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OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES (Tables) | 12 Months Ended
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Dec. 31, 2023
OFF BALANCE SHEET RISKS, COMMITMENTS AND CONTINGENT LIABILITIES |
Commitments Exclusive of Mortgage Bank Loan Commitments | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
December 31, (in thousands) |  | ​ | 2023 |  | 2022
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 623,277 | ​ | $ | 733,940
Unused home equity lines of credit | ​ | ​ |  | 446,006 | ​ |  | 410,057
Unused loan commitments - other | ​ | ​ |  | 1,159,284 | ​ |  | 951,021
Standby letters of credit | ​ | ​ |  | 11,012 | ​ |  | 9,735
FHLB letter of credit | ​ | ​ |  | — | ​ |  | 643
Total commitments | ​ | ​ | $ | 2,239,579 | ​ | $ | 2,105,396
Schedule of roll-forward of the ACLC | ​
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
​ | ​ | ​ | ACLC Roll-forward
​ | ​ | ​ | Years Ended December 31,
​ | ​ | ​ | 2023 | ​ | 2022
​ | ​ | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending | ​ | Beginning | ​ | ​ | ​ | Charge- | ​ | ​ | ​ | Ending
(in thousands) | ​ | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance | ​ | Balance | ​ | Provision | ​ | offs | ​ | Recoveries | ​ | Balance
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Loan Commitments | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Unused warehouse lines of credit | ​ | ​ | $ | 190 | ​ | $ | (74) | ​ | $ | — | ​ | $ | — | ​ | $ | 116 | ​ | $ | 154 | ​ | $ | 36 | ​ | $ | — | ​ | $ | — | ​ | $ | 190
Unused home equity lines of credit | ​ | ​ | ​ | 332 | ​ | ​ | (277) | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 55 | ​ | ​ | 247 | ​ | ​ | 85 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 332
Unused construction lines of credit | ​ | ​ | ​ | 384 | ​ | ​ | 436 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 820 | ​ | ​ | 383 | ​ | ​ | 1 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 384
Unused loan commitments - other | ​ | ​ | ​ | 344 | ​ | ​ | 5 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 349 | ​ | ​ | 268 | ​ | ​ | 76 | ​ | ​ | — | ​ | ​ | — | ​ | ​ | 344
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​
Total | ​ | ​ | $ | 1,250 | ​ | $ | 90 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,340 | ​ | $ | 1,052 | ​ | $ | 198 | ​ | $ | — | ​ | $ | — | ​ | $ | 1,250
​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​ | ​

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