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Loans and Allowance for Loan and Lease Losses (Tables)

12 Months Ended

Dec. 31, 2017

Loans And Leases Receivable Disclosure [Abstract]

Schedule of Recorded Investment and Unpaid Principal

The following table presents the recorded investment and unpaid principal for loans at December 31, 2017 and 2016:

		December 31, 2017												December 31, 2016
		Recorded				Unpaid								Recorded				Unpaid
(Dollars in thousands)		Investment				Principal				Difference				Investment				Principal				Difference
Commercial real estate		$	745,893			$	753,803			$	(7,910	)		$	442,237			$	447,926			$	(5,689	)
Construction, land development, land			134,812				138,045				(3,233	)			109,812				113,211				(3,399	)
1-4 family residential properties			125,827				127,499				(1,672	)			104,974				106,852				(1,878	)
Farmland			180,141				184,006				(3,865	)			141,615				142,673				(1,058	)
Commercial			920,812				924,133				(3,321	)			778,643				783,349				(4,706	)
Factored receivables			374,410				376,046				(1,636	)			238,198				239,432				(1,234	)
Consumer			31,131				31,144				(13	)			29,764				29,782				(18	)
Mortgage warehouse			297,830				297,830				—				182,381				182,381				—
Total			2,810,856			$	2,832,506			$	(21,650	)			2,027,624			$	2,045,606			$	(17,982	)
Allowance for loan and lease losses			(18,748	)											(15,405	)
		$	2,792,108											$	2,012,219

Summary of Allowance for Loan and Lease Losses

Allowance for Loan and Lease Losses    

The activity in the ALLL during the years ended December 31, 2017, 2016 and 2015 is as follows:

(Dollars in thousands)		Beginning																Reclassification				Ending
Year ended December 31, 2017		Balance				Provision				Charge-offs				Recoveries				To Held For Sale				Balance
Commercial real estate		$	1,813			$	1,822			$	(259	)		$	59			$	—			$	3,435
Construction, land development, land			465				825				(582	)			175				—				883
1-4 family residential properties			253				24				(31	)			47				—				293
Farmland			170				140				—				—				—				310
Commercial			8,014				5,785				(4,875	)			1,329				(2,103	)			8,150
Factored receivables			4,088				2,058				(1,667	)			118				—				4,597
Consumer			420				859				(1,004	)			508				—				783
Mortgage warehouse			182				115				—				—				—				297
		$	15,405			$	11,628			$	(8,418	)		$	2,236			$	(2,103	)		$	18,748
(Dollars in thousands)		Beginning																Reclassification				Ending
Year ended December 31, 2016		Balance				Provision				Charge-offs				Recoveries				To Held For Sale				Balance
Commercial real estate		$	1,489			$	313			$	(5	)		$	16			$	—			$	1,813
Construction, land development, land			367				92				—				6				—				465
1-4 family residential properties			274				(22	)			(84	)			85				—				253
Farmland			134				36				—				—				—				170
Commercial			5,276				5,390				(3,643	)			991				—				8,014
Factored receivables			4,509				315				(856	)			120				—				4,088
Consumer			216				689				(564	)			79				—				420
Mortgage warehouse			302				(120	)			—				—				—				182
		$	12,567			$	6,693			$	(5,152	)		$	1,297			$	—			$	15,405
(Dollars in thousands)		Beginning																Reclassification				Ending
Year ended December 31, 2015		Balance				Provision				Charge-offs				Recoveries				To Held For Sale				Balance
Commercial real estate		$	533			$	1,055			$	(152	)		$	53			$	—			$	1,489
Construction, land development, land			333				34				—				—				—				367
1-4 family residential properties			215				60				(205	)			204				—				274
Farmland			19				115				—				—				—				134
Commercial			4,003				1,375				(145	)			43				—				5,276
Factored receivables			3,462				1,508				(540	)			79				—				4,509
Consumer			140				218				(347	)			205				—				216
Mortgage warehouse			138				164				—				—				—				302
		$	8,843			$	4,529			$	(1,389	)		$	584			$	—			$	12,567

Summary of Individual and Collective Allowance for Loan Losses and Loan Balances by Class

The following table presents loans individually and collectively evaluated for impairment, as well as PCI loans, and their respective ALLL allocations:

(Dollars in thousands)		Loan Evaluation																ALLL Allocations
December 31, 2017		Individually				Collectively				PCI				Total loans				Individually				Collectively				PCI				Total ALLL
Commercial real estate		$	1,013			$	735,118			$	9,762			$	745,893			$	123			$	3,312			$	—			$	3,435
Construction, land development, land			136				130,732				3,944				134,812				—				883				—				883
1-4 family residential properties			2,638				122,093				1,096				125,827				152				141				—				293
Farmland			3,800				176,232				109				180,141				—				310				—				310
Commercial			26,616				893,509				687				920,812				1,409				6,741				—				8,150
Factored receivables			4,726				369,684				—				374,410				949				3,648				—				4,597
Consumer			384				30,747				—				31,131				80				703				—				783
Mortgage warehouse			—				297,830				—				297,830				—				297				—				297
		$	39,313			$	2,755,945			$	15,598			$	2,810,856			$	2,713			$	16,035			$	—			$	18,748
(Dollars in thousands)		Loan Evaluation																ALLL Allocations
December 31, 2016		Individually				Collectively				PCI				Total loans				Individually				Collectively				PCI				Total ALLL
Commercial real estate		$	1,456			$	427,918			$	12,863			$	442,237			$	100			$	1,358			$	355			$	1,813
Construction, land development, land			362				105,493				3,957				109,812				25				440				—				465
1-4 family residential properties			1,095				101,551				2,328				104,974				1				252				—				253
Farmland			1,333				140,045				237				141,615				—				170				—				170
Commercial			33,033				738,088				7,522				778,643				2,101				5,913				—				8,014
Factored receivables			3,176				235,022				—				238,198				1,546				2,542				—				4,088
Consumer			73				29,691				—				29,764				—				420				—				420
Mortgage warehouse			—				182,381				—				182,381				—				182				—				182
		$	40,528			$	1,960,189			$	26,907			$	2,027,624			$	3,773			$	11,277			$	355			$	15,405

Summary of Information Pertaining to Impaired Loans

The following is a summary of information pertaining to impaired loans. PCI loans that have not deteriorated subsequent to acquisition are not considered impaired and therefore do not require an ALLL and are excluded from these tables.

		Impaired Loans and PCI Impaired Loans												Impaired Loans
		With a Valuation Allowance												Without a Valuation Allowance
(Dollars in thousands)		Recorded				Unpaid				Related				Recorded				Unpaid
December 31, 2017		Investment				Principal				Allowance				Investment				Principal
Commercial real estate		$	165			$	165			$	123			$	848			$	881
Construction, land development, land			—				—				—				136				136
1-4 family residential properties			237				235				152				2,401				2,519
Farmland			—				—				—				3,800				4,071
Commercial			9,194				9,191				1,409				17,422				17,605
Factored receivables			4,726				4,726				949				—				—
Consumer			271				267				80				113				115
Mortgage warehouse			—				—				—				—				—
PCI			—				—				—				—				—
		$	14,593			$	14,584			$	2,713			$	24,720			$	25,327
		Impaired Loans and PCI Impaired Loans												Impaired Loans
		With a Valuation Allowance												Without a Valuation Allowance
(Dollars in thousands)		Recorded				Unpaid				Related				Recorded				Unpaid
December 31, 2016		Investment				Principal				Allowance				Investment				Principal
Commercial real estate		$	517			$	517			$	100			$	939			$	1,011
Construction, land development, land			277				275				25				85				86
1-4 family residential properties			8				14				1				1,087				1,215
Farmland			—				—				—				1,333				1,364
Commercial			15,022				15,018				2,101				18,011				18,096
Factored receivables			3,176				3,176				1,546				—				—
Consumer			—				—				—				73				73
Mortgage warehouse			—				—				—				—				—
PCI			525				525				355				—				—
		$	19,525			$	19,525			$	4,128			$	21,528			$	21,845

The following table presents average impaired loans and interest recognized on impaired loans for the years ended December 31, 2017, 2016, and 2015:

		Years Ended
		December 31, 2017								December 31, 2016								December 31, 2015
		Average				Interest				Average				Interest				Average				Interest
(Dollars in thousands)		Impaired Loans				Recognized				Impaired Loans				Recognized				Impaired Loans				Recognized
Commercial real estate		$	1,234			$	33			$	1,090			$	46			$	1,329			$	—
Construction, land development, land			249				—				181				4				—				—
1-4 family residential properties			1,867				45				857				18				623				42
Farmland			2,567				45				667				45				—				—
Commercial			29,825				599				20,474				980				7,552				187
Factored receivables			3,951				—				3,299				—				2,347				—
Consumer			229				9				37				5				—				—
Mortgage warehouse			—				—				—				—				—				—
PCI			262				—				525				—				263				—
		$	40,184			$	731			$	27,130			$	1,098			$	12,114			$	229

Summary of Contractually Past Due and Nonaccrual Loans

Past Due and Nonaccrual Loans     

The following is a summary of contractually past due and nonaccrual loans at December 31, 2017 and 2016:

		Past Due				Past Due 90
(Dollars in thousands)		30-89 Days				Days or More
December 31, 2017		Still Accruing				Still Accruing				Nonaccrual				Total
Commercial real estate		$	1,374			$	—			$	1,012			$	2,386
Construction, land development, land			—				—				136				136
1-4 family residential properties			1,378				62				2,625				4,065
Farmland			250				109				3,412				3,771
Commercial			6,630				39				22,247				28,916
Factored receivables			20,858				1,454				—				22,312
Consumer			947				—				384				1,331
Mortgage warehouse			165				—				—				165
PCI			72				—				2,333				2,405
		$	31,674			$	1,664			$	32,149			$	65,487

		Past Due				Past Due 90
(Dollars in thousands)		30-89 Days				Days or More
December 31, 2016		Still Accruing				Still Accruing				Nonaccrual				Total
Commercial real estate		$	699			$	144			$	1,163			$	2,006
Construction, land development, land			619				—				362				981
1-4 family residential properties			956				—				1,039				1,995
Farmland			3,583				141				541				4,265
Commercial			11,060				1,077				26,619				38,756
Factored receivables			11,921				2,153				—				14,074
Consumer			667				2				73				742
Mortgage warehouse			—				—				—				—
PCI			2,020				104				8,233				10,357
		$	31,525			$	3,621			$	38,030			$	73,176

Schedule of Nonperforming Loans

The following table presents information regarding nonperforming loans at the dates indicated:

(Dollars in thousands)		December 31, 2017				December 31, 2016
Nonaccrual loans(1)		$	32,149			$	38,030
Factored receivables greater than 90 days past due			1,454				2,153
Troubled debt restructurings accruing interest			5,128				5,123
		$	38,731			$	45,306

⁽¹⁾Includes troubled debt restructurings of $14,009,000 and $13,263,000 at December 31, 2017 and 2016, respectively.

Summary of Risk Category of Loans

As of December 31, 2017 and 2016 based on the most recent analysis performed, the risk category of loans is as follows:

(Dollars in thousands)
December 31, 2017		Pass				Substandard				Doubtful				PCI				Total
Commercial real estate		$	732,175			$	3,956			$	—			$	9,762			$	745,893
Construction, land development, land			130,732				136				—				3,944				134,812
1-4 family residential			122,044				2,687				—				1,096				125,827
Farmland			171,017				9,015				—				109				180,141
Commercial			878,957				41,168				—				687				920,812
Factored receivables			370,839				2,325				1,246				—				374,410
Consumer			30,739				392				—				—				31,131
Mortgage warehouse			297,830				—				—				—				297,830
		$	2,734,333			$	59,679			$	1,246			$	15,598			$	2,810,856

(Dollars in thousands)
December 31, 2016		Pass				Substandard				Doubtful				PCI				Total
Commercial real estate		$	422,423			$	6,951			$	—			$	12,863			$	442,237
Construction, land development, land			105,493				362				—				3,957				109,812
1-4 family residential			101,339				1,307				—				2,328				104,974
Farmland			136,474				4,904				—				237				141,615
Commercial			729,634				41,487				—				7,522				778,643
Factored receivables			236,084				1,029				1,085				—				238,198
Consumer			29,688				76				—				—				29,764
Mortgage warehouse			182,381				—				—				—				182,381
		$	1,943,516			$	56,116			$	1,085			$	26,907			$	2,027,624

Schedule of Loans Modified as Troubled Debt Restructurings

The following table presents loans modified as troubled debt restructurings that occurred during the years ended December 31, 2017, 2016, and 2015:

		Recorded				Number of
(Dollars in thousands)		Investment				Loans
December 31, 2017
Commercial		$	8,831				8
December 31, 2016
Commercial real estate		$	809				3
Farmland			793				1
Commercial			16,612				27
		$	18,214				31
December 31, 2015
Commercial		$	1,544				4

Schedule of Outstanding Contractually Required Principal and Interest and Carrying Amount of PCI Loans Receivable

The outstanding contractually required principal and interest and the carrying amount of these loans included in the balance sheet amounts of loans receivable at December 31, 2017 and 2016 are as follows:

		December 31,				December 31,
(Dollars in thousands)		2017				2016
Contractually required principal and interest:
Real estate loans		$	16,360			$	25,013
Commercial loans			3,501				9,703
Outstanding contractually required principal and interest		$	19,861			$	34,716
Gross carrying amount included in loans receivable		$	15,598			$	26,907

Schedule of Changes in Accretable Yield for the PCI Loans

The changes in accretable yield during the years ended December 31, 2017, 2016 and 2015 in regard to loans transferred at acquisition for which it was probable that all contractually required payments would not be collected are as follows:

		Years Ended December 31,
(Dollars in thousands)		2017				2016				2015
Accretable yield, beginning balance		$	4,261			$	2,594			$	4,977
Additions			371				4,124				—
Accretion			(3,442	)			(3,092	)			(4,023	)
Reclassification from nonaccretable to accretable yield			2,108				646				1,805
Disposals			(505	)			(11	)			(165	)
Accretable yield, ending balance		$	2,793			$	4,261			$	2,594

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