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v3.25.2

Loans - Allowance for Credit Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended | 12 Months Ended
--- | --- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024 | Dec. 31, 2024
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | $ 75,158 | $ 43,754 | $ 44,436 | $ 43,765 | $ 43,765
Change in Accounting Method |  |  | (7) |  |
2/1/2025 Acquired Heartland PCD |  |  | 15,908 |  |
Day 2 CECL Provision - Heartland |  |  | 16,200 |  |
Provision (Benefit) for Credit Loss Expense | 1,200 | 625 | 307 | 1,525 |
Loans Charged-off | (1,021) | (599) | (1,646) | (1,660) |
Recoveries Collected | 173 | 166 | 312 | 316 |
Total Ending Allowance Balance | 75,510 | 43,946 | 75,510 | 43,946 | 44,436
Commercial and Industrial Loans |  |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 15,343 | 7,266 | 7,059 | 7,921 | 7,921
Change in Accounting Method |  |  | 1,438 |  |
2/1/2025 Acquired Heartland PCD |  |  | 5,246 |  |
Day 2 CECL Provision - Heartland |  |  | 1,797 |  |
Provision (Benefit) for Credit Loss Expense | 2,620 | (75) | 2,545 | (631) |
Loans Charged-off | (247) | (29) | (373) | (131) | (223)
Recoveries Collected | 23 | 38 | 27 | 41 |
Total Ending Allowance Balance | 17,739 | 7,200 | 17,739 | 7,200 | 7,059
Commercial Real Estate Loans |  |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 37,811 | 26,452 | 25,818 | 25,923 | 25,923
Change in Accounting Method |  |  | (3,271) |  |
2/1/2025 Acquired Heartland PCD |  |  | 7,080 |  |
Day 2 CECL Provision - Heartland |  |  | 7,522 |  |
Provision (Benefit) for Credit Loss Expense | 423 | 142 | 1,085 | 974 |
Loans Charged-off | (26) | 0 | (26) | (308) | (308)
Recoveries Collected | 0 | 4 | 0 | 9 |
Total Ending Allowance Balance | 38,208 | 26,598 | 38,208 | 26,598 | 25,818
Agricultural Loans |  |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 5,306 | 3,650 | 4,917 | 3,837 | 3,837
Change in Accounting Method |  |  | (1,655) |  |
2/1/2025 Acquired Heartland PCD |  |  | 3,352 |  |
Day 2 CECL Provision - Heartland |  |  | 170 |  |
Provision (Benefit) for Credit Loss Expense | (2,176) | 46 | (3,654) | (141) |
Loans Charged-off | 0 | (1) | 0 | (1) | (8)
Recoveries Collected | 0 | 2 | 0 | 2 |
Total Ending Allowance Balance | 3,130 | 3,697 | 3,130 | 3,697 | 4,917
Leases |  |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 1,151 | 373 | 397 | 346 | 346
Change in Accounting Method |  |  | 720 |  |
2/1/2025 Acquired Heartland PCD |  |  | 0 |  |
Day 2 CECL Provision - Heartland |  |  | 0 |  |
Provision (Benefit) for Credit Loss Expense | 41 | (5) | 75 | 22 |
Loans Charged-off | 0 | 0 | 0 | 0 | 0
Recoveries Collected | 0 | 0 | 0 | 0 |
Total Ending Allowance Balance | 1,192 | 368 | 1,192 | 368 | 397
Consumer Loans |  |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 657 | 785 | 727 | 759 | 759
Change in Accounting Method |  |  | (284) |  |
2/1/2025 Acquired Heartland PCD |  |  | 20 |  |
Day 2 CECL Provision - Heartland |  |  | 179 |  |
Provision (Benefit) for Credit Loss Expense | 259 | 206 | 486 | 476 |
Loans Charged-off | (334) | (384) | (659) | (753) | (1,511)
Recoveries Collected | 109 | 115 | 222 | 240 |
Total Ending Allowance Balance | 691 | 722 | 691 | 722 | 727
Home Equity Loans |  |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 3,942 | 2,001 | 2,196 | 1,834 | 1,834
Change in Accounting Method |  |  | 1,056 |  |
2/1/2025 Acquired Heartland PCD |  |  | 11 |  |
Day 2 CECL Provision - Heartland |  |  | 570 |  |
Provision (Benefit) for Credit Loss Expense | 384 | 55 | 492 | 349 |
Loans Charged-off | 0 | 0 | 0 | (134) | (170)
Recoveries Collected | 8 | 2 | 9 | 9 |
Total Ending Allowance Balance | 4,334 | 2,058 | 4,334 | 2,058 | 2,196
Credit Cards |  |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 608 | 395 | 520 | 383 | 383
Change in Accounting Method |  |  | (24) |  |
2/1/2025 Acquired Heartland PCD |  |  | 0 |  |
Day 2 CECL Provision - Heartland |  |  | 0 |  |
Provision (Benefit) for Credit Loss Expense | 366 | 198 | 631 | 348 |
Loans Charged-off | (386) | (185) | (560) | (333) |
Recoveries Collected | 33 | 5 | 54 | 15 |
Total Ending Allowance Balance | 621 | 413 | 621 | 413 | 520
Residential Mortgage Loans |  |  |  |  |
Allowance for Credit Losses [Roll Forward] |  |  |  |  |
Beginning Balance | 10,340 | 2,832 | 2,802 | 2,762 | 2,762
Change in Accounting Method |  |  | 2,013 |  |
2/1/2025 Acquired Heartland PCD |  |  | 199 |  |
Day 2 CECL Provision - Heartland |  |  | 5,962 |  |
Provision (Benefit) for Credit Loss Expense | (717) | 58 | (1,353) | 128 |
Loans Charged-off | (28) | 0 | (28) | 0 | 0
Recoveries Collected | 0 | 0 | 0 | 0 |
Total Ending Allowance Balance | $ 9,595 | $ 2,890 | $ 9,595 | $ 2,890 | $ 2,802

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1 + Details
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- Definition Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (e) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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- Definition Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Subparagraph (d) -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 6 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6 + Details
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