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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - UNAUDITED - USD ($)
shares in Millions, $ in Millions
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Revenue:    
Net premiums earned $ 59.1 $ 117.8
Net investment income 0.9 1.9
Net realized gains on investments 2.4 0.0
Fee and other income 6.2 4.3
Total revenue 68.6 124.0
Operating expenses:    
Loss and loss adjustment expenses 59.9 129.9
Sales and marketing 68.4 35.8
Other insurance expense 2.4 11.3
Technology and development 13.8 16.0
General and administrative 18.4 30.9
Total operating expenses 162.9 223.9
Operating loss (94.3) (99.9)
Interest expense (5.3) (5.7)
Loss before income tax expense (99.6) (105.6)
Income tax expense 0.0 0.0
Net loss (99.6) (105.6)
Other comprehensive loss:    
Changes in net unrealized losses on investments (3.5) (1.8)
Comprehensive loss $ (103.1) $ (107.4)
Loss per common share: basic and diluted (in dollars per share) $ (0.40) $ (2.69)
Weighted-average common shares outstanding: basic and diluted (in shares) 247.1 39.3