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CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - UNAUDITED - USD ($)
shares in Millions, $ in Millions
 3 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Revenues:    
Net premiums earned $ 78.3 $ 59.1
Net investment income 0.6 0.9
Net realized gains on investments 1.2 2.4
Fee and other income 5.3 6.2
Total revenues 85.4 68.6
Operating expenses:    
Loss and loss adjustment expenses 96.7 59.9
Sales and marketing 14.7 68.4
Other insurance expense 1.0 2.4
Technology and development 13.9 13.8
General and administrative 30.0 18.4
Total operating expenses 156.3 162.9
Operating loss (70.9) (94.3)
Interest expense (5.5) (5.3)
Loss before income tax expense (76.4) (99.6)
Income tax expense 0.0 0.0
Net loss (76.4) (99.6)
Other comprehensive loss:    
Changes in net unrealized losses on investments (3.7) (3.5)
Comprehensive loss $ (80.1) $ (103.1)
Loss per common share: basic (both Class A and B) (in dollars per share) $ (0.30) $ (0.40)
Loss per common share: diluted (both Class A and B) (in dollars per share) $ (0.30) $ (0.40)
Weighted-average common shares outstanding: basic (both Class A and B) (in shares) 251.7 247.1
Weighted-average common shares outstanding: diluted (both Class A and B) (in shares) 251.7 247.1