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LOANS AND ALLOWANCE FOR CREDIT LOSSES - COMPOSITION OF LOANS (Details) - USD ($) $ in Thousands | 12 Months Ended |
--- | --- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2021 | Dec. 31, 2020
Loans disclosures |  |  |  |
Lease financing receivables | $ 88,591 | $ 10,505 |  |
Total loans | 5,239,861 | 4,515,802 |  |
Allowance for credit losses | (82,130) | (70,413) | $ (64,577) | $ (61,067)
Total loans, net | 5,157,731 | 4,445,389 |  |
Core Banking Activities |  |  |  |
Loans disclosures |  |  |  |
Total loans | 4,958,292 | 4,258,702 |  |
Allowance for credit losses | (59,845) | (51,718) | (51,533) | (52,106)
Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Lease financing receivables | 88,591 | 10,505 |  |
Total loans | 4,618,569 | 3,855,142 |  |
Allowance for credit losses | (58,998) | (50,709) | $ (49,407) | $ (49,699)
Republic Processing Group |  |  |  |
Loans disclosures |  |  |  |
Total loans | 281,569 | 257,100 |  |
Residential real estate | Residential Real Estate - Owner Occupied |  |  |  |
Loans disclosures |  |  |  |
Total loans | 1,144,684 | 911,427 |  |
Residential real estate | Residential Real Estate - Owner Occupied | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 1,144,684 | 911,427 |  |
Residential real estate | Residential Real Estate - Non Owner Occupied |  |  |  |
Loans disclosures |  |  |  |
Total loans | 345,965 | 321,358 |  |
Residential real estate | Residential Real Estate - Non Owner Occupied | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 345,965 | 321,358 |  |
Residential real estate | Home Equity |  |  |  |
Loans disclosures |  |  |  |
Total loans | 295,133 | 241,739 |  |
Residential real estate | Home Equity | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 295,133 | 241,739 |  |
Commercial real estate |  |  |  |
Loans disclosures |  |  |  |
Total loans | $ 1,785,289 | $ 1,599,510 |  |
Percentage of Nonowner-occupied CRE loans | 63.00% | 61.00% | 61.00% |
Percentage of Owner-occupied CRE loans | 37.00% | 39.00% | 39.00% |
Commercial real estate | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | $ 1,785,289 | $ 1,599,510 |  |
Construction & land development |  |  |  |
Loans disclosures |  |  |  |
Total loans | 217,338 | 153,875 |  |
Construction & land development | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 217,338 | 153,875 |  |
Commercial & industrial | Commercial and Industrial |  |  |  |
Loans disclosures |  |  |  |
Total loans | 464,078 | 413,387 |  |
Commercial & industrial | Commercial and Industrial | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 464,078 | 413,387 |  |
Aircraft |  |  |  |
Loans disclosures |  |  |  |
Total loans | 250,051 | 179,785 |  |
Aircraft | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 250,051 | 179,785 |  |
Consumer |  |  |  |
Loans disclosures |  |  |  |
Total loans | 27,440 | 23,556 |  |
Consumer | Credit Card | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 16,654 | 15,473 |  |
Consumer | Overdrafts | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 694 | 726 |  |
Consumer | Automobile loans | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 2,664 | 6,731 |  |
Consumer | Other Consumer | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 7,428 | 626 |  |
Warehouse lines of credit |  |  |  |
Loans disclosures |  |  |  |
Total loans | 339,723 | 403,560 |  |
Warehouse lines of credit | Warehouse Lending |  |  |  |
Loans disclosures |  |  |  |
Total loans | 339,723 | 403,560 |  |
Tax Refund Solution |  |  |  |
Loans disclosures |  |  |  |
Total loans | 149,207 | 149,272 |  |
Tax Refund Solution | Refund Advances | Tax Refund Solutions |  |  |  |
Loans disclosures |  |  |  |
Total loans | 103,115 | 97,505 |  |
Tax Refund Solution | Other TRS commercial and industrial loans | Republic Processing Group |  |  |  |
Loans disclosures |  |  |  |
Total loans | 46,092 | 51,767 |  |
Republic Credit Solution |  |  |  |
Loans disclosures |  |  |  |
Total loans | 132,362 | 107,828 |  |
Republic Credit Solution | Republic Processing Group |  |  |  |
Loans disclosures |  |  |  |
Total loans | $ 132,362 | $ 107,828 |  |

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