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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
OPERATING ACTIVITIES:      
Net income $ 90,374 $ 91,106 $ 87,611
Adjustments to reconcile net income to net cash provided by operating activities:      
Net amortization on investment securities and low-income housing investments 4,947 4,798 4,414
Net accretion and amortization on loans (3,576) (3,760) (13,973)
Unrealized and realized losses on equity securities with readily determinable fair value (63) 263 463
Depreciation of premises and equipment 7,063 7,598 8,986
Amortization of mortgage servicing rights 1,881 2,264 3,453
(Recovery) loss of mortgage servicing rights     (500)
Provision for on-balance sheet exposures 47,624 22,348 14,808
Provision for off-balance sheet exposures 90 198 63
Net gain on sale of mortgage loans held for sale (2,053) (4,942) (19,659)
Origination of mortgage loans held for sale (77,800) (205,365) (680,714)
Proceeds from sale of mortgage loans held for sale 77,928 238,398 717,847
Net gain on sale of consumer loans held for sale (12,753) (13,277) (11,298)
Origination of consumer loans held for sale (1,056,995) (1,045,715) (882,180)
Proceeds from sale of consumer loans held for sale 1,063,615 1,063,801 875,570
Net gain realized on sale of other real estate owned     (51)
Writedowns of other real estate owned 211 211 211
Deferred compensation expense - Class A Common Stock 1,440 1,228 1,024
Stock-based awards and ESPP expense - Class A Common Stock 1,298 1,753 1,545
Amortization of right-of-use assets 6,062 8,190 5,874
Accretion of operating lease liabilities (6,023) (8,223) (6,022)
Net gain on sale of bank premises and equipment     (399)
Increase in cash surrender value of bank owned life insurance (2,719) (2,526) (2,242)
Gain from death benefits in excess of cash surrender value of BOLI (1,728)   (979)
Net change in other assets and liabilities:      
Accrued interest receivable (4,875) (3,695) 3,048
Accrued interest payable 3,834 80 (183)
Other assets (24,763) (3,863) (792)
Other liabilities (4,488) 3,919 (5,672)
Net cash provided by operating activities 108,531 154,789 100,253
INVESTING ACTIVITIES:      
Net cash proceeds paid in acquisition (40,970)    
Purchases of available-for-sale debt securities (45,000) (329,820) (211,545)
Purchases of held-to-maturity debt securities (25,000) (75,000)  
Proceeds from calls, maturities and paydowns of equity and available-for-sale debt securities 106,123 161,561 230,457
Proceeds from calls, maturities and paydowns of held-to-maturity debt securities 35,999 31,945 9,139
Proceeds from sales of available-for-sale debt securities 0 0 0
Net change in outstanding warehouse lines of credit 64,837 446,990 112,246
Purchase of correspondent loans, including premiums paid (110,620) (30) (54)
Net change in other loans (493,163) (478,928) 207,169
Proceeds from redemption of Federal Home Loan Bank stock   1,165 7,086
Net purchases of Federal Home Loan Bank stock (14,624)    
Proceeds from sales of other real estate owned     611
Proceeds from sale of bank premises and equipment     637
Purchase of bank owned life insurance, net of death benefits paid     (28,901)
Investments in low-income housing tax partnerships 10,145 (8,889) (14,507)
Net purchases of premises and equipment (6,896) (3,503) (5,785)
Proceeds of principal and earnings from bank-owned life insurance 2,218    
Net cash used in investing activities (516,951) (254,509) 306,553
FINANCING ACTIVITIES:      
Net change in deposits 293,640 (301,471) 106,415
Net change in securities sold under agreements to repurchase and other short-term borrowings (119,338) (74,011) 79,941
Payments of Federal Home Loan Bank advances (733,000) (25,000) (235,000)
Proceeds from Federal Home Loan Bank advances 1,018,000 95,000 25,000
Payoff of subordinated note, net of common security interest     (40,000)
Repurchase of Class A Common Stock (20,279) (12,577) (47,528)
Net proceeds from Class A Common Stock purchased through employee stock purchase plan 627 590 591
Net proceeds from Common Stock options exercised and equity awards vested (2) 52 (142)
Cash dividends paid (28,350) (26,145) (24,699)
Net cash (used in) provided by financing activities 411,298 (343,562) (135,422)
Net change in cash and cash equivalents 2,878 (443,282) 271,384
CASH AND CASH EQUIVALENTS AT BEGINNING OF PERIOD 313,689 756,971 485,587
CASH AND CASH EQUIVALENTS AT END OF PERIOD 316,567 313,689 756,971
Cash paid during the period for:      
Interest 63,451 7,413 5,849
Income taxes 21,487 21,637 20,069
SUPPLEMENTAL NONCASH DISCLOSURES:      
Mortgage servicing rights capitalized 522 1,838 5,054
Transfers from loans to real estate acquired in settlement of loans     64
New unfunded obligations in low-income-housing investments 30,300 29,115 10,000
Right-of-use assets recorded 3,736 6,382 1,354
Operating Lease Liabilities Recorded $ 3,753 $ 6,360 $ 1,354