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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Loan and Lease Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2025
Jun. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Dec. 31, 2024
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance       $ 40,714    
Credit Loss Expense $ 4,284   $ 4,263 4,912 $ 14,314  
Charge-offs       (27,953)   $ (14,790)
Initial ACL on Loans Purchased with Credit Deterioration   $ 10,780        
Ending Balance 33,549     33,549   40,714
Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 38,691   39,591 40,714 35,219 35,219
Credit Loss Expense 4,249   5,174 5,047 14,151  
Charge-offs (9,690)   (3,827) (27,953) (9,188)  
Recoveries 299   305 4,961 1,061  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 10,780 0  
Ending Balance 33,549 38,691 41,243 33,549 41,243 40,714
Commercial real estate            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Charge-offs       (157)   (831)
Commercial real estate | Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 4,198   5,438 3,825 6,030 6,030
Credit Loss Expense 306   (206) 733 (798)  
Charge-offs (36)   (831) (157) (831)  
Recoveries 4   0 71 0  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0  
Ending Balance 4,472 4,198 4,401 4,472 4,401 3,825
Construction, land development, land            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Charge-offs       (250)   0
Construction, land development, land | Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 2,589   2,596 2,873 965 965
Credit Loss Expense (415)   333 (450) 1,963  
Charge-offs 0   0 (250) 0  
Recoveries 46   0 47 1  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0  
Ending Balance 2,220 2,589 2,929 2,220 2,929 2,873
1-4 family residential            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Charge-offs       (104)   (72)
1-4 family residential | Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 1,560   972 1,404 927 927
Credit Loss Expense 243   15 442 71  
Charge-offs (58)   (18) (104) (32)  
Recoveries 23   1 26 4  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0  
Ending Balance 1,768 1,560 970 1,768 970 1,404
Farmland            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Charge-offs       0   0
Farmland | Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 302   395 386 442 442
Credit Loss Expense (7)   (1) (91) (48)  
Charge-offs 0   0 0 0  
Recoveries 0   0 0 0  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0  
Ending Balance 295 302 394 295 394 386
Commercial            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Charge-offs       (20,927)   (6,218)
Commercial | Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 17,813   17,372 21,419 14,060 14,060
Credit Loss Expense 1,724   4,489 2,486 9,558  
Charge-offs (5,424)   (1,913) (20,927) (3,734)  
Recoveries 18   18 373 82  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 10,780 0  
Ending Balance 14,131 17,813 19,966 14,131 19,966 21,419
Factored receivables            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Charge-offs       (6,087)   (7,186)
Factored receivables | Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 10,553   11,928 9,600 11,896 11,896
Credit Loss Expense 2,310   323 1,181 3,045  
Charge-offs (4,014)   (951) (6,087) (4,283)  
Recoveries 183   270 4,338 912  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0  
Ending Balance 9,032 10,553 11,570 9,032 11,570 9,600
Consumer            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Charge-offs       (428)   (483)
Consumer | Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 466   156 185 171 171
Credit Loss Expense 114   88 584 221  
Charge-offs (158)   (114) (428) (308)  
Recoveries 25   16 106 62  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0  
Ending Balance 447 466 146 447 146 185
Mortgage warehouse            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Charge-offs       0   0
Mortgage warehouse | Loans Held for Investment            
Financing Receivable, Allowance for Credit Loss [Roll Forward]            
Beginning Balance 1,210   734 1,022 728 728
Credit Loss Expense (26)   133 162 139  
Charge-offs 0   0 0 0  
Recoveries 0   0 0 0  
Initial ACL on Loans Purchased with Credit Deterioration 0   0 0 0  
Ending Balance $ 1,184 $ 1,210 $ 867 $ 1,184 $ 867 $ 1,022