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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Interest and dividend  income:      
Loans, including fees $ 181,188 $ 183,555 $ 198,214
Factored receivables, including fees 223,193 197,835 114,434
Securities 8,187 5,401 8,229
FHLB and other restricted stock 258 156 530
Cash deposits 6,413 608 708
Total interest and dividend income 419,239 387,555 322,115
Interest expense:      
Deposits 10,038 9,697 27,403
Subordinated notes 5,212 6,445 5,363
Junior subordinated debentures 2,662 1,775 2,114
Other borrowings 835 508 2,507
Total interest expense 18,747 18,425 37,387
Net interest income (expense) 400,492 369,130 284,728
Credit Loss Expense (Benefit) 6,925 (8,830) 38,329
Net interest income (expense) after credit loss expense 393,567 377,960 246,399
Noninterest income:      
Net OREO gains (losses) and valuation adjustments (133) (347) (616)
Net gains (losses) on sale or call of securities 2,512 5 3,226
Net gains (losses) on sale of loans 18,228 3,105 2,816
Insurance commissions 5,145 5,127 4,232
Gain on sale of subsidiary or division 0 0 9,758
Other 19,100 12,448 21,907
Total noninterest income 84,068 54,501 60,385
Noninterest expense:      
Salaries and employee benefits 201,487 173,951 126,975
Occupancy, furniture and equipment 26,774 24,473 22,766
FDIC insurance and other regulatory assessments 1,543 2,118 1,520
Professional fees 15,644 12,592 9,349
Amortization of intangible assets 11,922 10,876 8,330
Advertising and promotion 7,595 5,174 4,718
Communications and technology 40,265 26,862 22,153
Other 35,401 31,461 26,263
Total noninterest expense 340,631 287,507 222,074
Operating income (loss) 137,004 144,954 84,710
Income tax expense 34,693 31,980 20,686
Net income 102,311 112,974 64,024
Dividends on preferred stock (3,206) (3,206) (1,701)
Net income available to common stockholders $ 99,105 $ 109,768 $ 62,323
Earnings per common share      
Basic (in dollars per share) $ 4.06 $ 4.44 $ 2.56
Diluted (in dollars per share) $ 3.96 $ 4.35 $ 2.53
Service charges on deposits      
Noninterest income:      
Revenue $ 6,844 $ 7,724 $ 5,274
Card income      
Noninterest income:      
Revenue 8,150 8,811 7,781
Fee income      
Noninterest income:      
Revenue $ 24,222 $ 17,628 $ 6,007