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  <xsd:element id="gabc_InterestIncomeFederalFundsSoldAndDomesticDeposits" name="InterestIncomeFederalFundsSoldAndDomesticDeposits" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="gabc_InterestIncomeSecuritiesTaxableAndDividendIncomeOperating" name="InterestIncomeSecuritiesTaxableAndDividendIncomeOperating" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gabc_InvestmentBankingMember" name="InvestmentBankingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gabc_LeaseWeightedAverageDiscountRatePercentAbstract" name="LeaseWeightedAverageDiscountRatePercentAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gabc_LeaseWeightedAverageRemainingLeaseTermAbstract" name="LeaseWeightedAverageRemainingLeaseTermAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_LoansAndLeasesReceivableAccruedInterest" name="LoansAndLeasesReceivableAccruedInterest" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="gabc_LoansHeldforinvestmentMeasurementInput" name="LoansHeldforinvestmentMeasurementInput" nillable="true" substitutionGroup="xbrli:item" type="xbrli:decimalItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="gabc_LongTermEquityIncentivePlan2009Member" name="LongTermEquityIncentivePlan2009Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gabc_LongTermEquityIncentivePlan2019Member" name="LongTermEquityIncentivePlan2019Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gabc_NoncashOrPartNoncashItemsAbstract" name="NoncashOrPartNoncashItemsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_NoncontrollingInvestmentinaSingleBankingOrganizationNumber" name="NoncontrollingInvestmentinaSingleBankingOrganizationNumber" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="gabc_NoninterestIncomeOtherThanRevenuefromContractwithCustomerExcludingAssessedTax" name="NoninterestIncomeOtherThanRevenuefromContractwithCustomerExcludingAssessedTax" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="gabc_NumberOfOffices" name="NumberOfOffices" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="gabc_OperatingLeasesAbstract" name="OperatingLeasesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gabc_OtherOperatingIncomeMember" name="OtherOperatingIncomeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_PaymentActivityStatusLoansTableTextBlock" name="PaymentActivityStatusLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_ProceedsFromSalesOfAvailableForSaleSecuritiesTableTextBlTableTextBlock" name="ProceedsFromSalesOfAvailableForSaleSecuritiesTableTextBlTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_RealEstateOwnedCarryingValueLessCoststoSellWriteDown" name="RealEstateOwnedCarryingValueLessCoststoSellWriteDown" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gabc_RetailBankingMember" name="RetailBankingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_ScheduleOfShareBasedCompensationRestrictedStockAndRestrictedStockCashCreditEntitlementPercentage" name="ScheduleOfShareBasedCompensationRestrictedStockAndRestrictedStockCashCreditEntitlementPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_ScheduleOfShareBasedCompensationRestrictedStockAndRestrictedStockGrantDuringPeriodPercentage" name="ScheduleOfShareBasedCompensationRestrictedStockAndRestrictedStockGrantDuringPeriodPercentage" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="gabc_ServiceChargeonDepositAccountsMember" name="ServiceChargeonDepositAccountsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofInstallments" name="SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofInstallments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofPlans" name="SharebasedCompensationArrangementbySharebasedPaymentAwardNumberofPlans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="gabc_SharebasedCompensationArrangementbySharebasedPaymentAwardOfferingPeriod" name="SharebasedCompensationArrangementbySharebasedPaymentAwardOfferingPeriod" nillable="true" substitutionGroup="xbrli:item" type="xbrli:durationItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_StockRepurchasedDuringPeriodAggregateTotal" name="StockRepurchasedDuringPeriodAggregateTotal" nillable="true" substitutionGroup="xbrli:item" type="xbrli:sharesItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="gabc_TotalbyRiskCategoryMember" name="TotalbyRiskCategoryMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_Troubleddebtrestructuringadditionallendingamount" name="Troubleddebtrestructuringadditionallendingamount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="gabc_TrustAndInvestmentsProductsFeesMember" name="TrustAndInvestmentsProductsFeesMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="gabc_UnrecognizedStockExpensesInRestrictedStock" name="UnrecognizedStockExpensesInRestrictedStock" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
</xsd:schema>
