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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
INTEREST INCOME        
Interest and Fees on Loans $ 34,504 $ 38,080 $ 69,608 $ 75,938
Interest on Federal Funds Sold and Other Short-term Investments 103 84 188 242
Interest and Dividends on Securities:        
Taxable 3,523 2,706 6,130 5,816
Non-taxable 4,164 2,671 7,893 5,116
TOTAL INTEREST INCOME 42,294 43,541 83,819 87,112
INTEREST EXPENSE        
Interest on Deposits 1,269 3,743 2,711 9,400
Interest on FHLB Advances and Other Borrowings 1,145 1,339 2,296 2,997
TOTAL INTEREST EXPENSE 2,414 5,082 5,007 12,397
NET INTEREST INCOME 39,880 38,459 78,812 74,715
Provision for Credit Losses (5,000) 5,900 (6,500) 11,050
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 44,880 32,559 85,312 63,665
NON-INTEREST INCOME        
Non-interest Income (in-scope of Topic 606) 10,583 8,092 21,404 18,591
Company Owned Life Insurance 385 356 737 1,578
Other Operating Income 1,342 882 2,692 1,309
Net Gains on Sales of Loans 2,018 2,654 4,220 4,517
Net Gains on Securities 300 993 1,275 1,583
TOTAL NON-INTEREST INCOME 13,902 12,423 28,939 26,504
NON-INTEREST EXPENSE        
Salaries and Employee Benefits 16,375 15,882 34,180 33,282
Occupancy Expense 2,833 2,473 6,205 5,043
Furniture and Equipment Expense 997 1,008 1,973 2,019
FDIC Premiums 329 123 663 123
Data Processing Fees 1,779 1,763 3,522 3,449
Professional Fees 1,513 1,082 2,673 2,166
Advertising and Promotion 705 882 1,487 1,953
Intangible Amortization 711 909 1,471 1,869
Other Operating Expenses 3,795 3,966 8,122 8,512
TOTAL NON-INTEREST EXPENSE 29,037 28,088 60,296 58,416
Income before Income Taxes 29,745 16,894 53,955 31,753
Income Tax Expense 5,923 2,639 10,576 5,026
NET INCOME $ 23,822 $ 14,255 $ 43,379 $ 26,727
Basic Earnings Per Share (USD per share) $ 0.90 $ 0.54 $ 1.64 $ 1.01
Diluted Earnings Per Share (USD per share) $ 0.90 $ 0.54 $ 1.64 $ 1.01
Trust and Investment Product Fees        
NON-INTEREST INCOME        
Non-interest Income (in-scope of Topic 606) $ 2,620 $ 1,867 $ 4,978 $ 3,898
Service Charges on Deposit Accounts        
NON-INTEREST INCOME        
Non-interest Income (in-scope of Topic 606) 1,735 1,365 3,413 3,602
Insurance Revenues        
NON-INTEREST INCOME        
Non-interest Income (in-scope of Topic 606) 2,020 1,830 5,312 5,059
Interchange Fee Income        
NON-INTEREST INCOME        
Non-interest Income (in-scope of Topic 606) $ 3,482 $ 2,476 $ 6,312 $ 4,958