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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
INTEREST INCOME:        
Loans, including fees $ 78,175 $ 53,167 $ 242,984 $ 163,235
Taxable investment securities 4,792 3,159 14,179 7,906
Federal Home Loan Bank stock and other 2,901 4,291 8,115 6,488
Total interest income 85,868 60,617 265,278 177,629
INTEREST EXPENSE:        
Deposits 15,497 1,830 31,591 3,654
Securities sold under agreements to repurchase and other short-term borrowings 196 94 618 171
Federal Home Loan Bank advances 5,350 96 11,073 226
Total interest expense 21,043 2,020 43,282 4,051
NET INTEREST INCOME 64,825 58,597 221,996 173,578
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 3,730 1,573 36,635 14,504
NET INTEREST INCOME AFTER PROVISION 61,095 57,024 185,361 159,074
NONINTEREST INCOME:        
Mortgage banking income 852 1,154 2,559 5,574
Program fees 4,041 4,932 11,021 12,671
Increase in cash surrender value of bank owned life insurance 690 617 2,014 1,852
Death benefits in excess of cash surrender value of life insurance     1,728  
Total noninterest income 14,019 15,108 56,351 76,686
NONINTEREST EXPENSE:        
Salaries and employee benefits 28,747 27,269 89,472 85,477
Technology, equipment, and communication 7,311 7,235 21,459 21,678
Occupancy 3,503 3,211 10,500 9,875
Marketing and development 2,055 1,951 6,142 5,019
FDIC insurance expense 677 423 2,038 1,241
Interchange related expense 1,580 1,221 4,429 3,602
Legal and professional fees 803 904 2,693 3,073
Merger expense (132)   2,068  
Other 3,498 3,952 13,217 12,438
Total noninterest expense 48,042 46,166 152,018 142,403
INCOME BEFORE INCOME TAX EXPENSE 27,072 25,966 89,694 93,357
INCOME TAX EXPENSE 5,501 6,070 18,979 20,764
NET INCOME 21,571 19,896 70,715 72,593
Service charges on deposit accounts        
NONINTEREST INCOME:        
Revenue under 606 3,559 3,409 10,385 9,998
Net refund transfer fees        
NONINTEREST INCOME:        
Revenue under 606 242 593 15,528 16,594
Interchange fee income        
NONINTEREST INCOME:        
Revenue under 606 3,282 3,322 9,752 9,853
Net losses on other real estate owned        
NONINTEREST INCOME:        
Revenue under 606 (53) (53) (158) (158)
Contract termination fee        
NONINTEREST INCOME:        
Revenue under 606       5,000
Legal settlement        
NONINTEREST INCOME:        
Revenue under 606       13,000
Other        
NONINTEREST INCOME:        
Revenue under 606 $ 1,406 $ 1,134 $ 3,522 $ 2,302
Class A Common Stock        
BASIC EARNINGS PER SHARE:        
Basic earnings per share (in dollars per share) $ 1.11 $ 1.01 $ 3.61 $ 3.66
DILUTED EARNINGS PER SHARE:        
Diluted earnings per share (in dollars per share) 1.10 1.01 3.60 3.65
Class B Common Stock        
BASIC EARNINGS PER SHARE:        
Basic earnings per share (in dollars per share) 1.01 0.92 3.28 3.33
DILUTED EARNINGS PER SHARE:        
Diluted earnings per share (in dollars per share) $ 1.01 $ 0.92 $ 3.27 $ 3.32