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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Narrative (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Jun. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Jul. 10, 2025
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Premiums and discounts on acquired loans $ 10,581     $ 10,581   $ 2,689  
Net deferred origination and factoring fees 3,424     3,424   3,128  
Accrued interest on loans $ 42,827     $ 42,827   $ 36,838  
Purchased nonperforming credit deteriorated commercial loan   $ 23,411          
Nonperforming credit deteriorated commercial loan purchase price   3,284          
Initial ACL on Loans Purchased with Credit Deterioration   10,780          
Discount for purchased credit deteriorated commercial loan   9,348          
Percentage of factored receivables to total loan portfolio 96.00%     96.00%   97.00%  
Customer reserves associated with factored receivables 28.00%     28.00%   26.00%  
Loans, net $ 4,953,373     $ 4,953,373   $ 4,506,246  
Pledged loans 1,859,817     1,859,817   1,744,145  
Credit loss expense (benefit) 4,284   $ 4,263 $ 4,912 $ 14,314    
Discounted cash flow method, reasonable and supportable forecast period       1 year      
Allowance for credit losses on loans, reasonable and supportable forecasts not available, historical loss information used, period       2 years      
Interest earned on nonaccrual loans 0   0 $ 0 0    
Commitments to lend 69     69      
Loans to borrowers experiencing financial difficulty that had payment default 0   1,909 0 1,909    
Other real estate owned, net 210     $ 210   $ 0  
Texas | Accounts Receivable | Geographic Concentration Risk              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Percentage of factored receivables       19.00%   22.00%  
Colorado | Accounts Receivable | Geographic Concentration Risk              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Percentage of factored receivables       11.00%   10.00%  
Illinois | Accounts Receivable | Geographic Concentration Risk              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Percentage of factored receivables       11.00%   12.00%  
Iowa | Accounts Receivable | Geographic Concentration Risk              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Percentage of factored receivables       4.00%   4.00%  
Texas, Colorado, Illinois, And Iowa | Accounts Receivable | Geographic Concentration Risk              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Percentage of factored receivables       45.00%   48.00%  
Loans Held for Investment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Initial ACL on Loans Purchased with Credit Deterioration 0   0 $ 10,780 0    
Net charge-offs 9,391   3,522 22,992 8,127    
Credit loss expense (benefit) 4,249   5,174 5,047 14,151    
Changes In Allowance For Credit Losses              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Increase (decrease) in allowance for credit losses due to changes in projected loss drivers and prepayment assumptions 156   531 442 2,539    
Increase (decrease) in allowance for credit losses due to changes in loan volume and mix 243   (1,068) 2,029      
Increase (decrease) in allowance for credit losses due to increase (decrease) in specific reserves (5,542)   2,189 (9,637) 3,543    
Factored receivables              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Customer reserves associated with factored receivables 290,479     290,479   $ 267,891  
Loans, net           19,361  
Factored receivables | United States Postal Service              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Loans, net 0 $ 19,400   0   19,361 $ 19,400
Factored receivables | Loans Held for Investment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0    
Credit loss expense (benefit) 2,310   323 1,181 3,045    
1-4 family residential | Loans Held for Investment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0    
Credit loss expense (benefit) 243   15 442 71    
1-4 family residential | Real Eatate Loans              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Residential real estate loans in process of foreclosure 0     0   $ 0  
Construction, land development, land | Loans Held for Investment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0    
Credit loss expense (benefit) (415)   333 (450) 1,963    
Commercial real estate | Loans Held for Investment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0    
Credit loss expense (benefit) 306   (206) 733 (798)    
Commercial | Loans Held for Investment              
Accounts, Notes, Loans and Financing Receivable [Line Items]              
Initial ACL on Loans Purchased with Credit Deterioration 0   0 10,780 0    
Credit loss expense (benefit) $ 1,724   $ 4,489 $ 2,486 $ 9,558