<SEC-DOCUMENT>0000714395-24-000053.txt : 20241108
<SEC-HEADER>0000714395-24-000053.hdr.sgml : 20241108
<ACCEPTANCE-DATETIME>20241108155204
ACCESSION NUMBER:		0000714395-24-000053
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20240930
FILED AS OF DATE:		20241108
DATE AS OF CHANGE:		20241108
EFFECTIVENESS DATE:		20241108

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			GERMAN AMERICAN BANCORP, INC.
		CENTRAL INDEX KEY:			0000714395
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				351547518
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-18884
		FILM NUMBER:		241440291

	BUSINESS ADDRESS:	
		STREET 1:		711 MAIN ST
		STREET 2:		P O BOX 810
		CITY:			JASPER
		STATE:			IN
		ZIP:			47546
		BUSINESS PHONE:		8124821314

	MAIL ADDRESS:	
		STREET 1:		711 MAIN STREET
		CITY:			JASPER
		STATE:			IN
		ZIP:			47546

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GERMAN AMERICAN BANCORP
		DATE OF NAME CHANGE:	19950510

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	GAB BANCORP
		DATE OF NAME CHANGE:	19950510
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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        <name>GERMAN AMERICAN BANCORP, INC.</name>
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          <com:street1>711 MAIN STREET</com:street1>
          <com:city>JASPER</com:city>
          <com:stateOrCountry>IN</com:stateOrCountry>
          <com:zipCode>47546</com:zipCode>
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    <signatureBlock>
      <name>Bradley M. Rust</name>
      <title>President &amp; CFO</title>
      <phone>812-482-1314</phone>
      <signature>Bradley M. Rust</signature>
      <city>Jasper</city>
      <stateOrCountry>IN</stateOrCountry>
      <signatureDate>11-08-2024</signatureDate>
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INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>595112103</cusip><value>10041202</value><shrsOrPrnAmt><sshPrnamt>96820</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>96802</Sole><Shared>0</Shared><None>18</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MICRON TECHNOLOGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>595112103</cusip><value>18045</value><shrsOrPrnAmt><sshPrnamt>174</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>174</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MONDELEZ</nameOfIssuer><titleOfClass>CL A</titleOfClass><cusip>609207105</cusip><value>216589</value><shrsOrPrnAmt><sshPrnamt>2940</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2940</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY</nameOfIssuer><titleOfClass>COM  NEW</titleOfClass><cusip>617446448</cusip><value>8056188</value><shrsOrPrnAmt><sshPrnamt>77285</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>77271</Sole><Shared>0</Shared><None>14</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MORGAN STANLEY</nameOfIssuer><titleOfClass>COM  NEW</titleOfClass><cusip>617446448</cusip><value>14072</value><shrsOrPrnAmt><sshPrnamt>135</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>135</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>MOTOROLA SOLUTIONS INC</nameOfIssuer><titleOfClass>COM NEW</titleOfClass><cusip>620076307</cusip><value>245497</value><shrsOrPrnAmt><sshPrnamt>546</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>546</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NEXTERA ENERGY INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>65339F101</cusip><value>573451</value><shrsOrPrnAmt><sshPrnamt>6784</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6784</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>654106103</cusip><value>6134429</value><shrsOrPrnAmt><sshPrnamt>69394</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>69381</Sole><Shared>0</Shared><None>13</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NIKE INC</nameOfIssuer><titleOfClass>CL B</titleOfClass><cusip>654106103</cusip><value>10873</value><shrsOrPrnAmt><sshPrnamt>123</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>123</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>31065566</value><shrsOrPrnAmt><sshPrnamt>255810</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>255764</Sole><Shared>0</Shared><None>46</None></votingAuthority></infoTable><infoTable><nameOfIssuer>NVIDIA CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>67066G104</cusip><value>54283</value><shrsOrPrnAmt><sshPrnamt>447</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>447</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>17387786</value><shrsOrPrnAmt><sshPrnamt>102041</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>102023</Sole><Shared>0</Shared><None>18</None></votingAuthority></infoTable><infoTable><nameOfIssuer>ORACLE CORP</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>68389X105</cusip><value>29990</value><shrsOrPrnAmt><sshPrnamt>176</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>176</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PNC FINL SVCS GROUP INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>693475105</cusip><value>277275</value><shrsOrPrnAmt><sshPrnamt>1500</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1500</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PEPSICO INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>713448108</cusip><value>587522</value><shrsOrPrnAmt><sshPrnamt>3455</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3455</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>4085633</value><shrsOrPrnAmt><sshPrnamt>141176</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>141149</Sole><Shared>0</Shared><None>27</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PFIZER INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>717081103</cusip><value>7495</value><shrsOrPrnAmt><sshPrnamt>259</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>259</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILIP MORRIS INTL INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718172109</cusip><value>446994</value><shrsOrPrnAmt><sshPrnamt>3682</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>3682</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718546104</cusip><value>3707941</value><shrsOrPrnAmt><sshPrnamt>28208</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>28203</Sole><Shared>0</Shared><None>5</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PHILLIPS 66</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>718546104</cusip><value>6441</value><shrsOrPrnAmt><sshPrnamt>49</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>49</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>11596952</value><shrsOrPrnAmt><sshPrnamt>66957</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>66946</Sole><Shared>0</Shared><None>11</None></votingAuthority></infoTable><infoTable><nameOfIssuer>PROCTER &amp; GAMBLE CO</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>742718109</cusip><value>18532</value><shrsOrPrnAmt><sshPrnamt>107</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>107</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>QUALCOMM INC</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>747525103</cusip><value>292315</value><shrsOrPrnAmt><sshPrnamt>1719</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1285</Sole><Shared>0</Shared><None>434</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>3549018</value><shrsOrPrnAmt><sshPrnamt>29292</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>29287</Sole><Shared>0</Shared><None>5</None></votingAuthority></infoTable><infoTable><nameOfIssuer>RTX CORPORATION</nameOfIssuer><titleOfClass>COM</titleOfClass><cusip>75513E101</cusip><value>6058</value><shrsOrPrnAmt><sshPrnamt>50</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>50</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>26804104</value><shrsOrPrnAmt><sshPrnamt>46716</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>46716</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P 500 ETF TR</nameOfIssuer><titleOfClass>TR UNIT</titleOfClass><cusip>78462F103</cusip><value>130243</value><shrsOrPrnAmt><sshPrnamt>227</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>227</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR GOLD TR</nameOfIssuer><titleOfClass>GOLD SHS</titleOfClass><cusip>78463V107</cusip><value>412472</value><shrsOrPrnAmt><sshPrnamt>1697</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>179</Sole><Shared>0</Shared><None>1518</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer><titleOfClass>PORTFOLIO EMG MK</titleOfClass><cusip>78463X509</cusip><value>277030</value><shrsOrPrnAmt><sshPrnamt>6711</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>6711</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR INDEX SHS FDS</nameOfIssuer><titleOfClass>PORTFOLIO DEVLPD</titleOfClass><cusip>78463X889</cusip><value>1181374</value><shrsOrPrnAmt><sshPrnamt>31453</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>31453</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SER TR</nameOfIssuer><titleOfClass>PORTFOLIO INTRMD</titleOfClass><cusip>78464A375</cusip><value>758980</value><shrsOrPrnAmt><sshPrnamt>22515</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>22515</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SER TR</nameOfIssuer><titleOfClass>PORTFOLI S&amp;P1500</titleOfClass><cusip>78464A805</cusip><value>737381</value><shrsOrPrnAmt><sshPrnamt>10525</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>10525</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR SER TR</nameOfIssuer><titleOfClass>S&amp;P 400 MDCP VAL</titleOfClass><cusip>78464A839</cusip><value>224315</value><shrsOrPrnAmt><sshPrnamt>2823</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2823</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SPDR S&amp;P MIDCAP 400 ETF TR</nameOfIssuer><titleOfClass>UTSER1 S&amp;PDCRP</titleOfClass><cusip>78467Y107</cusip><value>707876</value><shrsOrPrnAmt><sshPrnamt>1242</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>1242</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI MATERIALS</titleOfClass><cusip>81369Y100</cusip><value>4223660</value><shrsOrPrnAmt><sshPrnamt>43823</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>43815</Sole><Shared>0</Shared><None>8</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI MATERIALS</titleOfClass><cusip>81369Y100</cusip><value>7421</value><shrsOrPrnAmt><sshPrnamt>77</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>77</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI HEALTHCARE</titleOfClass><cusip>81369Y209</cusip><value>624089</value><shrsOrPrnAmt><sshPrnamt>4052</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>4052</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI CONS STPLS</titleOfClass><cusip>81369Y308</cusip><value>7034333</value><shrsOrPrnAmt><sshPrnamt>84751</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>84735</Sole><Shared>0</Shared><None>16</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI CONS STPLS</titleOfClass><cusip>81369Y308</cusip><value>13031</value><shrsOrPrnAmt><sshPrnamt>157</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>157</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI CONS DISCR</titleOfClass><cusip>81369Y407</cusip><value>9876237</value><shrsOrPrnAmt><sshPrnamt>49290</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>49282</Sole><Shared>0</Shared><None>8</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI CONS DISCR</titleOfClass><cusip>81369Y407</cusip><value>15628</value><shrsOrPrnAmt><sshPrnamt>78</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>78</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>ENERGY</titleOfClass><cusip>81369Y506</cusip><value>2306857</value><shrsOrPrnAmt><sshPrnamt>26274</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>26269</Sole><Shared>0</Shared><None>5</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>ENERGY</titleOfClass><cusip>81369Y506</cusip><value>4038</value><shrsOrPrnAmt><sshPrnamt>46</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>OTR</investmentDiscretion><votingAuthority><Sole>46</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>FINANCIAL</titleOfClass><cusip>81369Y605</cusip><value>1165675</value><shrsOrPrnAmt><sshPrnamt>25721</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>25721</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>INDL</titleOfClass><cusip>81369Y704</cusip><value>300812</value><shrsOrPrnAmt><sshPrnamt>2221</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>2221</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>TECHNOLOGY</titleOfClass><cusip>81369Y803</cusip><value>1593639</value><shrsOrPrnAmt><sshPrnamt>7059</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>7059</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>COMMUNICATION</titleOfClass><cusip>81369Y852</cusip><value>1821198</value><shrsOrPrnAmt><sshPrnamt>20146</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>20146</Sole><Shared>0</Shared><None>0</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI INT-UTILS</titleOfClass><cusip>81369Y886</cusip><value>12386724</value><shrsOrPrnAmt><sshPrnamt>153339</sshPrnamt><sshPrnamtType>SH</sshPrnamtType></shrsOrPrnAmt><investmentDiscretion>SOLE</investmentDiscretion><votingAuthority><Sole>153311</Sole><Shared>0</Shared><None>28</None></votingAuthority></infoTable><infoTable><nameOfIssuer>SELECT SECTOR SPDR TR</nameOfIssuer><titleOfClass>SBI 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