&nbsp;violate any order, writ, injunction,
decree, judgment, order, statute, rule, or regulation applicable to it or any of its properties or assets.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">11.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Certain
Restrictions</U>. No Shareholder shall, directly or indirectly, take any action that would make any representation or warranty of the
Shareholder contained herein untrue or incorrect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">12.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Disclosure</U>.
Subject to reasonable prior notice and approval (which shall not be unreasonably withheld, conditioned or delayed), each Shareholder hereby
authorizes NBHC to publish and disclose such Shareholder&rsquo;s identity, ownership of Shares and the nature of such Shareholder&rsquo;s
commitments, arrangements and understandings under this Agreement in any documents and schedules filed with the SEC and any press release
or other disclosure document that NBHC determines to be necessary or desirable in connection with the Merger and any transactions related
to the Merger.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">13.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Further
Assurances</U>. Subject to the terms and conditions of this Agreement, each Shareholder shall use commercially reasonable efforts to take,
or cause to be taken, all actions, and to do, or cause to be done, all things necessary to fulfill such Shareholder&rsquo;s obligations
under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">14.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Legending
of Shares</U>. Each Shareholder agrees that the Shares shall bear a legend stating that they are subject to this Agreement. Upon the termination
of this Agreement, NBHC agrees to remove or cause to be removed in a prompt manner any such legends arising out of or related to this
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">15.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Termination</U>.
This Agreement shall terminate and shall have no further force or effect as of the Expiration Date, except that the obligations under
<U>Section&nbsp;4</U> will survive until the termination of the Lock-Up Period. Notwithstanding the foregoing, nothing set forth in this
<U>Section&nbsp;15</U> or elsewhere in this Agreement shall relieve either party hereto from liability, or otherwise limit the liability
of either party hereto, for any willful breach of this Agreement prior to its termination.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">16.<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Miscellaneous</U>.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(a)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Validity</U>.
The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of the other provisions
of this Agreement, which will remain in full force and effect. In the event any Governmental Entity of competent jurisdiction holds any
provision of this Agreement to be null, void or unenforceable, the parties hereto shall negotiate in good faith and execute and deliver
an amendment to this Agreement in order, as nearly as possible, to effectuate, to the extent permitted by law, the intent of the parties
hereto with respect to such provision.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(b)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Binding
Effect and Assignment</U>. This Agreement and all of the provisions hereof shall be binding upon and inure to the benefit of the parties
hereto and their respective successors and permitted assigns, but neither this Agreement nor any of the rights, interests or obligations
of the parties hereto may be assigned by any of the parties without the prior written consent of the other parties hereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 7; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(c)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Amendments;
Waiver</U>. This Agreement may be amended by the parties hereto, and the terms and conditions hereof may be waived, only by an instrument
in writing signed on behalf of each of the parties hereto, or, in the case of a waiver, by an instrument signed on behalf of the party
waiving compliance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(d)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Specific
Performance; Injunctive Relief</U>. The parties hereto acknowledge that NBHC shall be irreparably harmed and that there shall be no adequate
remedy at law for a violation of any of the covenants or agreements of the Shareholders set forth herein. Therefore, it is agreed that,
in addition to any other remedies that may be available to NBHC upon any such violation, NBHC shall be entitled to seek injunctive relief
to prevent breaches of this Agreement and to specifically enforce the terms and provisions hereof. Shareholder further agrees that neither
NBHC nor any other person or entity shall be required to obtain, furnish or post any bond or similar instrument in connection with or
as a condition to obtaining any remedy referred to in this paragraph, and Shareholder irrevocably waives any right it may have to require
the obtaining, furnishing or posting of any such bond or similar instrument.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(e)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Notices</U>.
All notices and other communications pursuant to this Agreement shall be in writing and deemed to be sufficient if contained in a written
instrument and shall be deemed given if delivered personally, telecopied, sent by nationally recognized overnight courier or mailed by
registered or certified mail (return receipt requested), postage prepaid, to the parties at the following address (or at such other address
for a party as shall be specified by like notice):</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">If to NBHC, to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">National Bank Holdings Corporation<BR>
7800 East Orchard Road, Suite&nbsp;300<BR>
Greenwood Village, Colorado 80111<BR>
Attention: [***]<BR>
Email: [***]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><I>with a copy (which shall not constitute notice) to:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">Wachtell, Lipton, Rosen&nbsp;&amp; Katz<BR>
51 West 52nd Street<BR>
New York, NY 10019<BR>
Attention: Mark F. Veblen<BR>
Email: MFVeblen@wlrk.com</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">If to the Shareholder:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">To the respective addresses and email addresses shown on the
signature pages&nbsp;for each Shareholder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 8; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(f)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Waiver</U>. The failure of any party hereto to exercise any right, power or remedy provided under this Agreement or otherwise available
in respect of this Agreement at law or in equity, or to insist upon compliance by any other party with its obligation under this Agreement,
and any custom or practice of the parties at variance with the terms of this Agreement, shall not constitute a waiver by such party of
such party&rsquo;s right to exercise any such or other right, power or remedy or to demand such compliance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(g)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>No
Third Party Beneficiaries</U>. Except for the reliance acknowledged in <U>Section&nbsp;9(h)</U>&nbsp;hereof, this Agreement is not intended
to confer upon any person other than the parties hereto any rights or remedies hereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(h)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Governing
Law</U>. This Agreement shall be governed by the laws of the State of Delaware, without reference to any provision that would require
the application of the laws of another jurisdiction.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(i)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Submission
to Jurisdiction</U>. All actions and proceedings arising out of or relating to this Agreement shall be heard and determined exclusively
in the Delaware Court of Chancery and any state appellate court therefrom within the State of Delaware, or, if the Delaware Court of Chancery
declines to accept jurisdiction over a particular matters, any federal or state court of competent jurisdiction located in the State of
Delaware. The parties hereto hereby (i)&nbsp;submit to the exclusive jurisdiction of the above-named courts for the purpose of any action
arising out of or relating to this Agreement brought by any party hereto, and (ii)&nbsp;irrevocably waive, and agree not to assert by
way of motion, defense, or otherwise, in any such action, any claim that it is not subject personally to the jurisdiction of the above-named
courts, that its property is exempt or immune from attachment or execution, that the action is brought in an inconvenient forum, that
the venue of the action is improper, or that this Agreement or the transactions contemplated hereby may not be enforced in or by any of
the above-named courts.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(j)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Rules&nbsp;of
Construction</U>. The parties hereto agree that they have been represented by counsel during the negotiation and execution of this Agreement
and, therefore, waive the application of any law, regulation, holding or rule&nbsp;of construction providing that ambiguities in an agreement
or other document will be construed against the party drafting such agreement or document.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(k)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Entire
Agreement</U>. This Agreement contains the entire understanding of the parties hereto in respect of the subject matter hereof, and supersedes
all prior negotiations, agreements and understandings, both written and oral, between the parties hereto with respect to the subject matter
hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(l)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Severability</U>.
If any term or other provision of this Agreement is invalid, illegal or incapable of being enforced by any rule&nbsp;of law, or public
policy, all other conditions and provisions of this Agreement shall nevertheless remain in full force and effect so long as the economic
or legal substance of the transactions contemplated herein are not affected in any manner materially adverse to any party hereto. Upon
such determination that any term or other provision is invalid, illegal or incapable of being enforced, the parties hereto shall negotiate
in good faith to modify this Agreement so as to give effect to the original intent of the parties hereto as closely as possible in a mutually
acceptable manner.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 9; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(m)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Interpretation</U>.
Whenever the words &ldquo;include,&rdquo; &ldquo;includes&rdquo; or &ldquo;including&rdquo; are used in this Agreement they shall be deemed
to be followed by the words &ldquo;without limitation.&rdquo; The article and section headings contained in this Agreement are solely
for the purpose of reference, are not part of the agreement of the parties hereto and shall not in any way affect the meaning or interpretation
of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(n)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Counterparts</U>.
This Agreement may be executed in several counterparts, each of which shall be an original, but all of which together shall constitute
one and the same agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">(o)<FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;</FONT><U>Shareholder
Obligations</U>. The obligations of the Shareholders under this Agreement shall be several and not joint, and no Shareholder will be responsible
in any way for the performance of the obligations of any other Shareholder under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><I>[Remainder of Page&nbsp;Intentionally Left Blank]</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 10; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, the undersigned
has caused this Agreement to be executed by its duly authorized officer to be effective as of the date first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">NATIONAL BANK HOLDINGS CORPORATION</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 3%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 47%">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Name:</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Title:</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: center; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt">[<I>Signature Page&nbsp;to
Voting and Lock-Up Agreement</I>]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 11 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: bold 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">SHAREHOLDER:</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">[&#9679;]</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="width: 50%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 3%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 47%"><FONT STYLE="font-size: 10pt">&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">[&#9679;]</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Address:</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Email: [&#9679;]</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">Shares beneficially owned:</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">[&#9679;]&nbsp;&nbsp;&nbsp; shares
    of Vista Common Stock</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">[&#9679;]&nbsp;&nbsp;&nbsp;&nbsp;
    shares of Vista Common Stock issuable upon exercise of outstanding options</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">[&#9679;]&nbsp;&nbsp;&nbsp;&nbsp;
    restricted shares of Vista Common Stock</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">[&#9679;]&nbsp;&nbsp;&nbsp;&nbsp;
    shares of Vista Common Stock issuable upon exercise of outstanding warrants</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD COLSPAN="3" STYLE="text-align: center"><FONT STYLE="font-size: 10pt">[<I>Signature Page&nbsp;to Voting and Lock-Up Agreement</I>]</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 12; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>4
<FILENAME>nbhc-20250912.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.1b -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
    <!-- Field: Doc-Info; Name: Misc; Value: +aA5w7xRiXgen8uLa3ZcWaKAybOdzZR+iYkxtmBwbXna3yYscMYtriRDNd1GQUMJ -->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:us-gaap="http://fasb.org/us-gaap/2025" xmlns:srt="http://fasb.org/srt/2025" xmlns:srt-types="http://fasb.org/srt-types/2025" xmlns:NBHC="http://nationalbankholdings.com/20250912" elementFormDefault="qualified" targetNamespace="http://nationalbankholdings.com/20250912">
    <annotation>
      <appinfo>
        <link:roleType roleURI="http://nationalbankholdings.com/role/Cover" id="Cover">
          <link:definition>00000001 - Document - Cover</link:definition>
          <link:usedOn>link:presentationLink</link:usedOn>
          <link:usedOn>link:calculationLink</link:usedOn>
          <link:usedOn>link:definitionLink</link:usedOn>
        </link:roleType>
        <link:linkbaseRef xlink:type="simple" xlink:href="nbhc-20250912_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
        <link:linkbaseRef xlink:type="simple" xlink:href="nbhc-20250912_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd" />
    <import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd" />
    <import namespace="http://fasb.org/us-types/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-types-2025.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2025" schemaLocation="https://xbrl.sec.gov/country/2025/country-2025.xsd" />
    <import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd" />
    <import namespace="http://fasb.org/srt-types/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>5
<FILENAME>nbhc-20250912_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.1b -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CoverAbstract_lbl" xml:lang="en-US">Cover [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>6
<FILENAME>nbhc-20250912_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 6.1b -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="nbhc-20250912.xsd#Cover" roleURI="http://nationalbankholdings.com/role/Cover" />
    <link:presentationLink xlink:type="extended" xlink:role="http://nationalbankholdings.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentRegistrationStatement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAnnualReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyEventDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodStartDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPrimarySicNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine3" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCountry" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCountryRegion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Extension" xlink:label="loc_deiExtension" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiExtension" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiWrittenCommunications" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSolicitingMaterial" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementIssuerTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12bTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiNoTradingSymbolFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiTradingSymbol" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityExchangeName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12gTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityReportingObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAnnualInformationForm" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAuditedAnnualFinancialStatements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityExTransitionPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAccountingStandard" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiOtherReportingStandardItemNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2025/dei-2025.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>8
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.2</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Sep. 12, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Sep. 12,  2025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-35654<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">NATIONAL BANK HOLDINGS CORPORATION<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001475841<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">27-0563799<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">DE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">7800 East Orchard Road<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">Suite&#160;300<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Greenwood
Village<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">CO<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">80111<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">303<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">892-8715<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Class&#160;A Common Stock, Par Value $0.01<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">NBHC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14a<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>9
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>10
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>23</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="tm2526246d1_8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://nationalbankholdings.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File>nbhc-20250912.xsd</File>
    <File>nbhc-20250912_lab.xml</File>
    <File>nbhc-20250912_pre.xml</File>
    <File doctype="8-K" isOnlyDei="true" isUsgaap="true" original="tm2526246d1_8k.htm">tm2526246d1_8k.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="23">http://xbrl.sec.gov/dei/2025</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>14
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "tm2526246d1_8k.htm": {
   "nsprefix": "NBHC",
   "nsuri": "http://nationalbankholdings.com/20250912",
   "dts": {
    "schema": {
     "local": [
      "nbhc-20250912.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2024-01-31/types.xsd",
      "https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd",
      "https://xbrl.fasb.org/srt/2025/elts/srt-roles-2025.xsd",
      "https://xbrl.fasb.org/srt/2025/elts/srt-types-2025.xsd",
      "https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd",
      "https://xbrl.fasb.org/us-gaap/2025/elts/us-roles-2025.xsd",
      "https://xbrl.fasb.org/us-gaap/2025/elts/us-types-2025.xsd",
      "https://xbrl.sec.gov/country/2025/country-2025.xsd",
      "https://xbrl.sec.gov/dei/2025/dei-2025.xsd",
      "https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd"
     ]
    },
    "labelLink": {
     "local": [
      "nbhc-20250912_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "nbhc-20250912_pre.xml"
     ]
    },
    "inline": {
     "local": [
      "tm2526246d1_8k.htm"
     ]
    }
   },
   "keyStandard": 23,
   "keyCustom": 0,
   "axisStandard": 0,
   "axisCustom": 0,
   "memberStandard": 0,
   "memberCustom": 0,
   "hidden": {
    "total": 2,
    "http://xbrl.sec.gov/dei/2025": 2
   },
   "contextCount": 1,
   "entityCount": 1,
   "segmentCount": 0,
   "elementCount": 59,
   "unitCount": 3,
   "baseTaxonomies": {
    "http://xbrl.sec.gov/dei/2025": 23
   },
   "report": {
    "R1": {
     "role": "http://nationalbankholdings.com/role/Cover",
     "longName": "00000001 - Document - Cover",
     "shortName": "Cover",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "AsOf2025-09-12",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "b",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "tm2526246d1_8k.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "AsOf2025-09-12",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "b",
       "p",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "tm2526246d1_8k.htm",
      "first": true,
      "unique": true
     }
    }
   },
   "tag": {
    "dei_AmendmentDescription": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "AmendmentDescription",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Description",
        "documentation": "Description of changes contained within amended document."
       }
      }
     },
     "auth_ref": []
    },
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "dei_AnnualInformationForm": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "AnnualInformationForm",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Annual Information Form",
        "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_AuditedAnnualFinancialStatements": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "AuditedAnnualFinancialStatements",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Audited Annual Financial Statements",
        "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "CityAreaCode",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CountryRegion": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "CountryRegion",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Country Region",
        "documentation": "Region code of country"
       }
      }
     },
     "auth_ref": []
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "dei_CurrentFiscalYearEndDate": {
     "xbrltype": "gMonthDayItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "CurrentFiscalYearEndDate",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Current Fiscal Year End Date",
        "documentation": "End date of current fiscal year in the format --MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentAccountingStandard": {
     "xbrltype": "accountingStandardItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentAccountingStandard",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Accounting Standard",
        "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentAnnualReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentAnnualReport",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Annual Report",
        "documentation": "Boolean flag that is true only for a form used as an annual report."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r13",
      "r14"
     ]
    },
    "dei_DocumentFiscalPeriodFocus": {
     "xbrltype": "fiscalPeriodItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentFiscalPeriodFocus",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Fiscal Period Focus",
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentFiscalYearFocus": {
     "xbrltype": "gYearItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentFiscalYearFocus",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Fiscal Year Focus",
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodStartDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentPeriodStartDate",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Period Start Date",
        "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentQuarterlyReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentQuarterlyReport",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Quarterly Report",
        "documentation": "Boolean flag that is true only for a form used as an quarterly report."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "dei_DocumentRegistrationStatement": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentRegistrationStatement",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Registration Statement",
        "documentation": "Boolean flag that is true only for a form used as a registration statement."
       }
      }
     },
     "auth_ref": [
      "r0"
     ]
    },
    "dei_DocumentShellCompanyEventDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentShellCompanyEventDate",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Shell Company Event Date",
        "documentation": "Date of event requiring a shell company report."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentShellCompanyReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentShellCompanyReport",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Shell Company Report",
        "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_DocumentTransitionReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentTransitionReport",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Transition Report",
        "documentation": "Boolean flag that is true only for a form used as a transition report."
       }
      }
     },
     "auth_ref": [
      "r15"
     ]
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentType",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Documents Incorporated by Reference [Text Block]",
        "documentation": "Documents incorporated by reference."
       }
      }
     },
     "auth_ref": [
      "r3"
     ]
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine2": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressAddressLine2",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line Two",
        "documentation": "Address Line 2 such as Street or Suite number"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine3": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressAddressLine3",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Address Line Three",
        "documentation": "Address Line 3 such as an Office Park"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCountry": {
     "xbrltype": "countryCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressCountry",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Country",
        "documentation": "ISO 3166-1 alpha-2 country code."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityBankruptcyProceedingsReportingCurrent": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityBankruptcyProceedingsReportingCurrent",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Bankruptcy Proceedings, Reporting Current",
        "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not. Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element."
       }
      }
     },
     "auth_ref": [
      "r6"
     ]
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCommonStockSharesOutstanding",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Common Stock, Shares Outstanding",
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCurrentReportingStatus": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityCurrentReportingStatus",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Current Reporting Status",
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityExTransitionPeriod": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityExTransitionPeriod",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Elected Not To Use the Extended Transition Period",
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards."
       }
      }
     },
     "auth_ref": [
      "r19"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityFilerCategory": {
     "xbrltype": "filerCategoryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityFilerCategory",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Filer Category",
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityInteractiveDataCurrent": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityInteractiveDataCurrent",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Interactive Data Current",
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)."
       }
      }
     },
     "auth_ref": [
      "r16"
     ]
    },
    "dei_EntityPrimarySicNumber": {
     "xbrltype": "sicNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityPrimarySicNumber",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Primary SIC Number",
        "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity."
       }
      }
     },
     "auth_ref": [
      "r14"
     ]
    },
    "dei_EntityPublicFloat": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityPublicFloat",
     "crdr": "credit",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Public Float",
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityShellCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityShellCompany",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Shell Company",
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntitySmallBusiness": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntitySmallBusiness",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Small Business",
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r2"
     ]
    },
    "dei_EntityVoluntaryFilers": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityVoluntaryFilers",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Voluntary Filers",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "EntityWellKnownSeasonedIssuer",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Entity Well-known Seasoned Issuer",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A."
       }
      }
     },
     "auth_ref": [
      "r17"
     ]
    },
    "dei_Extension": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "Extension",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Extension",
        "documentation": "Extension number for local phone number."
       }
      }
     },
     "auth_ref": []
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "dei_NoTradingSymbolFlag": {
     "xbrltype": "trueItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "NoTradingSymbolFlag",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "No Trading Symbol Flag",
        "documentation": "Boolean flag that is true only for a security having no trading symbol."
       }
      }
     },
     "auth_ref": []
    },
    "dei_OtherReportingStandardItemNumber": {
     "xbrltype": "otherReportingStandardItemNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "OtherReportingStandardItemNumber",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Other Reporting Standard Item Number",
        "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "PreCommencementIssuerTenderOffer",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre-commencement Issuer Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r7"
     ]
    },
    "dei_PreCommencementTenderOffer": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "PreCommencementTenderOffer",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Pre-commencement Tender Offer",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r9"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "Security12bTitle",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r1"
     ]
    },
    "dei_Security12gTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "Security12gTitle",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Title of 12(g) Security",
        "documentation": "Title of a 12(g) registered security."
       }
      }
     },
     "auth_ref": [
      "r5"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "dei_SecurityReportingObligation": {
     "xbrltype": "securityReportingObligationItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "SecurityReportingObligation",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Security Reporting Obligation",
        "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "dei_SolicitingMaterial": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "SolicitingMaterial",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Soliciting Material",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r8"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "TradingSymbol",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "dei_WrittenCommunications": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2025",
     "localname": "WrittenCommunications",
     "presentation": [
      "http://nationalbankholdings.com/role/Cover"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Written Communications",
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act."
       }
      }
     },
     "auth_ref": [
      "r18"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12"
  },
  "r1": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r2": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r3": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r4": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r5": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "g"
  },
  "r6": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12, 13, 15d"
  },
  "r7": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r8": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14a",
   "Subsection": "12"
  },
  "r9": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r10": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "15",
   "Subsection": "d"
  },
  "r11": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-K",
   "Number": "249",
   "Section": "310"
  },
  "r12": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-Q",
   "Number": "240",
   "Section": "308",
   "Subsection": "a"
  },
  "r13": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Number": "249",
   "Section": "220",
   "Subsection": "f"
  },
  "r14": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Number": "249",
   "Section": "240",
   "Subsection": "f"
  },
  "r15": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r16": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-T",
   "Number": "232",
   "Section": "405"
  },
  "r17": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "405"
  },
  "r18": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "425"
  },
  "r19": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "7A",
   "Section": "B",
   "Subsection": "2"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>15
<FILENAME>0001104659-25-091291-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001104659-25-091291-xbrl.zip
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MP0#MH9QU,*2428-.+=H615AU<FY0)EWY&F<$?5<I ;U0D_:Z.PUTFTQ='!;
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MO]H>S@:57I!I6[4"<Y"%ATO+6Q\L*D"M9U2(3TSRA=6MN!/\)6$1O&2&Y%Z
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M+T7U"M!*/2-65H%^5Y6@O!;;[Y?7-UW+3W*SWB3_6N&4R"W_!5!+ P04
M" #6@S);_D'_V6 '  #L5P  %0   &YB:&,M,C R-3 Y,3)?<')E+GAM;,V<
M37/;-A"&[YWI?V#5LRQ+;M-:L9NQ%2NCB1.[EI.TO60@$I(P!@$- %K2OR]
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MXJ#)_PE""/[JEH3+EO_7F_W=8/H;[(K_R*8B21</@\&CL'*\KP=)D9_"GZ;
M9K(:-F#R]-<WKS^\?!&]__#LP\OWW]V=/.T>Q.?^X/N7SW]]]_K#ZY?OHV=O
M7D0O_^OYWY^]^>%E]/SMSS^_?O_^]=LW7V(6OR7-&6AQ;07OOSA\?AB='#VX
M__@S?GF,KC]YN&O? G@S2I9M98G^Y,&5-'\#-'TS^W?_<Q'"J[?O?HZ^:Q9)
M2=P?5<?'1X](-SXX>%%-EZA7H37R^]3J[4Z#_^>]>34[?__\OQ[?OP?#?:*"
M]=A7L/QOWGGZZ.#'KD+UW5V<[=,=K6X+K7XVI@6,\]W+-Q^B=R]_>?ONPY=@
MD[\LZV:9E&W45O#B%*U@7NKQO>CMN^CXP5ZZSW^H9N;#688/+>N\S>'3+R^G
M9TD)F_QLVD;5+#I^?._^C<\9%5C\V+ML4=5MM*?_SA)05[*FC;)S>#*JZ><L
MW7]BNG?_1>?N_T+J[TO6C8>9P.2WY]^<_==O[W_,_[@6$V"/T]_NY)?MDQ1&
MG\.S9VFR6L%LLS)D$L='0TPBF-R=I^^S!8PR 9OD^"2.\%.CS&/'.&X_X_AL
M0JY+X\="XVS,O\M.\P9=H"WZ489)?/8FSU^EY\^2L^23Y=SQ<=^1$'[[SM,W
MSSZ !OCLI^C[9V]^C/[^]J<7K]_\\!Z4PW? \NBWFQ>'P]NX]_(2UD$+0(92
MVXE'21,UBVR*]GP:Y;#/;1,!ZP/^4N]_31<-WOQJKEJ;3(H,SK8H@'JF&/"Y
M PP6_[U(TE3_?>U/>N:EM1JG55$DBP;6K?]%CH7O6K&POVM3_=!Y5K?Y-"F4
M]F G[9CW3OXZ<K_I<GM3/9@E\[Q8/;EJLOZ)'.&1#'"*5P&G>%U.JQHD)[G#
MW[<@<YYS'.%YE8XPCNKE_SQ\5_[\33X]_E39B!$<=&BUV:*NSO$"]H3C29^S
MK)TK* I9D5R F%W+3N0_V_3*DV+7@+L:?W7TML';M^V<7^5%!AL"BL3PH;Z9
M_C%__N[\\M7K3[=ZCN_US\Q]%[VFQP?W'CQ\<']W0G1"#X,3^I!<OA8G\I0H
M?-UQO3I]^=,W__PYO;C_\=./:R *,#*).T]/OCDX>O#PWC>/'V]X>/#_U-=B
MBC>[_7O$+Z*JCJKV#+3I/\"F:=*<[)_O)O7=IP8T@-QG,/O7)\7KT]\-+_IY
M-9_G36/7B+<QXB/]&I;W^MW[Z.5\452KK.8%AL0;O:D.]P>)\BYI"T]O2K/\
M,LZ#+C]Y$/"39VE:9TTC__-37F;'P[SD;/+]?UR^>?<_QY?9I_.2!WU>,C"!
M.T^_>71T%+U,P&Q_6Z-&G<(&).D(3XE[;KQOKECBR? 2?[@_^T?Z_M6_)Q\?
M??H2'VZRQ!,PV9=YFS$%W#LZVGAISX:6]AS^\VW]H;HHAQ=V_./]C\N?WSXZ
M?CWY](5],[HP]_D[3W^H04F[J*K4_&<.2N_IF)[57]G+H941/WY;_P+Z'[#=
M$57SY^+\_:./EP]_^NEZ8NYZJN:CT?5W)GGGZ?.J /&05B-K[RW]WM#2?ZE@
M/L7_Y(MQ'?O5Q0_S5P_O_?>/S?5T[&!=CT?7%<S@SM-'8,CWHOQ?S J7.:$)
MOJAAF_-%4D39939=MODY6N; SK-F/]J#^48XX5MJ@F_,I_4^X.UZ5F?).!DD
M;_\C_>WTY]_JBT^_WB>!F]'_YIVG]X[NC1S[P1@E_U2!D/_EK"K7FA/3ZN./
M/ZSN3W[[YO&G3SQP+G6_"U3[^.3@T3?'XP[1FR9<Y^GZO__GT<GQ-]\V\%R1
M+7"2,2J3Q1+]#A'8I FL>OL(]TW51L\6BP+4*="6;GY#7P';!MV<'7(U<7'X
M9\+\ 79T%G'\ 91.9,>F0#V"'?^'MW1O=P[P/SO<\[,,%@A&6Y0L0(2#B$!#
M;E)=1I.LJ"Z0*O!'I!W^\J.#'Z-97N#-RQNXAFU6IEEJV@JH9KXLVJ3,JF53
MK*(&C(1FMJ+7Y85J B3)MD/%XWI>X26, ^18KO2W657 #/ ]U"URM+.::*_)
MLNB'K,QJ$&.O2WAW259F].SPY-#0G/>?W RQ.A>H[_+LND3_G LTR,=9M/V,
M'')VM/4:NQ#S)YWA**,?W;G[=."OAR</\G*=T?@;+(NR=^^,>L!^J_,6B "-
MX64IIF$S++?>_S.[_\N+7U]\.)E]<MQO4E5%!O12+[..0 M\FH.SNO/T<E2<
M>68L_)^\'H7O1PLOO(M7F^GC_LD#H=XVC.AB('?O^)OH^:MWT<F]HT-X<-]9
MRM9,WE'JS5*J6N[O@85/X63*TY^!R0&G*X;)=#YY>/_[MS\_^NG'3P]/"YE2
M:G&'3@,_;G].?):/OMV04MT < (\P@B9'M]/8)H>I08)!Y9.[Q\=\I,[4OWR
MI/I82/67.D/6@WG9E-N$0K9^.YN-603_\V#V[V^6QR]^.+N>1; AR0:^[/&Y
M79-T8:"#J3=2--V$VQ[?3P].]B:21K,1-?,+.WK^\O1\?YB>7S?-,JNOI.K_
M_+7X^/@?Y?GK?]X(53]80]6]&7X9VKZ7'=S?FUZ#MN6%+T+;?WXX3S=BS3^K
MP=Q<C";-N7LN-@&L_\:U^W]A@L-5$:)N6$@#K ]A<)GF09V?GL'D'AQ^\P!Y
M@_ZYR&;>7[]0-%8&HZ^EV51B?T]8!\%JTCM//V!E(V<<3L^B:9$TC=RE)U=%
MK)T!O[VKKQ-R8KU?S2=5L6&D7D_]\?:N^XUDA=&A9\K=P(R_.,OA+XXYC-&"
M%P!?+^8Z>W>;]FM$5@J37!V?3.AR#,O&^G]^*[)_7SPN_O@3SNL@Z-;][IVG
MS_$V,I=\1J8P'-#[MII^C*-?DCKZSZ189M%?C@Z/QL,;XU1\BT]"XZ!R._ER
M#A_#WQ=-\Q_S7W_[Z>^GGWX,08@P^"C<E.___OSKVMU7'3I7Y68\F?;]RR+]
M\8_Z=/Y#\:<"E<AHAF*4)X^&[H$_+SB'_W[_<A/=[[/G0'QV)>QUF:(:FD63
M530E]R\\\!$X;T:Y.QVW;-Y$<'J@P^(8I]%I75VT9P:TV06Z:I,F2K,9L'1*
MY/5<8D</U(W;\8=Q8<.]: \?_.9;<HOIPSGE 2\P#Q@C%)Y>?#(Y..D/:(9*
M)NS(J!Z[][RQ#V]K,.-EN,N1[O*?<B5P:%J'_H%&?LX##]^V;WZ9_C@[_O'Y
MO4??W(35-1 W'YS<I@;7[3S*U[.!:Z,'BN'+P3N8=Z,BY@QN6%: 400WK*S(
M1%HV&3T%YT"QEXC06'**@G#M.1X%?:M8X<<O<O@TTE$)DX=?ZNP\;^ ]N+=)
M.46'83(E?!-\&*%PTJ1.&XZZI)Y]9OI%37M):)_Y%_)P,[K54[[5Q_DO*JGV
M H^#)=5>R?77%ICL[SC.]EMX^A]+=*K H#1UTGOZFSA:>NX?S_')@/?L(>DL
M_1)S?U,7LJ7]K]=9\O%@DL$%A!DN:,;^%Q\.?!!G<<TO^B=Y>P\Q5"S_6#9M
M/EN1G?BZS>;1,=@-A]%++#' .'(5)9'&0*(7J%3DF*%DGIW6&;G0#F]O!2]<
M3R S8/)@XJ)[IZJ?H"6+)8:P6KL"8,)I]$N14/C[9Q -67V;UT2G!Y(JP_>/
M#A_DY9IU/D.! 8*%@_]IWDR+"H1,;-!FU#)+$1L/N-8RCMXDC!,5?9^4'Z._
M"U(4F)HV3SP&JM#2D\C+'T<M[]')R=&W:!_1?QY_NQ]'9+R0,HKT5$9VZTU_
MZZ,]E%@RS)S_E.CS.B0+S_\$<9S@)*<,#1+S0EZ7TT.<X(?L$L3TT.SH13L6
MS,%\7Z]@$K_E:$0#2\H*)/Z(U-,$'8\M*=4X,_H4HF=E=2,I4)B. Y^'^264
MO>>OX.K'=1Z'T8>SS'17K/(>/YZT<;1<P#IP?-C1>4.DVRPG?X#\1R4$?P!E
M,,W9G=UD+2H=L%5H0V0YG!OOV45>%!%]2M40.1P\-YJ_"4[ '24]3D^ATIF7
M2TKVDJU9UN?Y.?[!W_2<YSOOG^[@\VX[7L_G68J)+\7*N*P3-Y8LQN:A7< V
MP[E5%VCW(,89[DR3PQ#U*G;$\C%>O_SQ\8P_'CS*]\-?$7UU;,OX\77;1J_+
M?GE#$65$7<HP%_#^$G3%?,ZWFU*%SG&NG-XSJ3#5'"Y6FM= 'U7=6-\>_"^=
M(2Z<-N:6&E]#W(Z=+V[J\,9*[L5\V2Y1;]8M BZ W'UE6O@$)MJ"FBVW))O-
M4&>&VTJ_B:*L1.H9T)R\%$L6GCS5GH$Z7Z&/$Q.=EC5[37E(H5%0]"=Y:=.J
M:*K$[FCV^8P6H)-!FZ'%>,(9:"<U6>4I+ %( [WO\N4*Y@+&PC1K&J) /S4,
MY@(\(J_1N_&MM1'BZ*RZR,[QJB#W &HIX&73#E 3>13F;+D(_;C?E&QP;L08
MT3*I4T3G9.IV#"F\[=Y)E%6P&C@TLY>+F9(4\#*NP=MDZWXFMC!P)/@\37..
M1A+^ZR/0B9[D-&G.=!9PY>#:9BH$>B.9!<*?(:.V)T6!P0JMI H456MSH04W
MNL*]W*XG13A6%"()T03O3W()-F&6M+JEWBBXB09DPD+X.-&(+SIP>3RQX*]^
MC&YT4M>:E>&OP.=H#E=] !_<R\_E"Q,TDI,&=(<)?"6[7+"%#.].$[6/40&A
MK,/9F%B0)Y2!&B9\3:-!-08TCU66*@$ <\OR1>N2%_^QS,'P)H-]62 &F/+&
MI&CD&J%2A%H)#=(?^I:R0]);14UZ[A/U[=57.0"5/V6R\J,5W]W-;S'ZS[#D
M^=7&_C=4OPRK7Z,\@]BJ93T^TXF1VT;G',P!H^PHLEPJ=FPJT&B#]YW^D6/2
M1$JRIUJVY$FB/&&G7JT5C7O B26I'^P'5%O)(<4:-_$.4&!6\@?>$?[/,["$
M498$',7L5>+/!GW[NB]'UK%%/^.NUF"_JJ,,I@/'FF"NO/<7U@EF8!OQ!W")
M1?XQ QM("F,O<N!-.F(2S?)T.44E#S\+HY73E;,"2([B<4VR$H3(E-F&Z(CX
M<PXZE\IP_)S-E< /Q**+%30VNAOY7[&!+RO_1XTMF[2!Y89:8YT0-]W#] 0^
M('@Q\A@G'!28="CC>!.5!/;W6>.=$'5B0%9M,>*7&(O"LR<^"J;]7^X='SX\
M(9D$]$+)Y#5B#NVQ_/;Y3O#Y49'K6UK1O</CXX?'>LQ[X?0]B6_9_[I[@4'.
MSKVP%DSDF:*#-V-D0=4I1URL8H/K,D/K"E:_;N%@RX"^%YU7C.(46!F!/+^H
MEDCV(L1JIXO5RR*3F"^:JR+9B,O @&@>(%O[[ZK^R,S5N7RM1?[?[U_:E:,9
MSM8"C8X<@I0Y&$L.1G<RT(/P_-#F3QO&C@'U-T>:-.M>\ET"WCLZ) UG)W:U
M0K-6N2,FU]$<E?23%'U=>(%T[!Q,I^5<M6^K6=/VY.44F5-VA3*)WTLS[U']
MN.&/XT9/S_),-KK!!(L,AJCF^508+0'O6$-=)$42.*>R(B<TT\PI.#7_B@HI
M43'2UNW56J[T&I]\&[TEUM4\P5$EGO$M)S/ SS?I5+Y6<NAHLE@GJ:P?;U^;
M$A,Z93$/X(Z?]-E/!>@&+ (L<=[5;R,$7WP2/0.K,)\JO#CN_)L*]_,D<%CK
M6Q0XZ:4M[ASKGZHR/@/N(Y:)XY(#-J:5S&94,OL<,61#Q./ PBZJ$G\$;N=K
M>LA"Z FLL,/F$%-26E =0*X/VD3JGIDR*ZM,=IDWQ)QD]J%:&#-C(F<2B*PI
MDO2,@Z=[G"W&M:"44RI8YF1[5=7'@XRB"Z*C152HCMP,'T6IAAX4W@'4J^KF
M+%^80#+UMV_?5Y:L?Y47OV(.N7;W:>GD)$UFZ(NP0T156:S<:1CO-*S[8NQ8
M?)< B1!@[D6>+7$.H&:B/L=^=C8 >-NN)!0[-2"5B:RM>P1GR3EJJ%FYB<+7
M$[ILVX0&>BB0?*]"N3*,J8T*-OJA,$B>3Y:LG;A%L8[#FPQCGXGW\\_-!F/V
MDJ,*9&M49\5#MWHK?[$\C-Z&N]2,TLS5I#)QDIZ]0F,T8-3D8+.'G54=I#U2
MP0)K#+:";BX=,]P<O[(ZH[T.E#48P[M7F/$1K@<]V=EZ)2U4>W'_UATJ/F/=
M5;B]%-=)HRZ5=VF\46,T+SL<C$:!F>^[" =8AC5E^M-*!\B\[_^Z@E:&R,,H
M>=Q.Y6E8J+R>Q>ML=M:2/1&P]NRM:S'XJV,AJ@JC]9K9_U3B)[8"0X37(0&*
MF1';!\6:L O@&:,.6IT-:$0V:XQNLF76>)M1]B1(9LNB998)YU2?)F7^3V&O
M<$^21=Z"8N3]!;-C+1I2+*M18I9_FV91Y"T^3BY1>4C^:/&R&M"ZB\1ZI9%F
M.Y^KA)]Q/AZZ/,%*!PT1E/7:W2#>GO 7=YUB8!&!+Q\O$OX+[ &\.JV:+L1]
ME?O,DS3K&$E]RT3\4=Y?%\F*M%V^?R6KV>Q^IBMGV1)3Q+"Y-N2,AZF<JHIB
M?=:#_-,%;D:,0;/.4J)4M_D"U 1G' _$3.5J$"V1I]<%1=B%0ZF'HC:UZ$*8
MYRW?#;T.*.K;Y&-&!YNXC7*,KR*,5$?"/')..5IG^23WIKB6,1U&S]IA%:LH
MS%I99+U1U@'5\9?YTC'R/6]LJ@;N(L]+U%,+C:J%$:F%K/V566YS4P=IL*P$
M.H >&U!9X5LI&+?GDAW@3'<5![>4*X=>;?:XB/VZC6[M$?)C[9Y)Y!3S'CT2
MP]L!TA>.J[E"7W7U<BX$'[W\QQ*]J:]+M&;QBY0$HCR+'SPY.KX?["T_Y/OV
M>"H2I(,?G2,I\.WJO>P:1<LRN\SJ*:5=;N@.CVU&-CR!K.,\8Z=28@)7O(C6
M1>#_U'FH<SO!UEH'&:/Y939.[[GWDV"E[HG!X>FB;N;D!2.MX][=CZ.>4F9C
MJ<0.[-^(JZZ9$'('(V%9$IJ@%.YAY!G%G #K4. 1YZ"-Z/:C[!_HJ)<) PM-
ME^P,#^PL9%J"BT,IN_C[,^_W45==;."^+HHE7=!H[WOO'?];E^&W?$<BO(]0
M*CDL@2X"#[3R7@"5J4;WA.Z;A#J;I*#L@RG=$3.@@3%#1A<MRCB%]4<2@8^B
M=_<W$ 5P%T!@M-&_5\L:-6K\OIH>#VBQ"A\V6Z(U*T5L:;)JHHR)7G.'^"<#
M/XT8'O[T4S+JZ=!UIRC5#":8@MS1$RL1[K]!65J6J_V^"YZ-7!V4MB,6TB4C
M"12W98,A@6?6LDS=.8T&/08%#X4''"\X%P;DXOQZ[WD><F#&(\_^+8Y'""#W
MR5-UW?7>"C]FZ%TF_VMFX_!<EQT&PXS%(\84CG+5N=@F&(T8&%KNF$4?;N%5
M.13*^^PMAQ6=8N*!KY*,'Z;IZR8SXL #:F_@QV*%Y9;J$6,NPZ:*DC4R>8!<
M/-TN6<>;OX L-%VI907<J-3:,#1Y':EEUDBMP0G%GNHQ?H4VN#KAZ.9??G6<
M7O U79U-HDKW=@&DFPP@W=L%D&[0JGSGO"-L!#TC[\C79E^R1VDLG6" &ZHE
M*LB$ <=&&W!0PFVL386BRPR[J*SLTKD$0Z;2K&O0-:63\S1 E!PH.6&>,7+F
M699S2K'Z(8D]V*F0![ZS"5;V>-LP: %?97E2)OP56V<VVCHWYA5[2"('+1;>
M!9K"AIE*G]N('9YI/"Y?7=:6T1SI=8*<H3:H^M/[_-A7K[*8!U1__PYY_MIA
M(V"K.,AF*O'(^K_@-8V&KJGYY&M:.FURDZLYQM7H"\;JBI_LYM_OW7([O8UO
MN;GF+?]<KJJ!F9K>+5^['Z$AL$W7YW6)B-(YFSD/CO[*X;1Q,@AN3U"RM1'E
M]!R>GT*T9+5\<5J1J%OG&=R1C58>1_<.'Y\</5R;1CGH1]K<>V2Z8J0SYTUO
MMSKQ.OX[2A:0J>Q?+84.J6%JG<V3O,09"75=8R)_EDC87N7,',W:2=9_TIJZ
M7LH/TD@++)TBL-&:;-58W:@4HW2% "[SWP#CO,"PL+=O+ *N%/N;KIQK H<(
MQJ,W,^QM7+,VE]WB.^,W]&J.T*6Y'CD,W@ZY51O1["WES*%U]UM2HV[PU9ES
M%[PN+UXH%64;QPL_HX/2\T^:(%87ZC RYYOV2 8"QX3*B4P!W8C1EXN<M:[@
M?,AON&G<).K%3>QR-@Z97)7@.1(R47+[]&B)CC!L(YDKO;WZ_@W[=]>=TS5"
M(S"-K\G!>W_GX+U)!^_]G8/WRXA3N*YKXVS$-#P+U0Q@.Y!_ 'MV5_-%5C:)
MQ*[F<^R9@2S+%R*"@9&DU8+388'Q5H6D]U(:3ICYUKA4,ULG144"--&EEB;U
MZMO%].9L'RD=<PF PCL;+T>HEQMW:YD3*7//44('I=C1,YNLN8VZW8>UY6Y=
MCYA9+MA]7U,J"-M6+EEU@JG":"V%0"V@U9WFQ%%9"@IY:*'@\,^NB-3F41*6
M$6;43)9-7E([/3;,J$>6_2-FN:B?#[;J;..4EWZ6JZ\^>&4ML,E.8\ &8H4O
MNX&2@\DTG;NN, G^QV,VTNB22H8D/L_7!BZ.-,*QI3->?0#R@%-L63E+,%L5
M/99S=74.;[S;T7!-W6+8H&XUS=#R]1!.*'?[#$R^&:H806&O3"$U6G(Y,I&4
M*JJ=(C[)V@O,0"?6,C)W8"9_.;G_,/[FZ"@^.CK2ZB-1HE4ULCGL:)#\Y21^
M)$^C:L9$P4Z ?T_*); VOF@G!(CU,$(,QB*@CVHZ7=9-2 _KU^92;]Z6_E"F
M?]H+^*'E2Q@H]JH2^HK]\;%SM]AMCC;;9AB%3HT1L)Q2_I?'\0/=S+'O2A'0
M?E@ 'JJ;C@]DS;2N+N1,/& D.BD](C)I0(*;65W-H[6Y?)['7!/:98\\2^3/
M9J$/7'^N]J7S\=#,='5<SG9+!=8PM_\-]ASLS.,'S)?X#G09H4>=!MCE I4
M> EY3,0\AO?%<BER]EP-DY9X[*O)6JI4XB+H@-& &CQ=.B^MTK39C(<%5Y3
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MF=&>N$.2C^16)6^/0!:AAW-MM-J""(S0L,WPI-V13=TTB(UD-;)9F(O0P.]
MU1>HTV67>($;1EQ)LVD^1RQ,.,K]D<M++CE_4@Q)Z,YZY)2ONH:W5T.9//T!
M$QTH>>U%-5T2$M6V,?21- 7BNXBBD5IP;R*>C+P]J4&C>%HP%>>EC]HOU$%A
M0P1F8 ".S0L#A6N2FGO51XQUL&LNGDYV &K<4YJ+Y")V'H_Q9<(]@T>;J]=D
M-EY3.&+TZ0NXS??BN;!.W,N7=C/P+94HV]@MY<[3M]?JH'$5A+/O+B<2H> 0
M\G;J$%97)0+8>.I.JDP&"QJ.CYX<'47)X?PP=A"NSPEIF(A.E*=97C>MV2RD
MV>F50;^GRYJ!P"@V5A3==7(85#SQZ[UR(8+S&89@O8$H38!!;_(Z*A,JD4!I
MRKCKF);04 ZH%',,PL''$:AGW5/A5U5,U^8B(<>P&OS>',*A]^GS[L.HO>&K
M*6(:N%AV<"OW8^F5 .3!J^5 "(E?3-8 *Y1!GW!74D. L>0MIS8>JTYWC3[X
M4(=D4/]CLK$<:# 2J<F&[$G%)]5#3_ /)94A==ICD,..BUU*#XXO#&7B6L@?
M6+-8%W"^$)&?1MG*\J&WI+2S";LNOL5]"J3CP"PG!*0 6!&VUVO9X%L.WE6Q
M\:#W")?6$I+X+'K?R@"V<9**KN''J'V1$8SJP#J;V6OBG]'@(T%S(3<_$F2@
M^/E"SCF&4T4A(W*W:=M&&,+PE\;:@J#3ZSS11D:-0E;C3W8C?LC W '%5#M,
M9=%/R87='N[C]+W&M]YZ$'#P1AJ&^#Y\_]9K/(45C:U@!]IK[):6>.T4)ZL.
M#Q#(D_"-229\5=%^0B7AEE\.ENJ4U=R(_L7^BV\=7KBU9[CH^+EWV+=7SFLZ
MUD]9*YD*'[#[)J:^)<4VIF%1WS8)01"5HMQCTG1!>DM[AG6%":6AH[^#(._\
M+*1^P-#35GL,$)@>M9]"240-%K3E+?88.BT5>\\*&M?TQ0 +R!:MIF1X$J@+
M\D]!%!^0?I[DA?4V.$]&C:WJ*=6Q*DGVSI&']Y! !_!;S;!IOJF5+0G=?2#=
MP3+4-57*GF3HP -;"&6WW#[^2+,F>*7>A'Y:>Y!RZ7HIU)W,RUY::!(5]@ZU
M[@YI6A71"$L$Z85A\PMLY1#M"T*$$FGDS4<<"^2M)):BZT!C2V.>OS!A].I9
MB[<*RQL(KYF<CHBAB2Q?)RA2I_=-\VG?'(P*[DLO.6X,1J>'WDZ\4];B5,T\
MP+=%D?*Y=L,'4ER'32RE)1*61Y2SQ MB&7UUPRC7U6E;^_$ >7?OQ.:%[.NG
M'WW^Z?>N3^\^=^X2^B/*U0:HR*QPBL<<[8LD3_ME1*V 8G)Y(29Q-%<A-4NW
M*Q@N1,J^'G(R:X\=\MQK]H>N#OQ9>D]W-LO^T%2.]#-7<6BK5VZO\G1E,//A
M+IAYD\',A[M@YI<!"R#!=LYH_ZM>=X%9!S'<*&)XPZH2R/J6@+:+K)3.E&U=
MK5 EL-' .4=5*!*%_0CS-#G/);$"M KT\RAV,@CQ!N5$D6 7G-/AC@=MA?&G
MT2\C+Z;21[^QDL(]]\4X6]:+JE%_#B?;\$0H1#2I2,[S#YKDTK [>W!(['CI
M)=:1O\6V2G0U->2:3K-Y20SU-$%5@H4(+I\W!T=2"'!])&^['@DSM$_QT,R(
M Y/PZ:D.-,;XKO9.8433,)N+0E'7%*4\Z#( +VQIG&G$RNN;<BYP4[O"3K#H
M2!>? 0$:#:=SZ:C\F4+Y7C"R\M)7UQ9:7S!Z/2D>U^\0:!B* -L1#)BEZL)>
M;ZMYO5G0%V2;F[ "I^L;U+9IGU8#^(9^&[#U_3GB#4B2TMO7Z%CJTF4KSG07
MUUL_EOJZ$&H<N*'&4F&WB:S?D*6NP3:O=K'#=Q@=7J!+A;DJR1>Y^A HM2)(
M/KBJ5'PFL//"E@.$>:]J <<&?C(!?1T&XEZ.QN<OGC\PF0 15&66BE79KF*T
M'\ZRA):AG2(P*'A+CTI=9+\YY(!M=(R]]-J7#Q*52AJ&O/*.T(-,\.5>)Y\!
M[B"")S! #+_ IJ$CJ&:@_.@JL60\/:$A(=^R"B#:R,B7!X,,5G-BI219D37K
M2FA?H[:-[.L=JG @U*V37)W6^ <?*1_79MWS-')+ND)1@<Z/#Z"V#*H\04\
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M/U96DC@Z2U*-UZO",:09, K:.B2XZ[>8C,9:3%H?T!A(7F?W,9)F-FY)N8V
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M_\Y#%\BUV:JTKQE%DJ'L$%22UI?&+FH+'P@\.Q.T>C'DR<#C+A<KR<.PG2=
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MP9W5$ \%GU:)@7#^ B*LX!&22(!5K-@3GC-H2T6*#6C[?&A^XCQJN-CPVC=
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M=!S>7%^G)'HF\[41/P8)6\I3*?+L/+/"N";X\\27!D7^$1XZJRJOVMH:S6;
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M*W")[HWFP^_;"KV&?!*8R:9&3;9>CIN^' _: #F?Q7BW5R^U8L6]V_ O#A(
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MI>@B_;E\TE[?7IYUM=/HFYW3Z$:=1M_LG$:?7Q"_]YCFSU*LCU?\7<8U&6G
MF9E=?:^,2'7<9MMD]5!1)T,]#BAG(4" 6G97>'X\E5D=/QX7#=)D'&@(XV:
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MMCL/5S>X.*-!:SR-!AE[WIR)2D:)2&QZ)(WB?G*29G<_' X]C.,#U'OVCLS
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M0L_&8,\RI!WJS'GFY!4H0[>P4(Z6F/;+W!\<XKEDN%*CD9,\"13M;FYH=]V
MI"FP0(79EEGAG>50'E\RQ)=*-<O3I%L?Z]U>N]-UO=8A4D2_T^B=NR?MYF$=
M_]BIN_W.<?W0[;6=3MV#_T\HN*[1[74\C+AS=3R="[\<M3NGFF0J]/)9I_WY
MW+RU#K]WS^JU7K_K-EJU9O\0&O_4Z)TT6E_2MH/#]5KG;AL^ZL!7S?I'#]X[
M;-?Z%-P' W8/ZNY1HRGM4^M(\M!1K=UJP1"P"_T(QG76[N),.UZKZ_'3=@<'
MV>Z<M6%$\.S@'+HZJG?JK5H=GL"BZ"FNF\&:*59<K^M^JC>;^#\.UX,7#GF
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M7,/BFC( 8% JP.H8$IIJF?=A>4"_Z'CKXHL IDW";!4$<&NQCPP-I0RV*DU
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M)9;-$1=P"0<+^ %&D$/\@HCF0E)3!"8SE<WT<X1\!S(%(#&]=ZCI'%=\RP2
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MF<V-]C;A'HN4Y4_]V9T#'M[B@)QV^59K"_U7@RS]S-43T,5"A#L($OIJ%"5
M(DB;07@1Y:F[;4)T&K^.K=E";L_T18UX?;?PD%=:]</PIO4<U-TX %ZAM;U<
M(C?\ LY<PC1D.$1%'1H$>$$@691>]%=N3)_A3S.W.C!-KP3-G=\IS9WH.+(P
ML&I]P07P16<L2#+ZT :!1->_]N;N.KP.TDMF!V/=#'4FUP+TVWSZBS&09NX;
M]3&Q]>A:ASQG7-JJH)RWM[XGS/E&^&8D&N%T2#Y7()AG]^H1S/S]P,RT-[<,
M8*8<B44P-L1BW@3T]PV1S8Y%+@%K8P#M#='*KO$ED+++(Y0M/[X&E8S2=C8\
M3CZ2A6!D*5.Y)#]N$7+@9MMY@V5EKO+5Z^J1PU<!D,TJ<VD? SW&T5X%/<8[
MM>:AQE'Q""Y^!!=?#2Y>EA-YCU[)D?@L_[VC<SU,^ 8C)Y5_\9 79![<9,!+
MXGR!\2\+]%6W@O-55^!\,;GV6J"O^AXXWV9C2:"O^M8X7^^R-;ZQQ0]/3-TO
M#@"+9'5;P%WEX7:;C=L [BXUU'LL!);SX?_R8_GP?WGTX7]W<W?[;LS=/3BK
ME,Y]X@5[K1NOIEQL_766(!&_YA8_Y5_B-Q=$7.82OWO,6FZR^W=[.>I^E _C
M- >9*"&<G@ON6VPS9M-'&"I@M8%,::,?KDGXW>;W@UPJ$P\6C3H'5_NW4ESS
M5>5X"XD.UQ<6DP13R9AP.6M,%#FFXOJLKO'@%Y?K5E@X 3755K5N0L_!!@E)
M%YA[6JXH%F*U@[Q5=01S=><*-J'NBD=35MZ&IQ@=(AB77'&LRL:H>AVVAKEX
M#M:LS#3=RD/X#'N?L&R>;=7S;8::-3)[BX%3U6GU\RBCO:UU@<_=?5314OF6
MI%!J[JQ6U<OMN[W%\FV9%50$N)W#QE)$S;BX[<%T<!K)(;;*\;RYLJ ,/EYS
M@22-0 U"/7J'78_0K&0O)O!OKEHM-V,0(>&W"2-$A2):)F$_Y O2_*=#NF*(
MJNV?T^FH>&E&93Q"^V:97$H#^%PI2)XANSNN9Z_/.&]F/H'ABML]G9<[MZ5N
ML)RSBJDYLB8X@8:?G5*8)?<IN8H%.S41%<^8K*W+P'XL&RS.]#B]T+.4Q]\*
M2HOCR0:C98/#/%('W4;SF"OK"),SP_3NYUL1BONNU:B]^]C=UHK.,>/+9$HR
M%*"]^NGD3$:G%C-)13Y)W"M3.=Z&R>8+5K/?S%+MW(W,L/BUU>POF3ME%^@$
M<;<X> 1J^I0;&!1?P#"/N<-G;(E^!ZN;0WW.CV3[!0T%)QKG^I+SXA84F\+P
MI(:AZJ@PKO&I(&:Y!ED<21*:\U]0Q22N88:#M$_0T:MIJ&6ABK@ZP,)=DOGL
MH%AS)'=![B_:BIRANZV1_1X40'2R)3HM'Z^YOITU_8!Q$*!]RYOPJ%W(EXQ#
MML$0F\MY78E+9QYY-RKZC<XW24R*3Y[U=]:*0C; B$UQ@3:Z51@CG\P>J=X;
M];JINI(6<<' @ZFJ\^I#'WR[+3[T9PF",63O %W"EG,XX)J"GFANE.@TH/L[
MJJN&CD6#;$9GH3 G62-@CT6$;!]F@8F,:A3PY5UA7<@6PVDJ@%Y#AUV>M;K$
MM8G9!:"=Q%3O<9+F><0C,?>.E"0GS$47"VXK$6ACH=WMX3(-CGBBBW<&A\8%
M,\URK<0)O=NHF$3]FXV.NR\&K"48M8, ].<Q-E[&A1=!X&1S5ZC1!#\9\$57
M=*-]+60AY1(7;;TX%*+,AX/"_J.]DV:YB=4+204TYARO]RV -".!\U<&GE3+
M89@4C$@J4>;5<$-N*X?-G"T)&'"/3,U>J^9A$Q[B)4*Y/7-/_ Q?JO1QCPE[
M.4__KS^6I__71T__CU6 PPC)?*?9^(C7]&2UK-*PBC%=-&TJ7U7/>FLFJVO&
M#24\55JB*X$P3)G$4V8\7K@4ZPE9M+\PIPK<WYD5\X-(^9(V"K '',8.N#OX
M8;:GVM9-JZ#0X'M<SG<\88#G/>9H#Z4N1D]2X^A60@.9V $UE&/1(!T1VJM'
MAA+G!)>'V_5<VU9:1UFFX0T*-)P'V5@@3\;*S[1[-('&0N!RH.4U&QE68YYB
M[@8H=6S,5J^W\Z0C7K*7$*PSS5SPOPZ0.Y\"*MF-R"U;)NJ/+? 0J9H6C(K/
MC0%7L'"E$4;^I5-X*"^"*#;Q=UH)45/$F66GT)I9)Q]4GVO]V:(!$-A!.\#U
M!3*V#-B:US4.9>/G-3F/?-T":_8S#&%.R=JLYNV(#\=W)XH2)->Y6-W'SQ @
M6XG,%#LY/\<E'6#<L(6M)Q@F0KA(FK.M@W@0NEI:L@$\WE 3 T%$#16&MXS-
MM6]N-1 R@@W6F0S N&60*L^R8"*HJTIFJKW/RKLOS0!I(MYL\G218Y/FQK G
MV[F=GUQ@C5/TZF,3+2R>[4KPM;O-83^D2&@N/H(VV_;XC;+7.%)XI4Q,6K6]
MJ*+&1G7LS,E"MG%-T7A,W2JQ_G]$U#JJ%IT/C)Z._,32M'.;NOKSG'<&[SM0
M*)\K/,=@W.I8#]-)A.*:]'T0HNRNDQB1W#L)4T2W 1'L,"VSB)%NXT#R[9#!
M\F63'.H=(BQH!,W2(VH-6#O0+[:GHPDGJ5%)^?46D3+J>Q-D[%%H#7(C%\1]
MRUAZ6J@PI/ H M7,W>Z"'^9?N-Z/ 5L%+E)AF)A8]]%G+;NX?H\A^O0G'8'N
MR$@!7*3;&[+KX9L-_5!H2NT&R6?U#M@B!0;W4KS$E",#NR?0Z:^_;6VI3@#\
M^PCSQ;,0>@F )GIE5$B%CN=;6_SL[W":DDMT&'V(XICP?GMI#,V%J?IM:WM[
MFQ]K%W*][BOUKW_\XQ__YF\[2)?FFP>P]Z^[;_A*>SA^D^D\",,#?PI),XET
MWSPD,OD(2@BPI+BE#H!-H%9SD@);XOY^"L:3'?5'4/R'M_#%MOJ(5VN\>(;B
MM@!J*/@'[/53FGT&G>@3C&9K^^4<);P/LL_J[:;ZH$&W2BHD\?XM?_D_EW'V
M>1-X^D,@#V8-,]KI@^(0_70VJUJXN8A838+$?9>?IY?FON-FHUK*)^=1HA28
M14/<8U5H.:?5;S^6T^JW1Z?5#U5B A-@JKXJC?&@6.!Z%';S ]RSQ6?(IFJ9
M:D^9,=ALJ8E:H%XE*FY-;K+535BGQBYF5P(!5!4:;1)?)Y,P!UV8377G7;(^
M>"^Z;A.HO R"NB&V.(L,7Q_"WJ5C3HM ,-90SWK+8&0701:Y#*TKJC&UZG4(
MXU6SEV9(XL((6*W]:!%;;,C.;@4KY@:ZN&!C>,'D%FZ^0FZUW'%W7[NA3[D[
MQ[2!NZ;N(5APU?PRD\QEDMU]1QS9G+,0E9=8(@"KH] G5\*Y&HSEFHL4/PT%
M/PID-L*$?>/(,GX>5]RJ)IYESW9NB<?\2N=E)6CE;FLN,#* XJP'P65MJ, :
MTF?TK(L6<!E.\8]291KXL*_AZP =H2;.2'XS$N"RI0Y4X.405%Q@DH+DPZY,
M9T'"-.,C%E:"#J*[=>&7 RF60L?U_WNK*]7;'0S8^'UMKO8"5*6M %5/3N<:
M37WV@ F&'<$?5./I0L=3$L6X]8:DP-(ON4K>WCER*TF+)['#A9$F$TI&U.2N
MDM@ H>&0%J6U&DJE"-/HFKXHG2XV0'O,:)S,X&;P>(@'*AJ6Z(V5FH]<7]:4
M3D1O;>$&N1B'$Z=<N71FX,V&&61M+$7226TF:8X[6SC$BZSOS-!Y]L$ YK"1
M!&,JNE0B/-R(B$F93=+<ZF-,"E@]^09;/\C2$I4&T8FJ6$,JW.L*4,]ZS_D!
M+JR)T@7W &S"K"!'Y&5 @9QQ:LHFC#COLUKE-_*"*.:2 =*NXB :,S.*K/@R
M^&7G.35K>,W*818)+EW+M&AS)BF5&M0E1"BC"HF>8RVW]5+54Z.8>A4@+)15
MTJZ@!;.,-!W*E$HN=$(^8]BM<LPO,2>%'TJK*[HFHC$/J66K4]85K5PB:QFC
M&)(/)/&AD,%8#GPB+'V.M%:":_]YMQ63,*?(%57?2UT1V\6Q5JY-:['ZKG2'
MS=YC$0^[!&<H5F&9&5RS@>V93'J75S]G8Y#M(K=[<&"4CK&J$>]()H2Z<TG(
M+0(A2MP+DY1MH>:A-T>Q\&SN03 >1&<E5_OCPQ&XX;A\*I-$16#*RFW/IN:%
M!0RH, M&A;W(.?#/AVEG)>CX\YW2,4)24?>;J? SHXA*-(S+YVMZI9J25X\@
M4;,6O<M-D?O(C1W#YB@R?!#56!D*ZPIQ3J0C_+SEPP/FTP);5%S!8NHH4@AB
M'\O/%Y=XS&I&6%=ONCI&!A^FHY4@MOAN55T->II L"6TVV4FA%JH5ZSP"NPS
MBE"&BX-6$<?ZC/4ZD,7!A) ;\ K?<&^EHLC#"C,CKH=.'4QW'38;DQ3^FLJM
M#!)>MGBK&;3%0O@Y3@_>C3F;]$JHN,I31==Z!W*HY,)PXI8\*R!#+OFY7"$3
M9+N9]C#PY@;QJ<G)\FY,"L(+/&O6+O3T04X2$\>3L0\"EWA^U7;=?'.60:J3
M.>)!U1%OBV5.IG/;D-)RIEQ0119:#G6:17!@8#RUX'(KHF%A,>.Y"F)G#,"X
M+$I</.!.9(+0A'AI[S%O6"[,\?+'"G.\? QS?&?!,[[C2MI 3Z!B%WY6Y,=S
M31R;^, E4&YN:E%3N>M0MZ02]<S7N?D:.%OE%^!KYB?DQ&5>>RD!J?XSN"'R
M_ P,ZL;Y^2JC,EX]=[?$IND.C0WR?<22S2E NW.N YU7X4RSD96,K_% SE;C
M<[!.Q):5+^;*!+(HG&)>SU$M2HH]TYS5"+:KEZ@UUD$B%D=4V:F:?*Q[S&J7
M/PW)G9Z&/3 O<95AH_+Z#&&!P]HRAW@K!>EN,=FFYN6618_[^!C$T296WG+V
M3>6RJR(]TZ0X\/,N#@;;G6@+?<^!:3OR6HE]3^]6_?8OPSQR24W.8>$G;=?!
MKVO#N0[N)R3"51 +]6<:4:TW+HKH(W2-_8^&%_05F?"OX0V6#56+?L[FE5=N
M;9FK3OT &,>5JDV=3D3(M'^=D&TA5YD?V\NTNHD KDC%/]"C C6PY/._;Q67
M=D<:ZO;6CZ6B;F\]ZJC?N]I ]U!][/8/.[V>^OBN<](Y>LOF*;N9*+VIV<!*
MP%0$):Q/R[9"$W0XC$!P6697BCE%F#E? C(P1BKA[ZJ7-(^B#-,JT'=O/%K?
MD(/UV[L'';77.3@X;N_O=P]__^>3K2?TN7?<WC.?#8WQ$1J"LHK53>$PR+]V
M@+&'Q3D.:.N_GQ"IO.Z?F-?0.8()+68KF/R>&(KJ[[^Y1CC*D%F</87G[9MJ
M[P@'>OC/)\^>W'1IGES3[6&[WSTZ;!^HW?;A'^K=T0$N3P]Z/#D^.J'?_"'!
M'R<K,O'Y;K]J<N9!(8T72!E?/]\;T[UT^_S:7G>GKZ[L\FK!L:-N/*2??_WO
M;Z/Q"7Y[P9^K1J8D.%?T"/8QJ7#!Y)X2SR;V_4W%;IW6<ZMZ[I,W_P*EMF<A
MY4ZA+=)F@V\S)2/"U'_R8E7=-_<XG61)Q7;[^ZBSRVAU*ZU(KJR.,P"C]Q:8
M3>]=^Z2#^DWG9%7YZ2VI-/=S<O_ZZ;]>_O+KRYU_K^C\[K,^^MVT3%]W_/Z^
MQ*LURV7^O$/:_&9O/AZ\!SRY-J<X/DJ\[SBYVS*E'R?_./D'-/G'R2TQ.5,I
MXE&F/MS)2<7Z@<E^Q' DW@\2/DK9!S@Y>Q3GM7F,_6>(U\9AI".YZGDO'8_3
M1/6*=/AY1=?D1]UP_I-'P7M?O^TJRO.2 +*4=VP3U3%1K2Q<UL!$ "@KN8Z/
M1*(0X4-WG^GP2GI9T45ZI(!;81/FWO<57<C;<FS:(3ZW0ZQ%D%V]JPMC<6J)
M4-Q=!BJ_;93NV8XZ8FGU2AU@Q;Q[$[3[?A&TI[M'^Y_>X#_>]=\?O/D_4$L#
M!!0    ( -:#,EO3"GBY)UT! .J'"  5    =&TR-3(V,C0V9#%?97@R+3$N
M:'1M[+UI<]M6UB[Z757Z#[BY[]LE5=%J3;;C."=5LD0GZN/(+DE)NC_= LE-
M"6T08&.0K/[U=TU[PD!2 TU8YAG2%@D"&VNOO>;UK)]_N_S]PR^;&S__UC\Z
M@?\-\/_\?'EZ^:'_R\]_Y_^%;_\N7__\[N/)OX*+RW]]Z/^?'\9I4OP4[.U.
MB^ RFJ@\.%.WP7DZ"9,>?] ++E06C7^ '\)//^G?3<+L*DI^"G9_^.5OR2"?
MOOWY[Y\JEQ3J2_$BC*,KN"R+KJZ+MX'SJY_?_=+_<AT-HB+8W]G[^>_O?JG?
MX=$/Z?^S?_S'Y>G'L^#/_OD%_.^#GK$HC9Q'PZ6[;P-W<4.5%"K[X9>C7\_[
M_=_[9Y?!T=E)\.G#T5GP\7WP>__\U_[YDSWZ*[W+X"X(DU$P4,6M4LFWMOJ?
MWW^$77#YJ,C")!^GV>2GH)Q.538,<_7#+V='R$%''S8WWAV=_=_@MX\?3D[/
M?KT(CC^>?_IX3E_V?OX[WJR!A;\A$N"=7^31?Q7?7G[13),_3R\NCX@@QQ>_
M'9WW+WJ\WM.SXYU B &L\:W1X]WYO^ \_G5Z_'^_M97G::SBNR!*@JC(@V$X
M#8=1 <<S#XIK%5Q<AYFZ3N.1RO*_9?E_RO3MYL:YFF8JA]^'172COK47_O^:
M_L^W]A(G8:%&N$GI&'XU+=1DH#)^\M[+7K"_N_^RNZ_T@Q5W_\^+%\'[2,6C
MGX)/X95Z"]?_IU3)$$5)\.*%V"0_GYS^Z:O=%T4ZA4OVIT9MOQBD19&"L'F%
MGPW2#%C6?/8N#H>?@SUX.+![-((%U-7XM'!?].>_PS,;'C_(5/CYQ4"!8(,U
M3FG-[I)>-:P(EWG?1SJ$^3M2AHGQ-,2?(;OM>IY6+;5HD7>_7(:#6"$7'\.-
MX>.\V:#K"NOZ[T%V([T&;M&WM/+[FC)'61$-8R6Z^NMP1Z<(</E;W]C:2[;8
M+H_>?>@'Q_T/'RX^'1V#Q?A_?MC]@?[^='1RHO^^]T-OHU%QC9?N_J^1C\,T
MCL-I#H=?_^L'$D _7Y[K!]PHW/HPUH0#*?>#%E*7)_HJN?G+_VT2+^-P$L5W
M/\U;8$T4[:%[)\2^/+$/?<)'7(*-\[O*KE36^*09SN)RWMA=!?SG_'Z[\:2T
MWU\V[8_C-(^2J_L1_BFIO=\A:A\LF]K]\5@-T5ZG"]=$1Z(??AVBDY5>/%#2
M/%?:OURZ>$D3>)T\2A,D_Y]17H1@9$XF\/=%D0X_K[<!M^'5LK?A),HQ5 ""
MGH,)^>KH?M ANK]>-MW/WOUVW!%^/^P0W7]<ND69J;"8 ,=;J=/_3XDAM:/;
M,!OE%/CFS_\*,_ UBA6>B"[MS)ME[XSXL*2-3Y-AFDW3+"Q$/UR4V4UT@U+J
MV'ZQNHUYW:&-V=M=]LZ\NXO#VWR]#;.W8?G.</@%PW"YA&!7*)<Z1?>E.\+O
MPN3SRGV#3I%\Z=[P99A<11AY%@N)5?3JJ/]C,_7_3K' 7[[[*./Q1USEV?_Y
MX>"'INUHSTH_;#]F9K#]4/CIXXY-^]MX$4:]=_/XLAHZOW\LT_GE ]ZF2_O4
M_^?Q;T=GO_:Q2H9+#1XIX9J(>C]*/Y*\3QF"6'YHG1S0(@U^#S_KR!=9%Q&(
M!#:[CV["*,;\W^KD[EYW(N[[RX^X][\,KT'Q4;YUU<&8O<=&P59^'#LE[2I:
M:6EJ:<FZZ#EMR7G_$RB=_MDE5?I=4-GF7T?GYT=GEZ?]"U1+5 RWMOQ6E5\^
M6+X2U%$,%7S,KL(D^N_\@(9YU>9:DZ<3P*\ZH_H.OD*R.9Q&!;S' ANP7*IW
MQ\\^6'[2^:@LKM,,/.NWP5D:_!FE\:K)W^)HKX3\2T\_4S O*3CG<#2=9NE-
M&*_2YGO3(>HO/0%]KD#TKS*[TRER+SW1_#Y*PF08A7%P48#"G:B59M;V=SM$
M^Z4GF_](1E$^C--<C8(/43B(XJB(5NE=[G?'KS]8?L[Y799^5IGT9^3!>[4F
MO9!^^4GE08ZY,JI@A]<*HR0XIAA+'J19T+]9L13J3JG1P5?((W]05R#^/V7I
M4*E1E%RM*2^4_QJI8\5F)B:1SU519LF:^D+]Y<=U)],XO5.R _JOX)U*U#@J
M@D]QN-+-Z$Z5T<%72"T?IT#_*$2E<!L5U^AWQ?!RF&S^$-ZN<!N:7%\;9VQI
M;7]4L]C"]ZG>849;X/[;X.,4@PCY3_CR%UC4GB9O@S_#N&SO&IS=#^BW\+5U
M%;HM?$WYVEILV+WI;L,]Z=5?N"^K7_-M<'DWA?M\2&]51MO[-C@+)XK)<9;B
M2T9>CZ#^)7[SXMMH8'PDEZW#V%:H+3^2I&U;^"(+A_>U:9?4+G70)2=[;^D!
MI:.K3'%<@S7+N;HJX[!(L[O@Z H._TH][H-.F5S+;VN SV]"ZJ<Z3?(B*U<<
M;^H6^9<><.HG-U&6)DAT\/A^#PO0P*ND?G=:2X#Z2X\WG28W*N<F!["_RFS%
MP;YN47_I(:=SQ4&.*;S4"DM6#[KDUNTO/;9T"D9^'(.W47:#^B^[1/VEQY?.
M54R(-Y]"H'IPB?4V(3E^JQ0[G=J"I0>9+L//*H4W K,3[)UH37V7^DN/*IVK
M=-$"HN62O5-50TOW>S].HV1-;T/OI;NXW!A[FF QY9K3'<HOW:']D(9)\"G-
MBG$:1^F:[$SVI3NR)VJ:YM%*(P==*HG;_PJ^:UYFF)U94YPIOG1_]2P-G(#!
MT>@FRL&*3+. RU9>G( _"Q]<E(,\&D5AMDJOJDL[<[!TGQ9VYF-Q32:]170%
MJQXW1\ I5AO86;?%?C/=+D=> ]*?Z[;8CN[3_*XD;-S\UGOSGA(CIY-=0LN5
MN]TI'#_\?EJ##KN3S3[\#EN##KM3MWSX_;4&'78G?WWX';0&=8K<WUEKT&%W
MTM6'RV\-ZE1ORF%W<M:'RV\+ZG9ORF%W$GB'R^\3ZE!K2J<(O_RFH*[6XW=K
M&[ZW#J'#[N P''Z%#J&NE \<=B? ?O@U>H$>5S;_?"F_=/^VT[7RAUV*KRV_
M;Z%KM?+=(O_2O=^.56MWB_I+]W^[6+GZLDN1YN6W*Q 2:2=JRKI%^*]1^='I
M^H)';\=R\IP_SVW*7J!/^N![;(E>]T2OJU<>7[VR+E[IZC8=?_RS?W9T=GD1
MG/<_'%T"0P>7'V&%9R=_'%]B[<J[/RY.S_H7:ZAW1\E]C?J59%0.:>+5NS*/
M$I7GP:<L BU?I#3XL"O#)U]V)\?_<OF%+=Q,\3[-!BJDDN=5FEI=HOS2XW[D
M<72$\(]-,ZQ<%G9* _F&PAIFOP,[ H8MEK(>?0B.?CWO]W_O@WWPK?/\$PJ
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M5:!=BU5[TMVI-GRS_(Z6XS098V5Y03#Y)=B=-U&.';V=:"SMU%Y\A1J@DLY
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M#]()F%67S-=N<=K%F?"-W[F6J7.V&J]R'P(:[M*^E+:_ARE(*F7L^- 8RR0
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M%"T);,R-<RTXWT-+."\B PN$HT]AORG64$GWDCD32%*L-W8"Q=6D742I LW
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MB)@!$"(E$E/,&&$S53Z\5B&]B8[?QN%MEVV7KN&']T,L=S)\U, E^O QF[0
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M */Q &P_2GHUTLYH#A:IX!"FX,!F" K(6MB@4IH<7)+>BNTH0WRE<XH26FP
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ME6,K N@AC4Z!H7<M3;E-^^Z)8M![-N;B.,"@(SGOUVJ%:*H]*PFQG.$<?D<
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M%#8W7/3-QR+M=%?E+QCC?OV]Q;A_7,>X5Q<:/%QR6;>8*^QN'6F3A2*#;J3
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M\(G[H&<A*+Q,R\Q8FF5]G(YPCK /I2+BM:MH%?A4:'DHJT+),J.N FY=2*9
M--L^B49^E_SX%LCBV"PJX(A'J%_/LHH-.M'0JR."$^H07 Y&PP4GB[0?<-NL
M^Y6!RO'/RD*"/]E@SES$P(=F$WSODC$YJ[ZDVP<TZ]/+[CT0D$5LQQ%B2*'[
M<)#>7RP[M?YZMAB+$3<O[,<#K1"___W:M-\5(3VX:87^R@+U7:1-\Y"IK%4K
M^GW45G7%*#F0?7!K.;DJF23 GF480H:'&=ERP6ZVUR1..3_0A%-%%!CRKP.Z
MQRJ]*K\"M%5P)/ 'KHR/"8LB+:%'!$G.R,I@\*?C 0\CR3""B^C;,,_QNGLH
M!^^!FV8S<;VT^0&"Q_EV64W]'(:5DOG[2F*L9()!9J><VHW#-),&T$HTDZG2
M3,)3^&F%LM1*FH?,V3XZ")9'*=*1TO4"'AWAT*%ZD'*K$Z15?7F+]0_OU>[\
MKNBV;DZ[W2(TG-.&_ /IFF%Z6TZ_OE!#$TC.O?(KH3<9BXY5DM.Y XCB%>_=
M,+'IC]0@#*&X@"R';VI"65.JR?.R"Q.VFC[N9W:196J>8'0P20KJYG!O\]_L
M6(0JRKZK&/$3E%G3+&ZR9I_AF@@[Q^EEDL\T;M,&(D0JD'07,<S$7C%U=##$
M,^KI.5A;8%"#<RO[/[X9-Z^8>[<[+.0^8;SH!C*M:YA,S,1]39%6B% C&9"$
MZ#BT#MIV9IG8B*@7&^EO^MU EF@U#E_FPU%X#"^<"/(OK#B34=9^R!4DGZM]
M$KTX#QH-O$.HQ5'<0%6Z8L9Z[/K4"#[]EBZ6ON,"[/<=MEL[9N'.?K0LW-.'
M+-R]ADP"U4B/I<EJ6Z_\ F+#D9O==K'FR>EC7ZOI5'(>/8:_G;UX'G0L<<13
M%J$H/ "+6]%@L2FC3[$BG+I0/&LUX>1##!:VOJ/5G*#4@[F>DN60@SI+6%U!
MR@OKYN]YO Q#U]VUFG<-*?K>K:IM/#&_VZKB E900;SQJM+ZYP+*UU*.Q>_<
MI"9[BG&E03^,#GH*K/\([@&&H$-@9IX..T2O\;46D,'7-T'%;1J&&L8R3R5-
MB<5H@/*CIZR-Z4SHP.WT\6YO].S)0)D8WV*9*[BC^R9[-$&A'H]Z5KY!!O&
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MJ".FVO6S-/6_%A[@E@AG*TN,@3>L<VA 9E#G-;J=<C1+5RT\_BS)<NA9=,\
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M"F$[K]DUSYQH'*%VJ1=Q/NH\C0Z$0:M+5Q<$^IU<L:9/]!DLHUGO()C&FT*
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M-F7DE>04(7 XEWGM?:^R"@TI>A1#7]:4!=[/:$:4 4&Z2<F5E0*AM=:*E&H
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M3^B"30S$:%FEBVRUL"K!*F<!DA1^T.U8DCPHEA;![8PUH<S"L 9M@%L%OTD
M>YA0AI9 _2:'/K#ZTEFW^V:R]JX!!)3B7@ 2;$Y6$Z7%2SP-CU\Y]]?]P2^0
M!YSUC<;X?3\Q7Y\*#E*X4(5251##S'40X;_PO8-5],(@17'?FDF]*!=+N.<Y
M^"#NXT<OSDZQ+L^]3DR_PB!BYV!H([A>(J%U(9Z1:9Y71K)(O"3:HJUGX(55
MPT-@YK7]$/=K27U?&8#=EQ2ZM^37'D]I)]NYPXZ]N0 K_,0YQ^42V%5PMC1
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M,R>_SZU=\C"Q#?P$/WW#;%P>6Q1T+B#'-I;G LBLH0=U?W/;>7J<E^77L"-
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M ^L0M:&<:AHYBQ74@PU7<^=LZQYCV.?74C&++ NR#6?E+IOL:\PF!XT69 [
M"F'@,BGG]&B,&@KZNVE.0GO#EM\^70T4O@0W;_>L4[\Z^:]I-B^.^$$RMJXD
M3L$6EL,;H_/$YQ\:=-5LUA?C1 2>4WT&U Q):^6@S$&>TQ7JK-EVR+:.5BJV
M;#]4HYXS%4Y3H\_ZQ:I>6YD+:=QL4=D$"W-T(#9GF:Q1R,UM:5+9F((^5S9>
M<6F3#IX.X4&@X2%]IXET]*=3EFF)A0XA>#J]'Z8B@AM&\[1(D;@Y"C4?E"*K
M=0LL=P)+@:""N16/Y%H&=J0^<.'!F/Q[Z%T K%_6$%VU 6Q*(]^;5V_A$E6Y
MFI,_P:#F2'&FT9M5H;$MH ZA2X,#_Z6*^;K+P5:)+#2/SBA8$74MG;5!THP[
M/RS_;*-)/(^_PZ^Y'8, /,9OEH1:3E';2?6*"!FJARTE?>1%B,A-5$?+JI]8
MD0YH-R+@MA:P. - E(NPVBBHH219R)8GO%3D<:-;80GTPBHL3VTOG]X=/E-W
MK!/^]*/5"5\\U G_N(S(GI2%!C,BR3)KW-IZ2(3<8OS.?5!E+!S!+(SP\H3&
MF'@_U3HRU!]MY./3T_B4_H]$BKP1Q5Y,&L?S@*$_MK]B&2+\F?G%R^A]61S_
M4J*+&O[X+Z<GIX\ F<1M><N4)?KHA'K:]T!+S&C# 5C31?S/_X)7 \0E?OTD
M.J])RV/9H,@>)X\?$T$N:E;[Z[8&2-I[KNBYC<*;GBS@"8"R+.DQ0V*'V)[@
MCW18PE5\VT$<R,&)!_GD>?S3HZ?QXQ=GG5&WH@MT)T+JVTMZ]_W)DT?QBZ=V
MJ%:(P*&"%WE<[@K=2Z/?E)-'X5X76XC]51^?Q4^>_;3QV7K?GIPJ8NAPQW5J
M']NYO9PN22L$)<'W#3R.0@A*T'A1Q)H(4.=(MC,5P<X:CP*H73KG+DNO8#H.
MLRM^_*=G+^+3QX_Z'W]TL.GY49*#*C30(DM^KNTBX96R9,_X4.[YT]F3^.GI
M[D,&:4R^YPR+(9B-FE.ZG88"+N E3TET$'P@%Z PH"M/Z!EDWAZ]>!8_?_KB
MYO-&Z,VM#_&:.UGX4A^%=^MCSNW/[E'T69[$3\Y.XV=GFY<XTJ5!7 &Q]ZI:
MGXP.SK?F5#P93(>K.UL @ZC['8J3II.49@V<EX);?N!5"4+M?H_J]EUC@:6F
MIUS9A"M@'<TN#."FH@@<.80;MYE4V4$J8#QID$>>UEV>F\W/REJO2J-\&ZM5
MR2-XWA*9A8U6+ J-F#.JP#;'L])OE3;/LL8DF&PP1Y3-:9@+PSM#S+3F=J.B
M+"@>@E"0XJ.96PY\-J0@DG.5:G<EQD$0ZB">R'1JN5LW#9@, G5B4Z7F$:0_
MW!U=SD<NILAS-G:S001ER&CF1QM\@;$S204JTW,2_XKRLO@<8EF%ZV7A;HVR
M-Y*%-OI]?MC =N*O_$G3F0RKM&R6%:9;MJ:]DG%YE7;DB7HV66-S"\%$._OK
M[B@F4&VA5 O=YEFN8!J@BN[^G_:\<N."J(X[VW\%&9 QAGQVT=((6X6"@"Y-
MV7K<PT@* X<J)K#H#"#,=9KG^"1DHV"A T0@U!!-)AA7>V"U?X[[Y8U^UQ3L
ME\!.L1DBO>0XD#X.&.^J\ELPW69^?7Z]2Q/5@Q>W.0!2^D* 4P,5FY5!VUN6
MIS;2!'8"/SGD1'@9R1[I6C2]YI"!O</K9\=TPXL?+-UP=OJ0;KB?3/Z$&P#%
M[WA #CR6>O=.#LZ  \:FH"N;[?/0]"0^&QV3&X-5TSQ-*N6<S]*B]EW6Y2P(
MB<J-]T(ECZUN%B>9-_E9PKK8I9L,"UC*UF/SY/VI=.R3\M)P&&.,#AX]COYY
M\OGD0HDZGCX5$X\XARH4$,!!\H4!8O_)DVNB.?V-?B%BWH8=PU;I#F$6!$H?
MEY#O9X7I&_E+;4?).#Z83K">#VO1*QP!?HKQ"6?RE0LY\.;I5QL6L,><A>KV
M2BD0T!#P#XS3IL"Q0-0!:TOF@;SCQ<P0-WVLT4'[N<Q<W.$3]S;YUSU)^0[E
M7\^E//DS,O#\DI7Y0R;VMD<+6 $D%ME:"":1)K+XC,]O=\))#1BIV18L'KN]
M#6YT\.72:NR:.ZQ[^NV$($UO8P!-+ S;CMK-&0*\WN65+X=VE7LQ7<# H-XO
M!,T]EISFDMG>Z2EB*66S3!4Q54O2L)7_"2-85#%P1X;/&7#B90REV&Y*1%A9
M;&!^PE3":F"3*1EPFEH<AD0]!Z2MXM'S0VW'"(>E/0;T.[B@E"_Q,8#=Q3P+
MYJXE--9E9JJY/%#0]!LDK .0'\\<I"S:_9>W6'1N;H.KJ !%9\7PPI_:=<ED
MI3KXARAXC+T8*U_(8,S*P,J6QM@C?';T,P!284BMQQE7KGWTI_5J0W@-K.O$
M\$/YL:Z&!$P*K4*AHV8X"P B:N782$,JZAOS5=-&WI1.8S ?N:F\ICM[5K=J
MX 7&! B0[)](88>^84P^X>@ $02$&S!^H4()N(6(>)>!J\K$^O+@> >"3Q7K
MCE.&R5/F/&,=J*SPGN:=K]S?M52,TH\T-SD+> \2UTSG4) =NF,_-EW%<R7[
M+>ZEEF?&HE,#ODB#2243EXW6RZ[0.Y$E9,( GYPA^*>@O@QZ,^*GH2AB=#!'
M/F0T,LI<;Y/VH9]K\JABF_2 $L6$6,\!.I^@BQ[LL18M40.FC8<YHXP98?S&
MW(KB?OX_W5U)C_GP6\_K(UH(0IY5@S*D\$4B!L2:086DZUY4)8Y^74WG=!YB
M(B9&;@!(;4\P4()*5/'KJB 848BW8M#M,.>!G\R0^L" V^!;C(=VH[D.WP@)
M:&?NC@W14\1!+QDD5J#W:-:==YYFH,66SXD'C5GC8G,:@"HM,\H=XC-SRQOF
M$S4H1((Z&(T\63+Y@-OVR-PP+N')"";:=]DCN6?8>=@"5<&MQ>C-P@\AC'.S
ME[/@)ET-VJC=W])*#F-;-U5 &.PW0M>9.T\ A*6=B91-H-*FV7U;IVO&V8H-
M)'_\WNT]'5L7+=S?_$0%EIRARN+U6.*(S.@*H "@,(/7)($9QF6Z04$(9=P2
MZ^2*3.V^K7\+&/UWRAT3?!$%@6G>UU8GO;7<E?)]< #YX,>\@-8L#WMARM;,
M0'WFZ":X9+=0MH+S[^X)NELR^NGICY:,?O20C.ZLBL_N<&J./Z=XGLF8G9[R
MBKA[:_LV:9^S_;<>DI="$?"Y>"J8Y['!K?(+(%X971BQUGK:A IAXN=0-  '
M**5WO1,1^W:X]__?Y]>&K;4!1??]WV77ICNXF G61P?R1QO1$]'N]H=1?M7?
M.G)6T,^\U)=7+^%8N7#_+P1]ZS?,JU@),_/>-C$A[?B;WU6FI_VRT]N^K'L%
MO@HBN.%\[T@+G8D?T5;#&!TH/-Q=I^U*!Z% 'Z3\UE.;=MZ6*9NE8UWZ1H_/
MPO["CU7Y;4WMI MB5:9(6_7]L$PMU&,K+O8XK]R%PNJ\417<>1C8_^%OY1YL
MUK^1X L7OI<.?\3S[M=3^LW=_#,$  V$.;;(CI^__'"A^4'M@QW^_JN_7[SK
M+E^Y0/AL=B$&S^FE)K9*U]36_6TW'5&O $@0X?#@1-NI-:$:E<I:O15",Z0A
MF=]$(4B%V[E> @CU\]>U]/)+%]:5<RG+58T]J4U:#^U<6Z-IMJ1]PG'OS>:V
M$Y(Y=8EAUA&'H@?)4!C[7)1>!["LS&!1 &.V,K4\,_NA#^V[4[8.<Y"$4FJ-
MQ*%E5QE.]/DT1#MU&?*S;$I?B,&7$6-X[I:D1J"R&"[C(X$<=]#8TLP,+CSM
M(364X,\[8[&F1(U/T'+@CN(I04Y!9P7M"//!*+]Z5E!PCP4W["W:E->75P\.
M0!AN(>@>)W5VOP!09R=/]^U7,;W)0[ULIPH9$N%S-J='*^ J57)X)(FQ_# =
M;X]Z+TE%MF6'L.';**X&2D;P%&MJ!.]MJ^NA((*MW)2QYOS6!$>W/T31W4/_
MP*W'/6*,<3^7C=K-3W[CGP.5II+W4_\XYN%!N" U_:+2'2CT^LMDS1H2O9V!
MPP0"B'D0\6!^#6FT)-$L.\I,3]#8NA%TD-)1V_> ^\QDP,KYE6$H(>7ZR7,K
MX0!9Z 527B62:&NQ.R2=05]S @UR7H-2*YUR84@9;)C/>JY_B>P!&="@TBJ'
M/TAK)6<YN9X'G98*1NEIM0RI5K."O^D?LS+TQ/K0&[)?O>L4NF8 #A\<L A-
M!E]A5;B=4N9P!%T)@ "$GE&IK5Y@%LUSG3$VICLJ'=HOH@TNJR98:Y!R\XR\
MQ/YH)A<!7922V^V-.Z1D]&I:PW0O.*-%A)?F_\X*V/L(->7DZS2K+40'_[!<
MB5,;[_C2=O)"9FG5(J%4ZL2%-,9'W)B@W3"GRI'294S0X:#V9ARAF&,;VLO]
M^QB7ZXYT(7?WR-PQ(_GH1\M(/G[(2/[IB\;2/UI@=6E5)4V7LF>M:%6@G<K#
MLU^-<1SD+L1/J&W"!:78,BF0?%L;K\%3 1(3Y28NP WFK9V)^.PC=-(RB1Z]
M>/(DY V"[WDJ%O\+S $&5"QE5W C%L$M-)I4X8DW6-E>2E43.>B],L^3:(B!
M$'+JX_9//,I<?P:/F48R-B-(Y>[%JL#$"H!JH/S4*COUSREY;JVY@DP@YPBF
MDE$*\U(23^K'5%XD_:IHD:9P9.,BD8)9OCZ*#0$C3"_3KAK'<F:92X' D7IK
MF3@#F"D;*8H'7^M0S!+54\."W> ::KQM V=@YJ(<C*5=Q!_A^.5<NV62>L.6
M6@>I/XX1J(8/3N\BJW,BEE0'E<A'##E_-^SA%JTD@CQ$19D%9+<D4TI/T=^\
M==1'B[HHI\"*:F_*=P _H,HSOHE)9X1%?9Q>BK[L,L;L8_O9?=*LM25EK00J
M-@06V4 ,9[1Z5RQSC4B'6EO<P#<4S(//E+Z^Z(WG.AF;GO:W0K":2*%)TFX!
M9!%B)\]XRG= #T@7DB<UPZ?2=>DN<YEA*QJ$IC1682+\]#%\^N+TF;Y*4HT3
MM]N./WS+TS7Q_&U]"5PC_4U\* (,*QP;6Q%RPF-N?'I$@[GG3K+:(]>Z@UI:
M (!=&G?8R;M-"NG9OE-(*KX.3>EB<QX22MO;#<'F"".FL=:;(G-?>#DL*\,O
M2 O;,"9;"F^A,&YE?Y53''N"A1[-YGP./5>8LC$Y'RF!W0\[+M8NYR[.-&:T
M<,F2GT"SQEKFPWD'&Z$[RU112WF-+--#1E52Y1!HX$ 0BHB2_2;^=$Z#\P6!
M]#?6QGG0(34P::8(&!U(RSNGK/721I@'VH(,"+=_MKR:E)X_LZP&.CCW8%DY
M9:!-#Y@)CRFV?/"4BA _9*W?MB^T*A(WM4TZ#0[^,EJ[4_$X10#_%#C%IK^N
M:FY'+B05(#2B.)LHR7H4,&G(R18C\_O@J0J?<)W,%A?C+0>B*7TQXQD27M,Q
MXQVZ[N'I3LO@](QN<'A*UN1J>(7W8*?_?G[^49AGF+D#.<:!=(WT51GBAG.;
M%5=X @74<YJL8 [.*3NX(HEK#4$EDTQ=^WKN?QG86<R%U[L4]04W.?I^0R/9
M;>RF+#/*(OV3V!VGT0$.%%Y+>Y]LA1.%I_'C_@G?Q;7YSX__^'OT[MU'=&-8
M,2&;%VH:P4&$B3$T>=0N >R Q/>/9(P D4.L?U:#&@&YK' P0$(3:>XPHI%'
M30(334R!B%JDVF)/61 )CL/L&OZ=PL*"XH.&_#(S'DNWGB:9BV<Y8T8"QECB
M[QP:EO4>+ IL=6S:<X%P&B3<[M>9O.>$@H@ [I=.=4 K:$!M&M'1TM")%6]$
MFI*!OG;+N"Y3:+=2NM%D[,XGA%&[Q5-AWP/$I&[Z+:Z4B"(*9%+$GTU)'02#
M2R0Y<G\X"DH/!DI5 M^G%8K61EGG<C#A-^%WB85%>E#*HGL\CY,<#86SX*GO
M\%&_)B.ZT/^S0B1\OF;O!2[UQNUH-E>GQ__':S7RD?I?]).(,B3_2*K))<<A
M9-V>6@=(X+MJ5:GM5I%=]F4S4IG1)I56604GR5)O!Q+DV%(BNY=-;\^SQ0/&
M8P A,5CI'QW<$SVYIX]_M,STDX?,])^>N,$&=^R7.7]K[>P!]Q,T50E-\LX4
M)N2GF436QE""C"U<$2Q\W;C9G@;^&1(]8+RCF:M%ZJP$Q%2!V4.%AJHLLHG[
M?0JA4,8$U<O+LBGG5;*\=/X.N@PUQ84-,QE!/9":\ @&>>0/ I\K<T<(2$I=
M6?(!S&U1PZB,@BUM]G;E&'_+O@'XH/!>["Z!S643+M;1G4DN. T/,[+WQ;$^
M'#)I^*?##UL/B.^VBR. J MV H17HK^NWB1?TX+<QFL7=*8G[)\>6E9ND !$
M<\^S*I-<6S=/UI(DNZ6>>HA]R#-QV3^M1+?IT9/D^-%3A8*R=RT93*P;'&%O
M=^$5E?2MA@1EI8@OL]-]XXPU#Z'V7TB% ^@.9SV925PF_@M&:KB5NAQS5$&N
M="8ZB*E!5R+RS#G1V'B$K-OEM<!SINF$.WF,PI+D-0-!+VYCWYH,E898FQ"&
MWWZ60CXD0^$/&[.A6LLWJT%EJ4#M%R4XF%%]4=8-@N><7Y "C2CS*0Z(2L4R
M7TJ$")G4#/2-(5R /F[%7V*J@ @\FE31&O)#]QS=/GAM\T,R#'>(XBA!:.(6
MXR0C,! O9UY4U^[@(FEA%0#$F"P ?:"C#(<Q%/'4=( '//-Y1RK<P2QN6_ZS
M_N4?X>JGX@=9VEZ-N(0\?(C[R<</AT7ZH#&Z!%,=>RN*,$:PG1RSHU/K%[C9
M8+P(I,EP&#N#4M&5FRQOH\DL@PX=C7$L-1K,1,!6+-S1'7:<I<R'68-)DJ#&
MSF!5$APK6#SM.:E;DQ+IG% K>)T&NF5:7,*B4T7AZGAM'["]7(-EVEZBN'2K
M%?9BHMIAIR L&BXME3B3&6&U;]4S41V3Z,L&JGB/(V) +!X(.?"YTN#W[3FW
M5NS;P';>8!,'S:&%T<HCS[.K7E.%H^;&JFY:M@OI!8,"](:T&A)'N,U@?Q+V
M,9R>;;)O(M\>2 51.__HH'!N&\2A=SAXN85O.=VO;_DYPW;T_O2=Q^WMF'/
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MB,1DS^.\II^\*J?3XS<5C/>_8!E\;BIH_/@$Q8D%_N8"'75($7STJX'1D.L
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M@Z-H<"#2J>!/U%9KWJQJOWKGF>_7ZDWWNWK_1:AYZ,%>9 T?_$59[ :P]NU
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MH"0_D%QUL]/N=_[^^=4[[ _L&*0^_=&"U&</0>H?YG#.]DRM3"=FIX6<?,9
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M?\.3HUA>$OE'DJ50NDB#!*/(#R#.8EZ\R;?C&2P!#RO"E3@Z:-\X,K>ZX4I
M=-\D6XI F X)Y3X8UJ3S&,YB9T1VV2//3A\].CYS[K06@7?8+E'O;KE7A\#9
MR:/'>RLG?$K+:NZFA1J*L8S IX%X:%RW!>^1'%CORD7)-;A0G/J=L:VQM2+!
M8F_NR.:>*+M;"3?*JQQ/D-HN.?O0-S$8SWY2)2F[%>[9\GBR/\H+0B6/#B[X
M,'FH-.U6:9+#-[8^,U.X-N).HY56 >'#+ADX%GA%"R(S.\!P7M-]] BR""5D
MS#$0I;=-NHB<646;>NKW@>D*_'S\GW)(?'Y]<>0SC]L"51.A *1U;7ZVD59*
M YE>O)-W-"FL1>?-V8[+;)PI9YX5'SDOBA7V/?8*M?VG2&LS.2T!'G80>(/O
M73#A5=]W?G+#5KO7PD2;"GNZ -(M!N-JL%Z]WTY6L9X"XYTQ X '@"&+Q1_7
M+#ZOGRW-%K"T4&^74+P$"@DP]$K;*T\KP2;/$^=L&/8O[\Q^^<U(.$8'/P 9
MT;XS@V^=7382KIRLV*M@Y%]-F)^(%=#EX/8N\K)1A7"<<3[01TH,.NKBC$@3
MB>L3,==0L'H:85<X@<&8)M5G";;BQ$8'!!33'C*HUI3C7-GP6B5U_T4LJP\*
M%G%HUQV#H&-E U('?XD5R6,RD@@B2"O-Z?0,+[K=MWT3(K5()1+ ,Z'UY*'J
M,"@37/'!I-RS;LFX4$32+1[A4R,RB2I*8D*@6V9):1HL_,,Q4(+X-F$[];=0
MBO)<(Y)JK+S^Y@:CMUT?)!Q7$5CV+";=@;C#-F;'\M;S'ZV\]=-#>>L/#"_.
M]A9>G+<S]9\\5>/YG'3:2+_AL^]4"B*Z%R?/]WOR.9M]8ZWDK&YW4DW<W=-C
M9V"/H0^[-BV=N,<0*4O\)P0'9D;*NEZA 8^)NJC-0=NM<##&&"YA\_2+=.'<
MNV*Z6D1R=FF8 >,LG6"MRYOHA,HW^!B2;<'+,!(.;"I=HO7B^GJ$#T8.O+6Z
MJ&.J#4Q3/K>$QVV2764Y<Z4LTR+)F[7Y&?1\N=]ME(H'[S=;9IP;)D._A.:_
MFDA<L!@%206\Z*9+88*8E<6P'Q'H>;*6D!(=;B R@^#9%0N2-=P%@A4QRLC.
MYZ06)(_57N%KOS0&NS!\PY[PE[HQR8JP,"I%KG([";Q<)1JZ!B7<E=80%KQ6
M7J3)@W[KY?U +J](16$$(7LH)4=](FY(W:@@\0#R*WIU0E@#V&*0(G09?T-<
M5-#2FM5?K0Z?3@:I3NH'2O6EC\FA5TLEJ4ZQY9+HJ^ M<6\;7JK/D\MTBIQF
M[: MG#G>;&'\5@!D[W)[18)+)] #0(&Y5)&WRW]!=_JFU4L1&L I;[[,,O3H
M432<R8K (&%%,8.R*W;J,/,;_Y>L=2G3>^_*/X"+[>YEAXX["9_N[21\E6+=
M'&E WSI/N2*D'AU^KWO.M_&@,.BN_)::"87(PM^?>-2X&N.,GNR@H$(K-3,!
M0QO7?2#FXY1\^U>)[U[8?@UX&JC;W[18O!$LPK'G1,E]&9S:TULCP@7F0!!"
M@9;R<4>-K;\GJB<,AH0ZT\1C;!T%H;6)__QP@<N2]M+/;KP;.R D8\<0H*P)
M.Y)40LI=EUJ2#KVSA9O=N#%P%G CV2)C6KS7<A.R][22L<[G7W<H\O\Y@HQ)
M&/CW-X8A;%\C8,+GZGC80<. D.7! _9(B:9C:K[<1.=OD"/4Y0)CJXDS$@BC
MZ)9%[52+4+EJ*YU"'$-.JYF8%1_Q9XK0)TJ8GQH\-W:U9MN4VJ%<$Y3>4;<Y
M$S)A\!5: !G?/-5O$KP?QVU2'H!/1!2$558F"GTVO&:8J^E9:G\_/_]XWTZ)
M9WL[)=X:^L[/JLCX4)*Y1>_K#1I<AQWI<7KS[E<X49%[.=VI)6%>EM!,TN2B
M'&^E.+FQ9U%.Z=_ +RX)0#'4I$9? T4W;?HJ7:ZJB;MV:J!@A.J!C@V."?J:
M\YPOGTR<&3\"SFH6NI[DT)G-P0T@Z30<#PTL;G_SZ-2:($\.$BAIM$1;.]30
M$QSI[N+$EC)P)O: [3ZWGJ ]> E(3(!VO8HG";6.$ 3TFZO!9I$[O"=W3"S^
M]*,E%E\\)!;O2W7,JTUT["IYYW'+0EG?V+?JQ\9DQ)U\1$]4$ T%!<S6CZ9$
M0>!H]JK55"YFJ!S9"J)ZT;=M\A+D36]VDSES,*37SN#V3B2$EGO[Z_T9S>"M
MW+F]JQ9_$DW>CQ@ V/B;XO\ K1Y(6VV%4\8!C-Y@4>H. *7F!!8V$-,=(36K
MN4?I(KGQ$P@H?#L]&9_[10IIM(*58,Q3<!+!BHW!GSA1UY$<LZ 8 X/YM,I3
MQH.-CY^S5P0W=GXB,="<3QK0KF<DW,9Z9.0YZX#7Q/=$HSMY[4:HY^XU;[TG
MT^,G^([P7XK.#!]C1M(P:87XEL.G_XYXYD592<@?E:M&L_M<V42L]&=$C1[Z
MQZ>=C,^JU#S9PD7,@-B.9LD" /2$YZ97,PI3!(1&&U:TQH#<HR,_?V@0:0+Y
M$1MW[+8KUB) +QXGIPT17&,;41&U='9Z%@5()1< '?]G0,+?/X\12Z1>I5Z#
MM2[]S3%"YF9M#(WOF[G:NW(P':QO??NS&JE63[2G+-T@2<,"-MJ^;K+A1D$\
M0^9YR[-3$RTB=+7D0 LXP] -.U%*/,8TO0DKXF-5?C,2"['/+"'2[?@,>P0D
MT^*% Z1EFN%GK)HBGW:2[)COZ<NOA]WOHK-$R A8EG#()[P/5@42U-1>#R)0
M2!28;;D@E ?).+2^ )*LHCK4@&3>UY18D)4%@$Q\5B %40YB4[)70ZX73]UP
MF:[Q# *NT!B?>I'5+OH#NW,2O2\;>"4U1)BM<D9J7D*I (!FP01*CS<<2# ^
M-5Y6I[R=E3+/C=^CR68$/H6\50I]$(0YQC>#[4P;W"Q++.+12L/RW)+Z_<=4
M'[$$PDJAVML%'BRUGA4F/8AN:=TW@_);A6R-)2E'!Q]X)]FE@8?/OVAM/.2W
M=L]O27VE:HTF\CKI<(8[#9<OL.A!>X?X16]_&4(_-)YW&ZU*S<0-<$/B"R,&
M#6"G&-SM[=U-F?5^LO!-(8^GC8^Y[3+6OBZ\@.+87/!UZ'/GME?IB,E3*%8Q
M810)Q:(<#/8N^_HF#4)[D/T+8K;I;<$M,^Z$J*B%RK.F=PRDW@:(3;:/?)?I
MG.:"81;*YCP\!TBNUL<2[7T^*N^&9VY[YA0=2BE#+4Y4Y:]"80+O.$EJ2+C6
MSL_"C.IX-9VG#9:N9.AA;C>Y#]O$63>LDJ#/E'*3 SN%\@4WWBH$?*&%U2_E
M@/<@S_?&@XYU$LH$2!J4WA<:D:?N=W,\]0+9YZ!>%1EY]BYKILEY!S<8UE!V
MP1GNC3MLDW?,;[[XP?*;3T\?\IOW++\YT1HUTSK!ON:X2@X2,CG;3Q+ZGIX@
M!/!;$.*O_YAO&5",?_28-ZW35(3B*(>BO-"*OGU[AZT)3W:P;UO3C5^@;FQG
M]O\:N< BK: OX]_^%KSH+^+]?M]G^UT&X.+#+Z_?G[__\CGZ]/K=^9>W[_\>
M??D077QX_^J?%U^B#V^BE__\_/;]Z\^?[_S,WF ;/SWYK5R>W29+0EIBM\A+
M*7!^M)TH!-U")(9[%\JWO$*U"NJ>8!JPS?38_1=#*')2N<U,"!\FY6'*=?M[
MB[-F2Y"O \< 76F4*E91S. !C)0JP(?:6$PR/SU@3%!/U>3A>"URCD.*L@BR
M$6 T.5T]6:5#].4%/HV=SIB6!#Y<K?<+CZ$))<#_08A/GJS3Z9'!T='SU\Z:
MYA1'X']&DP1TL0:9K0%*K6ZT@&X#*&M_.9S@,[TDA0CAK+&HA0X[<C9(W8;;
M?HS"D2TZC0&XG,Y@7FK*'&62F9J2'UNAH]XD])1>+26R/=DQ%[,8$W69+3EV
M,/S0 ORC<ZL[D9E4M9(I<.H[=Z!<F5$)+DZ.NT_J0;ZK* 57'T@&#6$Y$H))
M GTG R4]'Y#[(\XW(4,\=IG%89!*4?)M[E&6D&-"#:5;8;YUJ4N4,NB)2Y J
MN$I^,CG*,<AC6!P!J]W=7(S6&%>!DFJ2.V\'!N[WI->Y0%*=G9[E7B?4GY[\
M5NZ%COGGJ7I35F-GB#'K^GM8^.[/Q< C4.KWMO"1-?"^%#\Z$&/_/2UZ%!AT
M8\>5L RY9SE93P,PF(]HRK_>IQ6_[V2E6R$KJ#(7:V0F&[OY1'N.2EAE5977
M;CZH%<B2+P7?+?L5S@!81U57$)P*YZ3O!Z.#@+\)DXBK!4LX "TMHJ2G)29%
M6OQ&"8'! #Z6,*\?<EG!(0S'K]#NX<D=0M1\$.:QAZ@?K81"_GQ(\4B(0VTL
M,RR'WX27:SMF;K-; "L;F#X\T_1?'IV>QJ>GIQU()*;4UGQC><D)D ^Q71&I
M\B 9"\TDB"IQ7Z"&++P+-?O$D8 2:RR\"T,8*@?&O#!(X4%LH&A<H\;\N](-
MANH V8]% AL_A#0KMAZX:TW+:U*LIL<(>)/U%0#ECXAT5-S#A@./GS0GZ#Y3
M5W_\EM]7JB+<^<[+W7S?O=XTO'<R_=6YFT A[DX6(F(99T5*Z=9)[C8^L&DA
MU(0;UI!SZPY/*_WOR=.LN,4$@_N_S^&%\D,,/+5N**LTQJ8^1 8UU)KIS!+Y
M+,)$*AU_JKC)]?: ^(PH3/I%6MU5IV[O>;L16&A(C*$[0<EYY(VOY9@(9MB8
M6O<#BAZO2O0K0K0R7B?XBS7KSK9>@04!LZ]$/HJ=0CX@_9P(%OP_"XPY&@:O
M.*M<)_. 1@$-^X2N1O9S0KQ,Q-A0'Y%A C^/D2\!ZZN^O0L9;_?Z@B57RCKN
MXG)_$XONAY@.V@"#A/QQ:Q&\)#:X]%M:3> P75:L(TD_I%]\6&I5C?[,Y6#M
M([.<]PVK). (]4H-!#?TX=$.]X)?7G&'(ZWH)E=8!GW]$[?3HLHE7/#\.H'N
M%S@W9)WC\+J8T$,O8'5GZ S$&,H;)I<>H'DWA._O7^IQT%MB4J:Q#>C;I@%=
MKD_?AKC!5I^:(=07T)<E2RD-WZ:V]I+,0\@@U,:1T7B"]NF-W+NCGTE&@%8[
M+>LEUX7IGQ"2@X@JE18![5+'$AGC(-/RC;4UVMT!?PDRRDA8;3_@I1[NG&."
MFR0T]VBKH$NQAA_[J(C>ZS7M-5HG:.3\\QN?T'),XMQ8GY *O C<054:G/^]
M6#N@O+R[Y]YNI;UGIS]::>_10VGO3CA6>_:LD!,$_-8T#X$KDH; ' >&GA8'
MC'R=4\IOP.97DW [Y\?_J^/*!"X'^"$Q_14/6_5#X,+46A5"]<J='#0\!,2B
M\P%5Q\8DDDF7X/IK1N=COU&\^0AHY4-B71O*TH7=.;'DD[#C9^SBTNS@9@2'
M1CC9 74BP3/*V1V.7?YXYG/83FX!"7]V#(#Z9N[L$F1\)BNB-+>[#:0LREK)
M;GFE:NV%1><E5B -@$#1WF9MN DT7Q^WG!GBO)G VLICE!/FR 8"U'D1=;)F
M2G:CR'[9+X):X\[^UK=BRO7TI92V9Y("$54(YMSS&-DJ=M%32?*&W2#@H'IT
MOV=*I8'S)0E@!2!"@&9#ROM^+?+I?A=Y:G&AMF[SFY.%)L\/5*\);@@[YS"7
M8'V)I(""3R9/)_;PH+]8**:DP9@Q:;7S?.L9%_$P)S<&N3@012M74IJ 1\*T
M/8+< SHC([@;/H_;^0R-<4_O$PA,M!ZWXWQ[/ABO'N_.R0K<['RRQ&(-ULK/
MK^M>[X2&@;]&-!&J&S)@,P;B'U_NNU][(=UWV<&:.S[/][ /)"'"A36CAPU9
MG86DN%!7+5B=W(G ]/7D!DGJ1!@ZL03=7M7<VY3):2!D08']-)K100; G%W&
MOW$+T"^T F)B0!,4Z344L7=18R%TLY&B8LXA>E;<'/0(;0#Q8)=%GSX,"[ 6
M1MO"E/8#_>%P)"'1XEQE) _JSUS<\X-E]GT.%BM.U:LZV ,I:.>D_+I_B:V3
M3?01E$*"'%,_-SA=C.D@W8)Y=.+9_?]',4WJRY\C.%(9H#X-F2.?G3SK*X$?
M=E=<3'R Z*;+-A]Z;'\P4HD35$^P:;J<5PD(H/E&ZI![(VC--:MZG"HC&V27
M^NX)BWOS4 & RN\EM$H#+Q#;(^=_O?W;-(W<"[OCN?Y?__/MW]Q P+^<Q4%H
M.MDW===V-Z7,]AG:4GQIUL,U-M0-:(5>,"'4B5<1@#L%75X02L)(%WR?NG%1
M8Q;%NFB5QN0)<Q(X?'U#Y^Q^$W-B#B8(XBYRSY$FD[D+N]^ @1V7Q:I..0T(
MV2 8+6BL=T_- "G/O R)]!PZ65+*C',<&&/QDP-"29\SW[N)2YPSA(45*8O2
MQK+]E)NSOAV3[+X^.M!GX!O'04AJXGM!'-D#K!6I;LF3JCR]#@[N;)H56+A7
M0V< !1S0[N',(RV!D =5_,HA$;/X\*JG,416$"YJ>%JH$B.R"P_R>?K;_08F
MG1,%9%SZ'F "S^*&Z.F_:PG')X4504=UZ2?_WJW.BTJMP=JU-I%=A[A487K=
MB0UQ9QR A+B01W/4V4TT$XP5;;7@</$KCFR'3ZG]^^;AN%O?_9<T]?/&Z=-W
M=M]RDR:S!CN$&[A@N9/-E6TC@U<EXW$&FNAUN"BL, =<L^/+43H''U17%'#*
M3E(]N;Q,-;^%?PF5O1@6JD9L7=Z _;A&A'Q"\A5FT46RYO!B^"G_"E\QA624
M,T$@O\E6^R^/";:AH!$7>;5"_!DF&590:T(O2T DEQF%;M!67_(AM^$-HQN_
M($R0?\,9R9;A?].^HC8Z.?AZ7^L..V8[EB8>_6BEB<</I8D_S/.?[SMO"EX
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M\XY*9>[RM$D)%XM4(W@^Y-E_K3*" 92(IZW1S2 YC8$GN%^SFG^7O>6/8#Q
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MK\U+)+[G_)SH?X*8R0S/<G<CD1[YH@KE^-7$^1:^.@(QELG FZ.<H,@"+&P
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MZ^.ZRB8/X)"R'\1:.7#"B](XO$.K>RMVT5A)3/Q]6*!G!LK &AY<MZEQ"3=
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MBT7L[UZ(($;);<:,T9[$W6#H;\^95A@^[9GY&=Y-L\ U<R*O0UC%236>FZ-
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MMCJT@H>F%]TFLIY@P4'=K.@6>WJU"ZC)WUN05HVL*G>U0M0*Z>MK%"DZ*8,
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MJP)4YVZ%(EVW8/#!BA0P_L#;:!\PDD.YYY5\%UPI2FP::R$B<DV32X3 T#&
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MYRB&ZR$N25,?,0#GG??&:2#>0W(=>.[[RR.H,0B" )QHB/CY'H$:2=!B.F@
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M-R.'X7"MEZ5BR/ .AT^$256;I&/?<7T-BS(RT2#3^[U./A3(]Z8Q.'^_T_W
M'BG4@7D4-'Z88HPDZF2LL6;9O8\,Y<IQP)<KO(!2Z<(9@&7@1C *V1F_1T^/
MY:4^T=G>0'\2@91B:L:0H)[DRA/DBN&E;76LD)-N4IW?<DJ73SHRGM[8D7'D
M_.,*R9)%603FAST+ED>,B-4IG6C*9Q%;UX3@.K#A!\IJ%04D2!;*.C!F"/XH
MC4I,FVC9HUI\*($>FX>V;-AG<[V;OFP=I@1^,/5XU&@(TVB]KW.<SQOB^W1?
M;W'MYLCR*AL6B?4G_'?RBS:MJ2QPBB6- BUQW!U,J1<$3WK'J:PNF?.!HFH>
MF8.7P.#X4N$R##"QP+L?L7B\;MG!2CL#OWQ3I]95\KGH)8L'X1.D@4,02+&-
M*:^-\Q%@(S.BGC+S8V@2KI'GE.IMDQ3C@[-/) B1&#[MWW>FJ;P4UDQF%%C-
M9P6SS\,X%Z7[Z5^T;FB>M":^=YZ8F+U[N2UE C,7$*;^C,,\AH6>ER?BH[O!
M=CN726)XUI5_7YV+OO;=M:/VV8T=M:\+8=NC9;R+I,UTU([8'NHM3]?EQSCZ
M..1H](\EP,J\?UE]7+2BCY&YF7=KX#3/:EH! 0$@F"*>#9 ( ]U]?E[E94;,
M*1!!:-CN2#FH.89_'M?5'+GY/603#R! 7!_C$B(?(:H@UF0FH0ML)-C9KHPQ
MJ[4/8$RJKFE_Q4# '=O16#5$B4+I2/#@F#XP/J.B_"J1<TOL!L&> F"]7 +:
MDP]'>ZQ;N =_?YF5'^2V,(D6-J<B#$S_\4.?E7_ZE=$0E04S@ BSA2@CIR8M
MWCFO0YA1$/#A9).\E*$@&DUJ\OP#W9GEGQ65^%M5;V"89!=DJ:GH^[4E\1T6
M3H,FXC+ ,3J'ZPN(1S"I$,A/,ZV\85Q&_@W,*H2!J4D^)68.D,5IVYE& ;6(
MCXOT9G:#\PK34.CW;#H;KI):TFL7N2^5,DB:Z]Y>UL'PE@;?F>&"XA/'^C4G
MPE8E."&C3FF4>TTR [XUQ9+^AJ!_J+B=-QH0F^2JW(EO0@]C"%]IAL]C*$-O
MT%_\W HAE1I#'4:K.MPF8UC8%!M-'^$V" 53\>\X+Z8-T-/-Q\FK>GFR(YSU
M>,;3GOG&Q@C40RB'.<UHUY;Z<>'Z&#9]XQ.DLNQSUB7NM3978IFCL^*F\IFW
MV'!8,6[X[%N+&SZ_CQM^1<OT<Z5^.H71P"%X[$X!0+*16;HC:AH0";#"M+U*
MIB%0F>A[ 4 .I&%"Z2[/7ZAMN?U<Q1D&*<5C;0M/@VB[$"I<@-P;05@4&*_]
MD&1.CI7^/NT.\2AA+D $L/F[P16H/4 XB2O%N%+.)$*A"NJ?[21TS(TW%L/?
M??03_/ P_*F&*.6EF$X>#GZT>*Z0-IO8"WR@C--!%&QLYG 7%9P)(E0#?4SP
M$U2H("QF.A[LCGL6>-;%* T$H_89+O7BC9^.UB &%/2-V.:([2Q7]HA&)I*_
MADAFF1\I.Y+^*MH(QR,0OQC/<+C<Z T5\!:^ KD+8< :4,.7*&%*%H?MB5,^
MQTKF>2G1$QDLX9);.&)=.9451,BQ+5)= ]M"*D_)>& ;Q36A/M.J7H@!@*&%
M 0TA)/4UALPF" .-JT LS>[FTXW%DO"TNV[Q'?])1_#GLD8:< =3+;K53(ZP
M"JR%\O4+Y,,T3&G1#VSD23S,U^;UZ7&4\[-CLC759B4L&\*#9;)?:L3NE>5=
M-"V!]$0YAA5);@K<'A@)*W/#X6\R$U 3$ A)#;/L"X#.XYK]2V/ 80=MV'MM
M;?H'N)&KBI*C?EG05@0KWK'E^[FLBW[YCB3,S2);KU48CNK,0SWR9^[*\%C5
MGM)\=2[ :^':HC;'<P>*6D5LTGQ#RQJS1JH6H%ZI0/==-8H,&VIRH%C'[6?'
M#QXK\D,HQ T$9V?<;J8:C!O&3>D.Q!,=<P0H%Z.<H!Z72+=U5/$R0 ;$[F#,
M=A1^2"OJ^A7B4?\MJM<.->[%<42_^]A$)*HZG!GX\(!RCY?4(=-(] JYYVPT
M5-/.>LA"(1D[\AU6@.O$\RD2P4D:7)DJ6>C,!O/@:#4D_:M B0F<28MV&,'3
M/*'!\55$J7#'CHQ'GTQJ-L",;/.-T5FMH"9,C.N73*DA)GX6.1*/'LJ"Q2?V
MN!&W?WX"_SZ:(?P D9Q7M?.2Y^=N*0(:^KN?8B93&?\OV[J_9 AVW^Z_VCO:
M>[M_F+P[&.V.7HWVCV[]-%YCFSW?^ES.LQ[S4DKYT2O X"_*!&B4^VV 9AEY
M0"7="_ZZ-KF 2*;#@GG 0XN?X>TLOBC86Q*R52'17JJK6(EPH]Q?GJG@;W=I
M(=PTAQM@[GU,V9V^[%_*Y/;HQB/:":O5N3)<6<Q#-*_8)/S'/A#9+3YJ5PSP
M/O_6 KPO[@.\=T7#$_8^N /K:VK0OJ8Z,'^T+V(D)64U6P^')NX".'WG )FW
MIU7MNHB^&. -6&:/DK[[?QR.4NM"H ,"Z$DFT(8@ 9= W>*CY.LK:,%,/WC"
M',$PK>ZG<#(019?KG>I]G4-?Y;<SIG@W5*ZX39O@F>6FIQ$0AL<K%0 ';KQO
M&+\.*B(9KLI/]$J4$F7,6@TNQNM&B#NYGD)!''S5'(YV^;%4R3:IL\N[A4*Z
M:24KMT#V*TCW_#DOQXI=.6 $1MO\F.PY]_8$N5 $"4KS#[%P^1*E;L?@HX75
ML<"DBB9<7VUG-<58>HY^\Y]NL343PHT9-@5\MR)"V!JL3HOC@C'<6!DC:U"Q
M>H8L>ED2?"4\*&AL]9]I&-]44*4;'*RNA5K).4!+:E2\]86OZ<+!BY=[7B+O
M52I<,REQD\UG)[('F.U(![QOG%5 '8>M(40G",D4-+6?,&R:DUN&H^T,V]W:
MC?F-[T9?!N9M<LG 8B;59X3X#B6G*Q781<-+K&&\)N?9M# <(U\P=3_G4$8P
M@\V>UQ<<RZ<)/WKU4A"ZZVN[_(.O,^Z3SFB2QUM/\'-/W']IR84X7!8O(2SM
MM?%,@!?J IJ2'CP38]4JKLPS"B!<25X%>O6$TULNH,. 0LIA]<<\^PB%4L;3
M81+ATOE(@#=#[- )J]FQ:QR*7,4G@397Z;X@&7W&NO:85A?:LXF2+U)A.A]&
ML&0N,X*&DGI[P. O07/+C?KQ'$/4&R'P6L<<_\X8-RE,C]] M326.HL+;3+2
M$_9)^\65D#:!C\=LW\?]CK'=( HCX=!RQ_49BOH57M) 9GUVE;R<N[U3-F 4
MF69HR.1.G5[/MSZ7@V19;.EM&!2"+>0]#%,S)5Y&;Z0(:J]G315G%&R<"+>\
M6WJ YE#@:D8T( N"1^E]].AS+JI T(OP'[^KJ)<-$@8?)$"G?LZ'BX);1:\K
M<[T\<KT@\,[CK1\T3;1AU:)<*X;/5J!)?5!@3#-D&MC;,WG?MIXS<7%5(\V<
MX0=47G:12@]R#-)"RCGRO2,(V,YCN4[E[WL_37*N_&B OGTSE+]:RJ!+<I_R
M(8$NO<*$/\IF 2"?V?7+19]FEOZ(;H$!*0NGT-T@V0=^; :-KV=%CKSMN6=F
M65\S_<&GVL_QQ'H;P\S[-HXJ_%?011LQ/Y&!]E3E[ H__DC) 8*/X\'4__D)
M_O>QYV+ I?8B"9;8PNM[]25&^T46 Z-_M$B4V]I\YO0GJ\S^^MI?,?W)PME'
MX]99$;C3/NG B(9E UBU%;K<F2O6[9D54Z&B)!%OF0#,";MK8\@>#%[=.T9X
M(6F;C^=M*&OWR:O(L&MUCA1>17_%XG%NP5]X=@PMGO4U7#W]6@6GU65^$2CR
MQ; /' UH6HY*G2LU5P;?*S(>(W]J-!5*(V,<D#K1.T'ZL>1M='4 8"MZ?IIP
M-?H*9)@B1_&I&R'YG'V ;?(]2JV<Z;(*J>4^V1UAGGSQK>62?KC/)=VA7-*[
MO$9UAI)%EB.O#S>I1?48W_R<OLJLY[T64!NXBACG$J5@O)%\U:/!U"$)F'^X
M\PF+5G,;X17811C8F^T6'RZW(KMTE'U<7WM[[MR7JC0<=$'XA?44J H3/PG+
MXG=G"K4Y:*J\+LY;\.$/W+W,KM3_RL[.?TS^F;7_0B, II$B7ZI=8:X-C01@
M"$B5?H2FN,^\T9IA#3< S)^SCRBC -^"9X*&?<\EG37-G%"N >JLUE 7-D0N
M1>ZVK<HC;"5=O5<4'>186$@5+>SM(CQRFB.%.Q=XA_[GLQ<Q>'*WFN1;D-YQ
M[2I9"2UL$:M6(2Z5-Q!VL 94*'('QMWW^MQ0#)$[ Q5M![)J/%*T4\#N9\S9
ML&;*!B98R&:X@7=K(]Y\%N_GO8-W1SO.+/<3LF0_8B* <9;(W@_2VI[N[6=W
MR3H#(=E#:@!U%PYR=SB_PT^W5\BPMT/ZK]L_O'A(K 1L2:ZOD32$E(52&Y!%
M5!$$; L/\!1-*E+ ]J3DO$7>EP5AFED^%OF+N4E:;,4[9WVM!W;^XH?G&ATP
M6R7MN BT4+&X)2@1MW W>OX1K.^Y6\X'GN4VPC9O;3]Y\O0!Q"4V'F_2MA0L
M:PJ%O_.96_IY-6^X1#8@65;Y;;7497B[MZJ0.WG5,^ %A"F<&DH$VG7 1,BH
M"CX3]PX.AZ3K+7@;&K5*I]U8NSZ?;JK8;C:KF/9**XF#7!81<DE 6*KTC/PX
M-=RTU@T&B9;XM8-'UUTM-_H"><<1UE$0K81:1Q$C"8(ZN2Z]+P=(X_)\ZQ&T
MS^ZMX<K-02D^MPI\DV)Y-[E9OJ=U0H$\NCX@4^5-0BD_79@HNUM+8WKC2^.W
MBMA]>Y?%H;LC\$AR<W/H.=<6:"S2XZ(H%(EY17_IGS\\'N[P!)[<^ 2ZC=<0
M2F9]#4&_/(&_>L3N0I5RM0!A=LJ*-$%0/&A:D!,WQICKT__<E&/"8+Q 'Y45
MG_@UZ"7VO,>LF8F;<J1;1L8@6$)%R_R4HLH>5?I.LZ(&'IVY8,*+6GJ5-2BH
MPAVP8&4Q#C!DYHMU8K7?/#EZ^?9NE?RY"_FFE]E;LOW%1KJ.+9I91\*90B?(
M!]*]U1'EU*5.,3D!\%(0(L*,;V.3D8:(@GL'>2Z:8'J.:3N?\8&?)='D 1AD
M"!9W@9ODAV\LW/C\X7VX\>MA3#Y7].":&!,3;>R"3)18XI-0)B'(A#WGI2"3
M>XS)K<"8T-6S&&+R)+H)GFR]Z(>9I)^&,_GM1F F3^YA)E\ 9O*$829/%L%,
MU-=DT,B3(9")"%Y$GWX<+:_G-P$M6;BJ0-[[JR%+@@G7 L^O@"Q)>H$E=)PL
M.R9N'%C2ET]'@OZO""R1-81YLZ^)*[E-H*0NK,3=JW\EKJ0[$P0K(0SZ7X8K
MZ9<*16;TKX8K";>!FY@;Q97<.8*?OS[K[['>L=/_I7+^",2ZS_E_^9S_\CA/
M)R-UC4 /+I<%<1Y:3I\2YGD<A7D>_YN&>6Y%OKD+_!B>] CY<4@H@W=9V[I?
MO*Q.3IIDX_WA9O+Z];MKPCT4^YT2%/3KX3T2#_=PQ^%7Q7LD%N[!,IY?%>\1
M(73N"-[CALB8[A(;T]'HX,W>_@[P,24[^Z^2G3>C_5=O[A@ETXN;IV0Z M(X
MTDQ5KH8^+9J6/P?GW&KZK0"^R=&BISBVIZ[W2I3)$$O/?7ARP;2!J#;+ZD8\
M^.8,1!4U ;F '$ ]A_F\R93/5\DAO7CXK>60MN]S2'?%>86=RV&.0"6(]*;[
M.330T3B;-RUKD66+E7NQS,5U$)P0*9P/F358MV9]S9)K*!(&OLI/88H>X.N>
M,;E-Z1Z99S.$*C"-R;7X5:R13D"-];6,WQ _?9BL!)A.L](]&U"C*./#TI]>
MR4>I6N@/9]D'^)?0CO0PME!D*QBAD-JAIZ[*$*@OF10?9)LKV-'00[3,60C,
M_?D'$C2O_)T;1Q& 49VB#=CI8V+16#UT(;$Z>:4X%420<(NOB*\?A%BT@\T"
M\@(TWL&W<GZTG-DP.LS/VQPXSQFW^C1-'CU\]"S6EC"F&GJ6EI@"T$3=LK_0
M&X75.A[/:U5#PA#Z=5=FLGAA:ASLBZS, 9$$-\[@M"K6"T\W&-J3"AE!(DQ5
MK(O@S&JW3-+8@@++-^1RMQIW$&D^RYF/))X:B4/C>43Q :8=B1]YMS;;#0=[
M!C?;1M\ZP)F0I8GSCHO(S3;LP_84[6 ?\@7[B,#%)!5B0P^I1/BO4K-P4Y A
MH(6KEXU?O"9:0:MUD\^$NLNNE45O%TJK_CU2!0I[54WRM)4HORQ*TFWP)=V3
MR#"?%/&U,6K(^ 30YL)\),#EY7A0B$L'0)#Y*:F,MA_#[)=_G)]*23,9M=I>
MP5(%O7(&B17?-#E+3\V;4"8.QVYI>BL8;KRU9>Q24136&A)4<\$CN&:SA!5Z
M#?]D%#H,#^/,!YL7H^!)17NU:8B^^WCE*<','JE@T!8;HU8V$R)JG;S 6.,C
M$KX.';AZ@%#>C2=/-T'3J3%P)7%??9'(IZXQ6JG+>E35E+MQW<E:3G"VH))[
MXKY:LIP<]7(R]Q5MQ#CUH_OTG3K,;[C2 PYSF@X-&N'H81R).;GZ0D&PNH2#
MS.LAB8G>+]O!MX2RQOGC%U+_<'[R1R0!>Y"3UN*$EL0N4=.";JCB=>3B@*RN
M'!BQ %-/O=>SK<>=7?9L:WO[%D>9O_OI2*V^2=X4]3*SS]+ODJ35^IISG=,$
MS2K5-('A#,IS>@PQ*P,:;7\Y@NW>98,UTB'V]6.L#1N\Y8<M9V!3IDZEH]1$
M9)I/L1>9FLYVD$L*XY:XOE"&YXXE\%[</%4;Q8GQ9HC#SW=IY&XZ[+O'MQCR
MSJ+Y9Y9?%PGE;K)>VYF4Y*E*,S8=W 9,X^?0AD13 _<21876URZJ@JIL\%PM
M!=F<2J1(M;!3;S#T"EL'I)4Q.>Z0_(__S)GP$A&X!A5T(YEXOLTOG9/05("@
MPGV-AW7*!F*L!]PN) DE?5I0TB6,&&IQ1\!.57^!DW!]+;X 'J6]!^ C'+X0
M(O??R<;QO%V(S/UA:_MQBFA/RZR)83CQ(JCP&=E#<]*EXK4C($[^&R5W%BVM
M&,D:N]_N 9!!5O%H&+H:>%B#?"X\TU3V.2_>+M=2UZL&*.K<&9075)C%>I=<
M2FXGG=?0)#O+3J  JR[0G@:HF.L(7-C3.IL36JN8S:;S&>')!OQ"<S'$PW"+
M#ZL54RG;WUHJY=%]*N7+W88HIW=;=P3]_]93"")>^R(OON1%3HJ82S7=RTF8
M;%]V0D/=Q7%50G)EDB=0=\$>CQ?Z0S*-J@$%M#A !=[0O$2PS81EYWUN!>'3
M'\KJ4NWO/B^L!AQR@;F7TJUE*9A5[RU^)7EF]( 9PJL**L/V^CXG>0F\X135
MP=,9*0$"B.?<N6-CB*XZ?WU> C_]1D>7 2 ,I"C=7E:)LD-8:>DFJJRB9K_)
M\Q:U.K-D>#1C5'P_8RA>H3M2P?&1_X'A0ED,=D9!N\*",(:L.^NI] 2YZ=^"
MG1YTN=U0PJ49\G]OX#WIPV8>^+@P&+6-78VC3,DEQD4%\XC7,?QFG)U3^F_*
M!-[^(T'8(+)@P+6\6C:&26<(28UUT9")[XJP.>+SI@@2&P_K:V0OL$WTDC\>
MK)V)\LY  R[S&82[MA]M)F?NI#EM>C9_[%T*TPI>F8W0&:"F:($F=.;7"845
M.=,$K39F;&<M+EK'H'%+ ![W2 ZAN^DXRQ=])R-#$RCB/3HQ.W96Z";+1QNK
M3G&04OQ@:SN*-N@N)Z>[/592>!D\F]CU]/!F%%)4]R;7Y!CX;FJV]:?4!.PC
MR,M/G8O0(%U-[MH("$KHS7]L/TT?/GP(_UN4HOLY#S)T/V(%1T_RJK>$(_8*
MW-WJ;J&4BV%<.\%N:<0ED&&AJX";,SQ)2D_D.L,??O3P/P7^28<I((:@W A?
MEO@//M4/WF+S]_,N^R]_VW_^L=2WFU98U9"*U&4=1^7=@N7@P-DYW,!98X&T
MYS5L'B*IZ+%6S'/POH4HG+N@L=.IAQ1#$G7C<73?8JM8/!D?O7F+U];7AR#L
MA^XV9@/[_6W*0Z90JJ=U@[/BC!+8G2/&A&DQL5B<G+;J!F-HE2A0 .\SX&Z[
MMH3^=A2<51(SMY;F#"H"UK026N)^[G/-AS*V"SQSG_ZB39=UUKG[]'E6&)HR
M1+MG'XNS^9E)%&9GSH;$CK@;P"V(@2"#VWBX+YC_2PM_3'C#AS'T'NG;?QMM
M=4)W+N4H09D;V] DMK:$U_3[GWHF$:Z63>)=4UJ9E I.BQ+C=!>^/<QM$JJ"
MPSG2USCW'\^_@P&^L;-PBSNF37+3( 8<8C?^8_"89OD$%HS"%4Q>OQ,<ZPD-
M8L4$[I@3T$^2S/OB8&6?HA'93!D?S>P+-+8]#(>A'#98?VB,D2T6/NY'SK>X
M;3^[,ADZ2%R;Z\0L+-Y6$] BZ$@WQKU&RQI]*A+_\Z [SM5?D<>+S:4LWACM
MWF;N3$C*UI#AWA H^L_YY(0,QY,,S)R$9VC*!U]GV;.O"2KR9*]"3BCM7+UT
M]#8,:H*RS[(QI=T;7D5*KU4W%*WSELO\JN&CT34CS\,G;/;%I['OT$.LN?%<
MCM'H=P;='U;+!Q[MEJZ)(327<!Y0A8^[$  ])F_8D)&DQ+A,"H:&P_IMCDEW
MGI%<P@?=#03 4&!M#8LMZ>S&,:*(,[L1BY]9R+4#U@P\@%G=-K&B(:GAR^<(
MA2W=)1 <TVS\.J\.;"CXI%C+8#!!R*$YI8W[]SU,GOX.@W78NAW2)O^HYC5<
M;A"#L0VM2IM+%$ZQRRPN+:5XR^"8NLW\28,:OP6&A"A-XI6BE#,+3%)/7(51
M@GXG1BP,0ZLZ*UPCJ'Y.0_8<KG'ORUU+ 8.%)P G6V+LQP)+@B0 ADV)U-!7
M@&];N<XZGSQOP7@"KM')E6[?P*#H8$BZ 3M[77,EG*%Y:W@O(_QQF75RBZ_7
M%1,-C[ZU1,/C^T3#K:MXW/OO.U3O^,MH?W2P\SIY=_#VM[W#O;?[A[?WD+B^
M#?[#S1<Z[D-4$!+<D.YPQW5$\)4:<B]*P4>4L_N,:.C!W*:!S,P0;K<#H!71
M'# N?8&>L$Y#P'M8U=Q0=A%LM"HAS^.:0 0G)A,44*!SBK\/(P79%KC2FA@/
MT%?:R7?QM(ML>YX*LC,A)51)%@P@_M7M65\3?4Z*Y^*_&?9[Q: 1;!_>HY0"
M$@!PR.R!6J>,ZT 7R<>KPG[<XHOU4_;,C0.U=@ 1"=/$I<&'GJ$0RKMFA:=H
M-[8-RE"WO57$6#'A,<(P.;#?8+(A36 *B^.:8=IV6#>LD.*^U-6J@ER=IRZJ
M1DX9Q@^](!2P^LW.7YO75 A@BNW(.[.I2YOY],3X/D##H1X>[QY[$EO-)GM#
M+XC?+)3"X5R 3=^9"\8R\WRDSNJ=%)*':]P%.L./YAK'=<NU)#T%+NDF@?5&
M$BZ3^;@-DL3.>>0S@@A5S %GBFCZ6%AR2_D>+) [MEUOG)YT!!QE$(_[<7WM
M=V0+9?7N50OV>_:D6RR>P80XT+"$$O(# -.'Q:-4(/@!2L:UZ"D;IU48FX9+
M7DQ-S;AM>J+'W";W0O$UD1.5+] ,"BNR<>'38BN0[L5OB&MX$G]%3ZIQ?$'S
M,68?H'>VM!73PF/;7J@BB@Y//QY!H4_$ 4L#9]+N,+QP;1_G93XMNA5(RP]#
M\-1O\#3L'$DK'H88PXA/PUR6LV&_[9Z+_=&Y58[+)#XMU]?PN-PIKTQVF2,V
M$FK-@J4H=7[$X-?37HTON/<5$P9H3D.\1!]-P_I:W]'HBY,HIS/XVK! RCVV
MX'!=6Q?CMGMYE[;*36TUF!8[SJ;X2,M;0?J&JQLS/TF(JLT;Y[.>Y[,8=)#R
MD!TWZ!:;6CIN\RT^YU>,=SS^UN(=3^[C'5_/D'AR\X8$91[8[!^1(0?18\4
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MJ;%$V)VOIV/2IZ*Q%%!XRRMY5$4DX/P3\B%4,S>'!-> 'V8X>93G%]Y>@![
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M.3$R7VQA8BYX;6Q02P$"% ,4    " #6@S);_D'_V6 '  #L5P  %0
M        @ &/#@  ;F)H8RTR,#(U,#DQ,E]P<F4N>&UL4$L! A0#%     @
MUH,R6U HJ<UTB0  C2,# !(              ( !(A8  '1M,C4R-C(T-F0Q
M7SAK+FAT;5!+ 0(4 Q0    ( -:#,EO,(?FIOBL  ((% 0 6
M  "  <:?  !T;3(U,C8R-#9D,5]E>#$P+3$N:'1M4$L! A0#%     @ UH,R
M6],*>+DG70$ ZH<( !4              ( !N,L  '1M,C4R-C(T-F0Q7V5X
=,BTQ+FAT;5!+!08     !@ & (P!   2*0(    !

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>tm2526246d1_8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2025"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="nbhc-20250912.xsd" xlink:type="simple"/>
    <context id="AsOf2025-09-12">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001475841</identifier>
        </entity>
        <period>
            <startDate>2025-09-12</startDate>
            <endDate>2025-09-12</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <dei:AmendmentFlag contextRef="AsOf2025-09-12" id="Fact000003">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey contextRef="AsOf2025-09-12" id="Fact000004">0001475841</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="AsOf2025-09-12" id="Fact000009">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="AsOf2025-09-12" id="Fact000010">2025-09-12</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="AsOf2025-09-12" id="Fact000011">NATIONAL BANK HOLDINGS CORPORATION</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="AsOf2025-09-12" id="Fact000012">DE</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="AsOf2025-09-12" id="Fact000013">001-35654</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="AsOf2025-09-12" id="Fact000014">27-0563799</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="AsOf2025-09-12" id="Fact000015">7800 East Orchard Road</dei:EntityAddressAddressLine1>
    <dei:EntityAddressAddressLine2 contextRef="AsOf2025-09-12" id="Fact000016">Suite&#160;300</dei:EntityAddressAddressLine2>
    <dei:EntityAddressCityOrTown contextRef="AsOf2025-09-12" id="Fact000017">Greenwood Village</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="AsOf2025-09-12" id="Fact000018">CO</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="AsOf2025-09-12" id="Fact000019">80111</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="AsOf2025-09-12" id="Fact000020">303</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="AsOf2025-09-12" id="Fact000021">892-8715</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="AsOf2025-09-12" id="Fact000022">true</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="AsOf2025-09-12" id="Fact000023">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="AsOf2025-09-12" id="Fact000024">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="AsOf2025-09-12" id="Fact000025">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="AsOf2025-09-12" id="Fact000026">Class&#160;A Common Stock, Par Value $0.01</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="AsOf2025-09-12" id="Fact000027">NBHC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="AsOf2025-09-12" id="Fact000028">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="AsOf2025-09-12" id="Fact000029">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
