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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
INTEREST INCOME:        
Loans, including fees $ 72,200 $ 48,498 $ 164,809 $ 110,068
Taxable investment securities 4,784 2,688 9,387 4,747
Federal Home Loan Bank stock and other 2,070 1,716 5,214 2,197
Total interest income 79,054 52,902 179,410 117,012
INTEREST EXPENSE:        
Deposits 11,216 945 16,094 1,824
Securities sold under agreements to repurchase and other short-term borrowings 174 49 422 77
Federal Home Loan Bank advances 3,135 94 5,723 130
Total interest expense 14,525 1,088 22,239 2,031
NET INTEREST INCOME 64,529 51,814 157,171 114,981
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 6,139 3,705 32,905 12,931
NET INTEREST INCOME AFTER PROVISION 58,390 48,109 124,266 102,050
NONINTEREST INCOME:        
Mortgage banking income 907 1,763 1,707 4,420
Program fees 3,739 3,885 6,980 7,739
Increase in cash surrender value of bank owned life insurance 689 623 1,324 1,235
Death benefits in excess of cash surrender value of life insurance 1,728   1,728  
Total noninterest income 19,651 30,569 42,332 61,578
NONINTEREST EXPENSE:        
Salaries and employee benefits 30,764 28,896 60,725 58,208
Technology, equipment, and communication 6,920 7,229 14,148 14,443
Occupancy 3,591 3,224 6,997 6,664
Marketing and development 2,513 1,720 4,087 3,068
FDIC insurance expense 724 399 1,361 818
Interchange related expense 1,350 1,264 2,849 2,381
Legal and professional fees 829 804 1,890 2,169
Merger expense 127   2,200  
Other 4,715 4,120 9,719 8,486
Total noninterest expense 51,533 47,656 103,976 96,237
INCOME BEFORE INCOME TAX EXPENSE 26,508 31,022 62,622 67,391
INCOME TAX EXPENSE 5,456 6,675 13,478 14,694
NET INCOME 21,052 24,347 49,144 52,697
Service charges on deposit accounts        
NONINTEREST INCOME:        
Revenue under 606 3,527 3,363 6,826 6,589
Net refund transfer fees        
NONINTEREST INCOME:        
Revenue under 606 4,479 3,950 15,286 16,001
Interchange fee income        
NONINTEREST INCOME:        
Revenue under 606 3,419 3,461 6,470 6,531
Net losses on other real estate owned        
NONINTEREST INCOME:        
Revenue under 606 (52) (52) (105) (105)
Contract termination fee        
NONINTEREST INCOME:        
Revenue under 606       5,000
Legal settlement        
NONINTEREST INCOME:        
Revenue under 606   13,000   13,000
Other        
NONINTEREST INCOME:        
Revenue under 606 $ 1,215 $ 576 $ 2,116 $ 1,168
Class A Common Stock        
BASIC EARNINGS PER SHARE:        
Basic earnings per share (in dollars per share) $ 1.07 $ 1.23 $ 2.50 $ 2.65
DILUTED EARNINGS PER SHARE:        
Diluted earnings per share (in dollars per share) 1.07 1.22 2.50 2.64
Class B Common Stock        
BASIC EARNINGS PER SHARE:        
Basic earnings per share (in dollars per share) 0.98 1.12 2.27 2.41
DILUTED EARNINGS PER SHARE:        
Diluted earnings per share (in dollars per share) $ 0.98 $ 1.11 $ 2.27 $ 2.40