XML 80 R62.htm IDEA: XBRL DOCUMENT v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Financial Effect of Loan Modifications (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Term Extension        
Financing Receivable, Modified [Line Items]        
Amortized Cost $ 136,355 $ 212 $ 136,370 $ 212
% of Portfolio 2.80% 0.00% 2.80% 0.00%
Term Extension and Payment Delay        
Financing Receivable, Modified [Line Items]        
Amortized Cost $ 302   $ 302  
% of Portfolio 0.00%   0.00%  
Term Extension and Rate Reduction        
Financing Receivable, Modified [Line Items]        
Amortized Cost   $ 143   $ 143
% of Portfolio   0.00%   0.00%
Term Extension and Principal Forgiveness        
Financing Receivable, Modified [Line Items]        
Amortized Cost   $ 4,128   $ 4,128
% of Portfolio   0.10%   0.10%
Payment Delay        
Financing Receivable, Modified [Line Items]        
Amortized Cost     $ 528  
% of Portfolio     0.00%  
Commercial real estate | Term Extension        
Financing Receivable, Modified [Line Items]        
Amortized Cost $ 134,268 $ 194 $ 134,268 $ 194
% of Portfolio 17.80% 0.00% 17.80% 0.00%
Weighted average years added to life of modified loans 3 months 18 days 6 months 6 months 6 months
Commercial real estate | Term Extension and Rate Reduction        
Financing Receivable, Modified [Line Items]        
Amortized Cost   $ 143   $ 143
% of Portfolio   0.00%   0.00%
Weighted average years added to life of modified loans   1 year   1 year
Commercial real estate | Term Extension and Rate Reduction | Maximum        
Financing Receivable, Modified [Line Items]        
Weighted average contractual interest rate   12.50%   12.50%
Commercial real estate | Term Extension and Rate Reduction | Minimum        
Financing Receivable, Modified [Line Items]        
Weighted average contractual interest rate   10.00%   10.00%
1-4 family residential | Term Extension        
Financing Receivable, Modified [Line Items]        
Amortized Cost     $ 15  
% of Portfolio     0.00%  
Weighted average years added to life of modified loans     5 years  
Commercial | Term Extension        
Financing Receivable, Modified [Line Items]        
Amortized Cost $ 2,087   $ 2,087  
% of Portfolio 0.20%   0.20%  
Weighted average years added to life of modified loans 1 year 3 months 18 days   1 year 3 months 18 days  
Commercial | Term Extension and Payment Delay        
Financing Receivable, Modified [Line Items]        
Amortized Cost $ 302   $ 302  
% of Portfolio 0.00%   0.00%  
Weighted average years added to life of modified loans 6 months   9 months 18 days  
Weighted average payment delay period 6 months   9 months 18 days  
Commercial | Term Extension and Principal Forgiveness        
Financing Receivable, Modified [Line Items]        
Amortized Cost   $ 4,128   $ 4,128
% of Portfolio   0.40%   0.40%
Weighted average years added to life of modified loans   1 year 9 months 18 days   1 year 9 months 18 days
Principal forgiveness   $ 507   $ 507
Commercial | Payment Delay        
Financing Receivable, Modified [Line Items]        
Amortized Cost     $ 528  
% of Portfolio     0.00%  
Weighted average years added to life of modified loans     6 months  
Consumer | Term Extension        
Financing Receivable, Modified [Line Items]        
Amortized Cost   $ 18   $ 18
% of Portfolio   0.20%   0.20%
Weighted average years added to life of modified loans   6 years 1 month 6 days   6 years 1 month 6 days