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LOANS AND ALLOWANCE FOR CREDIT LOSSES - REFUND ADVANCES (Details) - Tax Refund Solutions - USD ($)
$ in Thousands
2 Months Ended 12 Months Ended
Feb. 28, 2023
Feb. 28, 2022
Feb. 28, 2021
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Refund Advances            
Period Refund Advance tax credit product offered 2 months 2 months 2 months      
Refund Advances originated       $ 840,162 $ 408,712 $ 250,045
Net charge to the Provision for RAs, including ERAs       $ 22,492 $ 10,471 $ 6,723
Provision as a percentage of RAs, including ERAs       2.68% 2.56% 2.69%
Refund Advances net charge-offs (recoveries)       $ 22,360 $ 6,674 $ 6,723
Refund Advances net charge-offs (recoveries) to total Refund Advances originated       2.66% 1.63% 2.69%
Early Season Refund Advances            
Early Season Refund Advances outstanding       $ 103,115 $ 97,505  
Net charge to the Provision for outstanding Early Season Refund Advances       $ 3,931 $ 3,797  
Provision to total Early Season Refund Advances outstanding       3.81% 3.89%