Borrowings and Borrowing Capacity (Tables)

12 Months Ended

Dec. 31, 2017

Schedule of Customer Repurchase Agreements

Information concerning customer repurchase agreements is summarized as follows:

	December 31,			December 31,
(Dollars in thousands)	2017			2016
Amount outstanding at end of the year	$	11,488		$	10,490
Weighted average interest rate at end of the year		0.02	%		0.02	%
Average daily balance during the year	$	12,906		$	11,984
Weighted average interest rate during the year		0.02	%		0.02	%
Maximum month-end balance during the year	$	21,041		$	15,329

Schedule of FHLB Advances and Weighted Average Interest Rates by Contractual Maturity

FHLB Advances

FHLB advances are collateralized by assets, including a blanket pledge of certain loans. FHLB advances and weighted average interest rates at end of period by contractual maturity are summarized as follows:

	Fixed Rate					Variable Rate
(Dollars in thousands)	Balance Outstanding		Weighted Average Interest Rate			Balance Outstanding		Weighted Average Interest Rate
2018	$	290,000		1.40	%	$	45,000		1.33	%
2027		—		—			30,000		1.39	%
	$	290,000		1.40	%	$	75,000		1.35	%

Schedule of Information Concerning FHLB Advances

Information concerning FHLB advances is summarized as follows:

	December 31,			December 31,
(Dollars in thousands)	2017			2016
Amount outstanding at end of the year	$	365,000		$	230,000
Weighted average interest rate at end of the year		1.39	%		0.58	%
Average daily balance during the year	$	300,451		$	174,784
Weighted average interest rate during the year		1.05	%		0.41	%
Maximum month-end balance during the year	$	385,000		$	291,000

Schedule of FHLB Advances

The Company’s unused borrowing capacity with the FHLB is as follows:

	December 31,		December 31,
(Dollars in thousands)	2017		2016
Borrowing capacity	$	596,230	$	497,147
Borrowings outstanding		365,000		230,000
Unused borrowing capacity	$	231,230	$	267,147

Summary of Junior Subordinated Debentures

The following provides a summary of the Company’s junior subordinated debentures:

						Variable	Interest Rate At
(Dollars in thousands)	Face Value		Carrying Value		Maturity Date	Interest Rate	December 31, 2017
National Bancshares Capital Trust II	$	15,464	$	12,861	September 2033	LIBOR + 3.00%	4.59%
National Bancshares Capital Trust III		17,526		12,389	July 2036	LIBOR + 1.64%	3.00%
ColoEast Capital Trust I		5,155		3,417	September 2035	LIBOR + 1.60%	3.29%
ColoEast Capital Trust II		6,700		4,485	March 2037	LIBOR + 1.79%	3.48%
Valley Bancorp Statutory Trust I		3,093		2,844	September 2032	LIBOR + 3.40%	5.07%
Valley Bancorp Statutory Trust II		3,093		2,627	July 2034	LIBOR + 2.75%	4.35%
	$	51,031	$	38,623

Pledged Securities

Schedule of Customer Repurchase Agreements

Customer repurchase agreements are secured by pledged securities with carrying amounts as follows:

	December 31,		December 31,
(Dollars in thousands)	2017		2016
U.S. Government agency obligations	$	13,460	$	10,488
Mortgage-backed securities, residential		—		2,998
	$	13,460	$	13,486