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Commitments and Off-balance Sheet Items (Tables)

12 Months Ended

Dec. 31, 2020

Commitments and contingent liabilities are summarized as follows, at December 31:


	2020				2019
	Fixed Rate		Variable Rate		Fixed Rate		Variable Rate
Commitments to Fund Loans:
Consumer Lines	$	15,319	$	424,441	$	11,637	$	381,050
Commercial Operating Lines	33,892		447,270		47,310		384,513
Residential Mortgages	52,394		2,262		29,654		2,017
Total Commitments to Fund Loans	$	101,605	$	873,973	$	88,601	$	767,580

Commitments to Sell Loans:
Mandatory	$	—	$	—	$	—	$	—
Non-mandatory	$	19,724	$	—	$	19,406	$	—

Standby Letters of Credit	$	2,122	$	5,463	$	1,138	$	6,549