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SEGMENT INFORMATION (Details)
$ in Thousands
12 Months Ended
Dec. 31, 2023
USD ($)
segment
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Segment Disclosure information      
Number of reportable segments | segment 6    
Segment information      
Net interest income $ 288,778 $ 236,691 $ 222,740
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 47,624 22,348 14,808
Mortgage banking income 3,542 6,196 19,994
Program fees 15,582 16,172 14,237
Other noninterest income 36,585 32,362 32,096
Total noninterest income 71,457 89,810 86,575
Total noninterest expense 199,398 187,308 183,065
INCOME BEFORE INCOME TAX EXPENSE 113,213 116,845 111,442
Income tax expense (benefit) 22,839 25,739 23,831
Net income 90,374 91,106 87,611
Period-end assets $ 6,594,891 $ 5,835,543 $ 6,168,325
Net interest margin (as percent) 4.91% 4.12% 4.10%
Net-revenue concentration (as percent) 100.00% 100.00% 100.00%
Core Banking Activities      
Segment Disclosure information      
Number of reportable segments | segment 3    
Segment information      
Net interest income $ 204,245 $ 185,791 $ 183,548
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 8,536 312 (319)
Mortgage banking income 3,542 6,196 19,994
Other noninterest income 36,003 31,834 31,740
Total noninterest income 39,545 38,030 51,734
Total noninterest expense 171,667 163,197 161,942
INCOME BEFORE INCOME TAX EXPENSE 63,587 60,312 73,659
Income tax expense (benefit) 12,131 12,970 14,607
Net income 51,456 47,342 59,052
Period-end assets $ 5,859,856 $ 5,313,763 $ 5,775,552
Net interest margin (as percent) 3.61% 3.32% 3.39%
Net-revenue concentration (as percent) 68.00% 69.00% 76.00%
Traditional Banking      
Segment information      
Net interest income $ 194,516 $ 171,543 $ 157,249
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 8,698 1,429 (38)
Other noninterest income 35,885 31,648 31,492
Total noninterest income 35,885 31,648 31,492
Total noninterest expense 160,101 149,681 145,376
INCOME BEFORE INCOME TAX EXPENSE 61,602 52,081 21,467
Income tax expense (benefit) 11,673 11,104 7,685
Net income 49,929 40,977 13,782
Period-end assets $ 5,504,886 $ 4,894,773 $ 4,717,836
Net interest margin (as percent) 3.69% 3.38% 3.18%
Net-revenue concentration (as percent) 64.00% 63.00% 61.00%
Warehouse Lending      
Segment information      
Net interest income $ 9,447 $ 13,729 $ 25,218
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) (162) (1,117) (281)
Other noninterest income 44 50 57
Total noninterest income 44 50 57
Total noninterest expense 3,547 3,604 4,210
INCOME BEFORE INCOME TAX EXPENSE 6,106 11,292 20,981
Income tax expense (benefit) 1,365 2,539 4,962
Net income 4,741 8,753 16,019
Period-end assets $ 340,224 $ 405,052 $ 850,703
Net interest margin (as percent) 2.38% 2.69% 3.37%
Net-revenue concentration (as percent) 3.00% 4.00% 8.00%
Mortgage Banking      
Segment information      
Net interest income $ 282 $ 519 $ 1,081
Mortgage banking income 3,542 6,196 19,994
Other noninterest income 74 136 191
Total noninterest income 3,616 6,332 20,185
Total noninterest expense 8,019 9,912 12,356
INCOME BEFORE INCOME TAX EXPENSE (4,121) (3,061) 22,552
Income tax expense (benefit) (907) (673) 1,960
Net income (3,214) (2,388) 20,592
Period-end assets $ 14,746 $ 13,938 $ 43,929
Net interest margin (as percent) 4.19% 4.01%  
Net-revenue concentration (as percent) 1.00% 2.00% 7.00%
Republic Processing Group      
Segment Disclosure information      
Number of reportable segments | segment 3    
Segment information      
Net interest income $ 84,533 $ 50,900 $ 39,192
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 39,088 22,036 15,127
Program fees 15,582 16,172 14,237
Other noninterest income 582 528 356
Total noninterest income 31,912 51,780 34,841
Total noninterest expense 27,731 24,111 21,123
INCOME BEFORE INCOME TAX EXPENSE 49,626 56,533 39,176
Income tax expense (benefit) 10,708 12,769 9,224
Net income 38,918 43,764 29,952
Period-end assets $ 735,035 $ 521,780 $ 392,773
Net-revenue concentration (as percent) 32.00% 31.00% 24.00%
Tax Refund Solutions      
Segment information      
Net interest income $ 29,557 $ 16,896 $ 14,999
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 22,559 9,955 6,683
Other noninterest income 341 424 348
Total noninterest income 16,089 35,504 20,596
Total noninterest expense 12,035 12,377 13,611
INCOME BEFORE INCOME TAX EXPENSE 11,052 30,068 15,301
Income tax expense (benefit) 2,196 6,905 3,685
Net income 8,856 23,163 11,616
Period-end assets $ 228,738 $ 46,192 $ 371,647
Net-revenue concentration (as percent) 13.00% 16.00% 12.00%
Republic Payment Solutions      
Segment information      
Net interest income $ 15,729 $ 4,819 $ 838
Program fees 2,827 2,872 3,171
Other noninterest income 158 104 8
Total noninterest income 2,985 2,976 3,179
Total noninterest expense 3,710 3,340 2,733
INCOME BEFORE INCOME TAX EXPENSE 15,004 4,455 1,284
Income tax expense (benefit) 3,307 942 279
Net income 11,697 3,513 1,005
Period-end assets $ 366,117 $ 363,067 $ 371,647
Net interest margin (as percent) 4.59% 1.37%  
Net-revenue concentration (as percent) 5.00% 2.00% 1.00%
Republic Credit Solutions      
Segment information      
Net interest income $ 39,247 $ 29,185 $ 23,355
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 16,529 12,081 8,444
Program fees 12,755 13,300 11,066
Other noninterest income 83    
Total noninterest income 12,838 13,300 11,066
Total noninterest expense 11,986 8,394 4,779
INCOME BEFORE INCOME TAX EXPENSE 23,570 22,010 22,591
Income tax expense (benefit) 5,205 4,922 5,260
Net income 18,365 17,088 17,331
Period-end assets $ 140,180 $ 112,521 $ 109,517
Net-revenue concentration (as percent) 14.00% 13.00% 11.00%
Net refund transfer fees      
Segment information      
Revenue under 606 $ 15,748 $ 17,080 $ 20,248
Net refund transfer fees | Republic Processing Group      
Segment information      
Revenue under 606 15,748 17,080 20,248
Net refund transfer fees | Tax Refund Solutions      
Segment information      
Revenue under 606 $ 15,748 17,080 $ 20,248
Contract termination fee      
Segment information      
Revenue under 606   5,000  
Contract termination fee | Republic Processing Group      
Segment information      
Revenue under 606   5,000  
Contract termination fee | Tax Refund Solutions      
Segment information      
Revenue under 606   5,000  
Legal settlement      
Segment information      
Revenue under 606   13,000  
Legal settlement | Republic Processing Group      
Segment information      
Revenue under 606   13,000  
Legal settlement | Tax Refund Solutions      
Segment information      
Revenue under 606   $ 13,000