XML 46 R36.htm IDEA: XBRL DOCUMENT
v3.23.2

OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 6 Months Ended
--- | ---
Jun. 30, 2023
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES |
Commitments Exclusive of Mortgage Bank Loan Commitments | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
(in thousands) |  | June 30, 2023 |  | December 31, 2022 | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | $ | 440,940 | ​ | $ | 733,940 | ​
Unused home equity lines of credit | ​ |  | 430,954 | ​ |  | 410,057 | ​
Unused loan commitments - other | ​ |  | 1,175,149 | ​ |  | 951,021 | ​
Standby letters of credit | ​ |  | 10,232 | ​ |  | 9,735 | ​
FHLB letter of credit | ​ |  | 233 | ​ |  | 643 | ​
Total commitments | ​ | $ | 2,057,508 | ​ | $ | 2,105,396 | ​
Schedule of roll-forward of the ACLC | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Three Months Ended
​ | ​ | ​ | 2023 | ​ | 2022
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 198 | ​ | $ | (53) | ​ | $ | — | ​ | $ | — | ​ | $ | 145 | ​ | $ | 130 | ​ | $ | 32 | ​ | $ | — | ​ | $ | — | ​ | $ | 162
Unused home equity lines of credit | ​ | ​ | ​ | 341 | ​ | ​ | 12 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 353 | ​ | ​ | 256 | ​ | ​ | 21 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 277
Unused construction lines of credit | ​ | ​ | ​ | 547 | ​ | ​ | 86 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 633 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Unused loan commitments - other | ​ | ​ | ​ | 374 | ​ | ​ | 25 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 399 | ​ | ​ | 654 | ​ | ​ | 7 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 661
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,460 | ​ | $ | 70 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,530 | ​ | $ | 1,040 | ​ | $ | 60 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,100
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Six Months Ended June 30,
​ | ​ | ​ | 2023 | ​ | 2022
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 190 | ​ | $ | (45) | ​ | $ | — | ​ | $ | — | ​ | $ | 145 | ​ | $ | 154 | ​ | $ | 8 | ​ | $ | — | ​ | $ | — | ​ | $ | 162
Unused home equity lines of credit | ​ | ​ | ​ | 332 | ​ | ​ | 21 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 353 | ​ | ​ | 247 | ​ | ​ | 30 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 277
Unused construction lines of credit | ​ | ​ | ​ | 384 | ​ | ​ | 249 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 633 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | — | ​ | ​ | —
Unused loan commitments - other | ​ | ​ | ​ | 344 | ​ | ​ | 55 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 399 | ​ | ​ | 651 | ​ | ​ | 10 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 661
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,250 | ​ | $ | 280 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,530 | ​ | $ | 1,052 | ​ | $ | 48 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,100
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​

X
- References No definition available. + Details
Name: | us-gaap_CommitmentsAndContingenciesDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of information about obligations resulting from other commitments. + References No definition available. + Details
Name: | us-gaap_OtherCommitmentsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 10 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482907/825-10-50-10 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 825 -SubTopic 10 -Section 50 -Paragraph 11 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482907/825-10-50-11 + Details
Name: | us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration