NOTE 7 - Deposits

Deposits at March 31, 2016 and December 31, 2015 are summarized as follows:

(Dollars in thousands)	March 31, 2016		December 31, 2015
Noninterest bearing demand	$	160,818	$	168,264
Interest bearing demand		227,002		238,833
Individual retirement accounts		63,265		60,971
Money market		111,578		112,214
Savings		77,969		74,759
Certificates of deposit		569,820		543,909
Brokered deposits		49,941		50,000
Total Deposits	$	1,260,393	$	1,248,950

At March 31, 2016, scheduled maturities of certificates of deposits, individual retirement accounts and brokered deposits are as follows:

(Dollars in thousands)	March 31, 2016
Within one year	$	519,352
After one but within two years		124,619
After two but within three years		20,846
After three but within four years		12,505
After four but within five years		5,704
Total	$	683,026

Time deposits, including individual retirement accounts, certificates of deposit, and brokered deposits, with individual balances of $250,000 and greater totaled $108,046,000 and $106,258,000 at March 31, 2016 and December 31, 2015, respectively.