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Loans and Allowance for Credit Losses - Narrative (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Jun. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Premiums and discounts associated with acquired loans $ 8,127     $ 8,127   $ 13,383
Net deferred origination and factoring fees 4,324     4,324   3,307
Accrued interest on loans 28,552     28,552   19,279
Gross loans 4,371,528     4,371,528   4,120,291
Pledged loans 1,610,699     1,610,699   1,356,922
Credit loss expense 812   $ 2,646 6,068 $ 6,048  
Total past due Over-Formula Advances recorded in factored receivables 30,528     30,528   18,296
Interest earned on nonaccrual loans 0   0 0 0  
Commitments to lend 325     325    
Past Due 90 Days or More            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 31,623     31,623   41,367
Loans Held for Investment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Net charge-offs 1,206   2,465 14,210 4,204  
Credit loss expense 1,051   3,169 6,218 6,102  
Changes in Allowance for Credit Losses            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Increase in allowance for credit losses due to changes in projected loss drivers and prepayment assumptions 164   0 561 1,487  
Increase (decrease) in allowance for credit losses due to changes in loan volume and mix 395   (520) 179 (2,665)  
Increase (decrease) in allowance for credit losses due to increase (decrease) in specific reserves (714)   1,278 (8,732) 3,077  
Factored receivables            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Customer reserves 219,649     219,649   249,288
Gross loans 1,213,702     1,213,702   1,237,449
Total past due Over-Formula Advances recorded in factored receivables 0     0   0
Factored receivables | Past Due 90 Days or More            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 26,346     26,346   37,142
Factored receivables | Over-Formula Advances            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 3,581     3,581   8,202
Net charge-offs   $ 3,330        
Reimbursement for charge-off   $ 1,665        
Factored receivables | Over-Formula Advances | Past Due 90 Days or More            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Total past due Over-Formula Advances recorded in factored receivables 3,581     3,581   8,202
Factored receivables | Misdirected Payments Receivable | United States Postal Service            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 19,361     19,361   19,361
Factored receivables | Loans Held for Investment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Credit loss expense 389   183 2,460 2,298  
1-4 family residential            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 129,588     129,588   125,981
Total past due Over-Formula Advances recorded in factored receivables 1,146     1,146   1,391
1-4 family residential | Past Due 90 Days or More            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Gross loans 245     245   776
1-4 family residential | Loans Held for Investment            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Credit loss expense (8)   $ (16) 195 $ 268  
1-4 family residential | Real Eatate Loans            
Accounts, Notes, Loans and Financing Receivable [Line Items]            
Residential real estate loans in process of foreclosure $ 0     $ 0   $ 129