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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Loan and Lease Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance     $ 40,714    
Credit Loss Expense $ (702) $ 4,155 628 $ 10,051  
Charge-offs     (18,263)   $ (14,790)
Initial ACL on Loans Purchased with Credit Deterioration 10,780        
Ending Balance 38,691   38,691   40,714
Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 36,229 38,246 40,714 35,219 35,219
Credit Loss Expense (516) 4,068 798 8,977  
Charge-offs (12,188) (3,102) (18,263) (5,361)  
Recoveries 4,386 379 4,662 756  
Initial ACL on Loans Purchased with Credit Deterioration 10,780 0 10,780 0  
Ending Balance 38,691 39,591 38,691 39,591 40,714
Commercial real estate          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (121)   (831)
Commercial real estate | Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 4,657 5,666 3,825 6,030 6,030
Credit Loss Expense (518) (228) 427 (592)  
Charge-offs (5) 0 (121) 0  
Recoveries 64 0 67 0  
Initial ACL on Loans Purchased with Credit Deterioration 0 0 0 0  
Ending Balance 4,198 5,438 4,198 5,438 3,825
Construction, land development, land          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (250)   0
Construction, land development, land | Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 2,639 2,666 2,873 965 965
Credit Loss Expense 199 (71) (35) 1,630  
Charge-offs (250) 0 (250) 0  
Recoveries 1 1 1 1  
Initial ACL on Loans Purchased with Credit Deterioration 0 0 0 0  
Ending Balance 2,589 2,596 2,589 2,596 2,873
1-4 family residential          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (46)   (72)
1-4 family residential | Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 1,446 979 1,404 927 927
Credit Loss Expense 158 6 199 56  
Charge-offs (45) (14) (46) (14)  
Recoveries 1 1 3 3  
Initial ACL on Loans Purchased with Credit Deterioration 0 0 0 0  
Ending Balance 1,560 972 1,560 972 1,404
Farmland          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     0   0
Farmland | Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 326 407 386 442 442
Credit Loss Expense (24) (12) (84) (47)  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Initial ACL on Loans Purchased with Credit Deterioration 0 0 0 0  
Ending Balance 302 395 302 395 386
Commercial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (15,503)   (6,218)
Commercial | Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 16,191 16,560 21,419 14,060 14,060
Credit Loss Expense 1,693 2,018 762 5,069  
Charge-offs (11,132) (1,237) (15,503) (1,821)  
Recoveries 281 31 355 64  
Initial ACL on Loans Purchased with Credit Deterioration 10,780 0 10,780 0  
Ending Balance 17,813 17,372 17,813 17,372 21,419
Factored receivables          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (2,073)   (7,186)
Factored receivables | Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 9,851 11,192 9,600 11,896 11,896
Credit Loss Expense (2,638) 2,166 (1,129) 2,722  
Charge-offs (665) (1,774) (2,073) (3,332)  
Recoveries 4,005 344 4,155 642  
Initial ACL on Loans Purchased with Credit Deterioration 0 0 0 0  
Ending Balance 10,553 11,928 10,553 11,928 9,600
Consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     (270)   (483)
Consumer | Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 155 135 185 171 171
Credit Loss Expense 368 96 470 133  
Charge-offs (91) (77) (270) (194)  
Recoveries 34 2 81 46  
Initial ACL on Loans Purchased with Credit Deterioration 0 0 0 0  
Ending Balance 466 156 466 156 185
Mortgage warehouse          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Charge-offs     0   0
Mortgage warehouse | Loans Held for Investment          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 964 641 1,022 728 728
Credit Loss Expense 246 93 188 6  
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Initial ACL on Loans Purchased with Credit Deterioration 0 0 0 0  
Ending Balance $ 1,210 $ 734 $ 1,210 $ 734 $ 1,022