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SEGMENT INFORMATION (Details)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
USD ($)
Sep. 30, 2022
USD ($)
Sep. 30, 2023
USD ($)
segment
Sep. 30, 2022
USD ($)
Dec. 31, 2022
USD ($)
Segment Disclosure information          
Number of reportable segments | segment     5    
Segment information          
Net interest income $ 64,825 $ 58,597 $ 221,996 $ 173,578  
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 3,730 1,573 36,635 14,504  
Mortgage banking income 852 1,154 2,559 5,574  
Program fees 4,041 4,932 11,021 12,671  
Other noninterest income 8,884 8,429 27,243 23,847  
Total noninterest income 14,019 15,108 56,351 76,686  
Total noninterest expense 48,042 46,166 152,018 142,403  
INCOME BEFORE INCOME TAX EXPENSE 27,072 25,966 89,694 93,357  
Income tax expense (benefit) 5,501 6,070 18,979 20,764  
NET INCOME 21,571 19,896 70,715 72,593  
Period-end assets $ 6,386,475 $ 5,999,663 $ 6,386,475 $ 5,999,663 $ 5,835,543
Net interest margin (as percent) 4.35% 4.09% 5.09% 3.99%  
Net-revenue concentration (as percent) 100.00% 100.00% 100.00% 100.00%  
Core Banking Activities          
Segment Disclosure information          
Number of reportable segments | segment     3    
Segment information          
Net interest income $ 49,960 $ 49,685 $ 153,600 $ 133,749  
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 1,364 (1,139) 6,545 (1,308)  
Mortgage banking income 852 1,154 2,559 5,574  
Other noninterest income 8,774 8,367 26,824 23,448  
Total noninterest income 9,626 9,521 29,383 29,022  
Total noninterest expense 41,814 40,694 131,671 124,746  
INCOME BEFORE INCOME TAX EXPENSE 16,408 19,651 44,767 39,333  
Income tax expense (benefit) 3,213 4,715 9,120 8,285  
NET INCOME 13,195 14,936 35,647 31,048  
Period-end assets $ 5,848,647 $ 5,494,646 $ 5,848,647 $ 5,494,646  
Net interest margin (as percent) 3.43% 3.54% 3.68% 3.16%  
Net-revenue concentration (as percent) 76.00% 81.00% 66.00% 65.00%  
Traditional Banking          
Segment information          
Net interest income $ 47,409 $ 46,562 $ 146,198 $ 121,868  
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 1,567 (753) 6,411 (287)  
Other noninterest income 8,748 8,321 26,732 23,297  
Total noninterest income 8,748 8,321 26,732 23,297  
Total noninterest expense 39,381 37,838 122,386 114,381  
INCOME BEFORE INCOME TAX EXPENSE 15,209 17,798 44,133 31,071  
Income tax expense (benefit) 2,942 4,299 8,965 6,419  
NET INCOME 12,267 13,499 35,168 24,652  
Period-end assets $ 5,375,648 $ 5,036,343 $ 5,375,648 $ 5,036,343  
Net interest margin (as percent) 3.52% 3.63% 3.76% 3.20%  
Net-revenue concentration (as percent) 72.00% 75.00% 62.00% 58.00%  
Warehouse Lending          
Segment information          
Net interest income $ 2,467 $ 3,011 $ 7,196 $ 11,412  
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) (203) (386) 134 (1,021)  
Other noninterest income 11 13 33 38  
Total noninterest income 11 13 33 38  
Total noninterest expense 640 851 2,616 2,838  
INCOME BEFORE INCOME TAX EXPENSE 2,041 2,559 4,479 9,633  
Income tax expense (benefit) 456 572 1,001 2,168  
NET INCOME 1,585 1,987 3,478 7,465  
Period-end assets $ 458,542 $ 441,885 $ 458,542 $ 441,885  
Net interest margin (as percent) 2.33% 2.54% 2.37% 2.79%  
Net-revenue concentration (as percent) 3.00% 4.00% 3.00% 5.00%  
Mortgage Banking          
Segment information          
Net interest income $ 84 $ 112 $ 206 $ 469  
Mortgage banking income 852 1,154 2,559 5,574  
Other noninterest income 15 33 59 113  
Total noninterest income 867 1,187 2,618 5,687  
Total noninterest expense 1,793 2,005 6,669 7,527  
INCOME BEFORE INCOME TAX EXPENSE (842) (706) (3,845) (1,371)  
Income tax expense (benefit) (185) (156) (846) (302)  
NET INCOME (657) (550) (2,999) (1,069)  
Period-end assets $ 14,457 $ 16,418 $ 14,457 $ 16,418  
Net-revenue concentration (as percent) 1.00% 2.00% 1.00% 2.00%  
Republic Processing Group          
Segment Disclosure information          
Number of reportable segments | segment     2    
Segment information          
Net interest income $ 14,865 $ 8,912 $ 68,396 $ 39,829  
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 2,366 2,712 30,090 15,812  
Program fees 4,041 4,932 11,021 12,671  
Other noninterest income 110 62 419 399  
Total noninterest income 4,393 5,587 26,968 47,664  
Total noninterest expense 6,228 5,472 20,347 17,657  
INCOME BEFORE INCOME TAX EXPENSE 10,664 6,315 44,927 54,024  
Income tax expense (benefit) 2,288 1,355 9,859 12,479  
NET INCOME 8,376 4,960 35,068 41,545  
Period-end assets $ 537,828 $ 505,017 $ 537,828 $ 505,017  
Net-revenue concentration (as percent) 24.00% 19.00% 34.00% 35.00%  
Tax Refund Solutions          
Segment information          
Net interest income $ 4,525 $ 1,709 $ 40,300 $ 18,751  
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) (1,967) (1,296) 19,622 6,976  
Program fees 705 724 2,140 2,187  
Other noninterest income 82 62 326 399  
Total noninterest income 1,029 1,379 17,994 37,180  
Total noninterest expense 3,116 3,248 11,907 11,928  
INCOME BEFORE INCOME TAX EXPENSE 4,405 1,136 26,765 37,027  
Income tax expense (benefit) 896 202 5,828 8,573  
NET INCOME 3,509 934 20,937 28,454  
Period-end assets $ 403,733 $ 395,873 $ 403,733 $ 395,873  
Net-revenue concentration (as percent) 7.00% 4.00% 21.00% 22.00%  
Republic Credit Solutions          
Segment information          
Net interest income $ 10,340 $ 7,203 $ 28,096 $ 21,078  
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 4,333 4,008 10,468 8,836  
Program fees 3,336 4,208 8,881 10,484  
Other noninterest income 28   93    
Total noninterest income 3,364 4,208 8,974 10,484  
Total noninterest expense 3,112 2,224 8,440 5,729  
INCOME BEFORE INCOME TAX EXPENSE 6,259 5,179 18,162 16,997  
Income tax expense (benefit) 1,392 1,153 4,031 3,906  
NET INCOME 4,867 4,026 14,131 13,091  
Period-end assets $ 134,095 $ 109,144 $ 134,095 $ 109,144  
Net-revenue concentration (as percent) 17.00% 15.00% 13.00% 13.00%  
Net refund transfer fees          
Segment information          
Revenue under 606 $ 242 $ 593 $ 15,528 $ 16,594  
Net refund transfer fees | Republic Processing Group          
Segment information          
Revenue under 606 242 593 15,528 16,594  
Net refund transfer fees | Tax Refund Solutions          
Segment information          
Revenue under 606 $ 242 $ 593 $ 15,528 16,594  
Contract termination fee          
Segment information          
Revenue under 606       5,000  
Contract termination fee | Republic Processing Group          
Segment information          
Revenue under 606       5,000  
Contract termination fee | Tax Refund Solutions          
Segment information          
Revenue under 606       5,000  
Legal settlement          
Segment information          
Revenue under 606       13,000  
Legal settlement | Republic Processing Group          
Segment information          
Revenue under 606       13,000  
Legal settlement | Tax Refund Solutions          
Segment information          
Revenue under 606       $ 13,000