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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
INTEREST INCOME:    
Loans, including fees $ 118,907 $ 92,609
Taxable investment securities 4,452 4,603
Federal Home Loan Bank stock and other 7,273 3,144
Total interest income 130,632 100,356
INTEREST EXPENSE:    
Deposits 26,996 4,878
Securities sold under agreements to repurchase and other short-term borrowings 130 248
Federal Home Loan Bank advances 6,587 2,588
Total interest expense 33,713 7,714
NET INTEREST INCOME 96,919 92,642
Provision for expected credit loss expense for on-balance sheet exposures (loans and investment securities) 30,622 26,766
NET INTEREST INCOME AFTER PROVISION 66,297 65,876
NONINTEREST INCOME:    
Mortgage banking income 310 800
Program fees 4,179 3,241
Increase in cash surrender value of bank owned life insurance 754 635
Total noninterest income 23,373 22,681
NONINTEREST EXPENSE:    
Salaries and employee benefits 29,716 29,961
Technology, equipment, and communication 7,490 7,228
Occupancy 3,822 3,406
Marketing and development 1,924 1,574
FDIC insurance expense 772 637
Interchange related expense 1,298 1,499
Legal and professional fees 1,055 1,061
Merger expense 41 2,073
Other 4,853 5,004
Total noninterest expense 50,971 52,443
INCOME BEFORE INCOME TAX EXPENSE 38,699 36,114
INCOME TAX EXPENSE 8,093 8,022
NET INCOME 30,606 28,092
Service charges on deposit accounts    
NONINTEREST INCOME:    
Revenue under 606 3,313 3,299
Net refund transfer fees    
NONINTEREST INCOME:    
Revenue under 606 10,820 10,807
Interchange fee income    
NONINTEREST INCOME:    
Revenue under 606 3,157 3,051
Net losses on other real estate owned    
NONINTEREST INCOME:    
Revenue under 606 (53) (53)
Other    
NONINTEREST INCOME:    
Revenue under 606 $ 893 $ 901
Class A Common Stock    
BASIC EARNINGS PER SHARE:    
Basic earnings per share (in dollars per share) $ 1.59 $ 1.42
DILUTED EARNINGS PER SHARE:    
Diluted earnings per share (in dollars per share) 1.58 1.42
Class B Common Stock    
BASIC EARNINGS PER SHARE:    
Basic earnings per share (in dollars per share) 1.44 1.30
DILUTED EARNINGS PER SHARE:    
Diluted earnings per share (in dollars per share) $ 1.43 $ 1.29