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v3.25.2

REINSURANCE (Details) - USD ($) $ in Millions | 3 Months Ended | 6 Months Ended
--- | --- | ---
Jun. 30, 2025 | Jun. 30, 2024 | Jun. 30, 2025 | Jun. 30, 2024
Premiums written: |  |  |  |
Direct | $ 277.3 | $ 250.1 | $ 615.0 | $ 523.0
Assumed | 68.9 | 58.1 | 142.0 | 115.9
Ceded | (12.2) | (44.6) | (31.0) | (91.3)
Net premiums written | 334.0 | 263.6 | 726.0 | 547.6
Premiums earned: |  |  |  |
Direct | 302.1 | 252.7 | 584.1 | 481.1
Assumed | 69.2 | 55.3 | 131.6 | 101.9
Ceded | (18.3) | (46.4) | (41.4) | (91.1)
Net premiums earned | 353.0 | 261.6 | 674.3 | 491.9
Losses and LAE incurred: |  |  |  |
Direct | 186.7 | 173.6 | 357.2 | 335.8
Assumed | 55.8 | 45.1 | 101.3 | 76.6
Ceded | (9.2) | (28.4) | (19.6) | (55.7)
Net losses and LAE incurred | $ 233.3 | $ 190.3 | $ 438.9 | $ 356.7

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