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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
INTEREST INCOME    
Interest and Fees on Loans $ 81,505 $ 57,826
Interest on Federal Funds Sold and Other Short-term Investments 2,216 299
Interest and Dividends on Securities:    
Taxable 9,121 4,852
Non-taxable 3,374 5,281
TOTAL INTEREST INCOME 96,216 68,258
INTEREST EXPENSE    
Interest on Deposits 27,028 20,989
Interest on FHLB Advances and Other Borrowings 2,616 2,275
TOTAL INTEREST EXPENSE 29,644 23,264
NET INTEREST INCOME 66,572 44,994
Provision for Credit Losses 15,300 900
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 51,272 44,094
NON-INTEREST INCOME    
Company Owned Life Insurance 575 441
Other Operating Income 1,690 1,362
Net Gains on Sales of Loans 832 751
Net Gains (Losses) on Securities 0 35
TOTAL NON-INTEREST INCOME 14,840 15,822
NON-INTEREST EXPENSE    
Salaries and Employee Benefits 28,040 21,178
Occupancy Expense, Furniture and Equipment Expense 4,663 3,804
FDIC Premiums 900 729
Data Processing Fees 5,495 2,811
Professional Fees 4,184 1,595
Advertising and Promotion 1,454 1,138
Intangible Amortization 2,070 578
Other Operating Expenses 5,976 4,905
TOTAL NON-INTEREST EXPENSE 52,782 36,738
Income before Income Taxes 13,330 23,178
Income Tax Expense 2,813 4,156
NET INCOME $ 10,517 $ 19,022
Basic earnings per share (in dollars per share) $ 0.30 $ 0.64
Diluted earnings per share (in dollars per share) $ 0.30 $ 0.64
Wealth Management Fees    
NON-INTEREST INCOME    
Non-interest income $ 3,836 $ 3,366
Service Charges on Deposit Accounts    
NON-INTEREST INCOME    
Non-interest income 3,486 2,902
Insurance Revenues    
NON-INTEREST INCOME    
Non-interest income 0 2,878
Interchange Fee Income    
NON-INTEREST INCOME    
Non-interest income $ 4,421 $ 4,087