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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Interest and dividend income:        
Loans, including fees $ 54,836 $ 54,900 $ 108,412 $ 108,452
Factored receivables, including fees 44,217 40,028 82,911 77,937
Securities 5,721 5,523 11,029 10,874
FHLB and other restricted stock 246 234 495 466
Cash deposits 4,181 6,330 8,624 11,233
Total interest income 109,201 107,015 211,471 208,962
Interest expense:        
Deposits 15,505 15,520 29,902 27,672
Subordinated notes 661 1,225 1,343 2,449
Junior subordinated debentures 1,035 1,162 2,029 2,346
Other borrowings 3,322 1,193 5,136 2,545
Total interest expense 20,523 19,100 38,410 35,012
Net interest income 88,678 87,915 173,061 173,950
Credit loss expense (benefit) (702) 4,155 628 10,051
Net interest income after credit loss expense (benefit) 89,380 83,760 172,433 163,899
Noninterest income:        
Net gains (losses) on sale of loans 190 123 324 (69)
Insurance commissions 1,282 1,505 2,532 3,073
Other 1,493 3,127 4,792 4,472
Total noninterest income 19,384 17,167 36,574 32,166
Noninterest expense:        
Salaries and employee benefits 59,882 56,005 118,600 110,190
Occupancy, furniture and equipment 8,139 8,565 16,581 16,201
FDIC insurance and other regulatory assessments 894 641 1,621 1,294
Professional fees (320)      
Professional fees   4,558 5,744 8,099
Amortization of intangible assets 3,400 2,869 5,800 5,593
Advertising and promotion 1,838 2,008 3,302 3,222
Communications and technology 12,315 14,307 24,559 26,201
Software amortization 2,865 1,357 4,857 2,531
Travel and entertainment 1,619 1,513 3,111 3,022
Other 10,208 5,520 16,838 11,361
Total noninterest expense 100,840 97,343 201,013 187,714
Net income before income tax expense 7,924 3,584 7,994 8,351
Income tax expense 3,504 837 3,557 1,446
Net income 4,420 2,747 4,437 6,905
Dividends on preferred stock (802) (802) (1,603) (1,603)
Net income (loss) available to common stockholders $ 3,618 $ 1,945 $ 2,834 $ 5,302
Earnings per common share        
Basic (in dollars per share) $ 0.15 $ 0.08 $ 0.12 $ 0.23
Diluted (in dollars per share) $ 0.15 $ 0.08 $ 0.12 $ 0.22
Service charges on deposits        
Noninterest income:        
Revenue $ 1,742 $ 1,810 $ 3,338 $ 3,537
Card income        
Noninterest income:        
Revenue 1,922 2,085 3,719 3,953
Fee income        
Noninterest income:        
Revenue $ 12,755 $ 8,517 $ 21,869 $ 17,200