XML 77 R65.htm IDEA: XBRL DOCUMENT v3.24.1.u1
LOANS AND ALLOWANCE FOR CREDIT LOSSES - DELINQUENT LOANS (Details) - USD ($)
$ in Thousands
Mar. 31, 2024
Dec. 31, 2023
Aging or recorded investments in loans    
Lease financing receivables $ 88,272 $ 88,591
Total loans 5,224,292 5,239,861
30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Total loans $ 12,016 $ 13,571
Delinquent acquired bank loans to total acquired bank loans (as a percent) 0.23% 0.25%
60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Total loans $ 4,795 $ 3,974
Delinquent acquired bank loans to total acquired bank loans (as a percent) 0.09% 0.08%
90 + Days Delinquent    
Aging or recorded investments in loans    
Total loans $ 4,601 $ 4,547
Delinquent acquired bank loans to total acquired bank loans (as a percent) 0.09% 0.09%
Past Due    
Aging or recorded investments in loans    
Total loans $ 21,412 $ 22,092
Delinquent acquired bank loans to total acquired bank loans (as a percent) 0.41% 0.42%
Current    
Aging or recorded investments in loans    
Total loans $ 5,202,880 $ 5,217,769
Residential real estate | Residential Real Estate - Owner Occupied    
Aging or recorded investments in loans    
Carrying value of loans 1,064,071 1,144,684
Residential real estate | Residential Real Estate - Non Owner Occupied    
Aging or recorded investments in loans    
Carrying value of loans 342,481 345,965
Residential real estate | Home equity    
Aging or recorded investments in loans    
Carrying value of loans 309,083 295,133
Commercial real estate    
Aging or recorded investments in loans    
Carrying value of loans 1,800,801 1,785,289
Construction & land development    
Aging or recorded investments in loans    
Carrying value of loans 237,998 217,338
Commercial | Commercial and Industrial    
Aging or recorded investments in loans    
Carrying value of loans 453,971 464,078
Aircraft    
Aging or recorded investments in loans    
Carrying value of loans 246,060 250,051
Consumer    
Aging or recorded investments in loans    
Carrying value of loans   27,440
Warehouse lines of credit    
Aging or recorded investments in loans    
Carrying value of loans   339,723
Tax Refund Solution    
Aging or recorded investments in loans    
Carrying value of loans   149,207
Republic Credit Solution    
Aging or recorded investments in loans    
Carrying value of loans   132,362
Core Banking Activities    
Aging or recorded investments in loans    
Total loans 5,036,899 4,958,292
Core Banking Activities | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Total loans 3,522 4,184
Core Banking Activities | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Total loans 1,789 913
Core Banking Activities | 90 + Days Delinquent    
Aging or recorded investments in loans    
Total loans 2,485 3,079
Core Banking Activities | Past Due    
Aging or recorded investments in loans    
Total loans 7,796 8,176
Core Banking Activities | Current    
Aging or recorded investments in loans    
Total loans 5,029,103 4,950,116
Core Banking Activities | Warehouse lines of credit    
Aging or recorded investments in loans    
Carrying value of loans 463,249 339,723
Core Banking Activities | Warehouse lines of credit | Current    
Aging or recorded investments in loans    
Carrying value of loans   339,723
Traditional Banking    
Aging or recorded investments in loans    
Lease financing receivables 88,272 88,591
Total loans 4,573,650 4,618,569
Traditional Banking | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Lease financing receivables 7 18
Total loans 3,522 4,184
Traditional Banking | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Total loans 1,789 913
Traditional Banking | 90 + Days Delinquent    
Aging or recorded investments in loans    
Lease financing receivables 15  
Total loans 2,485 3,079
Traditional Banking | Past Due    
Aging or recorded investments in loans    
Lease financing receivables 22 18
Total loans 7,796 8,176
Traditional Banking | Current    
Aging or recorded investments in loans    
Lease financing receivables 88,250 88,573
Total loans 4,565,854 4,610,393
Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied    
Aging or recorded investments in loans    
Carrying value of loans 1,064,071 1,144,684
Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 2,861 3,396
Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 1,453 769
Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | 90 + Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 1,507 1,638
Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 5,821 5,803
Traditional Banking | Residential real estate | Residential Real Estate - Owner Occupied | Current    
Aging or recorded investments in loans    
Carrying value of loans 1,058,250 1,138,881
Traditional Banking | Residential real estate | Residential Real Estate - Non Owner Occupied    
Aging or recorded investments in loans    
Carrying value of loans 342,481 345,965
Traditional Banking | Residential real estate | Residential Real Estate - Non Owner Occupied | Current    
Aging or recorded investments in loans    
Carrying value of loans 342,481 345,965
Traditional Banking | Residential real estate | Home equity    
Aging or recorded investments in loans    
Carrying value of loans 309,083 295,133
Traditional Banking | Residential real estate | Home equity | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 464 417
Traditional Banking | Residential real estate | Home equity | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 309 96
Traditional Banking | Residential real estate | Home equity | 90 + Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 217 254
Traditional Banking | Residential real estate | Home equity | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 990 767
Traditional Banking | Residential real estate | Home equity | Current    
Aging or recorded investments in loans    
Carrying value of loans 308,093 294,366
Traditional Banking | Commercial real estate    
Aging or recorded investments in loans    
Carrying value of loans 1,800,801 1,785,289
Traditional Banking | Commercial real estate | Current    
Aging or recorded investments in loans    
Carrying value of loans 1,800,801 1,785,289
Traditional Banking | Construction & land development    
Aging or recorded investments in loans    
Carrying value of loans 237,998 217,338
Traditional Banking | Construction & land development | Current    
Aging or recorded investments in loans    
Carrying value of loans 237,998 217,338
Traditional Banking | Commercial | Commercial and Industrial    
Aging or recorded investments in loans    
Carrying value of loans 453,971 464,078
Traditional Banking | Commercial | Commercial and Industrial | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 2 140
Traditional Banking | Commercial | Commercial and Industrial | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans   36
Traditional Banking | Commercial | Commercial and Industrial | 90 + Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 744 1,184
Traditional Banking | Commercial | Commercial and Industrial | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 746 1,360
Traditional Banking | Commercial | Commercial and Industrial | Current    
Aging or recorded investments in loans    
Carrying value of loans 453,225 462,718
Traditional Banking | Aircraft    
Aging or recorded investments in loans    
Carrying value of loans 246,060 250,051
Traditional Banking | Aircraft | Current    
Aging or recorded investments in loans    
Carrying value of loans 246,060 250,051
Traditional Banking | Consumer | Credit cards    
Aging or recorded investments in loans    
Carrying value of loans 16,858 16,654
Traditional Banking | Consumer | Credit cards | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 22 31
Traditional Banking | Consumer | Credit cards | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 13 4
Traditional Banking | Consumer | Credit cards | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 35 35
Traditional Banking | Consumer | Credit cards | Current    
Aging or recorded investments in loans    
Carrying value of loans 16,823 16,619
Traditional Banking | Consumer | Overdrafts    
Aging or recorded investments in loans    
Carrying value of loans 629 694
Traditional Banking | Consumer | Overdrafts | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 114 129
Traditional Banking | Consumer | Overdrafts | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 4 1
Traditional Banking | Consumer | Overdrafts | 90 + Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans   1
Traditional Banking | Consumer | Overdrafts | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 118 131
Traditional Banking | Consumer | Overdrafts | Current    
Aging or recorded investments in loans    
Carrying value of loans 511 563
Traditional Banking | Consumer | Automobile loans    
Aging or recorded investments in loans    
Carrying value of loans 2,054 2,664
Traditional Banking | Consumer | Automobile loans | 90 + Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 2 2
Traditional Banking | Consumer | Automobile loans | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 2 2
Traditional Banking | Consumer | Automobile loans | Current    
Aging or recorded investments in loans    
Carrying value of loans 2,052 2,662
Traditional Banking | Consumer | Other consumer    
Aging or recorded investments in loans    
Carrying value of loans 11,372 7,428
Traditional Banking | Consumer | Other consumer | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 52 53
Traditional Banking | Consumer | Other consumer | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 10 7
Traditional Banking | Consumer | Other consumer | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 62 60
Traditional Banking | Consumer | Other consumer | Current    
Aging or recorded investments in loans    
Carrying value of loans 11,310 7,368
Warehouse Lending | Warehouse lines of credit    
Aging or recorded investments in loans    
Carrying value of loans 463,249  
Warehouse Lending | Warehouse lines of credit | Current    
Aging or recorded investments in loans    
Carrying value of loans 463,249  
Republic Processing Group    
Aging or recorded investments in loans    
Carrying value of loans 187,393 281,569
Republic Processing Group | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 8,494 9,387
Republic Processing Group | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 3,006 3,061
Republic Processing Group | 90 + Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 2,116 1,468
Republic Processing Group | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 13,616 13,916
Republic Processing Group | Current    
Aging or recorded investments in loans    
Carrying value of loans 173,777 267,653
Republic Processing Group | Tax Refund Solution | Refund Advances    
Aging or recorded investments in loans    
Carrying value of loans 52,101 103,115
Republic Processing Group | Tax Refund Solution | Refund Advances | Current    
Aging or recorded investments in loans    
Carrying value of loans 52,101 103,115
Republic Processing Group | Tax Refund Solution | Other TRS commercial and industrial loans    
Aging or recorded investments in loans    
Carrying value of loans 5,396 46,092
Republic Processing Group | Tax Refund Solution | Other TRS commercial and industrial loans | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 283  
Republic Processing Group | Tax Refund Solution | Other TRS commercial and industrial loans | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 283  
Republic Processing Group | Tax Refund Solution | Other TRS commercial and industrial loans | Current    
Aging or recorded investments in loans    
Carrying value of loans 5,113 46,092
Republic Processing Group | Republic Credit Solution    
Aging or recorded investments in loans    
Carrying value of loans 129,896 132,362
Republic Processing Group | Republic Credit Solution | 30 - 59 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 8,211 9,387
Republic Processing Group | Republic Credit Solution | 60 - 89 Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 3,006 3,061
Republic Processing Group | Republic Credit Solution | 90 + Days Delinquent    
Aging or recorded investments in loans    
Carrying value of loans 2,116 1,468
Republic Processing Group | Republic Credit Solution | Past Due    
Aging or recorded investments in loans    
Carrying value of loans 13,333 13,916
Republic Processing Group | Republic Credit Solution | Current    
Aging or recorded investments in loans    
Carrying value of loans $ 116,563 $ 118,446