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LOANS AND ALLOWANCE FOR CREDIT LOSSES - COMPOSITION OF LOANS (Details) - USD ($) $ in Thousands | 3 Months Ended | 12 Months Ended |  |
--- | --- | --- | --- | ---
Mar. 31, 2024 | Dec. 31, 2023 | Mar. 31, 2023 | Dec. 31, 2022
Loans disclosures |  |  |  |
Lease financing receivables | $ 88,272 | $ 88,591 |  |
Total loans | 5,224,292 | 5,239,861 |  |
Allowance for credit losses | (108,702) | (82,130) | $ (96,121) | $ (70,413)
Loans, net | 5,115,590 | 5,157,731 |  |
Core Banking Activities |  |  |  |
Loans disclosures |  |  |  |
Total loans | 5,036,899 | 4,958,292 |  |
Allowance for credit losses | (60,332) | (59,845) | (56,360) | (51,718)
Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Lease financing receivables | 88,272 | 88,591 |  |
Total loans | 4,573,650 | 4,618,569 |  |
Allowance for credit losses | (59,176) | (58,998) | $ (55,216) | $ (50,709)
Republic Processing Group |  |  |  |
Loans disclosures |  |  |  |
Total loans | 187,393 | 281,569 |  |
Residential real estate | Residential Real Estate - Owner Occupied |  |  |  |
Loans disclosures |  |  |  |
Total loans | 1,064,071 | 1,144,684 |  |
Residential real estate | Residential Real Estate - Owner Occupied | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 1,064,071 | 1,144,684 |  |
Residential real estate | Residential Real Estate - Non Owner Occupied |  |  |  |
Loans disclosures |  |  |  |
Total loans | 342,481 | 345,965 |  |
Residential real estate | Residential Real Estate - Non Owner Occupied | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 342,481 | 345,965 |  |
Residential real estate | Home Equity |  |  |  |
Loans disclosures |  |  |  |
Total loans | 309,083 | 295,133 |  |
Residential real estate | Home Equity | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 309,083 | 295,133 |  |
Commercial real estate |  |  |  |
Loans disclosures |  |  |  |
Total loans | $ 1,800,801 | $ 1,785,289 |  |
Percentage of Nonowner-occupied CRE loans | 64.00% | 63.00% |  |
Percentage of Owner-occupied CRE loans | 36.00% | 37.00% |  |
Commercial real estate | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | $ 1,800,801 | $ 1,785,289 |  |
Construction & land development |  |  |  |
Loans disclosures |  |  |  |
Total loans | 237,998 | 217,338 |  |
Construction & land development | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 237,998 | 217,338 |  |
Commercial & industrial | Commercial and Industrial |  |  |  |
Loans disclosures |  |  |  |
Total loans | 453,971 | 464,078 |  |
Commercial & industrial | Commercial and Industrial | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 453,971 | 464,078 |  |
Aircraft |  |  |  |
Loans disclosures |  |  |  |
Total loans | 246,060 | 250,051 |  |
Aircraft | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 246,060 | 250,051 |  |
Consumer |  |  |  |
Loans disclosures |  |  |  |
Total loans |  | 27,440 |  |
Consumer | Credit Card | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 16,858 | 16,654 |  |
Consumer | Overdrafts | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 629 | 694 |  |
Consumer | Automobile loans | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 2,054 | 2,664 |  |
Consumer | Other Consumer | Traditional Banking |  |  |  |
Loans disclosures |  |  |  |
Total loans | 11,372 | 7,428 |  |
Warehouse lines of credit |  |  |  |
Loans disclosures |  |  |  |
Total loans |  | 339,723 |  |
Warehouse lines of credit | Core Banking Activities |  |  |  |
Loans disclosures |  |  |  |
Total loans | 463,249 | 339,723 |  |
Warehouse lines of credit | Warehouse Lending |  |  |  |
Loans disclosures |  |  |  |
Total loans | 463,249 |  |  |
Tax Refund Solution |  |  |  |
Loans disclosures |  |  |  |
Total loans |  | 149,207 |  |
Tax Refund Solution | Refund Advances | Republic Processing Group |  |  |  |
Loans disclosures |  |  |  |
Total loans | 52,101 | 103,115 |  |
Tax Refund Solution | Other TRS commercial and industrial loans | Republic Processing Group |  |  |  |
Loans disclosures |  |  |  |
Total loans | 5,396 | 46,092 |  |
Republic Credit Solution |  |  |  |
Loans disclosures |  |  |  |
Total loans |  | 132,362 |  |
Republic Credit Solution | Republic Processing Group |  |  |  |
Loans disclosures |  |  |  |
Total loans | $ 129,896 | $ 132,362 |  |

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