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LOANS AND ALLOWANCE FOR CREDIT LOSSES - COMPOSITION OF LOANS (Details) - USD ($) $ in Thousands | Jun. 30, 2023 | Mar. 31, 2023 | Dec. 31, 2022 | Jun. 30, 2022 | Mar. 31, 2022 | Dec. 31, 2021
--- | --- | --- | --- | --- | --- | ---
Loans disclosures |  |  |  |  |  |
Lease financing receivables | $ 79,804 |  | $ 10,505 |  |  |
Loans | 5,053,142 |  | 4,515,802 |  |  |
Allowance for credit losses | (72,202) | $ (96,121) | (70,413) | $ (64,449) | $ (71,656) | $ (64,577)
Loans, net | 4,980,940 |  | 4,445,389 |  |  |
Core Banking Activities |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Loans | 4,934,228 |  | 4,258,702 |  |  |
Allowance for credit losses | (56,913) | (56,360) | (51,718) | (51,218) | (51,341) | (51,533)
Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Lease financing receivables | 79,804 |  | 10,505 |  |  |
Loans | 4,394,668 |  | 3,855,142 |  |  |
Allowance for credit losses | (55,567) | $ (55,216) | (50,709) | $ (49,727) | $ (49,616) | $ (49,407)
Republic Processing Group |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 118,914 |  | 257,100 |  |  |
Residential real estate | Residential Real Estate - Owner Occupied |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 1,086,751 |  | 911,427 |  |  |
Residential real estate | Residential Real Estate - Owner Occupied | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 1,086,751 |  | 911,427 |  |  |
Residential real estate | Residential Real Estate - Non Owner Occupied |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 350,390 |  | 321,358 |  |  |
Residential real estate | Residential Real Estate - Non Owner Occupied | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 350,390 |  | 321,358 |  |  |
Residential real estate | Home equity |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 255,755 |  | 241,739 |  |  |
Residential real estate | Home equity | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 255,755 |  | 241,739 |  |  |
Commercial real estate |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 1,727,092 |  | 1,599,510 |  |  |
Commercial real estate | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 1,727,092 |  | 1,599,510 |  |  |
Construction & land development |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 179,479 |  | 153,875 |  |  |
Construction & land development | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 179,479 |  | 153,875 |  |  |
Commercial | Commercial and Industrial |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 478,759 |  | 413,387 |  |  |
Commercial | Commercial and Industrial | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 478,759 |  | 413,387 |  |  |
Aircraft |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 208,512 |  | 179,785 |  |  |
Aircraft | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 208,512 |  | 179,785 |  |  |
Consumer |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 28,126 |  | 23,556 |  |  |
Consumer | Credit cards | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 17,134 |  | 15,473 |  |  |
Consumer | Overdrafts | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 706 |  | 726 |  |  |
Consumer | Automobile loans | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 4,177 |  | 6,731 |  |  |
Consumer | Other consumer | Traditional Banking |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 6,109 |  | 626 |  |  |
Warehouse lines of credit |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 539,560 |  | 403,560 |  |  |
Warehouse lines of credit | Warehouse Lending |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 539,560 |  | 403,560 |  |  |
Tax Refund Solution |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 193 |  | 149,272 |  |  |
Tax Refund Solution | Refund Advances | Tax Refund Solutions |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans |  |  | 97,505 |  |  |
Tax Refund Solution | Other TRS commercial and industrial loans | Tax Refund Solutions |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 193 |  | 51,767 |  |  |
Republic Credit Solution |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | 118,721 |  | 107,828 |  |  |
Republic Credit Solution | Republic Credit Solutions |  |  |  |  |  |
Loans disclosures |  |  |  |  |  |
Total loans | $ 118,721 |  | $ 107,828 |  |  |

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