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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Dec. 31, 2019
Interest and dividend  income:      
Loans, including fees $ 183,555 $ 198,214 $ 195,648
Factored receivables, including fees 197,835 114,434 101,257
Securities 5,401 8,229 10,474
FHLB and other restricted stock 156 530 712
Cash deposits 608 708 3,062
Total interest and dividend income 387,555 322,115 311,153
Interest expense:      
Deposits 9,697 27,403 40,225
Subordinated notes 6,445 5,363 3,553
Junior subordinated debentures 1,775 2,114 2,910
Other borrowings 508 2,507 8,562
Total interest expense 18,425 37,387 55,250
Net interest income (expense) 369,130 284,728 255,903
Credit loss expense (benefit) (8,830) 38,329 7,942
Net interest income after credit loss expense 377,960 246,399 247,961
Noninterest income:      
Net OREO gains (losses) and valuation adjustments (347) (616) 351
Net gains (losses) on sale or call of securities 5 3,226 61
Insurance commissions 5,127 4,232 4,219
Gain on sale of subsidiary or division 0 9,758 0
Other 15,553 24,723 5,492
Total noninterest income 54,501 60,385 31,569
Noninterest expense:      
Salaries and employee benefits 173,951 126,975 112,862
Occupancy, furniture and equipment 24,473 22,766 18,196
FDIC insurance and other regulatory assessments 2,118 1,520 298
Professional fees 12,592 9,349 7,288
Amortization of intangible assets 10,876 8,330 9,131
Advertising and promotion 5,174 4,718 6,126
Communications and technology 26,862 22,153 20,976
Other 31,461 26,263 29,207
Total noninterest expense 287,507 222,074 204,084
Operating income (loss) 144,954 84,710 75,446
Income tax expense 31,980 20,686 16,902
Net income 112,974 64,024 58,544
Dividends on preferred stock (3,206) (1,701) 0
Net income available to common stockholders $ 109,768 $ 62,323 $ 58,544
Earnings per common share      
Basic (in dollars per share) $ 4.44 $ 2.56 $ 2.26
Diluted (in dollars per share) $ 4.35 $ 2.53 $ 2.25
Service charges on deposits      
Noninterest income:      
Revenue $ 7,724 $ 5,274 $ 7,132
Card income      
Noninterest income:      
Revenue 8,811 7,781 7,873
Fee income      
Noninterest income:      
Revenue $ 17,628 $ 6,007 $ 6,441